Columbia City Homes with FHA Terms

Columbia City Homes with FHA Terms

Columbia City is a vibrant neighborhood located in Seattle, Washington. Situated in King County, this area offers a unique blend of urban convenience and natural beauty. Known for its diverse community and rich history, Columbia City has become a popular destination for homebuyers seeking a balance between city living and a tight-knit community.

One of the advantages of living in Columbia City is the availability of homes with FHA terms. FHA loans are backed by the Federal Housing Administration, making them an attractive option for first-time homebuyers or those with lower credit scores. These loans often require a lower down payment and have more flexible credit requirements compared to conventional mortgages.

With FHA terms, homebuyers in Columbia City have the opportunity to purchase their dream home with more affordable financing options. This can make the dream of homeownership more accessible for individuals and families who may not qualify for traditional loans.

Whether you're looking for a charming historic home or a modern condo, Columbia City has a diverse range of housing options to suit every taste and budget. From tree-lined streets to local parks and community events, this neighborhood offers a welcoming atmosphere for residents of all ages.

If you're considering buying a home in Columbia City, exploring the FHA terms available can open up new possibilities and make your homeownership dreams a reality.

Newest Columbia City Homes with FHA Terms

$1,098,000
4 Beds ⋅ 4 Baths ⋅ 2571317 MLS ⋅ ACTIVE Status
Modern sophistication meets everyday luxury in this impeccably crafted and maintained Columbia City home. Built in 2019 + offering 2,400 square feet of thoughtfully designed living space, this home blends elevated style with exceptional functionality in one of the city's most connected neighborhoods. Soaring ceilings and expansive windows fill the rooms with natural light, creating an inviting living space perfect for both entertaining and daily living. Stunning southern views of Mt Rainier. The chef-inspired kitchen with sleek quartz countertops, premium stainless steel appliances, soft-close Belmont cabinetry, a walk in pantry and rich hardwood flooring, delivering both beauty and performance. Upstairs, the expansive primary suite offers a true retreat with a spa-like five-piece ensuite. Three additional generously sized bedrooms provide flexibility for guests, office space, or multi-generational living. Step outside to a landscaped yard designed for relaxation and entertainment, complete with a private hot tub and outdoor TV - your own year-round escape. A spacious two-car garage with extra storage adds everyday convenience. Solar panels, Hardee siding, fresh interior paint are all added bonuses. Ideally located near Othello Light Rail, with easy access to downtown Seattle, Bellevue, Sea-Tac Airport, Seward Park, and Lake Washington, this home offers the perfect balance of lifestyle and location. Modern design. Versatile living. Unmatched connectivity. Welcome home.

4812 S Frontenac Street, Seattle

Listing courtesy of Windermere Real Estate GH LLC.

$650,000
2 Beds ⋅ 1 Baths ⋅ 2572152 MLS ⋅ ACTIVE Status
Nestled in the heart of Columbia City, this inviting Craftsman bungalow blends classic character with fresh, move-in-ready style. Set up above the street, this cozy 2-bedroom, 1-bath home + detached studio offers a real sense of privacy with brand new fencing, and territorial & city views. Step inside to find new LVT flooring and carpet throughout, complemented by all-new lighting and fresh interior paint. The refreshed kitchen shines with custom quartz countertops and stainless steel appliances, ready for everyday living or entertaining. The updated bathroom offers brand new flooring, a modern vanity with quartz counter, new lighting & faucet. Stay comfortable year-round with a newer heat pump and mini-split AC system, while the brand new roof and exterior paint offer extra peace of mind. The detached studio opens up endless possibilities — a home office, workout space, music studio, or bonus retreat. Two dedicated parking spaces, plus room below to add more parking, garden beds, or additional landscaping. All this just moments from the light rail, with Columbia City's shops and restaurants right at your doorstep.

4205 34th Avenue S, Seattle

Listing courtesy of Windermere Real Estate/East.

$940,000
3 Beds ⋅ 2 Baths ⋅ 2564071 MLS ⋅ ACTIVE Status
Modern design meets sustainable luxury in this exceptional freestanding corner townhome in Columbia City. Built by Dwell Development and boasting a coveted 5-Star Built Green certification, this home blends stylish architecture with eco-conscious living—surrounded by lush evergreen and perennial gardens that create a true urban oasis. Inside, polished concrete floors, radiant heating, triple-pane windows, mini-split A/C, and an HRV system deliver year-round comfort and efficiency. Fresh interior paint and refreshed exterior paint and staining add to the home’s crisp, move-in-ready appeal. The light-filled gourmet island kitchen is a dream for any home chef with seamless indoor-outdoor flow. There’s also space for raised garden beds, perfect for cultivating your own green retreat. The upper level offers 2 bedrooms, laundry, full spa-like bathroom, and terrace overlooking the community gardens. Practicality shines with an oversized one-car garage and an additional uncovered designated parking space. Located in the vibrant Rainier Vista community with access to a pea patch, park, and playground, all just minutes from the Link Light Rail, this home delivers the perfect balance of tranquility, connectivity, and modern living.

4440 Renton Avenue S, Seattle

Listing courtesy of Coldwell Banker Bain.

$779,950
3 Beds ⋅ 2 Baths ⋅ 2558448 MLS ⋅ ACTIVE Status
***BUILDER PAID RATES AS LOW AS 5.25%*** Welcome to the Angeline Collection — an enclave of 7 thoughtfully designed residences. Calming VIEWS of downtown Seattle, Lake WA & Mt Baker and sophisticated finishes. Experience open-concept living at its finest, gourmet kitchens shine with premium Bosch appliances, gas ranges, walk-in pantries (select homes), and exceptional cabinetry — all tailored for both everyday comfort and effortless entertaining. Each Primary suite has custom closets and ensuites featuring spa-like amenties: heated floors, glass enclosed walk-in showers, designer selected fixtures & tile, and mood lighting. Guest bedrooms or office suites with shared full baths and heated floors. Functional layouts, real hardwood floors in every home, select homes with view decks of downtown Seattle & Lake Washington. Off-street parking is equipped for EV Chargers. Walk to the bustling Columbia City business district with its amazing selection of restaurants, small shops, PCC, Olympia Coffee, and more. Columbia City Light Rail is a few blocks away for ease of commute to downtown Seattle and to SeaTac airport. Quick access to Seward Park Loop or make your way to Genessee Park & Lake Washington for upcoming Seafair celebration.

3934 B S Angeline Street, Seattle

Listing courtesy of Real Residential.

$679,000
3 Beds ⋅ 2 Baths ⋅ 2553003 MLS ⋅ ACTIVE Status
Warm modern rowhome in the heart of it all. High ceilings and striking steel and concrete open staircase lend to a sophisticated architectural design. Main level living space has large windows, abundant kitchen cabinetry, and dedicated intimate dining alcove. Top level provides a spacious primary bed with direct bathroom access and a second bed with floor to ceiling windows. Lower level is ready for guests with a third bedroom and full bath, plus storage. Rear yard with paver patio, professional hardscape, gardens, and sunshine. This home has been adored and cared for with new carpet and paint, updated bath, new Milgard windows, and ongoing preventative maintenance–the true definition of move-in ready. Upgraded blinds on all windows, roof new in 2025. Detached garage with easy drive-in access and room for bikes and gear. Designed according to the principles of New Urbanism, Rainier Vista is a truly livable neighborhood created to center relationships between neighbors and emphasize walkability. Community here develops in the park, on front porches, or over shared BBQ in the alleyway. Classically tree-lined and well managed, Rainier Vista has retained its style and matured into a SE Seattle favorite. With such close proximity to the urban core of Columbia City, you can walk to Farmer’s Market for produce or home from a night out. Grab the light rail to Pike Place to buy flowers for dinner, or spontaneously head to a last minute Mariners game, knowing you'll be right on time.

2804 S Columbian Way, Seattle

Listing courtesy of John L. Scott, Inc.

$765,000
3 Beds ⋅ 4 Baths ⋅ 2551191 MLS ⋅ ACTIVE Status
BUYER CLOSING CREDIT! $7500 Credit at Closing if under contract by Labor Day (9/7/26). This one of a kind Columbia City Townhome boasts an attached private garage, rooftop deck with city views, gas fireplace, ductless mini-split A/C, vaulted ceiling, and NO HOA. With a 91/100 Walk Score, Columbia City's business district offers a wealth of restaurants and cafes, boutiques, salons, music, and culture. PCC Market and the seasonal farmer's market. Light rail and transit provides easy transportation to Seatac Airport, sports stadiums, downtown Seattle, University of Washington, and Bellevue. Vaulted ceiling and floor-to-ceiling windows in Primary Suite create an open airy retreat with plenty of natural light. Inviting Entry on 39th Ave S to the main floor with a chef's kitchen and flexible living/dining space. 3 and 1/2 Baths with a Bathroom on every level. Brand new interior paint, carpet, modern light fixtures. Newer appliances & water heater. Walk or bike to Lake Washington and several local parks. This one is a must-see! Photos show full staging. The home is now partially staged.

4917 39th Avenue S, Seattle

Listing courtesy of Windermere Real Estate/Summit.

$679,000
3 Beds ⋅ 2 Baths ⋅ 2552386 MLS ⋅ ACTIVE Status
Warm modern rowhome in the heart of it all. High ceilings and striking steel and concrete open staircase lend to a sophisticated architectural design. Main level living space has large windows, abundant kitchen cabinetry, and dedicated intimate dining alcove. Top level provides a spacious primary bed with direct bathroom access and a second bed with floor to ceiling windows. Lower level is ready for guests with a third bedroom and full bath, plus storage. Rear yard with paver patio, professional hardscape, gardens, and sunshine. This home has been adored and cared for with new carpet and paint, updated bath, new Milgard windows, and ongoing preventative maintenance–the true definition of move-in ready. Upgraded blinds on all windows, roof new in 2025. Detached garage with easy drive-in access and room for bikes and gear. Designed according to the principles of New Urbanism, Rainier Vista is a truly livable neighborhood created to center relationships between neighbors and emphasize walkability. Community here develops in the park, on front porches, or over shared BBQ in the alleyway. Classically tree-lined and well managed, Rainier Vista has retained its style and matured into a SE Seattle favorite. With such close proximity to the urban core of Columbia City, you can walk to Farmer’s Market for produce or home from a night out. Grab the light rail to Pike Place to buy flowers for dinner, or spontaneously head to a last minute Mariners game, knowing you'll be right on time.

2804 S Columbian Way, Seattle

Listing courtesy of John L. Scott, Inc.

$810,000
3 Beds ⋅ 3 Baths ⋅ 2550072 MLS ⋅ ACTIVE Status
Tucked into a quiet community in Columbia City, this 3-bedroom, 2.75-bath home offers light, layout, and location — all with no HOA. Built in 2017 with an open-concept design, this wide townhome lives larger than expected, with bright, versatile spaces that are easy to settle into. Expansive windows fill the main living area with natural light and frame a peaceful view over the adjacent greenbelt, while tall ceilings give a sense of openness rarely found at this size. The open kitchen features a large island, high-end Bosch appliances, and generous countertops, flowing easily into the living and dining areas — ideal for quiet mornings or hosting friends. The daylight lower level is another standout, with high ceilings, natural light, patio, bedroom, and bath. The top level features 2 bedrooms, 2 bathrooms, and a walk-in closet keeps the primary suite organized. Year-round comfort includes a ductless mini-split A/C and heat system and tankless water heater, while bamboo, cork, and ceramic tile flooring add warmth throughout. Dedicated parking is in back, with additional street parking available — no permit needed. Just blocks from Geraldine's Counter, the farmers market, Columbia City's shops, restaurants, and light rail, this home offers easy access to downtown while still feeling private and quiet in one of Seattle's most loved neighborhoods. Bright, spacious, and well located, this is a Columbia City home that rarely comes along.

5179 42nd Avenue S, Seattle

Listing courtesy of Rain Town Realty + JPAR.

$674,950
2 Beds ⋅ 2 Baths ⋅ 2551535 MLS ⋅ ACTIVE Status
***BUILDER PAID RATES AS LOW AS 5.25%***Welcome to the Angeline Collection — an enclave of 7 thoughtfully designed residences, offering calming VIEWs of downtown Seattle, Lake WA & Mt Baker with sophisticated finishes. You'll sense the quality of finishes, selections, and craftsmanship & detail unmatched on the market. This is not your standard new construction home. Each home features a seamless & modern floorplan that supports an exceptionally relaxed and urbane lifestyle. Experience open-concept living at its finest, gourmet kitchens shine with premium Bosch appliances, gas ranges, walk-in pantries (select homes), and exceptional cabinetry — all tailored for both everyday comfort and effortless entertaining. Each Primary suite has custom closets and ensuites featuring spa-like amenties: heated floors, glass enclosed walk-in showers, designer selected fixtures & tile, and mood lighting. Guest bedrooms or office suites with shared full baths and heated floors. Functional layouts, real hardwood floors in every home, select homes with view decks of downtown Seattle & Lake Washington. Off-street parking is equipped for EV Chargers.

3936 B S Angeline Street, Seattle

Listing courtesy of Real Residential.

$674,950
2 Beds ⋅ 2 Baths ⋅ 2548916 MLS ⋅ ACTIVE Status
****BUILDER PAID RATES AS LOW AS 5.25%****Welcome to the Angeline Collection — an enclave of 7 thoughtfully designed residences, offering calming VIEWs of downtown Seattle, Lake WA & Mt Baker with sophisticated finishes. You'll sense the quality of finishes, selections, and craftsmanship & detail unmatched on the market. This is not your standard new construction home. Each home features a seamless & modern floorplan that supports an exceptionally relaxed and urbane lifestyle. Experience open-concept living at its finest, gourmet kitchens shine with premium Bosch appliances, gas ranges, walk-in pantries (select homes), and exceptional cabinetry — all tailored for both everyday comfort and effortless entertaining. Each Primary suite has custom closets and ensuites featuring spa-like amenties: heated floors, glass enclosed walk-in showers, designer selected fixtures & tile, and mood lighting. Guest bedrooms or office suites with shared full baths and heated floors. Functional layouts, real hardwood floors in every home, select homes with view decks of downtown Seattle & Lake Washington. Off-street parking is equipped for EV Chargers. 1% BUYER BONUS WITH PREFERRED LENDER!!!

3936 B S Angeline Street, Seattle

Listing courtesy of Real Residential.

$749,950
2 Beds ⋅ 2 Baths ⋅ 2547755 MLS ⋅ ACTIVE Status
***BUILDER PAID RATES AS LOW AS 5.25%*** Welcome to the Angeline Collection — an enclave of 7 thoughtfully designed residences, offering calming VIEWs of downtown Seattle, Lake WA & Mt Baker with sophisticated finishes. Each home features a seamless & modern floorplan that supports an exceptionally relaxed and urbane lifestyle. Experience open-concept living at its finest, gourmet kitchens shine with premium Bosch appliances, gas ranges, walk-in pantries (select homes), and exceptional cabinetry — all tailored for both everyday comfort and effortless entertaining. Each Primary suite has custom closets and ensuites featuring spa-like amenties: heated floors, glass enclosed walk-in showers, designer selected fixtures & tile, and mood lighting. Guest bedrooms or office suites with shared full baths and heated floors. Functional layouts, real hardwood floors in every home, select homes with view decks of downtown Seattle & Lake Washington. Off-street parking is equipped for EV Chargers. Walk to the bustling Columbia City business district with its amazing selection of restaurants, small shops, PCC, Olympia Coffee, and more. Columbia City Light Rail is a few blocks away for ease of commute to downtown Seattle and to SeaTac airport. Quick access to Seward Park Loop or make your way to Genessee Park & Lake Washington for upcoming Seafair celebration.

3932 S Angeline Street, Seattle

Listing courtesy of Real Residential.

$2,500,000
2544198 MLS ⋅ ACTIVE Status
Prime Columbia City LR3 (M) Site — Fully Rented Income Property Outstanding investment opportunity along the MLK transit corridor. This LR3 RC (M)-zoned property sits just blocks from the Columbia City Light Rail Station and is fully rented, providing immediate income while offering strong long-term redevelopment potential. The site features gentle topography, solid solar exposure, and frontage along a major arterial with full sidewalks and light rail transit access. 5 minutes walk Surrounded by single-family, townhome, and multifamily developments, this location supports a wide range of future residential uses. Perfect for investors seeking cash flow now with development upside later in one of Seattle’s fastest-growing urban villages.

5050 MARTIN LUTHER KING JR WAY S, Seattle

Listing courtesy of Skyline Properties, Inc..

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