Totem Lake Homes with VA Loan Terms

Totem Lake Homes with VA Loan Terms

Welcome to Totem Lake, a charming subdivision located in Kirkland, Washington, in the heart of King County. Known for its beautiful surroundings and convenient location, Totem Lake offers a peaceful retreat while still being close to all the amenities you need.

Homes in Totem Lake are not only stunning but also offer VA loan terms, making it easier for our brave veterans to find their dream home in this desirable neighborhood. Whether you're looking for a cozy townhouse or a spacious single-family home, Totem Lake has something for everyone.

With easy access to shopping centers, parks, and top-rated schools, Totem Lake is the perfect place to settle down and enjoy a high quality of life. The community here is welcoming and tight-knit, making you feel right at home from the moment you arrive.

If you're searching for a place that combines natural beauty with modern conveniences, Totem Lake is the ideal choice for you. Come and explore the homes with VA loan terms available in this lovely subdivision and start your journey towards homeownership in this vibrant community.

Newest Totem Lake Homes with VA Loan Terms

$495,000
2 Beds ⋅ 2 Baths ⋅ 2561340 MLS ⋅ ACTIVE Status
Welcome to this secluded end-building condo in the desirable Arrowood community! This light-filled 2-bedroom, 1.75-bath space features vaulted ceilings, a cozy wood-burning fireplace, and a private deck overlooking trees and the community tennis court. Recent updates include newer interior paint, luxury vinyl plank and SmartCore flooring, built-in closet systems, updated lighting and outlets, all-new plumbing in both bathrooms, and newer stainless steel appliances, including a new range and over-the-range microwave. An attached storage closet provides added storage convenience right outside your private balcony. Mounted TV, all appliances, an in-unit washer/dryer, covered parking, and some West Elm furniture are included (excluding bedroom furniture and select staging pieces). One covered parking space included. Enjoy the clubhouse, pool, hot tub, and tennis court, all just minutes from Totem Lake Village, Evergreen Hospital, shopping, dining, and major commuter routes. No rental cap or special assessment! Pets allowed! Great primary residence or investment property!

12918 126th Court NE Unit #K302, Kirkland

Listing courtesy of RexMont Real Estate.

$400,000
1 Beds ⋅ 1 Baths ⋅ 2561245 MLS ⋅ ACTIVE Status
Discover Jade your stunning urban oasis in kirkland. This exceptional top-floor unit, with its east-facing view, features impressive 9-foot ceilings and high-end appliances, creating an open and airy atmosphere. The modern interior showcases sleek finishes and contemporary design making it ideaL for both relaxation and entertaining. Natural light pours in through large windows enhancing the vibrant feel of the space. Situated in a lively neighborhood, this home perfectly balances comfort with social living. Enjoy resort-style amenities, including a clubroom, fitness center, rooftop deck with views, concierge services, packages lockers, a dog wash station, bike storage, and EV charging. Conveniently located just steps from The Village at Totem Lake Evergreen Medical Center, and Park and Ride off 405, you'll be close to major tech hubs like Google, Meta, Amazon, and Microsoft. Plus, it's in the highly regarded Lake Washington School District.

11903 NE 128th Street Unit #610, Kirkland

Listing courtesy of Windermere Bellevue Commons.

$399,999
1 Beds ⋅ 1 Baths ⋅ 2561162 MLS ⋅ ACTIVE Status
Great opportunity for first time home buyers or add to your rental portfolio. This stylish Kirkland condo offers modern comfort and everyday convenience, featuring soaring 9-foot ceilings, Relaxing balcony, wide-plank hardwood floors, Bosch appliances, and sleek contemporary finishes throughout the open layout. Residents enjoy premium amenities including a rooftop deck, fitness center, concierge service, and secure garage parking. Ideally located just minutes from The Village at Totem Lake, with easy access to shopping, dining, and top-ratedLake Washington schools. Includes designated parking space #36. Great First-time homebuyer opportunity just 10minutes from Google and Microsoft—with strong rental potential. NO RENTAL CAP.

11903 NE 128th Street Unit #505, Kirkland

Listing courtesy of Every Door Real Estate.

$1,199,995
4 Beds ⋅ 4 Baths ⋅ 2548141 MLS ⋅ ACTIVE Status
Experience modern living at Cross Kirkland Towns by Toll Brothers, ideally located in one of Kirkland’s most desirable neighborhoods. This Kinney home design is a beautiful corner-unit featuring a northeast-facing orientation, an abundance of windows, and a thoughtfully designed layout that fills the home with natural light. The open-concept floor plan offers seamless living and entertaining spaces, while a versatile flex area provides the perfect spot for a home office, reading nook, study space, or hobby room. Personalize your new home at our state-of-the-art Design Studio, where you'll work with a professional designer to select finishes including cabinetry, countertops, flooring, tile, and more. Community amenities include a pickleball court, shaded picnic area, dog run, and children's play area. Outdoor enthusiasts will love the nearby trails. The vibrant Totem Lake shopping district—with its dining, retail, and entertainment options—is just minutes away. This home is currently under construction. Photos are of the Kinney model home and are for illustrative purposes only. Visit the Sales Center today for more information and a personal tour. If represented by a Broker, Broker must accompany Buyer and register on the first visit.

10808 (HS 54) 120TH Lane NE Unit #E, Kirkland

Listing courtesy of Toll Brothers Real Estate, Inc.

$1,219,995
4 Beds ⋅ 4 Baths ⋅ 2540147 MLS ⋅ ACTIVE Status
Experience modern living at Cross Kirkland Towns by Toll Brothers, ideally located in one of Kirkland’s most desirable neighborhoods. This Kinney home design is a beautiful corner-unit featuring a north-facing orientation, an abundance of windows, and a thoughtfully designed layout that fills the home with natural light. The open-concept floor plan offers seamless living and entertaining spaces, while a versatile flex area provides the perfect spot for a home office, reading nook, study space, or hobby room. Personalize your new home at our state-of-the-art Design Studio, where you'll work with a professional designer to select finishes including cabinetry, countertops, flooring, tile, and more. Community amenities include a pickleball court, shaded picnic area, dog run, and children's play area. Outdoor enthusiasts will love the nearby trails. The vibrant Totem Lake shopping district—with its dining, retail, and entertainment options—is just minutes away. This home is currently under construction. Photos are of the Kinney model home and are for illustrative purposes only. Visit the Sales Center today for more information and a personal tour. If represented by a Broker, Broker must accompany Buyer and register on the first visit.

10810 (HS 53) 120TH Lane NE Unit #A, Kirkland

Listing courtesy of Toll Brothers Real Estate, Inc.

$1,349,995
4 Beds ⋅ 4 Baths ⋅ 2536115 MLS ⋅ ACTIVE Status
Introducing the highly anticipated Grayland at Cross Kirkland Towns - designed for luxury living with a multi-slide stacked door leading out to a FENCED BACKYARD along a private greenbelt! These homes are special, offering the only EXCLUSIVE outdoor living spaces within the community. Enjoy entertaining on your back patio with ultimate privacy. Adjacent to the open Great Room is a flex room, offering versatile options for work or play. Overlooking a casual dining area, the well-appointed kitchen offers a walk-in pantry and a center island with a breakfast bar for ample seating. On the third level, the expansive primary suite is complete with a sizable walk-in closet and a lavish primary bath boasting a luxe shower, dual vanities, and a private water closet. Two spacious secondary bedrooms, one with a walk-in closet, share a full hall bath and are adjacent to easily accessible laundry. A secluded bedroom suite with a walk-in closet and private bath is conveniently located on the first level. Additional highlights of this home include a powder room on the second floor, an everyday entry on the first level, and ample storage throughout. Select all your interior finishes with Toll Brothers signature Design Studio Experience and create your one-of-a-kind home tailored specifically for you! Community walking paths connect to playground, pickleball court, dog park & direct access to the Cross Kirkland Corridor. If represented, Broker must accompany Buyer and register on FIRST visit.

10806 (HS 46) 120th Lane NE Unit #C, Kirkland

Listing courtesy of Toll Brothers Real Estate, Inc.

$1,099,995
4 Beds ⋅ 4 Baths ⋅ 2525440 MLS ⋅ ACTIVE Status
PRESALE OPPORTUNITY! Personalize the home and choose all your tailored selections before we begin building your brand new home. Cross Kirkland Towns by Toll Brothers - Luxury 4-bedroom townhomes featuring unique NW contemporary architecture & sleek interior finishes. First floor bedroom with 3/4 bath. This Northeast facing MARYHILL home design includes multi-slide stacked doors leading to the spacious covered deck bringing in an abundance of light to the great room with gas fireplace. Kitchen is intuitively designed with a large center island, abundant cabinet space, and stainless appliances. Multiple appliance packages available, from KitchenAid to Jenn-Air, with gas cooktops or induction cooking for energy efficiency. Select your interior finishes at our state-of-the-art Design Studio and create your unique, one-of-a-kind home! You will be paired with a dedicated Designer to assist you through the entire design process. The combination of selections are countless, including flooring, tile, countertops, cabinets, door and cabinet hardware, plumbing and electrical upgrades, and the list goes on. Photos are from another home and used for representational purposes. Visit our model homes for inspiration. Community walking paths connect to a playground, pickleball court, dog park & direct access to the Cross Kirkland Corridor. Centrally located to nearby restaurants & shopping, plus easy Eastside commutes. If represented, Broker must accompany Buyer and register on FIRST visit.

10808 (HS 57) 120TH Lane NE Unit #B, Kirkland

Listing courtesy of Toll Brothers Real Estate, Inc.

$362,000
1 Beds ⋅ 1 Baths ⋅ 2496022 MLS ⋅ ACTIVE Status
This gorgeous remodeled 1 bed 1 bath garden level end unit in sought after Tanager community is truly special! Spacious & bright floor plan includes living room with cozy woodburning fireplace & stunning hardwood laminate floors! Delightful kitchen with ample cabinetry, granite countertops, high quality stainless appliances & breakfast bar that opens to dining room with slider to private patio, extra storage & peaceful territorial greenbelt views. Recently upgraded with new lighting & fresh interior paint throughout. Resort style amenities include modern clubhouse with kitchen & lounge/big screen TV, fitness room, spa & outdoor pool just in time for Summer fun! 2 dedicated parking spaces-1 covered and 1 uncovered. Prime Kirkland location moments to Village at Totem Lake shopping, dining, Whole Foods, Trader Joe's, Cinemark, Evergreen Hospital, Downtown Kirkland, Juanita Beach & Park, Woodinville wine district, transit & easy freeway access. Strong well funded HOA, no rental cap, pet friendly, low dues & no special assessments! Top rated Lake WA schools. Ideal as a primary residence or investment, this condo combines turn-key condition with exceptional long-term value in one of Kirkland’s most desirable communities! Effortless Kirkland living with unmatched convenience!

11307 NE 128th Street Unit #G101, Kirkland

Listing courtesy of Lions Realty Group.

$419,999
2 Beds ⋅ 2 Baths ⋅ 2494013 MLS ⋅ ACTIVE Status
MAJOR PRICE DROP — NOW PRICED FOR IMMEDIATE ACTION! Seller has made a dramatic adjustment to meet the market and attract serious buyers. If you’ve been waiting, this is the moment to step in. Discover peaceful forest views, unbeatable convenience, and incredible value in this beautifully updated 2-bed, 2-bath condo. Fresh finishes include white shaker cabinets, quartz counters, tile backsplash, stainless steel appliances, new plank flooring, and plush bedroom carpet—creating a home that feels stylish, warm, and move-in ready. The spacious primary suite features a serene bedroom, quartz vanity, walk-in shower, and generous closets. The versatile second bedroom works perfectly for guests, office, or gaming. A second full bath and full-size laundry add comfort and rare convenience. Relax by the cozy brick fireplace or step onto your private deck overlooking tranquil, ever-changing seasonal greenery—your own peaceful retreat in the heart of Kirkland. Walk to Totem Lake Village for dining, movies, and shopping. Minutes to Woodinville Wine Country, the Kirkland waterfront, Juanita Beach, Evergreen Hospital, and major tech campuses. A community trail leads directly to the new 132nd Street Park. Arrowood offers a clubhouse, pool, hot tub, sport court, guest parking, and EV charging coming soon. FHA/VA approved with a strong HOA, new roof refurbishments underway, and no special assessments! A rare blend of affordability, style, location, and peace of mind.

12703 NE 129th Court Unit #H202, Kirkland

Listing courtesy of Coldwell Banker Bain.

$1,115,995
4 Beds ⋅ 4 Baths ⋅ 2494033 MLS ⋅ ACTIVE Status
Cross Kirkland Towns by Toll Brothers - Luxury 4-bedroom townhomes featuring unique NW contemporary architecture & sleek interior finishes. First floor bedroom with 3/4 bath. This North facing MARYHILL home design includes multi-slide stacked doors leading to the spacious covered deck bringing in an abundance of light to the great room with gas fireplace. Kitchen is intuitively designed with a large center island, abundant cabinet space, and stainless KitchenAid appliances. Select your interior finishes at our Design Studio and create your unique, one-of-a-kind home! Community walking paths connect to a playground, pickleball court, dog park & direct access to the Cross Kirkland Corridor. Centrally located to nearby restaurants & shopping, plus easy Eastside commutes. If represented, Broker must accompany Buyer and register on FIRST visit.

10810 (HS 52) 120TH Lane NE Unit #B, Kirkland

Listing courtesy of Toll Brothers Real Estate, Inc.

$1,599,995
4 Beds ⋅ 4 Baths ⋅ 2492774 MLS ⋅ ACTIVE Status
Introducing the new Curlew at Cross Kirkland Towns, wonderfully designed for luxury living with a rare fenced yard AND backing to a private greenbelt! This stunning home design is located on the end of the building with a bright open-concept great room with a cozy gas fireplace that opens onto a spacious covered patio and fenced yard. Adjacent to the great room is a flex room, offering versatile options for work or play. Overlooking a casual dining area, the well-appointed kitchen offers a walk-in pantry and a center island with a breakfast bar that makes entertaining easy. On the third level, the expansive primary suite is complete with a sizable walk-in closet and a lavish primary bath boasting a luxe shower, dual vanities, and a private water closet. Two spacious secondary bedrooms, one with a walk-in closet, share a full hall bath and are adjacent to easily accessible laundry. A secluded bedroom suite with a walk-in closet and private bath is conveniently located on the first level. Additional highlights of this home include a powder room on the second floor, an everyday entry on the first level, and ample storage throughout. Select your interior finishes at our Design Studio & create your unique, one-of-a-kind home! Community walking paths connect to playground, pickleball court, dog park & direct access to the Cross Kirkland Corridor. Centrally located to nearby restaurants & shopping. If represented, Broker must accompany Buyer and register on FIRST visit.

10806 (HS 48) 120th Lane NE Unit #E, Kirkland

Listing courtesy of Toll Brothers Real Estate, Inc.

$378,000
1 Beds ⋅ 1 Baths ⋅ 2482810 MLS ⋅ ACTIVE Status
Welcome to this beautifully remodeled top-floor condo in the heart of Kirkland’s desirable Totem Lake neighborhood. This light-filled one-bedroom residence features soaring vaulted ceilings that create an expansive, open-concept living space rarely found in condo living. The dramatic ceiling height enhances the spacious feel, while large windows invite in abundant natural light. Step outside to your oversized private balcony—perfect for morning coffee, evening relaxation, or entertaining guests. Ideally located just minutes from major freeways, this home offers effortless access to everything Kirkland has to offer, including scenic waterfront parks along Lake Washington, miles of hiking and biking trails, premier dining, and boutique shopping. Golf enthusiasts will appreciate being only moments from Willows Run Golf Complex. Fully remodeled and truly move-in ready, this condo is perfect for a first-time buyer or savvy investor. With no rental cap, it offers exceptional flexibility and income potential. A rare opportunity to own a stylish, turnkey home in one of the Eastside’s most convenient and vibrant communities. Come see for yourself..

12429 NE 130th Court Unit #G304, Kirkland

Listing courtesy of Skyline Properties, Inc..

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