Cle Elum Homes with FHA Terms

Cle Elum Homes with FHA Terms

Welcome to the charming neighborhood of Cle Elum, located in Kittitas County, Washington, USA. Cle Elum is a picturesque city known for its stunning natural beauty and outdoor recreational opportunities.

With a diverse range of homes available with FHA terms, Cle Elum offers the perfect opportunity for homebuyers looking to settle in this idyllic location. Whether you're a first-time buyer or looking to relocate, Cle Elum provides a welcoming community atmosphere and a range of housing options to suit every need.

Living in Cle Elum means being surrounded by the beauty of the Cascade Mountains, lush forests, and pristine rivers. Outdoor enthusiasts will appreciate the abundance of activities available, including hiking, fishing, skiing, and more. The city also boasts a vibrant downtown area with unique shops, restaurants, and community events.

If you're considering making Cle Elum your new home, now is the perfect time to explore the available homes with FHA terms. Take advantage of the opportunity to own a piece of this stunning region with flexible financing options that make homeownership more accessible.

Come and discover the beauty and charm of Cle Elum - where small-town charm meets natural splendor, and the perfect home is waiting for you.

Newest Cle Elum Homes with FHA Terms

$419,950
3 Beds ⋅ 1 Baths ⋅ 2570747 MLS ⋅ ACTIVE Status
Charming 3 bedroom and 1 bath home boasts stunning interior renovations. Located in the heart of downtown Cle Elum with endless potential for full-time residence, weekend getaway or possible business use. Gorgeous new kitchen with quartz countertops, island with eating space, classic white subway tile and a darling farmhouse apron front sink. Updated bathroom with new dual sink vanity, lighting, hardware and timeless shiplap detailing. New flooring, craftsman style doors, drywall and fresh paint throughout. Updated lighting and electrical along with a new sewer line in 2020 means that most of the heavy lifting has been done. The MASSIVE 24x40 garage/shop is suited for multiple vehicles, bikes, sleds or tools and adds functional space and storage.

205 Yakima Ave, Cle Elum

Listing courtesy of The Preview Group.

$1,199,000
3 Beds ⋅ 3 Baths ⋅ 2558671 MLS ⋅ ACTIVE Status
Nestled on 5 picturesque acres in the sought-after Teanaway Valley, this beautifully updated horse property offers the perfect blend of comfort, functionality, and breathtaking mountain views. The open-concept design features large windows, hardwood floors, and a stunning kitchen with granite countertops, oversized island, and spacious walk-in pantry. The luxurious primary suite includes two walk-in closets and a spa-inspired en suite with soaking tub, double-headed shower, and separate vanities. Bedrooms two and three share a convenient Jack-and-Jill bathroom, while the large upstairs bonus room provides flexible living space.Extensively remodeled in 2023, the home showcases new carpet, flooring, appliances, cabinets, tile, paint, interior doors, fixtures, select windows, and French doors, plus an additional 156 square feet added downstairs. Upgrades also include a tankless water heater, water filtration system, and improvements to the gas fireplace insert.Outside, enjoy a fully landscaped yard with in-ground sprinklers, front and back patios with stunning mountain views, cross-fenced pasture, a 40x40 shop, and a 12x24 horse shed. Recent exterior improvements include fresh paint on the home, shop, and horse shed, extensive fencing updates, and nearly $100,000 invested in landscaping over the past 12 years. A rare opportunity to own a turnkey equestrian retreat in one of Central Washington’s most scenic settings.

644 Masterson Road, Cle Elum

Listing courtesy of Coldwell Banker Bain.

$439,000
3 Beds ⋅ 2 Baths ⋅ 2557067 MLS ⋅ ACTIVE Status
Well-maintained home on an oversized lot in Cle Elum offers comfort, functionality, and a convenient location. The open floor plan features 3 bedrooms, 2 bathrooms, and a spacious living room filled with natural light from abundant windows. New flooring enhances several rooms, adding a fresh, updated feel. Enjoy the covered back porch, fully fenced yard, and ample storage with a 2-car garage featuring a dedicated storage room, plus an additional storage shed. Ideally located near parks, trails, and the Yakima River, providing easy access to outdoor recreation and everyday conveniences.

321 Washington Street, Cle Elum

Listing courtesy of John L. Scott RE Cle Elum.

$560,000
2 Beds ⋅ 2 Baths ⋅ 2555123 MLS ⋅ CONTINGENT Status
Beautifully updated home on just over one acre of level, usable land, offering the perfect blend of modern updates & country-style living. Move-in-ready property provides space, functionality, & flexibility for a wide variety of lifestyles. Inside, the home features thoughtful upgrades & comfortable living spaces, creating a welcoming environment designed for everyday living. The updated interior flows seamlessly into outdoor areas where the property truly shines. The exterior includes a productive garden area, custom chicken coop, & in-ground sprinkler system, making it ideal for anyone interested in gardening, hobby farming, or maintaining a lush yard with ease. The flat acreage provides excellent usability, offering room for outdoor entertaining, recreation, play areas, or additional landscaping. A 2-car carport & detached shop add valuable storage & workspace for tools, hobbies, or recreational equipment. Whether you need a workshop, storage for outdoor gear, or space for projects, this space offers great versatility. Properties with level acreage, garden space, & functional outbuildings are increasingly hard to find. This property offers the opportunity to enjoy privacy, open space, outdoor living, yet close to town. Perfect for those looking for a home with land, hobby farm potential, or room to enjoy the outdoors, this property combines practicality, charm, and a peaceful setting

2431 SR 970 Highway, Cle Elum

Listing courtesy of RE/MAX, The Collective.

$800,000
3 Beds ⋅ 3 Baths ⋅ 2550139 MLS ⋅ ACTIVE Status
4.75% INT. RATE YEAR 1, SEE LENDER FLYER...Lake Cle Elum BEACH ACCESS Retreat! GATED private mountain escape 1+ acre property, WALK across the street to community lake access. Open main floor features stunning new kitchen, quartz counters seamlessly up the full backsplash, farmhouse sink, double-headed faucet/pot filler, & dual-fuel convection/propane oven chef's dream. Primary Ensuite ¾bath. Upgrades include new paint, flooring, remodeled baths, custom wood vanity & exposed beams created by a local craftsman. Upstairs oversized bedrooms, bunk/rec room, & 5-piece bath; lower level heated garage/workshop, detached garage, storage, a bunkroom, a hot tub. Sleeps 11-15, snowmobiling, hiking, boating, & ORV. Year-round access. SELLERS are offering credit towards a 2-1 Buydown! 2-1 RATE BUYDOWN-Year 1- rate 4.75%, Year 2- rate 5.75%. A bonus: the 2-1 Temporary Buydown can also be paired with the GHL up to 1% lender credit (for eligible loans)

30 Crawford Lane, Ronald

Listing courtesy of Windermere Real Estate/East.

$540,000
3 Beds ⋅ 2 Baths ⋅ 2551920 MLS ⋅ ACTIVE Status
Beautifully updated Cle Elum property offers a perfect combination of comfortable living, workspace, and future investment potential. Situated on a fully fenced corner lot, this updated home is designed for today's lifestyle. Step inside to discover a spacious living room featuring a striking dimensional lumber accent wall, warm tongue-and-groove pine ceilings, custom live-edge breakfast bar, and large walk-in pantry. Extensive updates throughout include newer siding, fresh paint, updated wiring, a new electrical panel, and stylish finishes that create a home you'll be proud to own. The expansive basement makes for a perfect craftroom or shop. The newly built detached two-car garage/shop is truly a rare find, with soaring 12-foot ceilings, there's plenty of room for oversized vehicles, recreational toys, or even a vehicle lift. Plumbed for a bathroom and kitchenette add incredible flexibility for guests, a home office, or future living space, Buyer can ask City regarding zoning code allowing property to be condo'd into two separate sellable units. Enjoy a large fenced yard complete with a storage shed, oversized gate for easy access, and a fenced patio area perfect for summer barbecues or relaxing under the stars. Just minutes from downtown Cle Elum with quick access to I-90, you'll enjoy the convenience of an easy commute while being surrounded by endless outdoor recreation including hiking, fishing, golf, skiing, snowmobiling, and everything Kittitas County has to offer.

301 W 4th Street, Cle Elum

Listing courtesy of Better Properties Eastside.

$494,995
4 Beds ⋅ 2 Baths ⋅ 2522630 MLS ⋅ ACTIVE Status
Why buy a townhome when you can have room to spread out? Home and garage just got a brand new roof so with 4 bedrooms, 2 baths, updated throughout, large kitchen, good size family room, large primary with its own bath an epic family room/game room, you have everything you need! Walking distance into the adorable town of Cle Elum for dining, shopping, or bar hopping. You can hop on the bike or hiking trails straight from your back door or be up in the mountains in less than an hour. Not feeling like going anywhere? Stay home and relax in your hot tub, sit & read on your deck surrounded by nature, enjoy bocci ball in your yard & end the night roasting marshmallows around the fire, your yard feels like a resort on its own at half the price of some of the newer homes in town on cookie cutter lots or condos in Suncadia! This is the perfect place to call home, a weekend escape & is currently a successful VRBO. The detached garage could be finished into an amazing guest house, or just a place for toys! There is nothing to do except move in! All furniture & decor is included! A recent remodel included new quartz countertops, updated bathrooms, new flooring, appliances, interior & exterior paint and hardware throughout! The yard also was extensively designed. You must see to appreciate!! This is not just a new home, this is a better lifestyle! All showings to be accompanied by agent. Please do not go onto property without appointment.

417 W 2nd Street, Cle Elum

Listing courtesy of Gateway Real Estate.

$889,000
2 Beds ⋅ 2 Baths ⋅ 2520640 MLS ⋅ ACTIVE Status
Escape to your own private retreat on 5.04 Acres with over 500 ft of Creek frontage, offering peace, privacy and endless possibilities. This custom built 1688 sq ft home has 2 bedrooms, 2 bathrooms, beautiful wood flooring and vaulted ceilings throughout. The Spacious kitchen is a Chefs dream designed with function and style, with granite countertops, a large Island, custom soft close wood cabinetry, a BlueStar range and a flat-top grill, stone backsplash and a farm house sink. The upper level primary suite provides a peaceful retreat with an open design, private bath and a private deck to sit and relax. Outside, enjoy a thriving orchard with 20+ fruit trees, including Apple, Cherry, Pear and Plum varieties, along with a dedicated garden area. Additional features include two storage sheds, two RV hookups and a versatile second building known as the "Party Barn." Complete with a Kitchenette, bathroom, workshop, loft sleeping area, private room, pool table and shuffleboard. It is Perfect as a guest house, entertainment space or hobby retreat ! A separate 26 x 48 shop /garage with concrete flooring and enclosed lean-to provides ample room for vehicles, equipment or projects. This one-of-a-kind property combines country living, recreation and functionality in a truly special setting. A Must See to fully appreciate all it has to offer

1061 Lauderdale Lane, Cle Elum

Listing courtesy of Champions Real Estate.

$379,999
2 Beds ⋅ 2 Baths ⋅ 2516744 MLS ⋅ ACTIVE Status
TWO-FOR-ONE! Fully Renovated Home & Detached Studio This unique Cle Elum compound offers two distinct living spaces on one expansive double lot. Located just blocks from downtown Cle Elum, 1 hour from Seattle, and 20 minutes from Ellensburg. Perfect as a primary residence with a built-in mortgage helper, a multi-generational setup, or a high-performing investment. This 2-bed 1-bath home is move-in ready with fresh flooring, new cabinets, paint, and fixtures throughout. Updated with new attic and crawlspace insulation for year-round efficiency. The property also features an attached concrete bunker where Mary Lasko ("Moonshine Mary") of prohibition fame housed her still. The press and secret house passages are still present. Located within the detached garage is a fully finished studio, featuring new flooring, wet bar, and its own full bathroom—perfect for a private guest suite, home office, or rental. Enjoy your 300 days of sunshine under the shade of the productive fruit trees and refreshed landscaping with plenty of garden space. This is truly a one-of-a-kind property!

108 Yakima Avenue, Cle Elum

Listing courtesy of CENTURY 21 Center Point.

$425,000
2 Beds ⋅ 1 Baths ⋅ 2515329 MLS ⋅ ACTIVE Status
Fully updated and incredibly versatile, this property is a smart investment with new plumbing, electrical, windows, heat pump, and AC. Zoned commercial, it offers multiple options: live in it, rent it short-term, or run a business. The home features 2 bedrooms and 1 bath upstairs, plus a finished basement with a large rec room (pool table included) and 2 non-conforming bedrooms/offices. The lot is fully fenced with room to expand off-street parking, and there's a massive detached garage for added value. Low-maintenance and move-in ready—this property offers flexibility and long-term potential. Don’t miss out!

819 1st Street, Cle Elum

Listing courtesy of Real Broker LLC.

$354,000
3 Beds ⋅ 3 Baths ⋅ 2512305 MLS ⋅ ACTIVE Status
Tucked into one of the most desirable and quiet locations in the community, this end-unit 3 bedroom 2.5 bath townhome backs to a peaceful greenbelt, offering exceptional privacy and a serene setting. Sunlight pours through expansive windows, creating a bright, welcoming space you’ll love coming home to. Fresh interior paint and an open-concept layout make everyday living effortless, while the private patio invites you to relax and enjoy the sights of a beautiful greenbelt and sounds of nature. The spacious primary suite provides a quiet escape, and the attached garage offers plenty of room for vehicles and all your mountain gear. Just minutes from Roslyn, Suncadia, lakes, trails, golf, and year-round recreation, this home is perfectly suited as a full-time residence, weekend retreat, or investment property. Experience the ease of a true Lock-and-Leave lifestyle, just over an hour from Seattle. Virtually staged photos illustrate the home’s potential.

209 Sagebrook Lane, Cle Elum

Listing courtesy of BHHS Brick & Mortar RE.

$899,000
4 Beds ⋅ 3 Baths ⋅ 2467194 MLS ⋅ ACTIVE Status
Welcome to Coyote Creek, the premier gated neighborhood in Kittitas Valley & the closest commute to the Eastside. Sunnier days, slower pace & cleaner air await at your as-new custom NW home. Great-room w vaulted ceiling features a dormer window for charm & daylight plus a wood-burning stove. Kitchen w island offers quartz, tile backsplash, stainless appliances & pantry. Thoughtful finishes add to the PNW lifestyle. Larger bedrooms & a split floorplan w a private primary suite. Mud/laundry room for life’s necessities. AC, wired for generator, oversized garage & room for a future shop. Outside enjoy raised garden beds, covered patio w outdoor living space & fire pit. Property connects to trail w direct access onto Palouse to Cascade trail.

971 Old Cedars Road, Cle Elum

Listing courtesy of KW Everett.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.