Bonney Lake Homes with FHA Terms

Bonney Lake Homes with FHA Terms

Bonney Lake is a charming neighborhood nestled in the heart of Pierce County, Washington. Located in the United States, Bonney Lake offers a tranquil and picturesque setting for residents to call home. With its close proximity to major cities like Seattle and Tacoma, this neighborhood provides the perfect balance between peaceful suburban living and easy access to urban amenities.

One of the standout features of Bonney Lake is its abundance of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible by offering more flexible lending requirements. This means that buyers in Bonney Lake have the opportunity to secure a home with a lower down payment and a more lenient credit score requirement.

Homes with FHA terms in Bonney Lake are an excellent option for first-time homebuyers or those looking to move into the area. These properties often offer a range of amenities and features, including spacious layouts, modern finishes, and well-maintained yards. Whether you're searching for a cozy bungalow or a spacious family home, Bonney Lake has a variety of options to suit your needs.

In addition to its attractive housing market, Bonney Lake boasts a strong sense of community and a range of recreational activities. Residents can enjoy hiking and biking trails, local parks, and nearby lakes for boating and fishing. The neighborhood also offers a thriving downtown area with shops, restaurants, and entertainment options.

If you're considering a move to Bonney Lake, you'll find a welcoming community, beautiful surroundings, and a range of homes with FHA terms to make your dream of homeownership a reality.

Newest Bonney Lake Homes with FHA Terms

$2,498,000
3 Beds ⋅ 6 Baths ⋅ 2572146 MLS ⋅ ACTIVE Status
A rare opportunity to own one of Bonney Lake’s premier gated estates. Set on 2.82 private acres, this extraordinary 7,575 sq. ft. custom residence was designed for those who value craftsmanship, privacy, and effortless entertaining. A dramatic grand staircase, soaring vaulted ceilings, and expansive living spaces create a stunning first impression. The chef’s kitchen anchors the home with generous workspace, oversized island, commercial appliances, a walk-in pantry, and an abundance of cabinetry and countertop space for entertaining. The oversized great room is stunning and features vaulted ceilings, a gorgeous custom fireplace, and a bar for entertaining guests. The elegant formal living and dining rooms set the stage for memorable gatherings with breathtaking millwork throughout. Upstairs offers a bonus room with a fireplace. The flexible floor plan offers three luxurious ensuite bedrooms, two private offices, and a dedicated exercise room & sauna. An impressive 2,200+ sq. ft. attached garage with parking for six vehicles completes this exceptional offering. Outdoors, enjoy extensive patios, dual gas fire pits, and beautifully landscaped grounds with plenty of room for equestrian use or future possibilities. Enjoy the fountain, which is a focal point of this well-appointed home. A true one-of-a-kind estate where luxury, space, and timeless design come together.

6207 184th Avenue E, Bonney Lake

Listing courtesy of eXp Realty.

$615,000
4 Beds ⋅ 3 Baths ⋅ 2571147 MLS ⋅ ACTIVE Status
Welcome to this beautiful, meticulously maintained home, set on one of the most spacious premium corner lots in the highly sought-after Ashton Woods community of Bonney Lake. Fresh landscaping invites you inside to find soaring ceilings, new paint throughout, and new carpet. The thoughtfully designed floor plan offers plenty of space for both everyday living & entertaining. The living room features a cozy gas fireplace and flows seamlessly into the well-appointed kitchen, complete with granite countertops, SS appliances, eating space, and pantry. A true formal dining room provides the perfect setting for dinner parties, special gatherings, or dinners, while the spacious family room offers a comfortable place to relax. Upstairs, the large primary suite provides a peaceful retreat with a 5-piece ensuite & generous walk-in custom closet. 3 additional bedrooms offer flexibility for guests, a home office, or whatever fits your lifestyle. Outside, enjoy an extended patio, providing plenty of room to entertain, BBQ, or simply enjoy the outdoors. A brand-new fence and manicured tree line add plenty of privacy. Other features include a new furnace and water heater within the last three years making this home truly move in ready. All of this tucked away in a peaceful neighborhood yet just minutes from shopping, dining, parks, trails, and all amenities Bonney Lake has to offer. This home has it all. Beautifully updated, exceptionally cared for, and ready for its next chapter!

18129 115th Street Ct E, Bonney Lake

Listing courtesy of Realty One Group Turn Key.

$624,950
4 Beds ⋅ 3 Baths ⋅ 2572039 MLS ⋅ ACTIVE Status
This listing reflects our Built to Order 2565 SQFT plan and is 1 of 5 different (two story) plans that can be built on this location. Featuring quartz countertops w/6" quartz backsplash throughout, white painted millwork/doors, LVP flooring at entry, kitchen, baths and laundry, fencing and landscaping front/back included plus heat pump (A/C). Garage features an EV charging prewire. Every plan offers multiple options to personalize any home with our awesome Design Studio. Very close to Costco, Target and lots of retailers with quick access to the freeway. Completion is estimated for January 2026.

17105 127th Street E Unit #239, Bonney Lake

Listing courtesy of KB Home Sales.

$649,950
4 Beds ⋅ 3 Baths ⋅ 2571071 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated, truly turn key home in Naches Terrace! Situated on a large 9,498 sq. ft. corner lot, this home has been extensively refreshed inside and out with modern finishes and major system upgrades. Step inside to soaring vaulted ceilings in the front living room, brand-new modern vinyl plank flooring, fresh interior paint, new recessed lighting, new blinds, and an updated kitchen featuring quartz countertops, two-tone cabinetry, pendant lighting, a huge island, gas range, and all-new appliances. A new washer and dryer are also included! Major upgrades include a new gas furnace, new A/C, newer water heater, and a newer roof installed in 2023. The half bath has also been tastefully updated. Enjoy 9-foot ceilings, rounded corners, a spacious kitchen/great room, and two gas fireplaces, including one downstairs and another in the primary suite. Outside is an entertainer’s dream with a fully fenced yard, sprinklers, landscape curbing, firepit, fenced side play area, gas stub, massive 15x53 patio, 16x16 covered patio for year-round outdoor living, and a storage shed included. With the major work already completed, this home is truly move-in ready. Conveniently located less than 10 minutes from Costco, Highway 410, restaurants, schools, parks, and recreation.

11324 176th Avenue E, Bonney Lake

Listing courtesy of John L. Scott, Inc..

$524,950
3 Beds ⋅ 2 Baths ⋅ 2565793 MLS ⋅ ACTIVE Status
This listing reflects just 1 of our 4 single-story build to order plans we offer. The 1630 plan provides space for 3 bedrooms and 2 bathrooms. Beautiful kitchen with stainless steel appliances, quartz counter tops and 6" quartz backsplash throughout. Still time to personalize this home to your liking with a visit to our design studio! Standard features include white painted millwork, LVP flooring at entry, kitchen, baths and laundry, EV charging prewire in the garage and a fenced/landscaped yard w/heat pump (A/C). Buyer selections are added to price. Close to freeway, shopping, and food. Estimated Jan 2026 completion.

17213 127th Street Ct E Unit #259, Bonney Lake

Listing courtesy of KB Home Sales.

$650,000
3 Beds ⋅ 3 Baths ⋅ 2570632 MLS ⋅ ACTIVE Status
Welcome to a home designed for comfortable living, hobbies and outdoor enjoyment! This 3-bedroom, 2.5-bath split-level home features a cozy living room with wood stove, spacious 2-car garage with 220V power, and a large downstairs recreational room perfect for entertaining or hobbies. The partially fenced backyard includes a large shed/shop, RV parking, outdoor BBQ area and fire pit. All materials at the home to finish and fully fence the yard! Solar panels add energy efficiency. Less then 15 mins away from Lake Tapps for boating and outdoor adventures, plus convenient shopping, dining, highly rated schools and major healthcare facilities nearby. Schedule a showing today!

21603 125th Street Ct E, Bonney Lake

Listing courtesy of Keller Williams Rty Tacoma.

$574,995
3 Beds ⋅ 3 Baths ⋅ 2570572 MLS ⋅ ACTIVE Status
Welcome home to this move in ready retreat designed for comfort and ease. Nestled in a quiet, established neighborhood, this 1,752 sq. ft. home has been transformed with new carpet upstairs, newer flooring with fresh paint in the main living areas, and a stunning kitchen featuring beautiful cabinets and sleek finishes. Life is easier with 3 spacious bedrooms, 2.5 baths, and a flexible bonus room—the ideal spot for a home office, dedicated play area, or media room. Outside, you have nearly half an acre of prime land that’s perfect for entertaining, gardening, or future expansion. The detached 24x24 shop is an incredible asset for additional storage or creative projects. Outdoor space features RV parking and storage shed for your gardening tools. Located minutes from HWY 410, shopping, and within the bounds of highly-regarded schools, this property balances suburban convenience with the space of a private estate. Don’t wait—schedule your private tour and see the possibilities for yourself!

20911 111th Street Ct E, Bonney Lake

Listing courtesy of Newberry Realty, Inc..

$689,995
5 Beds ⋅ 3 Baths ⋅ 2571526 MLS ⋅ ACTIVE Status
Now selling at Glacier Pointe, a brand-new D.R. Horton community nestled inside the award-winning Tehaleh masterplan in Bonney Lake. The Ballard is the community's largest floor plan offering a beautifully designed 2-story layout. Just past the entry, a 3/4 bath and flexible bedroom serve perfectly as a home office, guest room, or den. The open-concept main floor connects the dining room, great room, and kitchen in an intuitive, welcoming layout. Upstairs, a sizable loft anchors the upper level, joined by three secondary bedrooms, a full bath, laundry, and a stunning primary suite with a spacious private bath and walk-in closet. Every home includes A/C, smart home technology, and quality finishes throughout. This homesite offers a large back yard space. The view from the loft and front rooms are lovely. Residents enjoy Tehaleh's 50+ miles of trails, bike park, dog park, skate park, Post & Pour taphouse, and over 1,800 acres of greenspace. Shopping along SR 410 is minutes away with easy access to Puyallup and Tacoma. Ask about our special interest rate plus $10,000 buyer bonus through our preferred lender. Buyers must register their broker on the first visit, including open houses!

20309 162nd Street E Unit #1030, Bonney Lake

Listing courtesy of D.R. Horton.

$874,950
4 Beds ⋅ 3 Baths ⋅ 2569123 MLS ⋅ ACTIVE Status
New home w/modern premium finishes in prime location of Sumner-Bonney Lake School district. Improve your life with Energy-efficient included features: W/D, heatpump (A/C), hybrid water heater & EV charger pre-wire. Open-concept layout has 9’ ceilings, LVP flooring & modern linear fireplace, designer selected lighting. Enjoy indoor/outdoor living with covered patio. Gourmet kitchen boasts 3cm quartz countertops, full-height tile backsplash, 36” soft-close shaker cabinets, premium Whirlpool appliances, including 30” induction range & SS canopy hood. Primary offers large walk-in closet, ensuite w/freestanding tub, tiled shower & quartz counters. Enjoy professionally landscaped front yard, spacious covered patio & 4 car garage. Pics are not of actual home.

19453 116th Street Ct E Unit #25, Bonney Lake

Listing courtesy of Trumark Homes Washington LLC.

$849,950
4 Beds ⋅ 2 Baths ⋅ 2569115 MLS ⋅ ACTIVE Status
This may be the one you've been waiting for! Spectacular plan blends comfort, style and convenience. Designed to live like a rambler, the open-concept floorplan features the primary suite, 2 additional bedrooms & laundry on the main level w/ guest bedroom and spacious bonus loft upstairs that would fit a pool table, make a great sewing/craft room, home theater or second family room. Enjoy year-round outdoor living w/ covered patio plus a fully fenced & landscaped backyard. Inside, the great room showcases high ceilings, a cozy linear fireplace, while the chef’s kitchen shines with soft-close cabinetry, quartz counters, stainless steel appliances, walk-in pantry & island. Retreat to the primary suite w/ walk-in closet and ensuite with dual sinks & walk-in tile/glass shower. Other features include 8’ interior doors, lots of storage closets, high-efficiency washer/dryer & 3 car garage that is prewired for EV charging. Liberty Park is the perfect location to all things Bonney Lake, Lake Tapps or zip down Hwy 410 to all the local farmers markets. Highly desired Sumner-Bonney Lake schools. Homesite 18.

19444 116th Street Ct E Unit #18, Bonney Lake

Listing courtesy of Trumark Homes Washington LLC.

$3,200,000
7 Beds ⋅ 7 Baths ⋅ 2569335 MLS ⋅ ACTIVE Status
Experience exceptional Lake Tapps living in this custom 6,947-square-foot waterfront home with beautiful Mt. Rainier views from the home & yard. Set on .31 acre with 70 feet of waterfront, a private dock & covered boat lift, this impressive residence offers expansive living, remarkable flexibility & an exceptional lakefront lifestyle.The main level features a spacious great room with two-way gas fireplace, limestone floors & a gourmet kitchen with high-end stainless appliances, quartz surfaces & oversized island. The luxurious primary retreat includes a two-sided fireplace, sitting room with wet bar, private deck & hot tub, plus a spa-inspired bath with steam shower. Hickory hardwoods & quality finishes continue throughout. Seven bedrooms & 6.5 baths provide exceptional space for guests. A separate two-bedroom accessory living space above the garage offers a full kitchen, bath, private entrance & separate electrical meter, while the lower-level suite includes an additional full kitchen—ideal for extended living or guests.Covered decks, extensive stamped concrete & mountain views embrace the waterfront setting. The 1,612-square-foot five-car garage/shop features epoxy floors & abundant space for vehicles, water toys & storage. Additional amenities include smart home features, three A/C units, two automatic generators & 50-amp connections for RV or EV use.A rare combination of space, versatility, Mt. Rainier views & 70 feet of Lake Tapps waterfront.

20404 Church Lake Drive E, Bonney Lake

Listing courtesy of eXp Realty.

$675,000
5 Beds ⋅ 3 Baths ⋅ 2568265 MLS ⋅ ACTIVE Status
This Bonney Lake beauty is ready to impress! Built in 2019, this spacious 5-bedroom, 2.75-bath home offers 2,661 square feet with an open layout designed for easy everyday living and entertaining. The bright great room features abundant windows, a cozy fireplace, and seamless flow into the dining area and kitchen with granite countertops, stainless steel appliances, generous cabinetry, and plenty of prep space. A main-floor bedroom and three-quarter bath provide excellent flexibility for guests or a home office. Upstairs, retreat to the spacious primary suite with a tray ceiling, walk-in closet, and private bath featuring a dual-sink vanity and walk-in shower. Three additional bedrooms and a versatile bonus room offer space for work, hobbies, or movie nights. Step outside to a partially fenced backyard with a patio, string lights, and a peaceful tree-lined backdrop. Complete with an attached two-car garage, high-efficiency forced-air heating, and a tankless water heater, all near shopping, dining, schools, and commuter routes. Welcome home!

20816 77th Street E, Bonney Lake

Listing courtesy of Keller Williams Realty.

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