Chelan Homes with FHA Terms

Chelan Homes with FHA Terms

Welcome to Chelan, a beautiful neighborhood located in Chelan County, Washington, USA. This charming city offers a wonderful community atmosphere and a range of amenities that make it an ideal place to call home.

Chelan is known for its stunning natural scenery, with the sparkling waters of Lake Chelan and the surrounding mountains providing a picturesque backdrop. Outdoor enthusiasts will find plenty of opportunities for hiking, biking, boating, and fishing in the area. The city also boasts a vibrant downtown area, filled with local shops, restaurants, and entertainment options.

If you're in the market for a new home, Chelan offers a variety of options, including homes with FHA terms. FHA, or Federal Housing Administration, loans are a popular choice for many homebuyers, as they offer more flexible credit requirements and lower down payment options. This can make homeownership more accessible for first-time buyers or those with less-than-perfect credit.

With FHA terms, you can find a home in Chelan that suits your needs and budget. Whether you're looking for a cozy bungalow or a spacious family home, there are options available to fit your lifestyle.

So, if you're considering a move to Chelan, you'll find a friendly community, stunning natural beauty, and the opportunity to find your dream home with FHA terms. Don't miss out on the chance to be a part of this wonderful neighborhood.

Newest Chelan Homes with FHA Terms

$649,900
5 Beds ⋅ 2 Baths ⋅ 2570273 MLS ⋅ ACTIVE Status
Opportunity awaits in the heart of Lake Chelan! Extensively renovated with a studs-out remodel in 2022 and over $200,000 invested in upgrades, this turnkey property offers a perfect blend of modern comfort, prime location, & income-producing potential. Just blocks from the lake & downtown, this home is ideally positioned as either a full-time residence, vacation retreat, or high-performing short-term rental. This spacious 5 bedroom 2,460-square-foot home features a fully fenced & shaded front yard creating a welcoming outdoor retreat, while the private back patio is designed for entertaining with covered dining, sectional seating around a firepit, and detached storage shed. Inside, nearly every surface & system has been updated, including flooring, appliances, bathrooms, HVAC (AC!), electrical, plumbing, windows, and more. The living room is anchored by a charming bay window framing beautiful mountain views, an expansive dining area comfortably seating 10 guests, 3 bedrooms & a tiled bath with radiant flooring. Two light-filled oversized bedrooms upstairs sharing a full bath. A massive unfinished attic presents potential for future expansion — a bunk room or play area. Thoughtfully redesigned, this move-in-ready property offers flexibility, charm, & proven rental performance in one of Washington’s most sought-after vacation destinations. Inspection report & rental statements available. Schedule a private tour today!

507 E Wapato Avenue, Chelan

Listing courtesy of Windermere Real Estate Midtown.

$649,000
3 Beds ⋅ 2 Baths ⋅ 2557619 MLS ⋅ ACTIVE Status
Exceptional Chelan Hills HOME with all the "Premier" community amenities Enjoy sweeping Lake & Mountain views Amenities include a community boat launch,two community pools,two waterfront parks with sandy beaches,boat buoys,tennis,basketball & volleyball courts. This low-maintenance property offers an outstanding Lake Chelan lifestyle located on the desirable sunny north shore just five-minutes away from both downtown Chelan and Manson where you will enjoy restaurants,shops & wineries. This home is designed for easy lake living; the main level features an open kitchen and great room, along with the primary suite. The lower level includes two additional bedrooms and a full bath. Enjoy the separate lock-off guest quarters located at the back of the home, offering excellent flexibility for guests and extended living{This finished space is not included in the home's square footage.}Two Expansive outdoor decks capture panoramic views and provide a wonderful setting for entertaining or quiet relaxation. This beautifully maintained home shows "Pride in Ownership" with a new roof in 2026,updated kitchen, new flooring,repiped plumbing, exterior painted two years ago, decks all redone with Trex decking to name a few. Prof. landscaped yard includes updated in-ground irrigation & minimal lawn care, enhancing the home’s appeal and ease of ownership.Bonus feature: Lot can also be accessed from the top {off Boyd Road} giving opportunity to build a garage or simply enjoy the additional space

130 Monte Carlo Drive, Chelan

Listing courtesy of Gilpin Realty, Inc..

$429,000
2 Beds ⋅ 1 Baths ⋅ 2556606 MLS ⋅ ACTIVE Status
Affordable in-town Chelan living with endless potential! Just blocks from the sparkling waters of Lake Chelan, this charming 2-bedroom home offers an incredible opportunity to own in one of Washington's most sought-after destinations. Situated on a large, level 6,534 sq. ft. lot, the property features a spacious backyard with room to entertain, garden, expand outdoor living, or simply relax and enjoy the Chelan sunshine. Inside, you'll find an efficient single-level floor plan making it an ideal full-time residence, vacation getaway, or investment property. The unbeatable location places you within walking distance of downtown Chelan's restaurants, wineries, boutique shopping, parks, public beaches, boat launches, and year-round community events. Spend your days boating, paddleboarding, wine tasting, golfing, hiking, or exploring everything Lake Chelan has to offer—all just minutes from your front door. Whether you're looking for your first home, a weekend retreat, or a property to personalize over time, this is your chance to enjoy the coveted Chelan lifestyle at an attainable price. Don't miss this rare opportunity to own an in-town property in the heart of Lake Chelan. Buyer to verify intended use, short term rentals and zoning directly with governing authorities

119 W Gibson Avenue, Chelan

Listing courtesy of Diamond Real Estate.

$139,900
2546240 MLS ⋅ ACTIVE Status
Great building parcel located very close to the core downtown area of Chelan. A lot with a view and with irrigation water available. Bring your dreams for your forever home, this .69 acre parcel will provide the rest. Once part of a larger apple orchard, this part of town still offers that rural feel. The quiet you've been looking for is right here within reach for just under $140,000, land like this doesn't doesn't get more affordable. Check into the new ADU rules for the State and County, this could be your very own "compound" or mini development.

0 NNA Riverview Cemetery Road, Chelan

Listing courtesy of RE/MAX Advantage.

$425,000
2 Beds ⋅ 1 Baths ⋅ 2526050 MLS ⋅ ACTIVE Status
Rarely does a home under $450,000 surface in the Lake Chelan Valley, and when it does, it does not last long. Welcome to 608 N Bradley Street, a charming 1920s stucco rambler nestled in the heart of downtown Chelan, offering the kind of value and location that simply does not come around often. Step inside and you will find a freshly updated interior featuring new luxury vinyl plank flooring, a quaintly painted living room and dining room, and a galley-style kitchen with Formica counters and stainless steel appliances. Two comfortable bedrooms, a full bathroom, and a bonus room round out a thoughtful floor plan that lives larger than it looks. Outside, the property continues to impress. A detached shed has been reimagined as a private gym, the front yard is nicely groomed and fully fenced, and a dedicated RV parking pad adds rare utility for a downtown lot. At 3,920 square feet and positioned within the Downtown Mixed Residential zone, the possibilities here extend well beyond move-in ready. Whether you are a first-time buyer planting roots in one of Washington's most beloved communities or an investor seeking a turnkey rental in a high-demand market, this is the opportunity you have been waiting for. Best value in the valley. Come see it today.

608 N Bradley Street, Chelan

Listing courtesy of Windermere RE/Lake Chelan.

$745,000
3 Beds ⋅ 2 Baths ⋅ 2519828 MLS ⋅ ACTIVE Status
Located in the desirable Chelan area, this property offers a great opportunity to enjoy the Lake Chelan lifestyle with nearby access to recreation, wineries, downtown dining, and year-round outdoor activities. Enjoy beautiful views of Spader’s Bay, providing a scenic backdrop that enhances the natural setting and sense of tranquility. The home also features a private pool, creating a true resort-style experience ideal for relaxing, entertaining, and enjoying warm Chelan summers. Whether used as a primary residence, vacation getaway, or investment property, this home offers strong versatility and long-term value in a high-demand recreational market. Just minutes from Lake Chelan and all the amenities the area is known for, this is a fantastic opportunity to own in one of the region’s most sought-after communities.

820 W Golf Course Drive, Chelan

Listing courtesy of LPT Realty LLC.

$1,300,000
3 Beds ⋅ 3 Baths ⋅ 2505383 MLS ⋅ ACTIVE Status
Escape to the ultimate Lake Chelan waterfront lifestyle with this stunning, turn-key furnished retreat offering luxury, comfort & income potential. This 3 bed, 2.5 bath home with a separate ADU features shared waterfront, a dedicated dock & buoy (Space #1) and access to the beach shared by only 4 properties—an incredibly rare opportunity. Dedicated parking adds convenience for you and your guests. Recently refreshed with new interior paint & rich hardwood floors, the home blends modern updates with relaxed lake living. The brand-new kitchen shines with quartz countertops, stainless steel appliances, walk-in pantry & a dedicated dining area perfect for gathering. The spacious primary suite is a true sanctuary, capturing breathtaking lake views and featuring a beautifully updated bath with soaking tub, dual vanity & walk-in closet. Upstairs, you’ll find two additional bedrooms and a full bath, offering flexible space for guests. Step outside to an entertainer’s dream—lush, professionally landscaped grounds and a heated in-ground pool create the perfect setting for summer enjoyment. The detached ADU/pool house comes fully furnished with a kitchenette & bath, ideal for extended stays, guests or rental income. With some of the lowest utility costs in the state and every detail thoughtfully curated, this exceptional property delivers the very best of Lake Chelan living.

11 Lizzie Lane, Manson

Listing courtesy of RE/MAX Extra Inc..

$303,000
2501496 MLS ⋅ ACTIVE Status
PRICE DROP! Bring all offers! Seller willing to help with closing costs or rate buydowns. Your Lake Chelan dream starts here! Welcome to your lake house in the highly sought-after Sunnybank community. This exceptional property offers a gorgeous lake view lot and, includes a brand new deep-water private boat slip. Your new homesite is tucked away on a quiet cul-de-sac and framed by scattered pines. It features a level entry that slopes up the hillside, the perfect topography for your building plans and designed to maximize your sweeping lake views. Sunnybank is an established south shore community with paved roads, power on property, private lake access with a swimming and picnic area. Building plans and septic design plans are available. AI renderings of builder schematic now added as pictures 2 and 3. Full builder renderings and plans upleaded to MLS. You agent has access.

4057 Lakeview Place, Chelan

Listing courtesy of The Agency Northwest.

$475,000
2 Beds ⋅ 2 Baths ⋅ 2492863 MLS ⋅ ACTIVE Status
This front view condo is in a perfect location with privacy and beautiful views of the Don Morse Park/City of Chelan Park & Mountains. Walk across the street to a beautiful park and waterfront beach. 2 minutes from downtown Chelan for an easy walk to the park, shopping, eateries and wineries. This condo offers GROUND FLOOR access with a cement back patio, grass and landscaping for evening bar-B Q's and enjoying the view and only 7 steps down to the front entry. Main floor living includes 2 nice spacious bedrooms and an open kitchen to the big living room with a fireplace and dining area. Large windows and slider let in the gorgeous view and plenty of light! New Paint. A spacious washer/dryer walk in closet and secured storage closets on the front and back patio. A perfect investment, zoning allows short term vacation rentals and already set up and earning income. Amenities includes a large private pool, hot tub and game room on the same level a building away! Close to hiking, world renown surf park and water park. Boat rentals a walk away at the park and putt putt golf. Enjoy gorgeous Lake Chelan and have your own little oasis in Lake Chelan!

808 W Manson Road Unit #B102, Chelan

Listing courtesy of The Preview Group.

$479,000
2 Beds ⋅ 2 Baths ⋅ 2470534 MLS ⋅ ACTIVE Status
NEW PRICE! Completely renovated 2-bedroom, 2-bathroom, 936 square ft easy-living rambler at 919 E Johnson Ave. Home is on a 4,982 square foot Downtown Mixed Residential lot (dimensions: 47 x 106). The home has undergone extensive functional upgrades, including new windows, siding, electrical wiring throughout, PEX & ABS plumbing, mini-split & wall heaters & roof, as well as insulation in the attic & crawl space. Additionally, an extensive list of aesthetics done like a new kitchen w/ slow-closed cabinetry, granite counters, backsplash, under-counter lighting w/ SS appliances, beautifully reimagined bathrooms with custom tile work, mood lighting throughout the entire house, texture, interior paint, millwork & refinished hardwoods + LVP floors. Outside the home has been thoughtfully painted, & both front porch & back deck have been installed with TREX material, lastly site has been prepped for next owner to landscape or hydro-seed, & driveway added w/ walkway. Enjoy functional & efficient downtown living and take advantage of HB 1337 to build an ADU off the back alley access for a multi-family setting, creating passive income, or condominiumize and parcel off as a separate lot & home (Buyer to verify with City & County). Home is a stone's throw away from the football field & less than half a mile from local shops, restaurants & lake access.

919 E Johnson Avenue, Chelan

Listing courtesy of Windermere RE/Lake Chelan.

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