Bremerton Homes with FHA Terms

Bremerton Homes with FHA Terms

Located in Kitsap County, Washington, Bremerton is a vibrant city that offers a fantastic quality of life to its residents. Situated in the beautiful Pacific Northwest region of the United States, Bremerton boasts a rich history, stunning natural surroundings, and a thriving community.

Bremerton is known for its strong sense of community and friendly atmosphere. The city offers a range of amenities and services, including excellent schools, parks, and recreational facilities. Residents can enjoy outdoor activities such as hiking, fishing, and boating, thanks to the city's proximity to the picturesque Puget Sound.

For those looking to buy a home in Bremerton, the availability of FHA terms makes the process even more accessible. FHA, or Federal Housing Administration, loans are designed to assist homebuyers with lower credit scores or limited down payment funds. This means that potential buyers in Bremerton can take advantage of more flexible financing options when purchasing a home.

Bremerton's real estate market offers a variety of housing options to suit different preferences and budgets. From charming historic homes in established neighborhoods to modern developments with state-of-the-art amenities, there is something for everyone in Bremerton.

Whether you're a first-time homebuyer or looking to relocate, Bremerton provides an excellent opportunity to find your dream home. With its welcoming community, beautiful surroundings, and FHA terms available, Bremerton is a fantastic place to call home in Kitsap County, Washington.

Newest Bremerton Homes with FHA Terms

$560,671
3 Beds ⋅ 3 Baths ⋅ 2575708 MLS ⋅ ACTIVE Status
Set on a quiet private road in Bremerton's West Hills neighborhood, this ASSUMABLE & PRE-INSPECTED 2019-built tri-level gives you 2,537sf, 3 bedrooms, and 2.5 baths with room to spread out across three levels. No HOA!!! The main floor is built for how people actually live — an open kitchen, dining, and living area that flows together, with two-tone wood cabinetry, slab granite counters, a spacious pantry, and stainless appliances. Step out to the deck off the main level, take in the view of Sinclair Inlet, and look over a fully fenced, level backyard that's low maintenance.Upstairs, the primary suite has its own en-suite with a soaking tub and separate shower, plus two more bedrooms and a full bath. The lower level flexes to whatever you need — rec room, home office, gym, or guest space. Ductless mini-split heating and cooling keeps the main level comfortable year-round while the attached two-car garage plus off-street parking handles the vehicles and gear.Location is the quiet advantage here. You're minutes from Highway 3, which makes the commute to Puget Sound Naval Shipyard, Naval Base Kitsap-Bangor, and the Bremerton ferry terminal genuinely easy — whether you're heading to the yard, catching the fast ferry to downtown Seattle, or driving south on Highway 16 toward Tacoma and JBLM. West Hills STEM Academy sits right in the neighborhood, St. Michael Medical Center in Silverdale is a short drive north, and everyday shopping, dining, and parks are all close by. Welcome Home!

1941 Hardway Lane, Bremerton

Listing courtesy of eXp Realty.

$442,000
2 Beds ⋅ 1 Baths ⋅ 2573523 MLS ⋅ ACTIVE Status
WOW! $12,000 Buyer Credit with a Full-Price Offer! Dont forget the First time home Buyer Bond! This newly updated home is absolutely adorable and offers the perfect blend of charm, comfort, and thoughtful updates. Situated on a private lot with the sweetest front yard, this inviting home welcomes you with beautiful new luxury LVP flooring throughout. Freshly painted inside and out, the home feels bright, clean, and truly move-in ready. The dining area features a wonderful built-in seating nook, complete with table and chairs—perfect for casual meals or entertaining. A stunning new kitchen awaits, with fresh finishes and plenty of style. Two comfortable bedrooms feature new, substantial sliding closet doors, while the generous bathroom offers plenty of space and functionality. New blinds and drapery complete the freshly renovated interior. Outside, the single-car garage features a brand-new roof, adding peace of mind for years to come. The partially fenced backyard provides room for dogs to run, gardening, relaxing, or entertaining guests. Move-in ready, freshly updated, freshly painted, and full of charm—plus a $12,000 buyer credit with a full-price offer!

1705 13th Street, Bremerton

Listing courtesy of Charter Real Estate.

$539,000
4 Beds ⋅ 3 Baths ⋅ 2573574 MLS ⋅ ACTIVE Status
Some places are easy to come home to, and this 2022-built Bay Vista home is one of them. A cheerful blue front door opens to a wide, welcoming hallway & a home designed for the rhythm of everyday life. Nearly new and made even better with all new LVP flooring, brand-new appliances, & fresh interior paint, this move-in-ready home combines modern comfort with spaces that truly work. The bright, open main level feels instantly inviting--a place where mornings begin around the oversized quartz island, dinner comes together with connected conversation, & everyone can gather near the warmth of the gas fireplace. Soaring 42-inch cabinetry, generous pantry space, & brand-new appliances combine kitchen beauty & sought-after functionality. Upstairs, you'll love the 4 spacious bedrooms, a perfectly located laundry room, & flexible loft space ready to be an office, reading retreat, or creative area you've been wanting. At the end of the day, enter your huge primary suite & leave the world behind: Unwind in the deep soaking tub, refresh in the oversized shower, & enjoy the ease of the huge walk-in closet with room for everything. Outside, the flat, fully-fenced backyard is ready for your pups or future garden. LENDER INCENTIVE (free money!) available too! With an attached 2-car garage & easy access to Hwy 3, WinCo, PSNS, Bangor, & the Seattle ferries, this home is ready for you--simply bring your belongings, exhale, & make it yours. It's time to begin the chapter you've been waiting for.

4435 Bay Vista Boulevard, Bremerton

Listing courtesy of Adept Real Estate.

$425,000
3 Beds ⋅ 1 Baths ⋅ 2573698 MLS ⋅ ACTIVE Status
Welcome home to this charming West Bremerton home with the space, yard, and parking that can be hard to find in this amazing commuter location! Step inside the large great room before flowing into the fashionably updated kitchen. There are 3 right-sized bedrooms, a full bath, and tons of natural light in this beautiful, move-in ready home! The unfinished basement has tons of additional storage and exciting potential for a workshop, hobby area, home gym, or future finished space. You will love the lush, mature landscaping that surrounds a great-sized backyard that's ready for BBQs, gardening, pets, or play. There's also plenty of off-street parking for multiple vehicles, an RV, or other toys. Best of all, you're just minutes from PSNS, dining, and the Bremerton-to-Seattle ferry terminal, making your daily commute a breeze. Space, relaxation, and convenience, all in one! Arrange your showing today!

2130 N Callow Avenue, Bremerton

Listing courtesy of SKP.

$399,000
2 Beds ⋅ 1 Baths ⋅ 2573480 MLS ⋅ ACTIVE Status
FIRST TIME HOME BUYER HOME in an established mature neighborhood expanding with in-fill new homes. One across the street from your new home and one next door. The Naval Shipyards billion dollar, federally funded expansion and renovation program is bringing workers and professionals from across the nation to Bremerton. Housing is in demand and increased value will follow. This cozy, well maintained home with extensive upgrades and detached garage offers you an opportunity to get in on the ground floor of the expected housing rush. New garage roof, siding repaired, double pane windows and more located close to Puget Sound Naval Shipyard, revitalized downtown Bremerton and quick run to Silverdale with EZ access to Hwy 3 and the world beyond. Off street parking and/or RV parking in driveway. County records are incorrect on the square feet of the home. Seller measured @ 920 sf.

1720 Snyder Avenue, Bremerton

Listing courtesy of Old Towne Realty.

$549,000
3 Beds ⋅ 3 Baths ⋅ 2572800 MLS ⋅ ACTIVE Status
Discover the perfect blend of comfort, space, and privacy in this beautiful 1,859-square-foot home, nestled on 2.11 peaceful acres. Built in 2006, this well-maintained property offers 3 spacious bedrooms, 2.5 bathrooms, and a dedicated office, making it ideal for remote work, hobbies, or a home business.The thoughtfully designed floor plan features a bright and inviting living area, a functional kitchen with ample storage, and a comfortable dining space perfect for everyday living or entertaining. The generous primary suite includes a private ensuite bathroom. Step outside and enjoy the tranquility of your own acreage, offering endless possibilities for gardening, outdoor recreation, or simply relaxing in a peaceful country setting. With plenty of room to expand, park recreational vehicles, or create your dream outdoor oasis, this property combines rural charm with modern convenience. If you've been searching for space, privacy, and a move-in-ready home, this exceptional property is one you won't want to miss!

2867 Sand Dollar Road W, Bremerton

Listing courtesy of Fathom Realty WA LLC.

$449,900
3 Beds ⋅ 2 Baths ⋅ 2572253 MLS ⋅ ACTIVE Status
Move-in ready with major improvements already taken care of! This refreshed Bremerton home features new LVP flooring throughout the main level, updated lighting, fresh exterior paint, and a new roof and gutters to be installed prior to closing. Step outside to a redesigned backyard featuring fresh gravel, retaining walls, a spacious deck, and a circular paver patio perfect for evenings around the fire. Mature evergreens create a peaceful Pacific Northwest backdrop, where you may spot deer, owls, Steller’s jays, and other native wildlife. Conveniently located near the Bremerton-Seattle ferry and Puget Sound Naval Shipyard, with multiple routes providing easy highway access. Whether it’s morning coffee on the deck, evenings around the fire, or simply enjoying the natural surroundings, this home offers a peaceful PNW setting while keeping you close to key Bremerton destinations. Seller is a licensed real estate broker in the State of Washington and is the listing broker for this property.

3315 1st Street, Bremerton

Listing courtesy of Martin Real Estate Group.

$499,000
2 Beds ⋅ 1 Baths ⋅ 2570550 MLS ⋅ ACTIVE Status
Welcome to one of Manette's finest turn-key cottages, where timeless charm meets modern craftsmanship in one of Bremerton's most desirable neighborhoods. Thoughtfully renovated from the ground up, this exceptional home offers the peace of mind that comes with extensive structural and mechanical upgrades, including a professionally rebuilt and leveled crawlspace, new roof, new electrical wiring, new heating system, new water heater, and quality finishes throughout. The bright, inviting kitchen features shaker cabinetry, quartz countertops, stainless steel appliances, abundant storage, and an open design perfect for everyday living. The beautifully remodeled bathroom offers a double vanity, quartz counters, custom tile surround, and modern fixtures. Luxury vinyl plank flooring, updated lighting, and fresh interior finishes create a warm, contemporary feel while preserving the home's character. Enjoy views of the iconic Manette Bridge while experiencing the privacy and freedom of detached home ownership with no HOA dues. Located in the heart of highly sought-after Manette, you'll enjoy walking to neighborhood restaurants, coffee shops, waterfront parks, downtown Bremerton, the Seattle ferry, and Puget Sound Naval Shipyard. Whether you're a first-time buyer, downsizing, investing, or searching for the ideal commuter location, this move-in-ready home offers exceptional craftsmanship, modern systems, low-maintenance living, and an unmatched Manette lifestyle.

1112 Perry Avenue, Bremerton

Listing courtesy of Better Properties Kitsap.

$439,900
3 Beds ⋅ 2 Baths ⋅ 2570584 MLS ⋅ ACTIVE Status
Classic Bremerton charm meets a head-to-toe refresh! This 4-bedroom, 1.75-bath home is full of character, featuring hardwood floors, spacious rooms, and a bright, sun-drenched eating area. The updated kitchen shines with new cabinetry, while recent improvements include new flooring, refreshed baths, fixtures, finishes, and more. Pull-down stairs lead to a semi-finished attic with an additional finished room and plenty of storage space. Outside, enjoy cedar siding, a large deck, garden area, and city views. Tucked away on a quiet street. This move-in-ready charmer offers a beautiful blend of classic character and modern updates.

1116 N Lafayette Street, Bremerton

Listing courtesy of RE/MAX All City.

$450,000
3 Beds ⋅ 2 Baths ⋅ 2564482 MLS ⋅ ACTIVE Status
Thoughtfully remodeled from top to bottom, this move-in ready home combines modern updates with comfortable everyday living. The spacious open-concept layout is filled with natural light from large bay windows that capture beautiful views of the Key Peninsula. Designed for both function and gathering, the kitchen offers abundant cabinet and counter space, stainless steel appliances, and convenient peninsula seating. The adjoining living and dining areas create an inviting setting for entertaining, relaxing, or spending time with friends. Both bathrooms have been fully renovated with floor-to-ceiling tile, updated fixtures, and clean, timeless finishes. Major system improvements, including a new high-efficiency furnace and water heater, provide added peace of mind and energy efficiency. Step outside to enjoy the generous yard, offering plenty of space for outdoor living, gardening, play, or simply taking in the peaceful surroundings. With quality updates throughout, room to enjoy both indoors and out, and the option to add air conditioning for year-round comfort, this home is truly move-in ready.

1527 Bloomington Avenue, Bremerton

Listing courtesy of Redfin.

$250,000
3 Beds ⋅ 1 Baths ⋅ 2568779 MLS ⋅ ACTIVE Status
Welcome to this 3 bedroom, 3-level waterfront community condo in West Bremerton. This home features a spacious layout with multiple levels of living space, creating separation for everyday living, entertaining, or working from home. Enjoy the private balcony and deck, a cozy fireplace, and a well-appointed kitchen with a comfortable dining area. The lower-level bonus room provides additional flexibility for a home office, den, hobby space, or extra living area. This community offers waterfront access and proximity to nearby parks and recreation. Enjoy being minutes from downtown Bremerton, the Seattle ferry terminal, Puget Sound Naval Shipyard, shopping, dining, and waterfront attractions. Nearby favorites include Evergreen Rotary Park, Bremerton Boardwalk, the Harborside waterfront area, local restaurants, coffee shops, and Olympic College. An opportunity to enjoy low-maintenance condo living with the added appeal of waterfront surroundings and access to all that the Bremerton area has to offer.

1610 Park Avenue Unit #B3, Bremerton

Listing courtesy of Trillionaire Realty.

$799,000
3 Beds ⋅ 3 Baths ⋅ 2566435 MLS ⋅ ACTIVE Status
Welcome to this exceptional home tucked away on a short dead-end street in a picturesque, park-like neighborhood with a gated road entrance. This peaceful community feels like stepping back in time, where friendly neighbors and quiet safe surroundings create a truly special place to call home. Thoughtfully designed for comfort and accessibility, the Rambler offers zero-step entry, two spacious primary suites on opposite ends of house and 2nd side has 2 large pocket doors for privacy. Third bedroom with a conveniently located full bath just outside the door. Inside, you'll find six pocket doors, nine skylights that fill the home with natural light, big gorgeous windows, central gas heat and air conditioning, and an updated kitchen featuring granite countertops and newer appliances, including a gas stove. A durable three year old 50-year roof provides lasting peace of mind. Car enthusiasts, hobbyists, or those needing extra storage will love the enormous almost 1,000-square-foot garage. Combining timeless charm, modern updates, and an unbeatable neighborhood setting, this is a rare opportunity to own a truly unique property. Rarely does a home offer this perfect blend of privacy, comfort and timeless charm. Perfect multi-generational living! Don't miss your opportunity to make it yours.

8422 Kaster Drive NE, Bremerton

Listing courtesy of John L. Scott, Inc..

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