Ballard Homes with FHA Terms

Ballard Homes with FHA Terms

Ballard is a vibrant neighborhood located in the city of Seattle, Washington. Situated in King County, Ballard offers a unique blend of urban living and a tight-knit community atmosphere. Known for its rich history and Scandinavian heritage, this neighborhood has transformed into a thriving hub for residents and visitors alike.

One of the key features of Ballard is its diverse range of homes available with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible for buyers with lower credit scores or limited down payment funds. This means that potential homebuyers in Ballard have the opportunity to secure their dream home with more flexible financing options.

Whether you're looking for a charming Craftsman-style house, a modern condo with stunning views of the Puget Sound, or a cozy bungalow nestled in a tree-lined street, Ballard has it all. With FHA terms, you can explore a variety of real estate options that suit your budget and lifestyle.

In addition to its real estate offerings, Ballard boasts a vibrant local scene. The neighborhood is home to numerous trendy boutiques, eateries, and coffee shops, making it a haven for foodies and coffee enthusiasts. The famous Ballard Farmers Market is a must-visit for fresh produce and artisanal goods.

Outdoor enthusiasts will also appreciate Ballard's proximity to beautiful parks and the nearby waterfront. Golden Gardens Park, with its sandy beach and breathtaking sunsets, is a popular spot for picnics and bonfires.

With its unique charm, diverse housing options, and FHA terms available, Ballard is an excellent neighborhood to consider for those looking to buy a home in Seattle. Explore the real estate opportunities in this vibrant community and make Ballard your new home.

Newest Ballard Homes with FHA Terms

$949,000
3 Beds ⋅ 3 Baths ⋅ 2573650 MLS ⋅ ACTIVE Status
Unbeatable Ballard location — this bright, modern stand-alone home sits just steps from Tall Grass Bakery (known for weekend lines out the door), minutes to the Amazon shuttle, and moments from the Ballard Locks. Just a 5-minute drive to Golden Gardens Beach and Discovery Park, and a 10-minute walk to the heart of Ballard's shops, cafes, and restaurants. Commuters will love it: catch a direct downtown-bound bus one block over, or hop on the Market St line to UW. Inside, floor-to-ceiling windows flood every room with natural light in this open, airy home. The entry features custom sound-absorbing wall panels with a built-in shoe storage cabinet, plus a smart doorbell, floodlight security camera, and smart lock integrated with an existing sensor-based home security system, along with smart switches for app-controlled lighting. Two bedrooms are upstairs. The downstairs bedroom offers a private retreat with an en-suite 3/4 bath. All three bedrooms have been upgraded with new custom closets and wardrobe systems for extra storage.The fully fenced backyard includes a dedicated dog run, low-maintenance artificial turf with an integrated drainage system, and automated drip irrigation, as well as large planters of flowering azaleas. The attached garage has a high-capacity EV charging station installed. Move-in ready, brilliantly lit, and packed with thoughtful upgrades — a must-see! PRE INSPECTED

2450 NW 61st Street, Seattle

Listing courtesy of Coldwell Banker Bain.

$775,000
3 Beds ⋅ 3 Baths ⋅ 2574371 MLS ⋅ ACTIVE Status
This home may have a Market St address but it is separated from the street by another townhome in the charming 6 unit development, which gives it a quiet & secluded feel. The home opens w/a slate entry & a bedroom/home office that leads to the private, fully fenced backyard. The first-floor also includes access to the rare & invaluable one-car garage. Moving up to the main floor, you’ll be greeted by an open kitchen, perfectly equipped w/granite counters, stainless appliances, gas cooktop & an eating bar. The seamless floor plan leads to a dining area & the spacious living room w/gas fireplace, a coffee balcony & unbeatable natural light. Upstairs, the guest bedroom surprises w/a full bath & walk in closet, making hospitality a cinch. Meanwhile, the primary suite is the ultimate sanctuary— enjoy the relaxation of its vaulted ceilings, natural light & sleek detail like a luxe walk-in shower in its ¾ bath. A/C via mini-splits, an in-unit washer and dryer & no HOA dues add practical appeal. Throughout the seasons, the fully fenced backyard will always give you a reason to take a breath of fresh air, and the surrounding neighborhood of Ballard has no shortage of reasons to explore & indulge. Nearby, find first-rate dining, a thriving nightlife scene & spaces that champion community & the arts. Outdoor recreation is also easily within reach, visit Golden Gardens or the awe-inspiring Locks. For a sense of privacy in a perfectly vivacious neighborhood, you can’t top this townhome.

641 NW Market Street Unit #A, Seattle

Listing courtesy of Windermere RE Greenwood.

$725,000
2 Beds ⋅ 2 Baths ⋅ 2574339 MLS ⋅ ACTIVE Status
Welcome to the best of Ballard living — a true single-family home with no shared walls, tucked on a quiet, tree-lined street just blocks from everything. This craftsman charmer greets you with a welcoming covered porch, classic shingle siding & a fenced, low-maintenance garden entry. Inside, soaring ceilings & oversized windows fill the main level with natural light. Gleaming hardwoods flow through the open living space anchored by a cozy gas fireplace. The crisp white kitchen features shaker cabinetry, quartz counters, gas range & stainless appliances. Upstairs, a serene primary suite with vaulted ceilings, walk-in closet & spa-inspired bath with tiled tub surround & double vanity. Mini-split heating/cooling keeps you comfortable year-round, plus in-home laundry & smart storage throughout. Enjoy your own dedicated off-street parking spot — a rare Ballard find. Stroll to the Ballard Farmers Market, breweries, restaurants, Ballard Ave shops, the Locks & Golden Gardens. Easy access to downtown & the future light rail corridor. No HOA, no attached walls, no compromises — just a bright, move-in-ready home in one of Seattle’s most beloved neighborhoods.

2211 NW 60th Street, Seattle

Listing courtesy of Redfin.

$650,000
3 Beds ⋅ 2 Baths ⋅ 2572673 MLS ⋅ ACTIVE Status
Spanning the entire main floor of a mid-century triplex, this sprawling 1,610sf, 3 bed, 2 bath condo is in pristine condition with modern upgrades. super low $250 hoa dues & attached garage with driveway parking. Fresh paint, updated fixtures & impressive new shaker cabinetry throughout. Expansive living room boasts a stately stone fireplace with raised hearth, oversized wrap-around windows & slider to full-length covered balcony. Dining room opens to contemporary kitchen with rich hardwoods, stainless steel appliances & peninsula bar. Impressive fully-finished laundry room with abundant cabinetry, utility sink & loads of countertop space. Primary bedroom with full-length walk-in closet & ensuite bath. Spacious spare bedrooms, beautifully tiled hall bath & ample closet space at every turn. Quaint self-managed building with no rental cap. Highly walkable & ultra convenient lower Ballard location with hip restaurants & trendy shops practically at your door step!

1527 NW 63rd Street Unit #2, Seattle

Listing courtesy of Upgrade Realty.

$783,500
2 Beds ⋅ 3 Baths ⋅ 2568207 MLS ⋅ ACTIVE Status
Experience the best of Ballard living in this stunning modern townhome where location, style, and incredible outdoor space come together beautifully. Tucked away in a private, quiet setting just 2 blocks from the Burke-Gilman Trail & Ballard Locks, with Golden Gardens, dining, shopping & transit just minutes away. Step inside to a light-filled ground-level bedroom and full bath with its own private entrance—ideal for guests, home office, or flexible living space. The main level is designed for entertaining with an open great-room concept and windows on three sides, flooding the home with natural light. The stylish kitchen features modern cabinetry, a full-height backsplash & a seamless connection to the living and dining areas. A convenient half bath completes the level. Upstairs, the spacious primary suite feels like a private retreat with a walk-in closet and luxurious en-suite bath featuring an oversized two-person shower. Then head to the top and discover the true showstopper—a nearly 400-square-foot private rooftop deck! Create your own outdoor living room, entertain friends, dine under the stars, or simply unwind while enjoying views of the Ship Canal to the south and Puget Sound to the north. With A/C, dedicated parking, additional street parking, and easy access to everything Ballard has to offer, this is Seattle living at its best. Perfect as a primary residence or an exceptional short-long-term rental opportunity & no HOA. Don't miss your chance to snag this one!

3410 B NW Market Street, Seattle

Listing courtesy of HomeSmart Realty Group.

$1,525,000
2 Beds ⋅ 2 Baths ⋅ 2571697 MLS ⋅ ACTIVE Status
RARE BALLARD OPPORTUNITY—TWO BRAND-NEW HOMES, ONE LOT! Own a truly unique property in one of Seattle’s most sought-after neighborhoods. This 3,737 SF lot features TWO separate homes, offering flexibility for investors, owner-occupants, multigenerational living, or buyers seeking additional income. The main home is essentially brand new, rebuilt from the foundation up with permits and fully inspected, featuring 2 bedrooms, 2 baths, approx. 800 SF, completed in 2025. Ready to continue its Airbnb business and income potential, with an established 5-star review history. The newly completed 2-story DADU offers 3 bedrooms, 2.5 baths, soaring ceilings, attached 1-car garage, A/C, high-efficiency systems, appliances, commercial-grade high-quality vinyl flooring, and modern finishes throughout. Enjoy the beautiful gazebo and outdoor space. Located in quiet Ballard, close to Salmon Bay Park, historic Ballard Downtown, Ballard Farmers Market, Ballard Locks, Golden Gardens Park, waterfront, beaches, and Seattle Downtown. Enjoy Ballard’s vibrant neighborhood atmosphere, popular boutiques, dining, shopping, and entertainment. TWO HOMES. ONE LOT. MULTIPLE POSSIBILITIES. Live in one, rent the other, house-hack, or maximize your investment potential. A rare Ballard opportunity you won’t want to miss!

654 NW 53 Street, Seattle

Listing courtesy of eXp Realty.

$959,000
4 Beds ⋅ 3 Baths ⋅ 2572089 MLS ⋅ ACTIVE Status
*Listing Under Construction* To be completed September, 11 2026. Experience elevated contemporary living in this beautifully crafted new-construction townhome in the heart of Ballard. Featuring 4 bedrooms and 2.25 bathrooms, this thoughtfully designed residence combines modern sophistication with everyday functionality. The bright, open-concept main living area is filled with natural light and accented by rich hardwood flooring, creating an inviting space for both entertaining and relaxing. At the heart of the home, the chef-inspired kitchen showcases top-of-the-line stainless steel appliances, sleek cabinetry, ample storage, and a well-appointed layout that makes cooking and gathering effortless. The spacious primary suite offers a walk-in closet and a luxurious ensuite bathroom with a beautifully tiled walk-in shower. Energy-efficient mini-split heating and cooling systems provide comfortable, year-round climate control. Step outside to the private rooftop deck and enjoy sweeping views of the Seattle skyline and Mount Rainier. Whether you're starting the day with coffee, unwinding at sunset, or hosting friends, this exceptional outdoor space offers the perfect backdrop. Off-street parking adds convenience and is pre-wired for EV charging.

2606 NW 62nd Street, Seattle

Listing courtesy of COMPASS.

$825,000
3 Beds ⋅ 2 Baths ⋅ 2571978 MLS ⋅ ACTIVE Status
Fantastic opportunity to own in Seattle’s Ballard neighborhood! Great location directly next to Ballard Corners park, plus several other nearby parks and playfields. Main living space is complete with a great room floor plan including living room, dining room, and well appointed kitchen with gleaming stainless steel appliances. All appliances stay. Spacious primary suite with walk-in closet and ensuite ¾ bathroom. Laundry conveniently located directly outside of primary suite. Washer and dryer stay. Two additional guest bedrooms and full guest bathroom. Home is complete with raised garden beds, a reserved parking space, and a fun rooftop hangout space for entertaining, grilling, or just taking in the sites. Mini splits for heat and A/C provide year-round comfort. No HOA Dues. Highly-rated assigned schools. Some photos have digital furnishings.

1707 NW 63rd Street Unit #A, Seattle

Listing courtesy of John L. Scott, Inc..

$779,000
2 Beds ⋅ 2 Baths ⋅ 2570119 MLS ⋅ ACTIVE Status
Modern, light-filled 2019 townhome in the heart of vibrant Ballard! As you enter you are met with a two-story great room with custom steel railings, polished concrete floors and blonde oak hardwood flooring. Kitchen is roomy with custom cabinets, quartz countertops & Bertazzoni gas range. Spacious 2 bedrooms and 1.5 baths. Entertain friends on your roof-top deck with expansive views of Mt. Rainier, the city & Lake Union. Steps to all that downtown Ballard has on offer: Farmer's Market, Majestic Bay Movie Theater, parks, pubs, cafes, shops, restaurants & great live music venues. WALKSCORE of 91! 1-car attached garage! The perfect urban escape. No HOA! Immaculately maintained! Just move in and enjoy!

2630 NW 58th Street Unit #Unit C, Seattle

Listing courtesy of KW Greater Seattle.

$1,159,000
3 Beds ⋅ 4 Baths ⋅ 2567018 MLS ⋅ ACTIVE Status
Stunning 4-story townhome in the heart of Ballard, offering 3 beds, 3 baths & designer finishes throughout. Open-concept main level features wide-plank hardwoods, a chef's kitchen w/ quartz counters, stainless appliances & large island, flowing into a bright dining & living area framed by oversized windows. Primary suite boasts a spa-like en-suite w/ heated floors, dual vanity, LED-lit mirror, soaking tub & separate shower, plus a spacious walk-in closet. Generous laundry room adds everyday convenience. Private rooftop deck w/ bonus room delivers sweeping territorial & mountain views — perfect for entertaining or unwinding. Bidet-ready toilets, A/C, & dedicated parking stall pre-wired for EV charging round out this move-in-ready gem. Minutes to Ballard's shops, dining & waterfront.

1510 B NW 59th Street, Seattle

Listing courtesy of John L. Scott, Inc..

$825,000
3 Beds ⋅ 2 Baths ⋅ 2571316 MLS ⋅ ACTIVE Status
Fantastic opportunity to own in Seattle’s Ballard neighborhood! Great location directly next to Ballard Corners park, plus several other nearby parks and playfields. Main living space is complete with a great room floor plan including living room, dining room, and well appointed kitchen with gleaming stainless steel appliances. All appliances stay. Spacious primary suite with walk-in closet and ensuite ¾ bathroom. Laundry conveniently located directly outside of primary suite. Washer and dryer stay. Two additional guest bedrooms and full guest bathroom. Home is complete with raised garden beds, a reserved parking space, and a fun rooftop hangout space for entertaining, grilling, or just taking in the sites. Mini splits for heat and A/C provide year-round comfort. No HOA Dues. Highly-rated assigned schools. Some photos have digital furnishings.

1707 NW 63rd Street Unit #A, Seattle

Listing courtesy of John L. Scott, Inc..

$595,000
2 Beds ⋅ 3 Baths ⋅ 2571050 MLS ⋅ ACTIVE Status
Preferred lender offers a 1-year mortgage rate buydown for added savings! Unheard-of value at $595K for NEW construction with EV-ready parking in a prime Ballard location on a neighborhood street. Final home at Serene by MRN Homes—an ideal starter home, investment or house-hacking opportunity with TWO ensuite bedrooms. The spacious lower-level suite is perfect for a roommate, rental income, guests or WFH, while the top-floor primary offers privacy. Enjoy an open-concept main level, chef’s kitchen, premium appliances, energy-efficient design, mini-split heating/cooling + a FULL-SIZE rooftop deck with water and electricity. 4-Star Built Green. Minutes to Ballard’s dining, breweries, boutiques, year-round Farmers Market, Ballard Locks & Golden Gardens, with convenient access to Greenwood, transit and everyday essentials. New construction, parking, flexibility + long-term value at a price rarely seen in Seattle. Final opportunity—don’t miss it!

1206 B NW 83rd Street, Seattle

Listing courtesy of Real Property Associates.

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