Summit Ridge Homes with FHA Terms

Welcome to Summit Ridge, an enchanting subdivision nestled in the heart of Bothell, Washington, within the picturesque Snohomish County. This vibrant community offers a harmonious blend of suburban tranquility and urban convenience, making it an ideal place for families, young professionals, and retirees alike.

Summit Ridge is characterized by its beautifully designed homes, many of which boast stunning views of the surrounding natural landscape. The neighborhood features a variety of architectural styles, ensuring that there’s something for everyone. With spacious layouts, modern amenities, and meticulously landscaped yards, these homes provide the perfect backdrop for creating lasting memories.

One of the standout features of Summit Ridge is its accessibility to FHA financing options, making homeownership more attainable for many. The Federal Housing Administration (FHA) loans are particularly beneficial for first-time homebuyers, as they allow for lower down payments and more flexible credit requirements. This means that your dream home in Summit Ridge could be closer than you think!

Residents of Summit Ridge enjoy a community-centric lifestyle, with nearby parks, walking trails, and recreational facilities that encourage outdoor activities and social gatherings. The proximity to Bothell’s vibrant downtown area offers a plethora of shopping, dining, and entertainment options, ensuring that there’s always something to do.

If you’re looking for a place where community spirit thrives and the beauty of nature surrounds you, Summit Ridge in Bothell is the perfect choice. Come and explore the possibilities of your new home in this charming neighborhood today!

Newest Summit Ridge Homes with FHA Terms

$999,000

3 Beds ⋅ 3 Baths ⋅ 2591340 MLS ⋅ ACTIVE Status

Nearly $100K in 2026 updates elevate this thoughtfully redesigned home, featuring effortless, move-in-ready living, and a beautiful yard bordered by tranquil greenbelt backdrop. At the heart of the home, a reimagined kitchen showcases new stone-surface counters and fresh tile, seamlessly echoed in the great room’s matching fireplace surround for a cohesive, luxury aesthetic. New interior and exterior paint, 2026 HVAC heat pump and furnace, and new slate-look LVP flooring enhance the home’s modern comfort and value. Custom living-room shelving frames art, books, and entertainment with effortless sophistication, complemented by a main-floor den ideal for work, retreat, or serving as a guest bedroom. Upstairs, a bespoke primary suite with a private seating area and updated ensuite bath offers a serene escape. Two secondary bedrooms—set just off the loft—are connected by a Jack-and-Jill bath, providing convenience for everyday living. Outdoors, find a fenced backyard and inviting patio framed by lawn and mature landscaping, creating a NW-inspired setting perfect for your outdoor needs. Near some of the region’s most beloved parks and trails — including North Creek Park, Tambark Creek Park, and the Centennial Trail — this Bothell location offers easy access to nature, recreation, and the vibrant Mill Creek and Bothell Town Centers. A 2-car garage, two off-street parking spaces, and an EV charging station complete the home with the modern amenities that buyers value.

626 195th Street SE, Bothell

Listing Broker: Marketplace Sotheby's Intl Rty; Ginger York; 425-238-4801; ginger.york@rsir.com

$1,049,000

4 Beds ⋅ 3 Baths ⋅ 2570203 MLS ⋅ ACTIVE Status

Step inside this beautifully maintained four-bedroom home and you'll immediately appreciate the light-filled interiors, warm hardwood floors, and inviting Craftsman-inspired details. The main level offers an open, comfortable layout designed for both everyday living and entertaining, with a spacious family room, maple cabinetry, granite tile countertops, custom tile backsplash, and a convenient butler’s pantry connecting the kitchen to the main living areas. Need a dedicated workspace? Double doors open to a private main-level den that works beautifully as a home office, study, or flexible guest space. Upstairs, the generous primary suite offers a relaxing retreat with its own fireplace, sitting area, and ensuite bath. Three additional bedrooms provide plenty of room for guests or hobbies. Outside, enjoy a private setting that's ideal for morning coffee, weekend gatherings, or simply unwinding at the end of the day. Located in the highly sought-after Summit Ridge community and served by the Northshore School District, with convenient access to shopping, dining, and I-405. A spacious, comfortable home in a convenient location — ready for its next chapter.

603 194th Place SE, Bothell

Listing Broker: Windermere Real Estate/East; David Park; 206-833-7979; davidpark@windermere.com

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