Big Lake Homes with FHA Terms

Big Lake Homes with FHA Terms

Welcome to Big Lake, a charming neighborhood located in Mount Vernon, Washington. Situated in Skagit County, this idyllic community offers a tranquil and picturesque setting for residents to call home.

Big Lake is known for its stunning natural beauty, with the sparkling waters of the lake serving as a focal point for outdoor enthusiasts. Residents can enjoy a variety of recreational activities such as fishing, boating, and swimming in the lake's crystal-clear waters. The neighborhood is also surrounded by lush greenery and scenic trails, perfect for hiking and exploring the great outdoors.

In terms of real estate, Big Lake offers a range of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible for individuals who may not qualify for conventional loans. These loans typically have lower down payment requirements and more flexible credit guidelines.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Big Lake has a diverse selection of homes to suit every taste and budget. From cozy cottages to spacious family homes, you'll find a variety of architectural styles and amenities to choose from.

Living in Big Lake means enjoying a close-knit community with a strong sense of pride and camaraderie. The neighborhood is conveniently located near Mount Vernon, offering easy access to shopping, dining, and entertainment options. With its natural beauty and affordable housing options, Big Lake is a wonderful place to call home.

Newest Big Lake Homes with FHA Terms

$725,000
4 Beds ⋅ 3 Baths ⋅ 2574074 MLS ⋅ ACTIVE Status
Enjoy beautiful territorial and foothill views from this exceptionally maintained 4-bedroom, 3-bath home in the desirable Big Lake community. Set on nearly half an acre, the home offers a spacious, versatile layout with vaulted ceilings, abundant natural light, and heating & cooling for year-round comfort. Upstairs, the open living room features a cozy gas fireplace and flows into the formal dining area and well-appointed kitchen with casual eating space. Step onto the deck and take in the peaceful views—perfect for morning coffee or evening entertaining. Three bedrooms are upstairs, including a spacious primary suite with full bath, dual vanities and large walk-in closet. The lower level offers excellent flexibility with a 4th bedroom, full bath and additional living space—ideal for guests, multi-generational living or a private retreat. An XL garage plus storage beneath the home provides room for vehicles, hobbies and gear. Outside, the nearly 1/2-acre property offers privacy and versatility. A circular driveway provides abundant parking, while double gates along the side of the home offer easy access for an RV, boat or toys. The terraced backyard features mature landscaping and a hardscaped patio perfect for entertaining. A fully insulated & powered shed makes an ideal workshop, studio or extra storage. Enjoy the peaceful Big Lake lifestyle while remaining close to Mount Vernon, recreation and everyday conveniences.

17010 Trout Drive, Mount Vernon

Listing courtesy of Keller Williams Western Realty.

$2,270,000
4 Beds ⋅ 4 Baths ⋅ 2572930 MLS ⋅ ACTIVE Status
Experience luxury lakeside living in this stunning 3,600 sqft new construction home. Step through a grand oak pivot door into warm engineered hardwood flooring, floating staircase, soaring ceilings with oak accents, 4 bedrooms, including two primary suites-one conveniently located on the main level and another upstairs, and 3.25 spa-inspired bathrooms that showcase radiant heated floors, wall to wall tile, bidets, and towel warmers. Soaring 20ft ceilings and dramatic floor to ceiling windows perfectly frame views of Big Lake and Mount Baker. The designer kitchen is built to impress with top-of-the-line Thermador Appliances, an oversized island, and a stylish walk in pantry with a wet bar. The home is equipped with dual heating and cooling zones, one for each level. Step outside to a massive covered outdoor living space with built in heaters, and an outdoor kitchen perfectly positioned to capture the breath taking views of the lake and mountains, that can be enjoyed year round. Built with long-term durability and low-maintenance living in mind, the exterior and overall design prioritize both luxury and ease of ownership, with an eight zone irrigation system servicing the grounds. 2+ car garage and ample driveway parking.

18315 Majestic Ridge Lane, Mount Vernon

Listing courtesy of HomeSmart One Realty.

$850,000
4 Beds ⋅ 4 Baths ⋅ 2571795 MLS ⋅ ACTIVE Status
This custom Cape Cod pairs two things everyone chases and rarely finds together: sweeping lake-and-mountain views, and a setting minutes from the water. Set in Montborne Heights, a small established neighborhood on the sunny side of Big Lake. Inside, the heart of the home shines with brand-new counters and new stainless appliances — clean, bright, and ready for their first Sunday breakfast. West-facing windows pour light through the living room and put the sunset over the lake in front of you every evening. Four bedrooms and three-and-a-half baths give everyone room to spread out — with a bathroom on every floor, so there's never a wait and never a trek up the stairs. The primary suite lives like a private spa, anchored by a five-piece bath with a jetted tub, separate shower, and double vanities. Sink in after a day on the lake and let the jets do the rest. Downstairs, a spacious finished daylight basement — with its own bath already in place — makes easy in-law or guest quarters, a home office, or a media floor. Nearly half an acre wraps the home in space for barbecues, garden plans, and long evenings on the deck as the sun drops behind the western hills. The public Big Lake boat launch, Overlook Golf Course, and the Walker Valley ORV and trail system are all minutes out, with Highway 9 an easy hop to Mount Vernon and the I-5 corridor. Weekends here write themselves — morning paddle to evening BBQ. Come see why this one's special.

18175 State Route 9, Mount Vernon

Listing courtesy of Bellwether Real Estate.

$750,000
3 Beds ⋅ 1 Baths ⋅ 2561822 MLS ⋅ ACTIVE Status
Escape to the peace and simplicity of country living with this charming 3-bedroom, 1-bath single-level home tucked away in a truly breathtaking setting. Surrounded by private mountain views, lush pastures, and a park-like landscape, this property invites you to slow down and savor every season. Stroll through beautifully established gardens, gather fresh fruit from mature trees, and enjoy the endless possibilities this level acreage has to offer. Spend summer evenings on the spacious deck overlooking your own slice of paradise, and cozy winter nights gathered around the warmth of the wood-burning stove. The impressive 3 bay shop with an additional attached shop and loft is 49 by 24 ft, includes a wood burning stove. Detached garage is 17 by 13ft. Woodshed is 17 by 13ft. Lean to is 24 by 29ft. Ready for hobbies, equipment, or your next big project, while the open land offers room to garden, raise animals, or create the homestead you've always envisioned. Just minutes from Big Lake, you'll enjoy the perfect balance of peaceful country living with convenient access to recreation and town amenities. Whether you're dreaming of a self-sufficient lifestyle, a place to reconnect with nature, or simply a home where memories are made under wide-open skies, this one-of-a-kind property is ready to welcome you home.

20385 State Route 9, Mount Vernon

Listing courtesy of Windermere Real Estate/CIR.

$735,000
4 Beds ⋅ 2 Baths ⋅ 2558742 MLS ⋅ ACTIVE Status
Pre-inspected & priced to sell! Welcome home to this beautifully maintained single-story rambler in the highly sought-after Nookachamp Hills neighborhood of Big Lake. Built in 2020 and featuring a freshly painted interior, this 3-bedroom plus office/flex space, 2-bath home offers the perfect blend of modern style and everyday comfort. The open-concept floor plan is enhanced by soaring vaulted ceilings, creating a bright and inviting space for gathering and entertaining. The timeless kitchen showcases quartz countertops, stainless steel appliances, a spacious pantry, and plenty of room to cook and connect. Retreat to the generous primary suite, complete with a luxurious five-piece ensuite bath and a large walk-in closet. Three additional bedrooms provide flexibility for guests, a home office, or hobbies. Situated on a desirable corner lot, the partially fenced backyard features a low-maintenance Trex deck—ideal for relaxing or hosting summer barbecues. A spacious three-car garage offers ample room for vehicles, storage, and recreational gear. Enjoy the convenience of being within walking distance of Otter Pond while still being less than 15 minutes from shopping, dining, and I-5. This move-in-ready home combines modern finishes, a fantastic location, and thoughtful design—don't miss your opportunity to make it yours!

17152 Big Fir Place, Mount Vernon

Listing courtesy of John L. Scott Arlington.

$700,000
3 Beds ⋅ 2 Baths ⋅ 2557291 MLS ⋅ ACTIVE Status
Enjoy the perfect blend of privacy, space, and convenience on 11.73 acres. This well-maintained 3-bedroom, 2-bath manufactured home offers 1,410 square feet of comfortable living with a spacious primary suite featuring a walk-in closet and private bath. Enjoy a bright dining area, French doors, and abundant natural light throughout. Approximately 3 acres are cleared and usable, while the remaining acreage provides a peaceful wooded setting with room to explore, garden, or recreate. Additional features include a deck, outbuildings, RV parking, propane service, public water, and a private septic system. Conveniently located near everyday amenities while still offering privacy and room to roam.

14678 State Route 9, Mount Vernon

Listing courtesy of John L. Scott Anacortes.

$899,900
4 Beds ⋅ 4 Baths ⋅ 2551439 MLS ⋅ ACTIVE Status
Rare opportunity to own a beautifully updated home in the highly desirable location of Big Lake on 6.5 picturesque acres. This one-of-a-kind property offers the perfect blend of privacy, natural beauty, and modern comfort. The remodeled kitchen features premium Bellmont European-style cabinetry, elegant quartz countertops, high-end appliances and a sleek, functional design that's perfect for everyday living and entertaining. Recent updates include new energy-efficient windows, durable luxury vinyl plank flooring throughout, and a high-efficiency furnace and heat pump with HEPA filtration, keeping you comfortable year-round. The spacious living room is filled with natural light and showcases vaulted ceilings and a cozy wood-burning fireplace, creating a warm and inviting atmosphere. An attached additional dwelling (ADU) with separate or shared access provides exceptional flexibility for multigenerational living, guests, rental income, or a home office. Large spacious deck great for entertaining or unwinding and taking in nature. Whether you're looking for a peaceful retreat, room to roam, or a property with income potential, this exceptional property offers a rare lifestyle opportunity in a sought-after setting.

22850 Little Mountain Road, Mount Vernon

Listing courtesy of Keller Williams Western Realty.

$674,999
3 Beds ⋅ 2 Baths ⋅ 2545714 MLS ⋅ ACTIVE Status
Wonderful opportunity to own a meticulously restored Craftsman farmhouse on over one acre in Big Lake! This amazing property features stunning views of Mount Baker and a fully updated 3-bedroom, 2-bathroom house surrounded by gated fenced grounds with fruit trees,pasture, multiple outbuildings. In 2022, the house underwent significant upgrades, including a new kitchen,bathrooms,flooring, fixtures, electrical system,appliances,siding,windows,water heater, gas furnace,mini-split for AC. The main floor offers a spacious entry that leads to an open living area featuring huge chefs kitchen with a walk-in pantry, a living room,& dining area. Additionally, there are two large bedrooms and a full bathroom on this level.Upstairs,you will find the primary bedroom,walk-in closet, built-ins, and tiled bathroom, with a bonus room storage. A terrific fenced backyard with a covered BBQ & firepit area. 1,100 sq. ft. semi-detached garage provides workspace, large finished room perfect for a home office or gym & canning room. The property also features a large enclosed carport for RV or boat parking, & dry storage. There is a sizable barn structure that can be used for livestock, and a fully functioning chicken coop! The third outbuilding was previously ADU with its own address,power, & septic system. Grounds feature fruit trees plus a large pasture for your animals,an additional driveway entrance. The property is serviced by a well and septic system, providing semi-off-grid affordability.

16674 State Route 9, Mount Vernon

Listing courtesy of American Dream R.E. East LLC.

$899,900
3 Beds ⋅ 3 Baths ⋅ 2536594 MLS ⋅ ACTIVE Status
SIGNIFICANT PRICE IMPROVEMENT! Well-maintained Alpine-style home on 12 gated acres offering privacy, gorgeous mountain views, trails, and a three-sided mechanic shop. Seller welcomes offers and is prepared to work with qualified buyers. Minutes from town, this peaceful country property offers seclusion and convenience. The 2,300 sq. ft. home features an open-concept design, warm wood accents, floor-to-ceiling windows, abundant natural light, and a wood-burning fireplace with natural river rock surround. Thoughtful improvements have been made, while leaving room for your own personal touches. The main level includes a spacious primary bedroom with ¾ bath, two additional bedrooms, full guest bath, laundry, and attached oversized two-car garage. The upper-level bonus alcove features warm wood ceilings, skylight, and overlooks the great room—ideal for reading, hobbies, yoga, meditation, or storage. The lower level offers a family room with a second wood-burning fireplace, full bath, plumbing for a future kitchen, and flexible space for a primary suite, office, workout area, or hobbies. Ideal for multi-generational living. Outside, enjoy a 780 sq. ft. three-sided shop, ample parking for vehicles, RVs, and equipment, brand-new sauna, storage shed, dog run, wraparound view deck, established gardens, and trails throughout. A one-of-a-kind country property with room to roam, make it your own.

22426 Criddle Lane, Mount Vernon

Listing courtesy of Keller Williams Western Realty.

$895,950
2 Beds ⋅ 2 Baths ⋅ 2529637 MLS ⋅ ACTIVE Status
Experience the easy pace of waterfront living at Big Lake with this charming cabin offering 38’ of shoreline, a private dock, boat lift and tranquil lake views. The light-filled main level features an open kitchen, wood flooring, oversized windows, and a large entertaining deck overlooking the water and tiered yard for many uses. A spiral staircase leads to the lower level with two bedrooms, or flex space and a home office. It is plumbed for a steam shower, if you want to live the luxury lake life instead! A covered patio below opens up to the yard for all your lake front activities. Rustic character blends with thoughtful updates throughout this inviting, move-in ready retreat. Enjoy the grassy path to low-bank waterfront, where swimming, kayaking, boating, and lakeside evenings await. With a ton of parking in front and extra space across the road to call your own for overflow or future sport court. Ideal for summer enjoyment, a weekend getaway, year-round escape, or possible vacation rental opportunity, this property captures the best of Big Lake living.

18288 S West View Road, Mount Vernon

Listing courtesy of John L. Scott, Inc..

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