Central Kitsap Homes with Assumable Terms

Central Kitsap Homes with Assumable Terms

Welcome to Central Kitsap, a charming neighborhood located in Bremerton, Washington. Situated in Kitsap County, this area offers a perfect blend of natural beauty and urban convenience. With its picturesque surroundings and close-knit community, Central Kitsap is an ideal place to call home.

One of the unique features of the homes in Central Kitsap is the option for assumable terms. This means that buyers have the opportunity to take over the seller's existing mortgage, making the home buying process more accessible and affordable. Whether you're a first-time buyer or looking to upgrade to a new home, assumable terms can be a great advantage in the real estate market.

Living in Central Kitsap means enjoying a variety of amenities and attractions right at your doorstep. From scenic parks and outdoor recreational opportunities to shopping, dining, and entertainment options, there is something for everyone to enjoy in this vibrant neighborhood. With easy access to major highways and public transportation, commuting to nearby cities like Seattle is a breeze.

If you're looking for a place that offers a high quality of life and a strong sense of community, Central Kitsap is the perfect choice. Explore the homes with assumable terms and discover the beauty and convenience of living in this wonderful neighborhood. Experience the best of Pacific Northwest living in Central Kitsap.

Newest Central Kitsap Homes with Assumable Terms

$510,000
3 Beds ⋅ 3 Baths ⋅ 2570415 MLS ⋅ ACTIVE Status
Ask about VA 2.5% assumable option. Located in Skyline Estates, this one-owner home offers 3 bedrooms, 2.5 baths and 1,689 sq ft with plenty of opportunity to make it your own. The light-filled main level features formal living and dining rooms, a family room with wood-burning fireplace and an updated kitchen with granite countertops, newer cabinetry, stainless steel appliances, gas cooktop and double ovens. Skylights, shutter-style blinds and newer Ply Gem windows add to the natural light throughout. Upstairs you'll find new carpet, two additional bedrooms, a full bath with skylight and a spacious primary suite featuring Brazilian cherry hardwood floors, walk-in closet and 5-piece bath with custom tile and walk-in shower. Major updates include a heat pump approximately 2 years old and a brand-new natural gas water heater. Generator stays with the home. Natural gas also serves the cooktop, furnace and dryer. Outside, enjoy a fully fenced, private backyard with mature trees and a freshly stained deck. Additional unfinished space below the home is accessed from the exterior and includes power and heat vents, offering excellent storage, workshop or hobby potential. No HOA! Across from Cottonwood Elementary, walking distance to Fairview Middle School and convenient to Silverdale, naval bases and commuter routes.

8514 Bender Circle NE, Bremerton

Listing courtesy of Infinity Real Estate, LLC.

$615,000
4 Beds ⋅ 3 Baths ⋅ 2562409 MLS ⋅ ACTIVE Status
Welcome home to this immaculate, like-new 4-bedroom plus office residence located in the highly coveted Central Kitsap School District. This bright and airy home seamlessly blends comfort with modern finishes. The main level features high ceilings, durable engineered hardwoods, and a beautiful open kitchen with quartz countertops, stainless appliances, and a massive island that flows perfectly into the great room and cozy fireplace area. Upstairs, the spacious primary suite serves as your private retreat, complete with a five-piece bath and a generous walk-in closet. Three additional oversized bedrooms offer plenty of space for guests or a home gym. Outside, you can relax or entertain in the tidy, low-maintenance yard. Situated just minutes from Naval Base Kitsap-Bangor, St. Michael Medical Center, shopping, and dining, this home offers the perfect mix of convenience and neighborhood charm. $574,000 VA assumable loan at 5.875%.

9237 Mint Loop NW, Bremerton

Listing courtesy of RE/MAX Exclusive.

$535,000
3 Beds ⋅ 3 Baths ⋅ 2538161 MLS ⋅ ACTIVE Status
Pristine 2023-built home in the highly desirable Central Kitsap School District. Offering 1,757 square feet of thoughtfully designed living space, this home features 3 spacious bedrooms, 2.5 bathrooms, and a versatile upstairs loft. The main floor boasts an open-concept layout that flows seamlessly from the living area to the beautiful kitchen with quartz counters, stainless steel appliances and island. Upstairs you’ll find the spacious primary bedroom with attached en-suite bath and walk-in closet. Plus 2 large bedrooms and full bathroom. Enjoy year-round comfort with the energy-efficient heat pump providing full central air conditioning. Complete with a 2-car attached garage, this property is nestled in a wonderful community that features maintained walking trails and a playground. Great location, just minutes to shopping, dining, schools and Navy Bases!

9516 Fairhaven Circle NE, Bremerton

Listing courtesy of Keller Williams Greater 360.

$550,000
4 Beds ⋅ 3 Baths ⋅ 2519491 MLS ⋅ ACTIVE Status
New Carpet and Neutral Paint This WeeK! New kitchen, paid-off solar panels, & amazing location. This home offers 4 beds, 2.5 baths, and 1,919 sqft in Bremerton’s Central Kitsap area w/a functional 2-story layout, 2-car garage, solar panels, & convenient access to parks, transit, & downtown Bremerton. Main level features a light-filled great room w/vaulted ceilings, LVP flooring, & remodeled kitchen w/large island, walk-in pantry, generous prep space, & adjacent dining area. Upstairs loft provides flex space for office, media, hobbies, or other uses. Primary suite includes bath off primary & walk-in closet, additional bedrooms offer flexibility for guests, workspace, or changing needs. Interior features include dbl-pane windows, ceramic tile, vinyl, carpet, forced-air heat, ductless mini-split heating & cooling, & electric fireplace. Exterior features incl. cement-plank & wood product siding, comp roof, fully fenced yard, patio, level lot, & garden space. Located on a paved dead-end street w/sidewalks, curbs, open space, gas available, high-speed internet, public water, & sewer. Approx. 1.5 miles to Manette Bridge, about 2 miles to Evergreen Rotary Park & Olympic College, about 3 miles to downtown Bremerton, the Bremerton-Seattle ferry terminal, Illahee State Park, & Puget Sound Naval Shipyard, and approx. 13 miles to Bangor Base. HOA dues are $25/mo. & incl. common area maintenance. Ask about assumable loan or lender-paid $10,000 buy-down options!

553 NE Nantucket Street, Bremerton

Listing courtesy of Keller Williams Realty.

$655,000
5 Beds ⋅ 3 Baths ⋅ 2515284 MLS ⋅ ACTIVE Status
Nearly new and thoughtfully designed, this home offers a functional open-concept layout for everyday living. The main level features 9’ ceilings and 8’ doors for an elevated feel, along with a guest bedroom and full bath—ideal for visitors or flexible use. The inviting great room is anchored by a cozy fireplace and flows seamlessly into the dining area and kitchen, complete with an expansive center island and oversized center-meet sliding doors that open to a covered patio for effortless indoor-outdoor living. Upstairs, a spacious loft provides flexible living space for a media room, office, or play area. The primary suite features a walk-in shower and large walk-in closet, while three additional bedrooms and a full bath offer flexibility for a variety of needs. A dedicated laundry room adds everyday convenience. The fully fenced and landscaped yard is move-in ready, and the setting is a standout—backing to a larger parcel with a single residence, offering a more open feel, added privacy, and tree views rather than a row of neighboring homes. Located just minutes from Silverdale’s main shopping, dining, and entertainment hub, this home offers a 15-minute commute to Bangor Trident Base and 25 minutes to Puget Sound Naval Shipyard. Nearby St. Michael Medical Center, Kitsap Mall, Costco, and Silverdale Rotary Gateway Park—with trails, dog park, and skate park.

10352 Chimes Place NW, Bremerton

Listing courtesy of Coldwell Banker Bain.

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