Bonney Lake Homes with FHA Terms

Bonney Lake Homes with FHA Terms

Bonney Lake is a charming neighborhood nestled in the heart of Pierce County, Washington. Located in the United States, Bonney Lake offers a tranquil and picturesque setting for residents to call home. With its close proximity to major cities like Seattle and Tacoma, this neighborhood provides the perfect balance between peaceful suburban living and easy access to urban amenities.

One of the standout features of Bonney Lake is its abundance of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible by offering more flexible lending requirements. This means that buyers in Bonney Lake have the opportunity to secure a home with a lower down payment and a more lenient credit score requirement.

Homes with FHA terms in Bonney Lake are an excellent option for first-time homebuyers or those looking to move into the area. These properties often offer a range of amenities and features, including spacious layouts, modern finishes, and well-maintained yards. Whether you're searching for a cozy bungalow or a spacious family home, Bonney Lake has a variety of options to suit your needs.

In addition to its attractive housing market, Bonney Lake boasts a strong sense of community and a range of recreational activities. Residents can enjoy hiking and biking trails, local parks, and nearby lakes for boating and fishing. The neighborhood also offers a thriving downtown area with shops, restaurants, and entertainment options.

If you're considering a move to Bonney Lake, you'll find a welcoming community, beautiful surroundings, and a range of homes with FHA terms to make your dream of homeownership a reality.

Newest Bonney Lake Homes with FHA Terms

$489,000
3 Beds ⋅ 2 Baths ⋅ 2575572 MLS ⋅ ACTIVE Status
Modern, turnkey living awaits in this pristine 2021-built home on its own expansive 9,891 sq ft lot! Meticulously maintained, single-level living space, this rare find features 3 spacious bedrooms plus a dedicated home office—perfect for remote work or a hobbies room. The bright, open-concept floor plan flows seamlessly into a welcoming living area and a fully equipped kitchen. Retreat to the primary suite featuring an upgraded bathroom and walk-in closet. Step outside to your private, level lot with space for gardening, entertaining, or play. Equipped with gazebo, firepit, and BBQ are for entertaining. Complete with a convenient attached carport and nestled in a peaceful Bonney Lake neighborhood, you are just minutes away from local parks, shopping, and dining. Beautiful land and home, zero leased-land fees, and completely move-in ready! COLD heat pump / air conditioning.

21617 134th Street E, Bonney Lake

Listing courtesy of Freehold LLC.

$810,000
5 Beds ⋅ 3 Baths ⋅ 2574589 MLS ⋅ ACTIVE Status
Beautifully designed and perfectly positioned near Lake Tapps, this spacious home offers 2,858 sq ft of stylish, comfortable living with room to truly spread out. The main level welcomes you with a light-filled office featuring floor-to-ceiling windows, a formal dining space, and an open-concept kitchen and living area made for both everyday living and entertaining. The kitchen is a standout with an oversized island, abundant cabinetry, a walk-in pantry, and windows that fill the space with natural light. Dual fireplaces create a warm connection between the indoor living area and the covered outdoor space, making it easy to enjoy the home year-round. Upstairs, four bedrooms provide plenty of flexibility, including a spacious primary suite with a five-piece bath, soaking tub, step-in shower, and walk-in closet. A large bonus room, already wired for a movie setup, is ready for game nights, movie marathons, or a cozy second living space. Outside, the fully fenced backyard offers room to entertain, play, garden, or simply unwind. With generous storage, a versatile floor plan, a two-car garage, and potential for short-term rental use, this Lake Tapps home blends comfort, function, and lifestyle beautifully.

7881 198th Avenue Pl E, Bonney Lake

Listing courtesy of COMPASS.

$472,500
3 Beds ⋅ 2 Baths ⋅ 2573104 MLS ⋅ ACTIVE Status
Welcome home to this newer 3 bedroom, 2 bathroom home in desirable Bonney Lake. Built in 2024, this 1,296 sq. ft. home offers a bright, open-concept layout with modern finishes and comfortable living space. The spacious kitchen featuring a large walk-in pantry, flows seamlessly into the living and dining areas, making it perfect for everyday living and entertaining. All 3 bedrooms include walk-in closets perfect for storage or your daily necessities. Step outside to enjoy the newly installed, level green yard, offering a beautiful and functional outdoor space that is hard to find. The yard also features a dedicated gardening space, firepit for hosting, as well as a shed to store all your outdoor tools. Whether you're enjoying your morning coffee, entertaining guests, or relaxing outdoors, this space is ready to be enjoyed. Ideally located with easy access to shopping, dining, parks, schools, and major commuter routes, this home offers the perfect blend of modern comfort, outdoor space, and convenience. With its newer construction, thoughtful updates, and move-in-ready condition, this Bonney Lake home is ready to welcome you home!

12813 Ridge Cir E, Bonney Lake

Listing courtesy of Real Broker LLC.

$699,900
5 Beds ⋅ 4 Baths ⋅ 2574529 MLS ⋅ ACTIVE Status
Some homes give you more square footage. This one gives you more ways to use it. With 3,616 square feet, 5 bedrooms and two primary suites, the layout is built for households that need room to spread out, come together and still have spaces of their own. One primary suite is conveniently located on the main level, while a second upstairs creates another private escape, and both feature walk-in closets. Upstairs, the massive bonus loft adds an entirely different dimension to the home with space for movie nights, gaming, play, hobbies, a home office or whatever life calls for next. Brand-new carpet and a brand-new roof mean two big-ticket updates are already checked off the list. The kitchen connects easily with the home's generous living and dining spaces, while a gas fireplace brings warmth to the main living area. Just off the kitchen, an oversized laundry room lined with shelving doubles as seriously useful pantry and storage space. Outside, take the gathering to the large back patio and fully fenced yard with room to barbecue, entertain, or simply unwind. Add a 2-car garage and a convenient Bonney Lake location, and you have something increasingly hard to find: a home with enough space and flexibility to work for today and whatever comes next.

9914 195th Avenue E, Bonney Lake

Listing courtesy of eXp Realty.

$549,900
3 Beds ⋅ 2 Baths ⋅ 2574658 MLS ⋅ ACTIVE Status
Welcome to this inviting Bonney Lake home, tucked away in a quiet, peaceful neighborhood where you can enjoy a sense of privacy and tranquility. Inside, the remodeled kitchen offers a fresh, updated space that’s both stylish and functional, while the wood-burning fireplace creates a warm and cozy focal point for relaxing evenings. Step outside to discover the large, fully fenced backyard. a wonderful retreat with plenty of room for entertaining, gardening, play, or simply enjoying the outdoors. With its peaceful setting, thoughtful updates, spacious yard, and inviting fireplace, this home offers the perfect blend of comfort, privacy, and everyday living.

20901 116th Street E, Bonney Lake

Listing courtesy of Washington Realty Group.

$739,000
5 Beds ⋅ 3 Baths ⋅ 2574155 MLS ⋅ ACTIVE Status
Beautifully updated home in the desirable city of Bonney Lake, perfectly situated on a quiet cul-de-sac and private road for exceptional peace, privacy , and everyday comfort. With no HOA restrictions and convenient access to Highway 410, this property offers and ideal location for commuters while maintaining a-secluded, retreat-like setting. This spacious two-story residence features five bedrooms on the upper level, plus a dedicated office on the main floor -perfect for working from home. The home includes 2.5 updated bathrooms, a large two-car garage and additional parking for RV, boat , or extra vehicles. Electric Vehicle plug in the garage, generator plug and hot tub plug on the side of the house. Thoughtfully remodeled throughout, the property showcases a New Roofing, fresh interior and exterior Paint, stylish new LVP Flooring-durable for pets, and beautifully updated bathrooms. The custom kitchen is a standout feature, offering elegant quartz countertops, and plenty of space for cooking and a walking pantry! New doors and trims throughout. Step outside and enjoy the expansive deck, designated for outdoor living and memorable gatherings with friends. Almost 0.25 acre is very rear now to have it. Don't miss the opportunity to experience everything this remarkable Bonney Lake home has to offer!

18103 81st St E, Bonney Lake

Listing courtesy of Skyline Properties, Inc..

$549,950
3 Beds ⋅ 2 Baths ⋅ 2572155 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated Dorenbush rambler on a generous 12,196 SF fully fenced lot in a well-maintained Bonney Lake neighborhood with NO HOA! Soaring cathedral ceilings create an inviting sense of space, complemented by new carpet, new vinyl flooring, new windows and doors, central heating & A/C, a gas fireplace, smart thermostat and stainless-steel appliances that stay. The spacious primary bedroom features a safe tucked inside the large closet and 3/4 bathroom with new shower with built-in seat and comfort-height toilets. Main bath features a walk-in "safe step" bathtub. Major updates include a 5-year-old roof, tankless water heater, new driveway and ADT security system. Outside, enjoy an incredible backyard with a huge deck, stained last summer, plus a large fenced garden with drip irrigation and raised flower beds. A new rear fence adds privacy and security. The oversized double-car garage provides plenty of room for vehicles, projects and storage. Conveniently located near shopping, dining and everyday amenities along SR 410, with parks, trails and recreation nearby, including Allan Yorke Park and Lake Tapps. A wonderful combination of comfort, updates, incredible outdoor space and Bonney Lake convenience!

20608 116th Street Ct. E, Bonney Lake

Listing courtesy of John L. Scott R.E. Lake Tapps.

$750,000
5 Beds ⋅ 3 Baths ⋅ 2572610 MLS ⋅ ACTIVE Status
Better than new! Built in 2022, this Sequoia plan sits on a sought-after oversized private corner lot adjacent to a quiet cul-de-sac. The light-filled 5 bedroom, 3 bath home offers a bright, open-concept main level flowing between the great room with gas fireplace, dining area, and kitchen with an oversized quartz island and large walk-in pantry. A main-floor bedroom and 3/4 bath offer flexibility for guests, multigenerational living, or a home office. Upstairs, a versatile loft joins four bedrooms, including a spacious primary suite with 5-piece bath, soaking tub, and walk-in closet. Quartz extends into the bathrooms. Ring security, Moen Flo water monitoring, and Starlink dish. Maintained heat pump for efficient heating and cooling. Fully fenced yard with room to play, garden, or relax. Steps from the neighborhood trailhead leading to Reflection Park and Tehaleh's 40+ miles of trails, with planned retail and commercial amenities nearby. Move-in ready, with flexible closing timelines!

14825 TYEE Drive E, Bonney Lake

Listing courtesy of Skyline Properties, Inc..

$920,000
3 Beds ⋅ 3 Baths ⋅ 2570736 MLS ⋅ ACTIVE Status
Prepare to be captivated by the breathtaking views of Mount Rainier and the Cascade Mountains, from both inside and outside this exceptional home. The dramatic mountain backdrop is the centerpiece of the property, creating a setting that feels peaceful, secluded, and distinctly Northwest. With no homes directly behind the property, the views and natural surroundings can be enjoyed without a neighboring backyard interrupting the scenery. Inside, the thoughtful floor plan features a main-level primary suite with a spacious full bath and large walk-in closet. Two additional bedrooms and another full bath are located upstairs, providing excellent separation of living spaces. The vaulted living room ceiling enhances the feeling of openness, while expansive views bring the beauty of the outdoors into the home. Located on a gated cul-de-sac, the property offers a wonderful sense of tranquility while remaining conveniently close to Highway 410, shopping, services and commuting routes. Imagine starting your morning with coffee while Mount Rainier fills the horizon or relaxing at the end of the day surrounded by spectacular Northwest scenery. An extraordinary view, peaceful setting and convenient location combine to make this a home you truly need to experience in person.

9615 183rd Avenue E, Bonney Lake

Listing courtesy of Washington Realty Group.

$585,000
3 Beds ⋅ 2 Baths ⋅ 2568370 MLS ⋅ ACTIVE Status
Welcome home to the ultimate PNW basecamp! Nestled in the sought-after Sumner-Bonney Lake School District, this turnkey 3 bed/2bath rambler blends thoughtful modern upgrades with effortless everyday comfort and outdoor living. Step inside to find durable new laminate wood flooring throughout, crisp new trim, vaulted ceilings and a fully remodeled kitchen designed for everything from quick weeknight dinners to hosting weekend gatherings. Both bathrooms have been stylishly refreshed, the primary has its own ensuite and a large walk-in closet and central A/C ensures year-round comfort. Major high-value improvements are already taken care of, including a newer roof and solar panels for excellent energy efficiency. Step outside to your private backyard retreat: an expansive deck featuring a covered outdoor entertaining area, built-in seating and planter boxes and dedicated gas BBQ hookup—ready for rainy-day grilling, summer barbecues, and relaxing with your people. Bring the camper, boat, and toys as the property includes dedicated RV parking. Unbeatable location for work and play: right off of 410 minutes to the Sumner Sounder train and 167 for a stress-free commute, and an easy drive to Mt. Rainier, ski slopes, hiking trails, and endless Northwest recreation. As well as every amenity you can think of from Costco to your local pub. Move-in ready, low-maintenance quality, and built for convenience to live that Pacific Northwest lifestyle! Welcome home!

17831 77th Street E, Bonney Lake

Listing courtesy of Gateway Real Estate.

$685,000
4 Beds ⋅ 3 Baths ⋅ 2561673 MLS ⋅ ACTIVE Status
Meticulously maintained home on a quiet cul-de-sac offering a spacious, light-filled floor plan & quality updates throughout. Sellers bought it remodeled & just added over 60k in updates. The welcoming entry features soaring ceilings and large windows that enhance the home’s natural light. The updated kitchen showcases luxury quartz countertops, custom cabinetry, a walk-in pantry, eating area, & all new appliances. Multiple living spaces include a formal living room, formal dining room, & a comfortable family room w/ a beautiful river-stone fireplace. New flooring, fixtures, & bathrooms add to the home’s move-in-ready appeal. The upper level features generous bedrooms and a 5-piece primary suite w/ a walk-in closet. Outside, enjoy a private poured-concrete patio, surrounded by mature landscaping on a desirable corner lot with a partial Mt. Rainier view. Neighborhood sidewalks, no HOA, and a 5-year roof add to the property’s value. Immaculate, spacious, and thoughtfully upgraded—this home offers exceptional comfort and convenience. Close to Hwy 410. Plenty of shopping and dining near by. All appliances stay including washer and dryer. This wonderful home is move in ready and is a must see!

18602 94th Street Ct E, Bonney Lake

Listing courtesy of Coldwell Banker Danforth.

$2,498,000
3 Beds ⋅ 6 Baths ⋅ 2572146 MLS ⋅ ACTIVE Status
A rare opportunity to own one of Bonney Lake’s premier gated estates. Set on 2.82 private acres, this extraordinary 7,575 sq. ft. custom residence was designed for those who value craftsmanship, privacy, and effortless entertaining. A dramatic grand staircase, soaring vaulted ceilings, and expansive living spaces create a stunning first impression. The chef’s kitchen anchors the home with generous workspace, oversized island, commercial appliances, a walk-in pantry, and an abundance of cabinetry and countertop space for entertaining. The oversized great room is stunning and features vaulted ceilings, a gorgeous custom fireplace, and a bar for entertaining guests. The elegant formal living and dining rooms set the stage for memorable gatherings with breathtaking millwork throughout. Upstairs offers a bonus room with a fireplace. The flexible floor plan offers three luxurious ensuite bedrooms, two private offices, and a dedicated exercise room & sauna. An impressive 2,200+ sq. ft. attached garage with parking for six vehicles completes this exceptional offering. Outdoors, enjoy extensive patios, dual gas fire pits, and beautifully landscaped grounds with plenty of room for equestrian use or future possibilities. Enjoy the fountain, which is a focal point of this well-appointed home. A true one-of-a-kind estate where luxury, space, and timeless design come together.

6207 184th Avenue E, Bonney Lake

Listing courtesy of eXp Realty.

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