West Seattle Homes with FHA Terms

West Seattle Homes with FHA Terms

Welcome to West Seattle, a charming neighborhood located in the city of Seattle, Washington. This idyllic area is part of King County, offering a perfect blend of urban amenities and natural beauty.

West Seattle is a sought-after location for homebuyers looking for properties with FHA terms. With a variety of homes available, from cozy bungalows to modern townhouses, there is something to suit every taste and budget.

Living in West Seattle means enjoying a vibrant community with a strong sense of pride and local spirit. Residents can take advantage of the neighborhood's proximity to stunning parks, beautiful beaches, and a thriving dining and shopping scene.

Whether you're a first-time homebuyer or looking to upgrade to a new property, West Seattle has something for everyone. With FHA terms available, purchasing your dream home in this desirable neighborhood has never been more accessible.

Don't miss the opportunity to make West Seattle your new home and experience the best that Seattle has to offer. Contact us today to explore the available properties and start your journey to homeownership in this fantastic community.

Newest West Seattle Homes with FHA Terms

$1,250,000
4 Beds ⋅ 3 Baths ⋅ 2569733 MLS ⋅ ACTIVE Status
Classic West Seattle Craftsman Seeking Its Next Steward! Lovingly cared for & thoughtfully updated, this classic Craftsman in the desirable Belvedere neighborhood of West Seattle is ready for its next chapter. Fresh new paint, flooring, lighting & new hardware throughout make this home bright & move-in-ready while preserving its original character & charm. The inviting living room centers around a wood-burning fireplace showcased with very rare tiles designed by renowned Arts & Crafts artist Ernest A. Batchelder—an exceptional architectural detail that elevates the entire space. Adjacent is a gracious dining room, ideal for entertaining or everyday meals, that flows naturally into the chef’s kitchen featuring high-end stainless-steel appliances, elegant quartz countertops & renewed cabinetry. The flexible three-level floor plan includes 4 bedrooms and 3 bathrooms thoughtfully distributed across all floors, giving you room to adapt the layout to your lifestyle, whether you need a primary suite, guest quarters, home office, or multi-generational living. East & West-facing windows capture partial views to Seattle as well as Rainier from second floor, filling the home with natural light & framed outlooks that change with the seasons. An expansive back deck—perfect for relaxing, dining al fresco, or simply soaking in the sun. Alley access provides parking for multiple cars, while the location puts local merchants, WS bridge, I-5 & Seattle public transit just minutes away.

4016 38th Avenue SW, Seattle

Listing courtesy of COMPASS.

$1,130,000
3 Beds ⋅ 2 Baths ⋅ 2569538 MLS ⋅ ACTIVE Status
Live where every day feels like a getaway. Tucked away on a peaceful street just blocks from Alki Beach, this inviting home offers a perfect balance of coastal living & city convenience. Sunlight fills the spacious living room, where a charming window seat frames everchanging mountain views. Refinished hardwood floors, an open dining area, and beautifully updated kitchen featuring quartz countertops & SS appliances, a welcoming space that's perfect for everyday living or entertaining. The main level offers two bedrooms & full bath. Downstairs provides flexibility w/ a large family room, updated three-quarter bath, and a third bedroom with private keyless entry, ideal for guests, multi-gen living, home office, or private lower-level suite. Lower 1 bed/.75 bath is currently operating as a permitted S/T rental (buyer to verify). Additional features: A/C, attached 1-car garage w/EV charger, and four off street parking spaces, a rare find this close to the beach. Step outside, enjoy everything Alki has to offer. Stroll the waterfront, dine at neighborhood favorites, grab coffee or ice cream, explore the tide pools at Constellation Beach Park, or hike through the peaceful trails of Schmitz Preserve Park. Just minutes from Alaska Junction and Admiral, you'll love having the best of W. Seattle at your fingertips while coming home to a neighborhood where beach parking is never a concern. Ferry views, spectacular sunsets, even the occasional orca sighting are all part of everyday life.

5625 SW Teig Place, Seattle

Listing courtesy of Windermere Real Estate/M2, LLC.

$1,950,000
4 Beds ⋅ 4 Baths ⋅ 2569199 MLS ⋅ ACTIVE Status
Designed to capture unobstructed views from nearly every room, this timeless Arroyos home sits high on the bluff for maximum privacy & tranquility. Travertine front foyer sweeps dramatically to an open staircase with wrought-iron balusters & commanding views from the prominent windows. Brazilian cherry hardwoods lead to the beautifully renovated kitchen featuring rich cherry cabinetry, elegant veined granite countertops, Viking & Bosch premium appliances, & an inviting gathering island opening to the living room anchored by a wood-burning fireplace. The main floor also features a luxuriously appointed remodeled bathroom with cherry cabinets & spa shower compete with soaking tub & large window overlooking the private backyard and water views. Main floor bedroom suitable for second primary & large utility room with main floor laundry / powder room. Be sure to note the unique skylight on your way upstairs to the 3rd bedroom & extra large primary suite both with access to the second level view deck. Oversized primary suite offers an outstanding view, walk-in closet & bathroom and a jet tub with a panoramic view window. Outside you’ll find a flat yard with plum, apple, lilac, and Japanese maple trees, along with a rose garden and future growing space. Rare south-facing bluff views of Puget Sound, Mt. Rainier, Olympic Mountains, Vashon Ferry dock, active shipping lanes, 4th of July fireworks around the sound, and sailing regattas. Private community beach with waterfront access.

4201 SW 109th, Seattle

Listing courtesy of WaLaw Realty LLC.

$350,000
1 Beds ⋅ 1 Baths ⋅ 2568581 MLS ⋅ ACTIVE Status
Welcome to The Verge, a beautifully renovated condo community in North Admiral, West Seattle, where nature meets convenience. This peaceful 1-bedroom, 1-bath condo offers tranquil greenbelt views with no neighboring windows in sight! Soaring 9-foot ceilings, LVP flooring, quartz countertops, stainless steel appliances, a spacious closet, and in-unit washer/dryer make for comfortable living. Enjoy added peace of mind and financial security with a fully funded HOA and major building improvements completed in 2025, including new siding, windows, & roof. Even more renovations are underway, including a lobby refresh, new mailboxes, a rooftop deck with Seattle skyline views, & updated hallway lighting, carpet, and paint. Plus, $5,000 Seller Credit with full-price offer! Secure building, bike storage, & garage with one assigned parking space, plus an elevator for easy access. It is pet-friendly with HOA restrictions (up to 2 pets, 60 lbs each; fish permitted). Rental-friendly with 12+ month leases; rental cap currently met. Enjoy easy access to the Alki Trail, Luna Park Cafe, Salty's, & more. The West Seattle Water Taxi at Seacrest Park is close by, providing a convenient car-free connection to downtown Seattle. With the West Seattle Bridge roughly two minutes away, this is a commuter's dream, offering easy access to SODO, 99, I-5, & Sea-Tac. Plus, there's a bus stop next door! Move-in ready, low-maintenance West Seattle living with nature at your window and the city at your door.

3213 Harbor Avenue SW Unit #301, Seattle

Listing courtesy of Real Broker LLC.

$520,000
3 Beds ⋅ 3 Baths ⋅ 2568283 MLS ⋅ ACTIVE Status
Welcome to the best of West Seattle living. Perfectly positioned between Alki Beach and The Alaska Junction, this stylish townhome offers the ideal blend of modern comfort and urban convenience. Sunlight pours through oversized windows, illuminating the thoughtfully designed interior with contemporary finishes throughout. The spacious primary suite provides a relaxing retreat, while two additional bedrooms offer flexibility for guests, a home office, or creative space. Enjoy cooking with stainless steel appliances, stay comfortable year-round with energy-efficient mini-split heating and A/C, and unwind in your private fenced yard—perfect for morning coffee, entertaining, or your furry friends. Built Green Certified for enhanced efficiency, this home is just moments from beaches, restaurants, shopping, bike paths, and easy transit to downtown Seattle. Experience the vibrant West Seattle lifestyle right outside your door.

3104 SW Avalon Way Unit #F, Seattle

Listing courtesy of COMPASS.

$1,100,000
3 Beds ⋅ 3 Baths ⋅ 2568692 MLS ⋅ ACTIVE Status
A rare standalone townhome one block from Alki Beach — no shared walls, and a Build Urban 5-Star green build. Exposed Douglas fir beams warm an open main floor wrapped in windows, where polished concrete floors flow past a chef's kitchen with navy cabinetry, a huge quartz waterfall island, and Bosch double ovens. Upstairs, two large vaulted-ceiling bedrooms each have their own en-suite bath and walk-in closet, with a third bedroom downstairs for guests or a home office. Live in the middle of Alki's summer energy, then close the door on it — triple-pane windows, a costly upgrade most builders skip, making this home remarkably quiet. High-efficiency radiant heat and a 50-year metal roof mean comfort and low maintenance for decades, and the EV-ready Two-Car Garage is a rarity this close to the beach. Outside, a fully fenced yard with real grass, patio, and Japanese maples set up an unbeatable Seattle summer — sand, sunsets, and the water taxi just minutes away.

2775 59th Avenue SW, Seattle

Listing courtesy of Coldwell Banker Bain.

$997,000
4 Beds ⋅ 4 Baths ⋅ 2568420 MLS ⋅ ACTIVE Status
Arbor Heights, West Seattle • Fully fenced yard • Rooftop deck with Olympic Mountain views. 2022-built 4-bedroom, 3.5-bath home with 2,260 sq ft, attached garage, ductless mini-split heating and A/C, and an open-concept main level. Chef’s kitchen features a double-waterfall island, Bertazzoni range, pot filler, and abundant storage. The primary suite includes a walk-in closet, heated tile floors, soaking tub, and dual shower heads. The third floor adds a bedroom, 3/4 bath, wet bar, and vaulted bonus room ideal for office, media, or flex space, with direct rooftop access. Expansive rooftop deck offers Olympic Mountain and peekaboo Puget Sound views, plus gas, water, and electricity. Additional features include a gas fireplace, whole-home smart blinds, main-level garage entry, and deck off the main living area. Includes 3D walkthrough. Minutes from Lincoln Park, the Fauntleroy ferry, Westwood Village, Alki, and the West Seattle Junction. This Home qualifies for 1st Security Banks buyer advantage program. Qualified buyers can receive up to a 1% credit when using 1st Security Bank for financing.

10240 40th Avenue SW Unit #A, Seattle

Listing courtesy of Portico Real Estate.

$710,000
2 Beds ⋅ 2 Baths ⋅ 2567731 MLS ⋅ ACTIVE Status
There’s something special about a classic Craftsman, and this West Seattle home has all the charm that makes them so loved. Beautiful hardwood floors, vaulted ceilings, skylights and a wood-burning stove bring warmth and character inside, while fresh exterior paint, professional landscaping and timeless curb appeal welcome you home. The spacious kitchen was made for gathering, with plenty of room for everyone to linger a little longer. The main-level primary bedroom adds everyday ease, while an additional bedroom and bonus space downstairs create flexibility for guests, a home office, hobbies or extra living space. But this home really comes alive outside. A large deck creates an incredible extension of the living space, perfect for summer dinners, morning coffee or evenings with friends. The fully fenced, beautifully landscaped yard feels private and established, with plenty of room to garden, entertain, play or let four-legged friends roam. Set in desirable West Seattle, you’re close to neighborhood restaurants and shops, parks, waterfront adventures and everything that makes this part of Seattle so special. A home with history, character and the unmistakable feeling that it has been loved and cared for. Now it’s ready for its next chapter.

4259 SW Othello Street, Seattle

Listing courtesy of Real Broker LLC.

$559,950
2 Beds ⋅ 2 Baths ⋅ 2567861 MLS ⋅ ACTIVE Status
Perched on the westernmost edge of West Seattle, this inviting 2 bedroom, 1.75 bath condo offers incredible views of Puget Sound, the Olympic Mountains, and the nearby lighthouse. Western exposure fills the home with beautiful natural light, highlighting the comfortable living spaces and efficient layout. The primary bedroom features a private ensuite bath, while a cozy dining nook provides the perfect spot for everyday meals or gathering with friends. The kitchen offers generous countertop space and abundant cabinet storage, making cooking and entertaining easy. The true highlight is the stunning rooftop balcony where you can unwind with a glass of wine while watching spectacular sunsets over the Sound and Olympics. Additional features include secure garage parking with one assigned stall and a private storage closet. Located in a quiet community with exceptional walkability to neighborhood restaurants, cafes, and boardwalk. Don't miss out on this gem!

3200 Alki Avenue SW Unit #301, Seattle

Listing courtesy of Portico Real Estate.

$980,000
4 Beds ⋅ 2 Baths ⋅ 2563963 MLS ⋅ ACTIVE Status
This sweet mid-century home on a quiet street near the West Seattle Junction will steal your heart! As if 3 spacious bedrooms on the main floor with a remodeled kitchen, gleaming hardwood floors and a cozy fireplace aren't enough, it features a full ADU on the lower level with a new bathroom and a wood burning fireplace. Even better? A huge semi-detached bonus room is just begging to become a Detached ADU (DADU) or home business! Rounding it all off is a garage (converted to a large workshop) a lovely fenced back yard with new grass, raised garden beds and a great patio! Near Genesee Elementary, with sidewalks and tree lined streets. Home is just one phone call away!

3844 49th Avenue SW, Seattle

Listing courtesy of RE/MAX Alliance.

$630,000
2 Beds ⋅ 2 Baths ⋅ 2566376 MLS ⋅ ACTIVE Status
Enjoy living in this boutique condominium complex its a gem in the heart of the junction. Newly renovated 2bed 2bath , freshly painted through out with new flooring and updated kitchen. Stunning mountain and water views from living room, bedroom and kitchen. Enjoy the view from primary bedroom with walk in closet and extra linen closet. Washer and dryer in large hallway closet and even more storage. Unbelievable wrap around deck with new dura deck flooring. Wonder place to entertain, watch sunset, al fresco dining, garden, multiple seating areas, enjoy outdoor living. Large deep individual garage with storage room. Newer PVC roof on building. Enjoy this peaceful retreat just steps away from restaurants, shops and much more. Only 7 units in building very private and quiet...no neighbor on either side.

5038 California Avenue SW Unit #1, Seattle

Listing courtesy of The Preview Group.

$995,000
3 Beds ⋅ 3 Baths ⋅ 2562832 MLS ⋅ ACTIVE Status
Tucked away on a quiet, secluded street minutes from the West Seattle Junction, this home pairs everyday comfort with meaningful updates throughout. The brand new kitchen highlights the main level with a farmhouse sink, quartz counters, shaker cabinets, and an induction range flowing into a dining and living space warmed by a wood-burning stove insert. The primary suite offers a private en suite bath, and a second en suite/guest bath adds flexibility for visitors. Downstairs features a bedroom, living area and 3/4 bath for a private retreat or guest space. New furnace and heat pump installed keep the home comfortable year-round, complemented by automatic blinds on the main floor and an EV charger in the 2-car garage. The backyard has a new fence, PVC deck and is wired and ready for your new hot tub - a perfect urban oasis! All this just minutes from Ercolini Park, Genesee Elementary, Schmitz Preserve Park, and Alki Beach. West Seattle living at its best!

4540 51st Avenue SW, Seattle

Listing courtesy of Designed Realty.

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