Spanaway Homes with Assumable Terms

Spanaway Homes with Assumable Terms

Welcome to Spanaway, a charming suburban community located in Pierce County, Washington. Known for its picturesque surroundings and family-friendly atmosphere, Spanaway offers a peaceful retreat from the hustle and bustle of city life while still being conveniently located near urban amenities.

One of the standout features of homes in Spanaway is the option for assumable terms. This means that prospective buyers have the opportunity to take over the seller's existing mortgage, which can be a great advantage in today's real estate market. Whether you're a first-time homebuyer or looking to relocate to Spanaway, the availability of homes with assumable terms provides a unique opportunity to make homeownership more accessible and affordable.

Spanaway boasts a variety of housing options, from cozy single-family homes to spacious townhouses, ensuring that there is something for everyone in this vibrant community. With well-maintained neighborhoods, top-rated schools, and easy access to parks and recreational facilities, Spanaway is the perfect place to put down roots and create lasting memories.

If you're searching for a home in Spanaway with assumable terms, look no further. Contact us today to explore the available listings and find your dream home in this idyllic Pacific Northwest community.

Newest Spanaway Homes with Assumable Terms

$499,990
3 Beds ⋅ 2 Baths ⋅ 2586709 MLS ⋅ ACTIVE Status
PAID-OFF SOLAR + ASSUMABLE FHA + A/C! Welcome to easy one-story living in desirable Ridgeview Estates! This beautifully maintained 3-bedroom, 2-bath home offers an exceptional combination of comfort, efficiency, and value. The fully paid-off solar system means no solar lease payment, while central A/C keeps you comfortable year-round. An assumable FHA loan may provide a valuable financing opportunity for a qualified buyer; buyer to verify eligibility, terms, and current loan details. LVP flooring extends throughout the main living areas, with comfortable carpeting in the bedrooms. Enjoy being just steps from two neighborhood parks and conveniently located near shopping, dining, schools, and major commuter routes. Move-in ready and thoughtfully updated, this is an opportunity you won't want to miss!

1909 195th Street Ct E, Spanaway

Listing Broker: James & Associates R.E. Inc.; Lisa Dufresne; 509-260-0839; lisa@james-realestate.com

$557,450
4 Beds ⋅ 3 Baths ⋅ 2585739 MLS ⋅ ACTIVE Status
Welcome home to this spacious 2,460-square-foot Spanaway residence, built in 2014 and designed with flexibility in mind. Offering 4 bedrooms, 2.5 bathrooms, and a dedicated office/den, there is room for work, relaxation, and entertaining. High ceilings enhance the bright, open-concept living area, while the kitchen features a stylish tile backsplash and seamless connection to the main gathering spaces. The expansive primary suite is a true retreat, complete with a sitting area, private en suite, and gorgeous custom walk-in closet. An upstairs laundry/utility room adds everyday convenience with easy access to the bedrooms. Outside, enjoy a low-maintenance turf backyard and covered patio with a beautiful pergola—an inviting, private setting for outdoor dining and year-round enjoyment. Additional covered backyard storage keeps tools and equipment organized, while extra garage space offers possibilities for a workshop, fitness area, or hobbies. Attractive curb appeal, mature landscaping, and convenient proximity to schools complete the package. Schedule a showing today!

2110 178th Street Ct E, Spanaway

Listing Broker: Keller Williams Realty; Shannon Glidden; 253-777-7888; shannonglidden@kw.com

$487,000
3 Beds ⋅ 3 Baths ⋅ 2579789 MLS ⋅ ACTIVE Status
New on the market this delightful 2 story 3 bedrm home checks all the boxes on your checklist. An extended entrance will lead you to the open living area. The adjacent Kitchen with the dark cabinets allures an elegant appeal. The gas range, a favorite, calls your internal gourmet chef. Plenty counterspace & an island to spread out to plan your upcoming holiday meals. Additionally, the kitchen is furnished with a refrigerator, a microwave, a dishwasher & the garbage disposal. A Pantry closet lets you store your household stables. The high kitchen window & the slider door to the fully fenced back yard provide for ample light. The patio invites outdoor relaxation & or entertainment. All the bedrooms are upstairs. The spacious primary bedrm with a walk in-closet & adjacent 3/4 bath provide for privacy. Two additional secondary bedrm have ample closet space. A full bath is of the main hallway. A loft on the second floor offers utilization options to make a home office or afford added space to relax & unwind or entertain. The utility/laundry rm on the 2nd level provide the convenience of easy access. A linen closet, a rare option for these days provides additional space to store your linens & blankets. A full size 2 car attached garage houses a newer Hybrid Water Heater. The garage is equipped with a garage door opener/remote. The Community has multiple playgrounds & neighborhood is walkable. Conveniently located near shopping, JBLM & the Spanaway Lake & Park. Come see it today!

19206 18th Ave Court E, Spanaway

Listing Broker: John L. Scott Dupont; Christina Alsharbini; 253-964-7700; christinaa@johnlscott.com

$685,000
3 Beds ⋅ 3 Baths ⋅ 2569704 MLS ⋅ ACTIVE Status
ASSUMABLE LOAN AT 3%! Take over the seller's low-rate mortgage and put the savings toward the life you want. Set on a quiet cul-de-sac, this 2021 home opens to a bright great room where the kitchen, dining space and tiled gas fireplace share one easy floor plan. Quartz counters, stainless appliances, gas range and a walk-in pantry make the island the gathering spot. Wide plank flooring runs through the main level, and windows on nearly every wall keep it light even on gray days. A main-floor bedroom or den with double doors sits just off the entry, ready for guests or a home office, and the 3-car tandem garage adds room for a third vehicle or shop. Upstairs, a large loft gives everyone a place to land, and the primary suite adds a five-piece bath with soaking tub, tiled shower and a huge walk-in closet. The laundry room has real counter space and a utility sink. Out back, a covered deck with its own stone fireplace and ceiling fan stretches the outdoor season and a fenced yard adds privacy. A/C keeps summers easy and cool, while solar panels and a tankless water heater keep costs down. A newer home on a quiet street with a 3% loan attached is a rare combination.

17302 21st Avenue E, Spanaway

Listing Broker: COMPASS; Samantha Schlegel; 206-928-1738; samantha.schlegel@compass.com

$470,000
3 Beds ⋅ 1 Baths ⋅ 2497012 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained Spanaway home tucked away on a spacious corner lot at the end of a quiet dead-end street. This inviting property offers hardwood floors throughout and thoughtful updates that provide peace of mind for years to come, including a brand-new roof and gutters installed in June 2025 and a new septic system installed in June 2025.The home features three bedrooms plus a versatile additional room created from a converted garage, offering excellent flexibility for today’s lifestyle. This space can easily serve as a primary bedroom, guest suite, home office, or bonus room, giving buyers multiple living options to suit their needs.Step outside to enjoy the fully fenced backyard, complete with a storage shed—perfect for tools, hobbies, pets, or play. The generous corner lot provides added privacy and outdoor space rarely found in similar homes.Conveniently located near shopping, schools, parks, and everyday essentials, this move-in-ready home offers the perfect combination of comfort, updates, and value—making it an excellent opportunity for first-time buyers, growing households, or anyone looking for flexible living space in a peaceful setting.

17123 E 6th Avenue Ct, Spanaway

Listing Broker: Triwood Realty; Tovargii Pugh; 425-600-2524; tovargii@triwoodrealty.com

$275,000
2 Beds ⋅ 2 Baths ⋅ 2315520 MLS ⋅ ACTIVE Status
Discover the tranquility of Spanaway Lake living in this beautiful townhouse style condo. Located in the Coffee Creek community, this 2-bedroom, 1.5-bathroom gem offers 1,101 square feet of living space. Recently updated with fresh interior paint, fixtures, and an open bright floor plan. Enjoy the exclusive luxury of private lake access - complete with a sitting area and docks, along with community basketball and tennis courts, swimming pool, and designated RV or boat storage space. Conveniently located for commuting, shopping, dining, and schools, and just minutes to JBLM, this home offers the perfect balance of comfort and convenience.

17303 Spanaway Loop Road S Unit #2, Spanaway

Listing Broker: Unique Lifestyle Realty; Terrence Williams; 253-230-7769; teewillsell@gmail.com

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