Bainbridge Island Homes with FHA Terms

Bainbridge Island Homes with FHA Terms

Welcome to beautiful Bainbridge Island, located in Kitsap County, Washington, just a short ferry ride away from Seattle. This charming island city is known for its stunning natural beauty, vibrant arts scene, and strong sense of community.

Bainbridge Island offers a unique blend of small-town charm and modern amenities. Residents enjoy easy access to outdoor activities such as hiking, biking, and kayaking, as well as a variety of local shops, restaurants, and galleries. The island is also home to top-rated schools, making it a great place for families to settle down.

If you're looking to purchase a home in Bainbridge Island, you'll be pleased to know that there are options available with FHA terms. This can make it easier for first-time homebuyers or those with less-than-perfect credit to secure financing for their dream home on the island.

Whether you're drawn to Bainbridge Island for its natural beauty, strong sense of community, or excellent schools, there's something here for everyone. Come explore all that this unique island city has to offer and find your perfect place to call home.

Newest Bainbridge Island Homes with FHA Terms

$899,950
3 Beds ⋅ 3 Baths ⋅ 2576047 MLS ⋅ ACTIVE Status
Experience the best of Bainbridge Island living in this beautifully renovated split-level, privately situated on a peaceful 0.81-acre wooded lot. Offering approximately 2,204 sq. ft., this move-in-ready home features 3 bedrooms, 2.5 baths, and a spacious lower-level flex room with a closet, ideal for a home office, guest retreat, media room, fitness studio, or hobby space. Vaulted ceilings and expansive windows fill the home with abundant natural light, creating a bright, open atmosphere throughout. The stunning updated kitchen showcases quartz countertops, contemporary cabinetry, stainless steel appliances, and a seamless flow into the dining and living areas—perfect for entertaining and everyday living. Multiple gathering spaces, stylishly updated bathrooms, and cozy fireplaces add warmth and functionality throughout. Step outside to the expansive multilevel deck overlooking the peaceful Pacific Northwest landscape, while a scenic trail just across the street provides easy access to outdoor recreation. Additional highlights include an attached two-car garage, generous storage, and a seasonal creek. Ideally located near Blakely Harbor Park, beach access, scenic trails, Winslow,schools, and the Seattle ferry, this turnkey home offers the perfect blend of modern updates, flexible living, privacy, and the sought-after Bainbridge Island lifestyle. Schedule your private showing today!

5755 Blakely Avenue NE, Bainbridge Island

Listing courtesy of John L. Scott, Inc.

$1,050,000
3 Beds ⋅ 3 Baths ⋅ 2561785 MLS ⋅ ACTIVE Status
Enjoy a landscape of mature trees, sun-filled terraces, and peaceful gathering spaces where every season offers something new to enjoy. Tucked away on nearly an acre of private grounds, with a new herringbone paver driveway, this beautifully updated Bainbridge Island retreat is a place to slow down, entertain, garden, and reconnect with nature. Unlike many island properties, this thoughtfully terraced lot is remarkably usable, creating exceptional space to garden, play, entertain, or simply enjoy the privacy of your own park-like setting. Wide stairways connect each level, inviting you to explore the grounds, gather around the fire pit beneath the gazebo, or dream up your next garden project. RV parking with power adds flexibility for guests, hobbies, or your next adventure. Inside, single floor living and almost every aspect of the home has been updated within the past three years, blending modern comfort with timeless warmth. A stunning new living room with radiant heated floors creates an inviting centerpiece for everyday living. Significant infrastructure improvements—including a new electrical panel and a recently upgraded $30,000 four-party well system—provide peace of mind, while the roof is approximately 10 years old. Perfectly balancing privacy with convenience, you're just moments from Blakely Elementary, neighborhood parks and trails, and all the shopping, dining, and ferry access that make Bainbridge Island such a sought-after place to call home.

5769 Blakely Avenue NE, Bainbridge Island

Listing courtesy of Redfin.

$1,850,000
4 Beds ⋅ 4 Baths ⋅ 2557974 MLS ⋅ ACTIVE Status
Set beside Bainbridge Island’s coveted Rockaway Beach with sweeping water views, this one-of-a-kind residence is built around its scenery. Walls of glass and an open, multi-level layout draw in views of Seattle, Puget Sound, the Cascades, and passing ferries. A sculptural staircase and elevator serve as the home's connective core, channeling daylight through every level and linking the spaces with ease. Outside, the top deck invites slow mornings with coffee and eagle sightings overhead, while Rockaway Beach Park sits just steps away. Watch for porpoises and orcas passing through the Sound, or head down to paddle out to Blakely Rock on a calm afternoon. A private sauna and cold plunge add a spa-like retreat to daily life. The ADU studio and loft, accessible via third floor walkway or via the main courtyard, offers independence and flexibility, ready to serve as a guest suite, hangout, rental, or home office. As evening falls, the Seattle skyline comes alive across the water, a view that changes with every hour of the day. Stellar views, thoughtful design, and a location that speaks for itself, this is ideal Bainbridge Island living.

4089 Rockaway Beach Road NE, Bainbridge Island

Listing courtesy of COMPASS.

$648,000
3 Beds ⋅ 2 Baths ⋅ 2544870 MLS ⋅ ACTIVE Status
Lovely, very well cared for home with serene privacy, tucked in a peaceful shy half acre setting located on a private lane. A large wrap-a-round deck is perfect for sharing time with friends. A sweet gazebo allows for a cozy enjoyment outside rain or shine. A generous open great room with vaulted ceilings, 3 bedrooms, 2 bathrooms make this home live larger than expected and accommodates many needs. Nice appliances, Quartz counter tops, two large decks and a firepit makes this little gem a perfect lifestyle home. An added bonus is the location which backs up to City of Bainbridge Island treed open space making a very peaceful backyard setting. Durable cement plank siding has been freshly painted in a cheerful blue! Roof and gutters replaced in 2019. A short stroll to Fletcher Landing Public COBI access adds to the charm! Make this your sweet full-time home, or a perfect weekend get-away from the hustle and bustle of Seattle just a short ferry ride away! This is a great condo alternative and no HOA fees!

8480 Hansen Road NE, Bainbridge Island

Listing courtesy of COMPASS.

$1,299,000
4 Beds ⋅ 3 Baths ⋅ 2546858 MLS ⋅ ACTIVE Status
Tucked away at the end of a quiet dead-end street, this Bainbridge Island property offers a secluded setting situated on a 200,376-square-foot lot, just minutes from the ferry. The primary residence is a 2,400-square-foot, two-story home featuring a cement planked exterior, a southwest-facing orientation, and a deck for taking in the territorial views. The property also includes a partially fenced yard, an attached 2-car garage, and a detached 800-square-foot dwelling with 2 beds and 1 bath. This separate, self-contained living space offers versatile options for guest accommodations or rental income potential. Recent seller updates include new paint, updated hardware, and brand-new gutters. Inside, the home features a blend of engineered hardwood flooring and carpeting. Don't miss out on this absolute gem of a property—come see it for yourself and experience this beautiful island retreat!

10953 N Madison Avenue NE, Bainbridge Island

Listing courtesy of Windermere Real Estate/East.

$1,249,500
3 Beds ⋅ 3 Baths ⋅ 2544340 MLS ⋅ ACTIVE Status
This 1.25 Acre, landscaped gorgeous gem incorporates so many elements of Bainbridge Island's desirable lifestyle. Located in a private setting just south of Fay Bainbridge waterfront park for convenient access to the myriad of enjoyment Puget Sound has to offer. It's an easy commute to the ferries and downtown Winslow shopping, along with a transit bus that stops at your driveway every weekday morning. This immaculate, well maintained upgraded home includes a newer roof, hardwood flooring, and recent interior and exterior painting. There are vaulted ceilings in the living and dining areas, an open oak floor staircase with lots of light, and a cozy family room with a fireplace. The kitchen boasts granite counter tops along with a large center island perfect for entertaining. There is a finished flex space room/studio and the home includes generator. The main level includes a dedicated home office. A paved circular driveway compliments the front entrance while the spacious back yard is complete with a deck, a propane assisted firepit, a dog run, plus two premium out buildings among the garden trails meandering throughout the luscious greenery.

15153 Sunrise Drive NE, Bainbridge Island

Listing courtesy of Johansson Clark Real Estate.

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