City Of Oak Harbor Homes with Assumable Terms

City Of Oak Harbor Homes with Assumable Terms

Welcome to the charming City of Oak Harbor, located in Island County, Washington, USA. This picturesque city offers a unique blend of small-town charm and modern amenities, making it a desirable place to call home.

Oak Harbor is known for its friendly community, beautiful parks, and stunning waterfront views. Residents enjoy a range of outdoor activities, including hiking, boating, and fishing. The city also boasts a vibrant downtown area with local shops, restaurants, and cafes.

One of the appealing features of homes in Oak Harbor is the option for assumable terms. This means that buyers may have the opportunity to take over the seller's existing mortgage, making the home buying process more accessible and affordable.

Whether you're looking for a cozy cottage, a waterfront retreat, or a family-friendly home, Oak Harbor has something to offer for everyone. With its convenient location, top-rated schools, and strong sense of community, Oak Harbor is the perfect place to put down roots and create lasting memories.

If you're considering making Oak Harbor your new home, don't hesitate to explore the available homes with assumable terms. Contact us today to learn more about the real estate opportunities in this vibrant city.

Newest City Of Oak Harbor Homes with Assumable Terms

$450,000
3 Beds ⋅ 1 Baths ⋅ 2569313 MLS ⋅ ACTIVE Status
Welcome home to this charming 3-bedroom rambler-an ideal starter home in central Oak Harbor location! Enjoy the convenience of having a park right across the street, with schools, shopping, and downtown Oak Harbor just minutes away. This beautifully updated one-story home offers a spacious living room anchored by a cozy gas fireplace, creating the perfect space to relax or gather with friends. The updated kitchen features rich cabinetry, updated countertops, sink & stainless steel appliances, combining style and functionality. Major updates provide added peace of mind, including roof, siding ,windows, water heater, electrical, and plumbing fixtures- all installed in 2018. Step outside to a huge, fully fenced backyard with plenty of room for gardening, entertaining, pets or play. This move-in ready home offers comfort, value, and an unbeatable location. Don't miss your opportunity to make it your new home!

863 SE 6TH Avenue, Oak Harbor

Listing courtesy of John L. Scott Anacortes.

$510,000
3 Beds ⋅ 2 Baths ⋅ 2563231 MLS ⋅ ACTIVE Status
Discover easy single-level living in Cherry Hill, one of Oak Harbor’s most welcoming and established neighborhoods. This comfortable 1-story home offers 3 bedrooms and 1.75 baths, all enhanced by stylish, low-maintenance LVP flooring throughout. The open kitchen features a generous island that’s perfect for cooking, gathering, or entertaining, while Hardi-plank siding adds long-lasting durability and curb appeal. Situated on a corner lot, the home provides extra space and a fully fenced backyard with an apple tree, ideal for pets, play, gardening, or quiet outdoor evenings. A deck off the dining room creates a natural extension of your living space for weekend barbecues or morning coffee. Hallway has built-in secretary desk. Enjoy efficient comfort with a natural-gas water heater and forced-air furnace, plus the convenience of a finished 2-car garage for storage and projects. Cherry Hill includes a small park and playground, making it a friendly spot for all ages. Minutes from NAS Whidbey Island, downtown shopping, restaurants, and everyday essentials, this home sits inside the Olympic Rain Shadow for more sunny days and a brighter lifestyle. Whether you’re starting out, settling in, or simplifying life, this home offers a blend of comfort, location, and community that’s hard to beat.

1667 NW Almond Loop, Oak Harbor

Listing courtesy of Windermere Whidbey Island.

$335,000
2 Beds ⋅ 2 Baths ⋅ 2548673 MLS ⋅ ACTIVE Status
Assumable Loan – Please contact the Listing Broker for details. Welcome to your new coastal retreat in the heart of Oak Harbor! This beautifully updated top-floor condo offers a bright, open floor plan designed for easy living and entertaining. Step outside and you're right next door to Windjammer Park, with waterfront hiking trails, the beach, and park amenities practically in your backyard. Enjoy the convenience of elevator access and secure gated entry. Inside, the seller has taken care of the major updates, including brand-new carpeting throughout the entire unit and a recently installed 50-gallon water heater featuring a safe automatic shut-off. Located just a short stroll from historic downtown Oak Harbor, this home offers the ultimate walkable waterfront lifestyle. Don't miss these incredible views—schedule your private tour today!

651 SE Bayshore Drive Unit #B304, Oak Harbor

Listing courtesy of HomeSmart One Realty.

$512,000
3 Beds ⋅ 2 Baths ⋅ 2540166 MLS ⋅ ACTIVE Status
This quality, one-level home features the perfect combination of comfort, convenience and quick access to shopping, NASWI, transit, and almost anything you may want in the city. The great room style living space offers great layout flexibility in the dining and living areas. Primary bedroom and bath are separate from the two secondary bedrooms. A full bath and half bath serve the main living space. Utility room leads to spacious 2-car garage. Siding is durable Hardi-Board. Fully fenced back yard provides a great space for gatherings and other uses. Assumption of low-rate mortgage is possible for qualified buyer.

1379 NE Big Berry Loop, Oak Harbor

Listing courtesy of Century 21 North Homes Realty.

$585,000
4 Beds ⋅ 3 Baths ⋅ 2538566 MLS ⋅ ACTIVE Status
Welcome home to this beautiful Oak Harbor gem! Located in the Fireside community, this property checks every single box. Step inside to find soaring high ceilings that flood the home with natural light, leading you into a spacious, remodeled kitchen designed for effortless cooking and entertaining. The primary suite has a walk in closet you don't want to miss and the home has all new carpet. The exterior boasts crisp new paint, RV parking, and a fully fenced backyard, ideal for privacy, pets, or play. For ultimate peace of mind, the home comes fully wired for a backup generator. Combining modern upgrades, functional outdoor space, and an unbeatable location close to everything, this home is ready for its next chapter!

1702 SW Ulysses Street, Oak Harbor

Listing courtesy of Keller Williams Western Realty.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.