Bay Center Homes with FHA Terms

Bay Center Homes with FHA Terms

Welcome to the charming neighborhood of Bay Center, located in Pacific County, Washington, USA. Bay Center is a hidden gem nestled in the heart of the Pacific Northwest, offering a unique blend of natural beauty and small-town charm.

In Bay Center, you'll find a tight-knit community where neighbors become like family, and the stunning natural surroundings provide a peaceful backdrop for everyday life. With its picturesque views of the bay and lush greenery, Bay Center is the perfect place to call home for those seeking a tranquil and idyllic setting.

If you're looking to purchase a home in Bay Center, you'll be delighted to know that there are plenty of options available with FHA terms. Whether you're a first-time homebuyer or looking to upgrade to a new property, the homes in Bay Center offer affordability and convenience with FHA financing options.

Imagine waking up to the sound of birds chirping and the gentle rustling of the trees, all while knowing that you have found your perfect home in Bay Center. Don't miss the opportunity to be a part of this thriving community and experience the beauty and serenity that Bay Center has to offer. Come and explore the homes with FHA terms in Bay Center today and make your dream of homeownership a reality!

Newest Bay Center Homes with FHA Terms

$329,995
4 Beds ⋅ 2 Baths ⋅ 2544944 MLS ⋅ ACTIVE Status
Charming Willapa Bay home with a built-in investment opportunity! This well maintained property offers adorable curb appeal, bay views from the front, and a peaceful forested backdrop where deer wander past the oversized back deck. The main home is cozy and inviting with 2 bedrooms, a full bath, a butcher block island, vinyl plank flooring, generous storage, and big bedrooms, plus a sliding glass door opening to the large back deck for private entertaining. The attached 2-bedroom apartment features its own living room, kitchen, half bath (easily converted to a 3/4), and private entry with back door, making it ideal for multigenerational living, rental income, or two separate VRBOs. Prefer one large home? The wall between the living rooms could be opened up. Recent upgrades include a new 50-year roof with transferable warranty, updated electrical panel, new Milgard windows, fresh exterior paint, and cadet wall heaters in every room. An enclosed attached carport with garage door plus a detached one-car garage with shelving, loft, and workspace handle all the storage and projects. Short walk to beaches where you can enjoy clamming, gathering oysters, and crab, with Rhodesia Beach, Bruceport Park, and Willapa Bay minutes away. Just 10 miles to South Bend and 40 to Astoria.

16 Harrison Street, Bay Center

Listing courtesy of Spivey Realty Group, LLC.

$312,000
2 Beds ⋅ 1 Baths ⋅ 2538900 MLS ⋅ ACTIVE Status
Step into the charm of a bygone era with this beautifully restored 1930s Craftsman, ideally located in what locals affectionately call “Bay Center.” Originally built by a local ship builder, this home is rich in history & filled with authentic character, featuring stunning woodwork, original ship lap details, & period-specific finishes throughout. Thoughtfully updated while preserving its timeless appeal, major improvements include updated electrical and septic systems, along with a new roof, gutters, and septic installed in 2013. Situated on a spacious double lot, this property offers plenty of room to add a future shop or garage while still maintaining an expansive yard to enjoy. The outdoor spaces are a true highlight, featuring a greenhouse & beautifully & thoughtfully landscaped garden areas that create a private oasis feel—perfect for relaxing, growing, and enjoying the coastal setting year-round. Inside, you’ll find two comfortable bedrooms, a full bathroom, inviting living spaces, and an upstairs bonus room perfect for guests, a home office, hobby room, or additional storage. Large windows bring in natural light & offer partial views of the bay, adding to the home’s peaceful coastal setting. Enjoy being just a short stroll from the post office, waterfront, local beaches, & nearby parks. Full of warmth, history, & coastal charm, this turn-key Craftsman is a rare opportunity to own a beautifully preserved piece of Bay Center history with modern updates already in place.

12 Main Street E, South Bend

Listing courtesy of Keller Williams South Sound.

$879,000
3 Beds ⋅ 2 Baths ⋅ 2504314 MLS ⋅ ACTIVE Status
Nestled at the very end of a quiet cul-de-sac in desirable Willapa Bay Estates, this beautifully designed 3-bedroom, 1.75-bath home offers privacy, tranquility, and truly one-of-a-kind views from the moment you step inside. Situated on just over 2 acres, the property provides the perfect blend of space and functionality, ideal for those seeking room to live, work, and play. The open-concept layout welcomes you with a spacious dining area right off the entry, seamlessly flowing into a stunning kitchen featuring a distinctive hexagon island, sleek stainless steel appliances, and elegant granite countertops, perfect for both everyday living and entertaining. The main living room continues to impress with vaulted ceilings, large windows, wood stove, and direct access to the large front deck w/ glass railing, trex decking and an outdoor firepit. Retreat to the generously sized primary suite, complete with a walk-in closet and a private bath, offering a peaceful haven at the end of the day. Additional to the attached 2-car garage, the property continues to impress with a massive 3-bay, 2,000 sq. ft., 40x50 insulated shop complete with a ¾ bathroom, 200 amp service, wood stove, and 2x12" + 1x14" high garage doors. There’s also dedicated RV parking with full hookups, plus a 10 x 12 garden shed for additional storage. With its unique setting, over 2 acres of usable land, impressive shop space, and breathtaking views, this is truly a rare opportunity in the Pacific Northwest.

47 Willapa Sands Lane, South Bend

Listing courtesy of Spivey Realty Group, LLC.

$349,500
1 Beds ⋅ 1 Baths ⋅ 2504013 MLS ⋅ ACTIVE Status
Welcome to this inviting 1-bedroom, 1-bath home in the sought-after Lake in the Woods community, where peaceful living meets everyday convenience. Offering 812 square feet, this home sits on a spacious, level lot surrounded by a tranquil setting that’s hard to find. Inside, vaulted ceilings enhance the natural light and create an open, airy feel throughout the main living space. Enjoy year-round outdoor living with both a covered front porch and a private covered back porch—perfect for morning coffee or winding down at the end of the day. Just off the back porch, a finished flex space offers exciting potential for a second bathroom, guest area, or bonus room tailored to your needs. A detached shop is 22x35ft offering 770 square feet and adds even more versatility for storage, hobbies, or workspace. Directly across the street, take advantage of community lake access where you can kayak, paddleboard, fish, or simply enjoy the water and surrounding nature. Whether you’re looking for a full-time residence or a peaceful getaway, this well-maintained property offers comfort, flexibility, and a lifestyle you’ll love.

23 Sunrise Lane, South Bend

Listing courtesy of Keller Williams South Sound.

$499,000
3 Beds ⋅ 2 Baths ⋅ 2464086 MLS ⋅ ACTIVE Status
Welcome to one of the most sought-after settings in South Bend—now with the added value of an additional buildable lot, offering flexibility for future development, expansion, or added privacy in an already exceptional setting. Where privacy, security, and a true sense of community come together behind the gates, this property delivers a lifestyle buyers are actively searching for but rarely find. Tucked within this exclusive neighborhood, the home offers quiet streets, well-maintained surroundings, and a peaceful atmosphere that feels removed from the everyday yet still close to town. Deer and elk are often seen roaming through the area, adding to the natural beauty and creating a serene, park-like environment right outside your door.Inside, the home is designed for both comfort and connection, with a layout that flows effortlessly between living spaces and invites natural light throughout. Thoughtful updates and well-kept interiors make this move-in ready, while still leaving room to personalize.Step outside and experience what truly sets this property apart—the setting. Whether you’re enjoying your morning coffee, hosting friends, or unwinding at the end of the day, the surroundings offer a rare sense of calm and privacy. With wildlife passing through and nature all around, it feels like your own private retreat within a gated community.

15 Spruce Lane, South Bend

Listing courtesy of Keller Williams South Sound.

$403,000
3 Beds ⋅ 2 Baths ⋅ 2338854 MLS ⋅ ACTIVE Status
Don't miss this incredible opportunity to own a waterfront home in a prime location, just 10 minutes from town, 40 minutes from Oregon, and 20 minutes to the beach. Built in 2022, this beautifully designed 3-bedroom, 1.75-bathroom home offers a bright and inviting interior, perfect for relaxing or entertaining. Enjoy peaceful water views from the covered back deck, providing the perfect spot to unwind year-round. Nestled on a quiet cul-de-sac, this property offers both privacy and convenience. Whether you're looking for a full-time residence or a vacation retreat, this home is a must-see!

4 Lakeview Lane, South Bend

Listing courtesy of Keller Williams South Sound.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.