Camano Island Homes with FHA Terms

Camano Island Homes with FHA Terms

Welcome to the beautiful neighborhood of Camano Island, located in Washington State, USA. Known for its stunning natural beauty and serene surroundings, Camano Island offers a peaceful retreat from the hustle and bustle of city life.

This charming island, situated in Island County, is a hidden gem with a close-knit community feel. Residents enjoy a laid-back island lifestyle while still being within easy reach of urban amenities. From breathtaking views of the Puget Sound to lush forests and pristine beaches, Camano Island is a nature lover's paradise.

If you're considering buying a home in Camano Island, you'll be pleased to know that there are options available with FHA terms. This means that you may qualify for a Federal Housing Administration loan, which can make buying a home more accessible and affordable.

Whether you're looking for a cozy cottage by the water or a spacious family home with panoramic views, Camano Island has something to offer for everyone. Don't miss the opportunity to call this picturesque island community your home.

Experience the magic of Camano Island and discover why it's a hidden paradise in the Pacific Northwest. Embrace island living at its finest and make your dream of owning a home here a reality with FHA terms.

Newest Camano Island Homes with FHA Terms

$599,950
3 Beds ⋅ 2 Baths ⋅ 2575490 MLS ⋅ ACTIVE Status
Beautifully remodeled single-level home in Camano Island's Rocky Point Heights community. This 3-bedroom, 2-bath home offers 1,290 sq ft of bright, open living space with vaulted ceilings, wide-plank flooring and a wood-burning stove with stone surround. The updated kitchen features quartz countertops, crisp white cabinetry, a contrasting island, stainless appliances and generous prep space. The primary suite includes a private updated bath, while two additional bedrooms offer flexible living space. Step outside to an expansive deck overlooking mature evergreens with partial views of Saratoga Passage and beautiful western sunsets. Fully fenced front and back yards, RV parking, storage/outbuilding space and an attached 2-car garage add everyday convenience. North-end Camano location with easy access to beaches, boat launches and Stanwood, with no ferry required.

939 James Way, Camano Island

Listing courtesy of MLS4owners.com.

$1,150,000
4 Beds ⋅ 3 Baths ⋅ 2575332 MLS ⋅ ACTIVE Status
Tucked away on 2.5 peaceful acres, this Camano Island property offers the kind of space that makes everyday life feel a little slower and a lot more special. Inside, the 2,180 sq ft home has been thoughtfully refreshed with a beautifully renovated kitchen, new appliances, flooring, trim and a brand-new roof. With 3 bedrooms and 2.75 baths sprawling on one level, and a bonus room above, it's the perfect open and flowing floorplan for easy living. Step outside for summer dinners on the patio, evenings under the backyard gazebo, or mornings spent tending the large fenced garden with raised beds. With 3 bedrooms, 2.75 baths, an attached 2-car garage, generator wiring, plus a detached 2-bay shop and 790 sq ft 1-bed, 1-bath ADU, there’s room for guests, income potential, hobbies, projects and whatever life brings next—all in a convenient mid-island location.

79 Adeline Lane, Camano Island

Listing courtesy of The Agency Camano Island.

$525,000
2 Beds ⋅ 2 Baths ⋅ 2572700 MLS ⋅ ACTIVE Status
Welcome to Camaloch! Move in ready recently refreshed rambler with 2-bedrooms and 1.5-bath golf-course views toward the 12th green. Recent updates include new flooring throughout, interior and exterior paint, remodeled bathrooms, new appliances and kitchen sink, new blinds, light fixtures, new water heater, new front and rear decks. Large level lot features professional landscaping with mature plantings, and a new gravel driveway. The two-car garage provides storage space and includes a utility sink. Additional improvements provide peace of mind with a new roof and sub-roofing with a 30-year warranty, along with new gutters and downspouts. Camaloch HOA dues include household water, golf, access to 2 swimming pools, the clubhouse, and a community lake featuring fishing. Gated community leads to comfort and peace of mind. Nearby grocery and minutes to shopping centers.

241 Mackenzie Drive, Camano Island

Listing courtesy of Redfin.

$975,000
2 Beds ⋅ 2 Baths ⋅ 2570914 MLS ⋅ ACTIVE Status
Welcome to Juniper Beach, where gleaming sunsets and relaxing mornings fill everyday life in this meticulously maintained single-owner home. The spacious entryway offers thoughtful storage and an oversized laundry room, and leads into the living room with soaring ceilings and windows framing picturesque views of Port Susan. The expansive kitchen and sun-filled dining room are thoughtfully designed with ample storage, granite countertops, and casual seating at the center island. The peaceful primary suite boasts a large walk-in closet and private ensuite featuring birch cabinetry and a walk-in shower, while a secondary bedroom and nearby hall bath provide space for guests. The sunny back deck offers beautiful views and plenty of room for outdoor dining, entertaining, and relaxing. The fully fenced yard includes a separately fenced garden filled with raised beds, blooming flowers, and space to grow fruits and vegetables. A large three-bay fully finished shop features a ¾ bath, a 200-amp electrical panel, and RV parking with a 220V outlet. Downstairs, the huge partially finished basement provides flexible space for a home gym, craft room, or future living space. This home is ideally located 10 minutes from daily conveniences in both Stanwood and Camano Island, with easy access to SR 532, beaches, and boat launches.

1320 Juniper Beach Road, Camano Island

Listing courtesy of Lamb Real Estate.

$270,000
2 Beds ⋅ 2 Baths ⋅ 2559761 MLS ⋅ PENDING SHORT SALE Status
Bring your vision and unlock the potential of this charming Camano Island fixer! Nestled on a quiet dead-end street, this 2-bedroom, 1.75-bath home offers 1,152 square feet of opportunity on a level 8,050-square-foot lot. Full of character, the home features a spacious living area with a cozy gas fireplace, French doors, a dining room, and a primary suite with an attached bath and walk-in closet. Outside, you'll find a partially fenced yard with garden space, a patio, and outbuildings ready for storage, hobbies, or future projects. With plenty of driveway parking and a peaceful island setting, this property is the perfect canvas for investors, flippers, or buyers looking to build equity. Whether you're dreaming of a weekend retreat or a full-time residence, this diamond in the rough is ready for its next chapter. Bring your ideas, tools, and creativity—this is your chance to transform a cute home with great bones into something truly special!

2784 El Camano Street, Camano Island

Listing courtesy of eXp Realty.

$559,000
3 Beds ⋅ 2 Baths ⋅ 2557083 MLS ⋅ ACTIVE Status
Experience the best of Camano Island living in this updated rambler offering the perfect blend of comfort, space, and everyday functionality. Vaulted ceilings and an open-concept layout create a bright, airy atmosphere, while newer flooring and fresh paint make this home move-in ready. The spacious kitchen is designed for gathering, featuring abundant oak cabinetry, a center island, stainless steel appliances, and seamless flow into the dining and living areas. A stunning custom wood accent wall adds warmth and character, creating a memorable focal point for entertaining or relaxing at home. The level backyard surrounded by mature trees, offering privacy and endless possibilities for gardening, play, or summer barbecues. The attached two-car garage provides ample storage, and the quiet neighborhood offers the peaceful island lifestyle you've been searching for. Ideally located just minutes from beaches, parks, boat launches, hiking trails, golf, and local dining, this home offers the perfect opportunity to enjoy all that Camano Island has to offer—without the ferry. Whether you're looking for a full-time residence or a weekend retreat, this move-in-ready home is one you won't want to miss.

364 Melissa Street, Camano Island

Listing courtesy of Jason Mitchell Real Estate WA.

$650,000
2 Beds ⋅ 3 Baths ⋅ 2534943 MLS ⋅ ACTIVE Status
Tucked away on a quiet cul-de-sac in Driftwood Heights, this Camano Island beach home offers fantastic Sound, mountain range & sunrise views surrounded by woods and privacy. Shy-acre property with long private driveway, raised garden beds & private beach rights. Features white kitchen cabinets, plantation shutters, bamboo hardwoods, recessed lighting & spacious view deck. Confirmed 2-BR septic with 2 bedrooms plus bonus room for flexible living. Peaceful setting close to Camano beaches, parks & outdoor recreation. No ferry required. Maximize view potential with limbing in off season.

663 Vesper Way, Camano Island

Listing courtesy of Salt & Sound Realty.

$485,000
3 Beds ⋅ 2 Baths ⋅ 2546031 MLS ⋅ ACTIVE Status
Welcome to island living on beautiful Camano Island! This inviting 3-bedroom, 2-bath home offers 1,487 square feet of comfortable living, perfect for everyday life or peaceful weekend escapes. Step inside to discover a warm, welcoming interior featuring a cozy fireplace, spacious living areas, and a functional floor plan designed for comfort and ease. Outside, you’ll find dedicated garden space ready for flowers, vegetables, or your own personal oasis, along with a generously sized storage shed that provides plenty of room for tools, outdoor equipment, and hobbies. The attached garage adds even more convenience and storage, while the tranquil setting lets you enjoy the relaxed lifestyle that makes Camano Island so special. Whether you’re searching for a full-time residence, a vacation retreat, or an investment opportunity, this home offers a chance to experience the best of Pacific Northwest living, without the ferry. Ideally located near beautiful beaches, parks, hiking trails, boating, fishing, and countless outdoor adventures, you’ll have endless opportunities to explore and unwind. Come discover why so many love calling Camano Island home!

1614 Poplar Lane, Camano Island

Listing courtesy of Keller Williams Western Realty.

$714,000
4 Beds ⋅ 3 Baths ⋅ 2538442 MLS ⋅ ACTIVE Status
Sellers offering $15,000 towards closing costs!! Tucked away on a peaceful and private 1.25-acre setting, this beautifully updated Camano Island home feels like new throughout. The stunning chef's kitchen showcases custom cabinetry, granite countertops, and exceptional workspace for cooking and entertaining. The spacious primary suite is a true retreat, featuring a cozy fireplace, large soaking tub, and walk-in closet. Step outside to an impressive 700-square-foot entertainment deck overlooking your own park-like backyard, which offers the perfect setting for gatherings, outdoor dining, or simply enjoying the tranquility of nature. A generous 3-car garage provides ample room for vehicles, storage, hobbies, and all your recreational toys. A new 30-year roof, installed in 2022, includes a transferable warranty. Enjoy the perfect combination of privacy, comfort, and move-in-ready living on beautiful Camano Island.

3192 Santa Fe Court, Camano Island

Listing courtesy of Redfin.

$549,000
3 Beds ⋅ 2 Baths ⋅ 2484190 MLS ⋅ ACTIVE Status
Welcome to island living at its best on Camano Island! This awesome maintained rambler offers easy one-level living with an open floor plan, vaulted ceilings. The spacious living area is anchored by a cozy freestanding gas fireplace, creating the perfect gathering space for relaxing evenings. The well-designed kitchen with new corian counters and tiled backsplash flows seamlessly in to the dining area. Featuring 3 bedrooms- 2 bathrooms and new flooring throughout! The primary suite offers a beautifully remodeled bathroom including a tiled walk-in shower and updated vanity. This home brings both comfort and convenience. Step outside to a newer deck and enjoy a gorgeous view of the ocean - Port Susan. The huge fully fenced yard provides space to relax, garden, or entertain. Attached 2-car garage - RV parking and newer roof! Easy access to beaches, parks, and all that Camano Island has to offer!! Camano Island is located within the Puget Sound, separated from the mainland by Port Susan and Davis Slough. It lies east of the Saratoga Passage, which separates it from the larger Whidbey Island, and is south of Skagit Bay. The state parks system has two properties: Camano Island State Park and Cama Beach State Park, 13 local parks. At the North end of the island is Iverson Preserve, a 120 acres beach and estuary with fishing and boat access. Enjoy art festivals, art galleries, and fairs!

2245 SE Camano Drive, Camano Island

Listing courtesy of Windermere RE Anacortes Prop..

$1,185,000
4 Beds ⋅ 3 Baths ⋅ 2489807 MLS ⋅ ACTIVE Status
NEW PRICE & BUYER CREDIT! Welcome Home to this gorgeous View Estate on 5 acres - an Entertainer’s Dream Home with Living, Family AND Bonus Rooms, 4 Bedrooms & 3 full Baths & huge Deck for gatherings! At one of the highest points on Camano Island this classic beauty offers grand elegance & exceptional functionality. You’ll love the soaring views from Mt. Baker to Cascade Mountains over Port Susan Bay to Everett. From its large circular driveway to sumptuous views you'll love this special 3430 sqft beautifully designed home & rare property. Step inside to a soaring ceiling Entry, formal Living Room with fireplace flowing into the Dining Room & large open Kitchen with Center Island, extensive counters, lots of cabinets & pantry & French Doors out to Deck. Very large Primary Suite with great view & full Bathroom. Spacious main floor Family Room could also become a 2nd Primary Suite or perfect full MIL w/ adjoining Laundry/full Bathroom. Upstairs Bonus Room with wall of windows for great view! Huge Deck for entertaining opens to gorgeous sprawling yards with lovely rhodies & azaleas & mature forest. Huge 3-car Garage, RV/Boat parking. 5 great usable acres - build a Barn or Equestrian riding arena. Close to everything yet on private, quiet dead end cul-de-sac.

230 Rocky Mountain High Rd, Camano Island

Listing courtesy of KW Everett.

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