Admirals Cove Homes with FHA Terms

Admirals Cove Homes with FHA Terms

Admirals Cove: A Charming Neighborhood in Coupeville, Washington

Nestled in the heart of Coupeville, Washington, Admirals Cove is a picturesque neighborhood that offers a peaceful and idyllic setting for homeowners. Located in Island County, this charming community is known for its natural beauty and close-knit atmosphere.

Admirals Cove is a true gem for those seeking a tranquil lifestyle with easy access to modern amenities. The neighborhood boasts a variety of homes that are eligible for FHA (Federal Housing Administration) terms, making it an attractive option for first-time homebuyers or those looking for flexible financing options.

With FHA terms available, potential homeowners can benefit from lower down payments, competitive interest rates, and more lenient credit requirements. This makes buying a home in Admirals Cove more accessible and affordable for a wider range of buyers.

Aside from its favorable financing options, Admirals Cove offers a range of amenities and attractions for its residents. The neighborhood is surrounded by stunning natural landscapes, including breathtaking views of the Puget Sound and the Olympic Mountains. Outdoor enthusiasts will appreciate the numerous parks, trails, and beaches in the area, perfect for hiking, biking, or simply enjoying a leisurely stroll.

In addition to its natural beauty, Admirals Cove is just a short drive away from Coupeville's historic downtown. Here, residents can explore charming shops, dine at local restaurants, and immerse themselves in the town's rich history and cultural heritage.

For those seeking a peaceful and welcoming neighborhood in Coupeville, Admirals Cove is the perfect place to call home. With FHA terms available and a range of amenities nearby, this community offers the best of both worlds – a serene setting and modern conveniences.

Newest Admirals Cove Homes with FHA Terms

$389,000
2 Beds ⋅ 1 Baths ⋅ 2575699 MLS ⋅ ACTIVE Status
Welcome to 1386 Admirals Drive, a bright and inviting 2-bedroom, 1-bath home with a bonus room, featuring fresh interior paint and updated lighting throughout. The kitchen has been refreshed with a new stainless-steel dishwasher and refrigerator, updated hardware, and floating shelves that add both function and character. The freshly renovated bathroom features a beautiful marble countertop, bright lighting, and a clean, crisp finish that gives the space a fresh and polished feel. Natural light fills the flexible living spaces, creating comfortable options for everyday living, guests, hobbies, or a home office. Step outside to newly constructed front and rear decks, fresh landscaping, and a large backyard ready to become whatever the new owner envisions—gardens, outdoor entertaining, play space, pets, or simply room to relax and enjoy Whidbey Island living. A major bonus is membership in the Admirals Cove Association, with an impressive variety of community amenities including a seasonal swimming pool, beach access on Admiralty Bay, Admiral Lake, playground, basketball and volleyball areas, waterfront picnic and shelter space, fire pits, horseshoes, and more. Whether you're looking for a primary residence, island getaway, or investment opportunity, 1386 Admirals Drive offers a great combination of fresh updates, flexible living spaces, outdoor potential, and the many amenities of Admirals Cove. Come see everything this Whidbey Island home has to offer!

1386 Admirals Drive, Oak Harbor

Listing courtesy of RE/MAX Gateway.

$479,900
3 Beds ⋅ 3 Baths ⋅ 2568215 MLS ⋅ ACTIVE Status
Move-in ready and centrally located on beautiful Whidbey Island, this well-maintained home offers comfort, convenience, and peace of mind. Recent updates include fresh interior paint, new carpet, and a newer roof, & new front deck, making it easy to settle in and enjoy from day one. The open great room floor plan seamlessly connects the kitchen, dining, and living areas, creating an inviting space for everyday living and entertaining. Stay comfortable year-round with a cozy gas stove and efficient ductless heating and cooling system on the main level. A sliding glass door opens to the low-maintenance backyard, providing the perfect space to relax or enjoy outdoor living without the upkeep. Upstairs, the spacious primary suite features a full bath with double vanity, ample storage, and a walk-in closet plus partial view. Hobbyists, mechanics, and woodworkers will appreciate the heated two-car garage, complete with a propane heater for year-round comfort. Added security comes from the dedicated automatic whole-house generator, ensuring uninterrupted power during winter storms and outages. Enjoy an active island lifestyle with access to Admirals Cove Beach Club amenities including a private beach, swimming pool, athletic court, clubhouse, and playground. Conveniently located near historic Coupeville and just 30 minutes from NAS Whidbey Island, this home combines small-town charm with everyday accessibility.

1279 Halsey Drive, Coupeville

Listing courtesy of Windermere Whidbey Island.

$398,888
2 Beds ⋅ 2 Baths ⋅ 2568674 MLS ⋅ ACTIVE Status
Brand-new 2 bed + BONUS, 2-bath home in Admirals Cove, an inviting beach community on Whidbey Island. Enjoy an affordable opportunity to own a fresh, low-maintenance home with a peekaboo view and access to outstanding neighborhood amenities. The home offers a thoughtful layout with modern finishes & spacious bedrooms. Admirals Cove residents enjoy a private community beach, seasonal swimming pool, clubhouse, playground, and a scenic lakeside park with picnic areas—ideal for relaxing, gathering with friends, and enjoying island living. Conveniently priced for buyers seeking a new home in a community that offers both recreation and coastal charm. Come experience the Whidbey Island lifestyle at an exceptional value!

1243 Admirals Drive, Coupeville

Listing courtesy of Better Homes&Gardens McKenzie.

$441,900
3 Beds ⋅ 1 Baths ⋅ 2557169 MLS ⋅ ACTIVE Status
This charming home sits on a double lot in Admirals Cove, offering plenty of room for enjoying the Whidbey Island lifestyle. The spacious fully fenced yard features dedicated garden space with raised beds, an XL kennel for pets or chickens, mature fruit trees including cherry, plum, and crabapple. Established blueberry and strawberry plants create a wonderful opportunity for homegrown harvests. A newer, large shed has ample space for garden tools. Inside the home, you'll find comfortable living with 3 bedrooms, a new mini split, new hot water heater, and fresh paint. The kitchen has a gas stove and all stainless steel appliances. Enjoy Admirals Cove amenities including a private beach, community pool, clubhouse, parks, playground, and lake. Just minutes from historic downtown Coupeville, NAS Whidbey, Fort Casey, and Ebey's Landing, this home is the perfect blend of space, location, and Island living.

1251 Russell Drive, Coupeville

Listing courtesy of Keller Williams Western Realty.

$480,000
2 Beds ⋅ 3 Baths ⋅ 2559160 MLS ⋅ ACTIVE Status
Welcome to your Whidbey Island retreat in desirable Admiral's Cove! Whether you're searching for a vacation getaway, full-time residence, or excellent short-term rental opportunity, this impeccably maintained 2-bedroom, 2.5-bath home is move-in ready and has been lovingly cared for as a family vacation home. The versatile floor plan lives larger than expected. Upstairs features vaulted ceilings, a primary suite with a full bath, an additional half bath, and an open kitchen, dining, and living area that flows onto an inviting deck overlooking the fully fenced, private backyard. Downstairs offers a second bedroom, ¾ bath, and a spacious family room currently configured with three additional beds, allowing the home to comfortably function like a 3-bedroom retreat for guests. The spacious 2-car garage offers plenty of room for vehicles, outdoor gear, and extra storage. Enjoy Admiral's Cove amenities including a private beach, clubhouse, swimming pool, and community park just minutes away. Conveniently located near historic Coupeville, WhidbeyHealth Medical Center, Ebey's Landing, Fort Casey, scenic trails, waterfront dining, and NAS Whidbey. The Coupeville/Keystone ferry is just 6 minutes away for easy access to the Olympic Peninsula, while the Clinton ferry is approximately 40 minutes south for convenient travel to the Seattle area. Experience the very best of Whidbey Island living!

1243 Russell Drive, Coupeville

Listing courtesy of Windermere RE North, Inc..

$483,000
2 Beds ⋅ 2 Baths ⋅ 2551840 MLS ⋅ ACTIVE Status
Welcome to sunny Admiral’s Cove, where life in the Olympic Rainshadow means brighter days, gentle breezes, and a community that feels like a getaway. This single-level 2BR home with a versatile 3rd flex room offers comfortable living in one of Whidbey’s most sought-after neighborhoods. The flex room easily serves as an overflow bedroom, office, hobby space, or quiet retreat. Enjoy laminate flooring throughout, a split-duct heater and air conditioner for year-round comfort, and a spacious separate laundry room. Step outside to a large yard perfect for gardening or play, plus a rear deck ideal for evening BBQs or to bask in the sun. The 2-car garage adds convenience and storage, while durable cement-plank siding provides long-lasting peace of mind. Admiral’s Cove owners enjoy incredible amenities—24/7 boat ramp at nearby Keystone basin, community beach, pool, playground, and a serene lake. Beach is known for some of the best salmon fishing around. All of this just minutes from the local hospital, downtown Historic Coupeville, and the ferry to Port Townsend. A wonderful blend of comfort, location, and lifestyle awaits.

1254 Rickover Drive, Coupeville

Listing courtesy of Windermere Whidbey Island.

$495,000
2 Beds ⋅ 3 Baths ⋅ 2543806 MLS ⋅ ACTIVE Status
Welcome to Admirals Cove, one of Whidbey Island's most desirable waterfront communities. This move-in ready home offers a flexible floor plan with comfortable living spaces designed for everyday living and entertaining, plus two bonus bedrooms. The spacious kitchen features granite countertops, stainless steel appliances, and abundant cabinetry, flowing seamlessly into the dining and living areas. Natural light pours into the bright sunroom, creating the perfect place to relax year-round while overlooking the expansive fully fenced backyard. Enjoy outdoor living with a large deck, fire pit area, garden space, and plenty of room to entertain, play, or unwind. Community amenities include a private beach, outdoor swimming pool, clubhouse, park, and playground. Conveniently located between Coupeville and Greenbank, with easy access to NAS Whidbey Island, this home offers the perfect blend of comfort, recreation, and island living.

1219 Leahy Drive, Coupeville

Listing courtesy of RE/MAX Gateway.

$429,800
3 Beds ⋅ 2 Baths ⋅ 2537247 MLS ⋅ ACTIVE Status
Classic starter home with freshened up design details, ready for you to move in! 2 bedrooms (including primary suite w/private ensuite) on main level with an additional bedroom down next to utility room, just doesn't have an enclosed closet area. Efficient living spaces are a prime example of open-concept. Kitchen with breakfast bar opens to dining and living room. Back deck is perfect spot for grilling/entertaining. Fully-fenced yard will keep furry family members at home or bring your brood of chickens as chicken coop is ready to receive them. RV parking is easy along the front of the property just below the front yard. Enjoy all that Admirals Cove has to offer with community pool, clubhouse, playground and beach. This one checks all the boxes. Only thing missing is you! Has assumable VA loan with interest rate of 3.5% for buyers with VA entitlement available.

1273 Rickover Drive, Coupeville

Listing courtesy of Keller Williams Western Realty.

$499,000
3 Beds ⋅ 3 Baths ⋅ 2534820 MLS ⋅ ACTIVE Status
Welcome to island living in this like-new home located in one of Whidbey Island’s desirable beach communities. An open kitchen features modern finishes, abundant storage & a large island ideal for gathering. Upstairs, the generous primary suite offers a relaxing retreat with an ensuite bath and ample closet space, while two additional bedrooms & a bonus room provide flexibility for guests, a home office, media room, or play space. Enjoy the peaceful coastal lifestyle with nearby beach access, community amenities, and the natural beauty Whidbey Island is known for. Whether you’re taking evening walks by the water, enjoying sunsets, or simply relaxing at home, this property offers the perfect blend of modern convenience & island charm.

1299 Russell Drive, Coupeville

Listing courtesy of Better Homes&Gardens McKenzie.

$1,422,000
2 Beds ⋅ 2 Baths ⋅ 2516109 MLS ⋅ ACTIVE Status
Perfectly positioned at the waters edge, where sunsets steal the show every evening. Vaulted ceilings & dramatic walls of windows flood the space with natural light framing the ever-changing seascape like living art. An open-concept design creates a seamless flow between living, dining, and entertaining spaces, all oriented to capture the stunning south-western exposure. With 2 spacious bedrooms & a versatile bonus room, this home offers luxury & comfort. Thoughtful design and upscale finishes enhance the coastal ambiance, while the connection to the outdoors remains front and center. Step outside to the sights and sounds of waterfront living—from morning coffee by the shore to unforgettable sunset gatherings. A true Whidbey waterfront gem!

121 Keystone Avenue, Coupeville

Listing courtesy of Better Homes&Gardens McKenzie.

$487,000
2 Beds ⋅ 3 Baths ⋅ 2530146 MLS ⋅ ACTIVE Status
Beautifully updated NW Craftsman home in the desirable Admiral’s Cove waterfront community! This inviting home offers 2 bedrooms, 2.5 bathrooms, plus a versatile bonus room with closet—ideal for a third bedroom, office, or den. Fresh updates include new flooring and lighting throughout, fresh interior paint, updated kitchen and bathrooms with quartz countertops and modern fixtures, and a new electric heater in the garage. A whole-house generator outlet has also been installed at the power panel for added peace of mind. The spacious living room features a cozy gas fireplace, while the covered front porch and expansive rear deck offer wonderful indoor-outdoor living and entertaining. The rear deck has been freshly repainted, with the front porch and new steps currently being updated. Fully fenced backyard includes garden space and a charming apple tree. Enjoy the peaceful setting just minutes from Fort Casey and the Keystone Ferry. Admiral’s Cove amenities include a community pool, clubhouse, playground, and private beach access—making it easy to enjoy the best of Whidbey Island living year-round.

1293 Halsey Drive, Coupeville

Listing courtesy of RE/MAX Gateway.

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