Blaine Homes with FHA Terms

Blaine Homes with FHA Terms

Blaine, located in Whatcom County, Washington, is a charming city that offers a desirable neighborhood for those looking to settle down. With its proximity to the US-Canada border, Blaine provides residents with easy access to both the natural beauty of the Pacific Northwest and the bustling cities of Vancouver and Seattle.

One of the advantages of living in Blaine is the availability of homes with FHA terms. The Federal Housing Administration (FHA) offers loans that are backed by the government, making homeownership more accessible for many individuals. These loans often have lower down payment requirements and more flexible credit criteria, making it easier for first-time homebuyers or those with lower incomes to purchase a home in Blaine.

Blaine's real estate market offers a range of options, from cozy single-family homes to spacious townhouses and condominiums. Whether you're looking for a waterfront property with stunning views of the bay or a quiet suburban home near parks and schools, Blaine has something to suit every taste and budget.

In addition to its housing options, Blaine boasts a welcoming community and a variety of amenities. The city is home to beautiful parks, golf courses, and marinas, providing ample opportunities for outdoor recreation. Residents can also enjoy a vibrant downtown area with local shops, restaurants, and entertainment venues.

Overall, Blaine offers a desirable neighborhood with homes available under FHA terms, making it an attractive option for those looking to buy a home in the area. With its stunning natural surroundings and thriving community, Blaine is a great place to call home.

Newest Blaine Homes with FHA Terms

$599,000
4 Beds ⋅ 3 Baths ⋅ 2574195 MLS ⋅ ACTIVE Status
Perched at the end of a cul-de-sac with sweeping western views across Blaine, the strait, Semiahmoo, and out to the islands, this is a home you'll be proud to call your own. Spectacular sunsets and an ever-changing water backdrop are part of everyday life, with views captured from nearly every room and a wraparound deck to soak it all in. The open kitchen and living area feature vaulted ceilings, hardwood floors, and a large island made for gathering, while a formal dining space offers room to entertain and a view to enjoy. Step outside to the expansive view deck, or retreat to the primary suite where a private slider invites you out to enjoy one last sunset before bed. With 4 bedrooms plus an office/den, 2.5 baths, lots of storage and an attached 2-car garage, there's room to live, work and host comfortably. Recent updates include a new roof, refreshed bathrooms and fresh exterior paint. The terraced yard offers excellent sun exposure, established landscaping, an apple tree and plenty of opportunity to garden. Pre-inspected, move-in ready and offered under $600,000—this is the view home you've been waiting for.

668 Parkview Place, Blaine

Listing courtesy of RE/MAX Whatcom County, Inc..

$660,000
4 Beds ⋅ 3 Baths ⋅ 2571639 MLS ⋅ ACTIVE Status
Beautifully maintained 4 bedroom/2.75 bath in an excellent Blaine location. The main floor features a spacious entry, well-appointed kitchen with granite countertops, a large great room filled with natural light, a living room with gas fireplace, bathroom with shower and an adjacent bedroom or home office. The upstairs features a large ensuite primary bedroom with walk-in closet, shower and tub, two large bedrooms, a guest bathroom and a large bonus room over the garage perfect as a fifth bedroom, game room or guest suite. The backyard is fully fenced and the attached oversized 2-car garage has room for cars or storage. Exterior features include a covered back deck with benches perfect for barbecuing, outdoor fireplace and mature landscaping. Other features include a 10-panel solar system, tankless hot water heater and so much more. Located just minutes from the Canadian border, schools, shopping and freeway access this is an excellent home in a desirable location.

1183 D Street, Blaine

Listing courtesy of Weichert Realtors Vanson Assoc.

$479,000
3 Beds ⋅ 2 Baths ⋅ 2570910 MLS ⋅ ACTIVE Status
Welcome to the RR Ranch! Siting in almost 1/2 acre. Open concept kitchen with lots of cabinets for storage, breakfast bar, vaulted ceilings with large living room, spacious 3 bedroom 2 bath plus Den/Office home is nestled in a private park like setting, sitting It has a fully fenced yard with 2 decks perfect for entertaining, as well as a garden shed in the back for storage. RV Parking. Newer roof and paint. This community is truly unique in that it allows for horses & offers a common pasture area. Close to I-5, minutes from the beach and all that Birch Bay has to offer!

7868 Crocket Road, Blaine

Listing courtesy of RE/MAX Whatcom County, Inc..

$485,000
2 Beds ⋅ 2 Baths ⋅ 2570111 MLS ⋅ ACTIVE Status
Motivated Seller! Fall in love with this ultra-cute, recently remodeled 2-bedroom, 1.75 bath home in the heart of Blaine! Perfectly blending modern updates with an unbeatable location, this charming residence has been beautifully expanded and refreshed. The standout feature is the recent professional remodel, which seamlessly added 1 spacious bedroom and a pristine bathroom to maximize the home’s layout and overall functionality. Inside, the bright and inviting floor plan flows effortlessly out to your private backyard! You will love the fully fenced area providing a safe, secure, and private space that is absolutely perfect for RV, pets, gardening, or hosting weekend summer BBQs. Location is everything, and this property delivers. Enjoy the sought after, highly walkable lifestyle just a short, scenic stroll away from vibrant downtown Blaine restaurants, local cafes, ocean and shopping. For commuters and travelers, the convenience is unmatched, you are situated just minutes from I-5 access and the Canadian border crossing. Turnkey, updated, and full of coastal community charm, this gem is a rare find.

675 D Street, Blaine

Listing courtesy of Epique Realty.

$990,000
3 Beds ⋅ 3 Baths ⋅ 2566565 MLS ⋅ ACTIVE Status
Discover the peace and privacy of 10.88 secluded acres, where this exceptional home blends timeless style, modern comfort, and Pacific Northwest beauty. A paved driveway winds through the trees to a beautifully sited residence surrounded by expansive lawns, offering an idyllic setting for entertaining, recreation, or quiet relaxation. Inside, vaulted ceilings, oversized windows, and abundant natural light create a warm atmosphere. Thoughtful updates complement the timeless design. The gourmet kitchen with quartz counters and tile backsplash flows seamlessly into the main living areas and entertainment deck for effortless indoor-outdoor living. The spacious primary suite is a private retreat featuring a spa-inspired bathroom remodeled in 2026 with a freestanding soaking tub, oversized walk-in shower, and peaceful woodland views. A generous bonus room above the garage offers flexibility as a media room, home office, gym, or guest retreat. Air conditioning, a fenced garden, and a dedicated dog run complete this property, offering the tranquility of country living with everyday conveniences just a short drive away.

2787 H Street Road, Blaine

Listing courtesy of Coldwell Banker Bain.

$995,000
3 Beds ⋅ 3 Baths ⋅ 2566310 MLS ⋅ ACTIVE Status
Escape to the privacy of your own wooded retreat! Built by West Coast Homes, this stunning new 3 bed + office/4th bed 2,800 sq. ft residence sits on a secluded one-acre corner lot surrounded by mature trees, offering a unique combination of privacy, space, and tranquility just minutes from Blaine and quick I-5 access. Thoughtfully designed for modern living, the open-concept floor plan features a spacious great room, dining area, and an impressive kitchen with quartz counters, a large island, walk-in pantry, and luxury vinyl plank flooring throughout the main living areas. The main-floor primary suite is a private retreat with a spacious walk-in closet and a luxurious ensuite featuring a tiled walk-in shower and soaking tub. Upstairs you'll find two oversized bedrooms with walk-in closets, a dedicated office, a full bath with separate vanity area, and an expansive 12' x 24' bonus room. Enjoy outdoor living on the large rear patio, partially covered and complete with hot tub hookups. Additional highlights include a heat pump with high-efficiency HVAC, RV parking with hookups + sewer dump, and quality craftsmanship throughout. Buyers who act early may still have the opportunity to personalize select finishes, colors, and appliances. If you've been searching for the perfect combination of new construction, privacy, and room to breathe, this exceptional home is a must-see!

4164 Red Cedar Rd, Blaine

Listing courtesy of Windermere RE Whatcom, Inc..

$895,000
4 Beds ⋅ 2 Baths ⋅ 2562257 MLS ⋅ ACTIVE Status
**Assumable Loan @ 3.25% with ~$762K balance remaining** Nearly impossible to duplicate, this enchanting 5.11-acre park-like estate offering the perfect blend of privacy, functionality, and convenience just minutes from downtown Blaine. This rare property features a one story, no-stairs rambler, a 32' x 20' timber-built horse barn, and approximately 3 acres of mature & old growth trees creating your own private retreat. The light-filled 4-bedroom + den/office (can live like a 5th bedroom) home showcases a timeless mid-century modern feel with new carpet, spacious living areas, a wood-burning fireplace and an detached 2-car garage. Step outside to the expansive rear patio overlooking the peaceful grounds, playset, and custom built bridge crossing a seasonal creek—ideal for entertaining, relaxing, or simply enjoying nature. Spacious driveway provide outstanding flexibility with abundant parking for vehicles, boats, RVs, or equipment. High-speed internet is available, making it easy to work from home while enjoying a tranquil country setting. Neighboring chocolate & cookie factories can fill the air with fresh baked & chocolatey aromas to delight the senses. Ideally situated just minutes from downtown Blaine, schools, shopping, dining, the waterfront, I-5, and the U.S./Canada border. A rare opportunity to live, work, and play on one of Blaine's most special acreage properties.

4416 Sweet Road, Blaine

Listing courtesy of Keller Williams Western Realty.

$485,000
3 Beds ⋅ 2 Baths ⋅ 2564590 MLS ⋅ ACTIVE Status
Tucked between I-5 and the coastline, come home to 875 Adelia in Blaine! Inside, 1200 square feet provides 3 bedrooms and 1.75 baths, including an ensuite off the primary. Apple trees in the front yard and spacious deck, raised garden beds, chicken coop and storage shed in the fully fenced backyard, all on a large nearly-14,000 square foot lot. Don't miss the mature roses and hydrangea around the house, or the bonus sink & cabinets in the garage! Newer exterior paint; recently updated rear deck, roof replaced within last 5 years. Under 10 minutes to all Blaine has to offer - Blaine Marina and Marine Park, the 2-mile Wharf Loop Trail, groceries, hardware, and dining. 15 minutes to Ferndale and 30 to Bellingham.

875 Adelia Street, Blaine

Listing courtesy of Bellingham Real Estate Company.

$869,000
5 Beds ⋅ 4 Baths ⋅ 2565561 MLS ⋅ ACTIVE Status
Experience exceptional new construction in the highly sought-after Drayton Reach community, where residents enjoy access to a shared beach along the saltwater shores of Drayton Harbor. Designed with both luxury and flexibility in mind, this spacious 5-bedroom home offers an open-concept floor plan and breathtaking water views from the upper level. From the moment you step through the defined entry, the quality craftsmanship and attention to detail are immediately evident. Thoughtfully designed for multi-generational living, the home features two primary suites, including a main-level suite that could also function as a private ADU. The expansive living spaces flow seamlessly together, creating an ideal setting for both everyday living and entertaining. The chef-inspired kitchen is complemented by a second kitchen and is conveniently connected to the attached two-car garage by a dedicated mudroom, providing exceptional functionality and storage. A versatile flex room offers the perfect space for a home office, den, or media room while capturing beautiful views of Drayton Harbor. Combining outstanding design, generous living spaces, and an enviable coastal location, this remarkable home offers a rare opportunity to enjoy modern luxury just steps from the shoreline.

1351 Leighton Street, Blaine

Listing courtesy of Windermere RE Whatcom, Inc..

$1,097,000
4 Beds ⋅ 4 Baths ⋅ 2558085 MLS ⋅ ACTIVE Status
A Private Rural Estate — Comfort, Quality & Seclusion. Tucked behind a private gated entry on ten beautiful acres, this exceptional home offers the rare combination of complete privacy and refined living. The thoughtfully designed floor plan features four bedrooms, three and a half baths, two primary suites, and a dedicated office — ideal for those seeking both space and flexibility.Quality finishes are found throughout — Australian Cypress hardwood floors, granite countertops, and a gourmet kitchen make everyday living a pleasure. The inviting Great Room centers around a classic rock fireplace with exposed wood beams, creating a warm and welcoming gathering space.Comfort is well covered with radiant floor heating, a commercial-grade mini-split system, a security system, and surround sound. The extra-large three-car garage offers generous storage and is wired for a generator. Outside, a spacious patio provides the perfect setting for relaxing or entertaining, all within a serene, private landscape. A truly special property that balances quality craftsmanship with everyday livability.

9580 Freedom Place, Blaine

Listing courtesy of Muljat Group.

$799,996
2556763 MLS ⋅ ACTIVE Status
Exceptional investment opportunity in Blaine! Spacious duplex offering 4,048 sq ft of living space on a 0.20-acre lot. Built in 1999, this well-designed property features two 3-bedroom, 2-bath units, large second story deck, attached garage parking, and generous outdoor space. Each unit has it's own individual indoor fireplace. Fully leased out, providing immediate cash flow, making this an outstanding opportunity for investors or owner-occupants seeking supplemental income. Conveniently located near downtown Blaine, schools, parks, and the Canadian border, this versatile property offers flexibility, space, and long-term investment potential.

1301 1305 Mitchell Avenue, Blaine

Listing courtesy of John L. Scott Bellingham.

$599,000
2 Beds ⋅ 2 Baths ⋅ 2551335 MLS ⋅ ACTIVE Status
A Hidden Garden Retreat in the Heart of Blaine. Tucked into a quiet neighborhood just blocks from Drayton Harbor, this beautifully maintained Craftsman offers 1,946 sq ft of thoughtfully designed living space with the flexibility today's buyers are searching for. Originally built in 2014, the home was professionally expanded with a permitted addition, increasing the living space from 1,205 to 1,946 sq ft. The addition features a spacious second living area, full bath, and versatile bonus room—ideal for multigenerational living, guests, a home office, or a potential third bedroom. The split-bedroom floor plan provides added privacy, while rich knotty pine woodwork, custom built-ins, wainscoting, and an open-concept layout create warmth and character throughout. Mini-split heating and A/C provide year-round comfort. Step outside to your own private oasis featuring a fully fenced front yard with gated entry, covered front porch, and a beautifully landscaped courtyard with lush gardens, tranquil koi pond, paver patio, fire pit, and balcony overlooking the gardens. Attached garage with workshop offers excellent storage and hobby space, and the pool table is negotiable. Enjoy nearby parks, waterfront views, neighborhood walking trails, downtown Blaine's shops and restaurants, easy I-5 access, and the Canadian border—all with no HOA.

1204 Hughes Avenue, Blaine

Listing courtesy of John L. Scott Bellingham.

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