Church Lake Homes with Conventional Terms

Church Lake Homes with Conventional Terms

Church Lake is a charming neighborhood nestled in the heart of Bonney Lake, a picturesque city in Pierce County, Washington. This tranquil community offers a serene and peaceful atmosphere, making it an ideal place to call home.

Located in the beautiful Pacific Northwest region of the United States, Church Lake provides residents with easy access to the natural beauty that Washington has to offer. With its close proximity to Mount Rainier National Park and the stunning Lake Tapps, outdoor enthusiasts will find plenty of opportunities for hiking, boating, and fishing.

One of the highlights of Church Lake is its selection of homes with conventional terms. Whether you are a first-time homebuyer or looking to upgrade, you will find a range of options to suit your needs. These homes offer the convenience and flexibility of conventional financing, making it easier for buyers to secure a mortgage and settle into their dream home.

With its friendly community atmosphere and convenient location, Church Lake is an excellent choice for families, professionals, and retirees alike. The neighborhood is also served by top-rated schools, ensuring that children receive a quality education.

If you are looking for a peaceful and welcoming neighborhood in Bonney Lake, Church Lake is definitely worth considering. Its natural beauty, convenient location, and homes with conventional terms make it a desirable place to live.

Newest Church Lake Homes with Conventional Terms

$495,950
4 Beds ⋅ 2 Baths ⋅ 2566355 MLS ⋅ ACTIVE Status
Welcome to lake life! The Church Lake Community offers residents access to a private park featuring a boat launch, pickleball and volleyball courts, a children's play area, picnic areas, and a swimming beach. This home is ready for updating and offers a great opportunity for someone with vision to reimagine the space and make it their own. This spacious 4-bedroom, 2-bath home is located directly across the street from Lake Tapps and offers beautiful lake views, along with a partial view of Mount Rainier. Inside, you'll find a cozy fireplace in the living room and a wood stove in the den, office, or nook area. Ceiling fans in every bedroom provide added comfort. The fully fenced backyard offers plenty of room to relax or entertain, with additional space for boat and RV parking and the potential to build a shop or detached garage.

20601 Church Lake Drive E, Bonney Lake

Listing courtesy of Redfin.

$499,950
3 Beds ⋅ 2 Baths ⋅ 2564143 MLS ⋅ ACTIVE Status
Welcome to this fantastic one-level home in a desirable Lake Tapps community! New interior paint and a clean, move-in-ready feel make this home an exceptional value. Enjoy beautiful views of Lake Tapps from the property or seclude yourself in the fully fenced, private backyard that features a storage shed and large patio pad that doubles as potential parking! As a resident, you'll also have the opportunity($175/annually) to enjoy access to a private community park, courts, and waterfront with boat launch on Lake Tapps, offering endless opportunities for recreation and outdoor fun. A wonderful combination of comfort, convenience, and lifestyle at an attractive price!

20643 Church Lake Drive E, Bonney Lake

Listing courtesy of T Edwards Co.

$525,000
3 Beds ⋅ 1 Baths ⋅ 2552400 MLS ⋅ ACTIVE Status
NO HOA! Your Lake Tapps lifestyle starts here. Enjoy a partial view of the lake and exclusive access to private Church Lake Park, where you can swim, kayak, paddleboard, or simply relax by the water. Situated on a spacious .34-acre lot, this 3-bedroom home features a fully fenced backyard, raised garden beds, a greenhouse, and a powered shed which are perfect for gardening, hobbies, or extra storage. Inside, the kitchen is equipped with newer stainless-steel appliances and a gas stove, making meal prep a joy. Stay comfortable year-round with central A/C, a new gas hot water heater, upgraded gutters, and the peace of mind that comes with a durable metal roof. Spend your weekends exploring the lake, tending to your garden, entertaining friends in the backyard, or simply enjoying the peaceful setting. Move-in ready, beautifully maintained, and just moments from the lake. This is one you'll want to see in person.

21114 Church Lake Drive E, Bonney Lake

Listing courtesy of Wilcox Real Estate.

$589,950
3 Beds ⋅ 3 Baths ⋅ 2544560 MLS ⋅ ACTIVE Status
Welcome to your Lake Tapps retreat! Situated on a spacious half-acre lot across the street from Lake Tapps, this beautifully maintained 3-bedroom, 2.25-bath rambler offers the perfect combination of comfort, style, and outdoor living. Step inside to a thoughtfully remodeled interior featuring a desirable layout designed for comfortable everyday living. The spacious living room, complete with a cozy electric fireplace, offers a warm and inviting place to gather, while the updated kitchen with stainless steel appliances and an adjoining dining area provides a functional space for cooking, dining, and entertaining. The primary suite is a true retreat, offering a walk-in closet, an updated ensuite bath, and an oversized walk-in shower with dual shower heads for a spa-like experience. French doors lead to an expansive wraparound Trex deck with a covered area, creating the perfect space to enjoy morning coffee, host gatherings, or relax year-round. The fully fenced backyard is designed for fun and relaxation with an above-ground pool with swim deck, cozy firepit, generous lawn, garden space, and an outbuilding with sound system, that provides excellent storage or space for hobbies. Additional highlights include all appliances, no HOA, ample parking, and plenty of room for an RV, boat, or other recreational toys. Enjoy the best of Lake Tapps living with easy access to the water, a spacious lot, and a move-in-ready home you'll love coming home to.

6911 Vandermark Road E, Bonney Lake

Listing courtesy of Coldwell Banker Danforth.

$3,570,000
6 Beds ⋅ 6 Baths ⋅ 2551022 MLS ⋅ ACTIVE Status
A rare opportunity to own one of Lake Tapps’ most distinctive estates, designed for luxury entertaining, multigenerational living, and passionate car collecting. Beyond the grand arched entry lies over 8,000 sqft of craftsmanship. Expansive cathedral windows frame sweeping lake views while radiant floors span every level of the home. Outside a private dock & boat launch create a true waterfront resort experience for multiple boats & personal watercraft. Connections in place for a hot tub & outdoor kitchen. For automotive enthusiasts the extraordinary 2,322 SF garage offers space for up to eight vehicles, recreational watercraft, or lift installation with oversized doors, exceptional clearance, heated floors & half bath. The heart of the home was designed for gathering, featuring a chef's kitchen with dual islands, butler's pantry, & entertaining spaces anchored by four gas fireplaces throughout the residence. The primary retreat offers a waterfront deck, fireplace, custom dressing room, coffee nook, spa-inspired bath, while the fully finished lower level functions as an independent residence complete with kitchen, theater, fireplace, bedroom, bath, laundry, & future elevator access. With rare construction quality, the home features concrete wall construction, tile roofing, full radiant heat, integrated technology infrastructure with audio & commercial-grade systems. Properties offering this level of construction quality, waterfront living & flexibility rarely come to market.

21125 Church Lake Drive E, Bonney Lake

Listing courtesy of Real Broker LLC.

$2,000,000
4 Beds ⋅ 4 Baths ⋅ 2547175 MLS ⋅ ACTIVE Status
Exceptional 95 feet of low-bank, eastern-facing Lake Tapps waterfront offering breathtaking sunrise views and an unparalleled waterfront lifestyle. Thoughtfully designed for both everyday living and entertaining, this custom residence showcases an open-concept floor plan enhanced by soaring vaulted and elegant tray ceilings with inset lighting throughout. The gourmet chef's kitchen serves as the heart of the home, featuring stainless steel appliances, granite countertops, an oversized breakfast bar, expansive walk-in pantry, and formal dining area that flows seamlessly into the main living spaces.Designed for convenient main-level living, the home offers a luxurious primary suite, private en-suite guest bedroom, dedicated office, and effortless access to the outdoor entertaining areas. The lower level provides exceptional flexibility with a spacious media/game room, two additional bedrooms, a second full kitchen, second laundry, and covered patio—ideal for multi-generational living, extended guests, or a private retreat.Outside, experience one of Lake Tapps' most impressive waterfront settings. Enjoy a rare dual dock complete with a covered boat slip, expansive moorage, and a no-bank sandy shoreline perfect for swimming, relaxing, and making lasting summer memories. Gather around the lakeside fire pit, entertain year-round, or simply take in the spectacular waterfront setting.

20910 Church Lake Drive E, Bonney Lake

Listing courtesy of eXp Realty.

$845,000
2527663 MLS ⋅ ACTIVE Status
Rare opportunity to own a well-maintained duplex in the highly desirable Lake Tapps area, tucked away on a quiet dead-end street surrounded by mature trees and a peaceful neighborhood setting. Purchased from builder by sellers in 2003, this property has been an exceptional long-term investment with strong appreciation, reliable tenants, and steadily increasing rental income. Each spacious unit offers nearly 1400 sq ft with 3 bedrooms, 2.5 baths, full-size laundry, large primary suites with walk-in closets, private decks, backyards, and oversized 2-car garages, a combination that has made tenant retention remarkably strong. Current tenant in Unit 1 has been extremely reliable and would like to stay. The previous tenant in Unit 2 remained for 9 years. Unit 2 has recently been refreshed with new interior paint, new laminate flooring throughout the main level, new front-load washer and dryer, new water heater, and new range. Unit 2 also features granite countertops, while Unit 1 offers laminate flooring in the kitchen and dining areas. Entire building received a new roof and gutters in 2026. Neighborhood membership includes access to coveted Church Lake Park on Lake Tapps with private picnic areas, playground, + boat launch access, a rare amenity in an area with limited public lake access. Opportunity for either an investor seeking strong rental appeal and upside potential, or an owner-occupant looking to offset mortgage costs with built-in rental income.

7418 207th Avenue E, Bonney Lake

Listing courtesy of Rethinking Real Estate LLC.

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