Rainier Beach Homes with FHA Terms

Rainier Beach Homes with FHA Terms

Welcome to Rainier Beach, a picturesque neighborhood nestled in the heart of Seattle, Washington. Known for its stunning views of Lake Washington and the Cascade Mountains, Rainier Beach offers a tranquil and welcoming atmosphere for residents to call home.

This charming community boasts a variety of homes with FHA terms, making it an ideal location for first-time homebuyers and those looking for flexible financing options. Whether you're in the market for a cozy bungalow or a spacious family home, Rainier Beach has something to offer for everyone.

With its convenient location in King County, residents of Rainier Beach enjoy easy access to the vibrant city life of Seattle while still being able to retreat to the peace and quiet of suburban living. From local parks and recreational activities to a thriving arts and culture scene, there is always something to explore and experience in this diverse neighborhood.

If you're looking for a place to put down roots and create lasting memories, look no further than Rainier Beach. With its friendly community, beautiful surroundings, and homes with FHA terms, this neighborhood has everything you need to live your best life in the Pacific Northwest.

Newest Rainier Beach Homes with FHA Terms

$745,000
3 Beds ⋅ 2 Baths ⋅ 2569476 MLS ⋅ ACTIVE Status
Classic 1930's charm meets impactful modern updates in this beautifully maintained Rainier Beach gem, tucked at the end of a dead-end street for the most perfectly peaceful location. Extensively updated for long-term ease & peace of mind, you can simply turn the key, move in & enjoy newer plumbing, electrical, insulation, paint, roof/gutters, flooring, appliances, windows & an efficient heat pump/mini-split system for both heat & A/C. Savor peekaboo views of the Cascade Mtns, Lake WA, downtown Bellevue's skyline and, on a clear day, majestic Mount Baker - all from the comfort of home! Built with the perfect floor plan for everyday functionality & easy hosting, w/ living/dining spaces flowing together effortlessly then into a sleek updated kitchen or out onto a newly restained deck, ready for end-of-summer BBQs & sunset happy hours. Thoughtfully laid-out w/ 3 bedrooms & 1.75 beautifully refreshed bathrooms. From the daylight basement, step out onto the sun-drenched patio overlooking the fully fenced yard w/ raised garden beds, a handy storage shed & antimicrobial turf lawn - low-maintenance & great for pets! An additional storage room can be found off the lower bathroom. Plenty of off-street parking, bus 107 at the end of the street, & the Chief Sealth trail right in your backyard! Conveniently close to the beloved Kubota Gardens, light rail, I-5, great restaurants & more. A rare blend of character, comfort, and smart investment in a fantastic neighborhood.

9744 49th Avenue S, Seattle

Listing courtesy of Berkshire Hathaway HS NW.

$1,200,000
4 Beds ⋅ 4 Baths ⋅ 2562928 MLS ⋅ ACTIVE Status
Welcome to this very unique property! Only minutes from i-5, close to bus lines, 10 minutes away from Sea-tec, next to Seattle City Rail, shops and schools. Large lot with two homes. Main house has been updated with two bedrooms, and two baths, office, lots of storage. Second house was built in 2024, and is also two bedrooms and two bathrooms. Lot has lots of room for all your toys and equipment, lots of parking. Endless possibilities, live in one and rent out one for extra income. Owner was is in process of getting plans for ADU.

98178 5330 S Creston Street, Seattle

Listing courtesy of Inspire Realty.

$539,950
3 Beds ⋅ 1 Baths ⋅ 2563036 MLS ⋅ ACTIVE Status
Unlock the potential of this home in the desirable Upper Rainier Beach neighborhood. Situated on a large 6,213 sq. ft. corner lot with potential to add an ADU or DADU for extended living or additional income. This 3-bedroom, 1-bath home features new vinyl flooring, a wall-mounted heating and air-conditioning unit in the living/dining area, a wood-burning fireplace, a spacious enclosed storage/workshop area with extensive shelving, and a detached storage shed. Conveniently located within an 11-minute walk of Kubota Garden and the Light Rail Park & Ride, near bus routes 106 and 7, with easy access to downtown Seattle, Seward Park, The Landing, Gene Coulon Memorial Beach Park, Boeing, shops, and restaurants.

10246 RENTON AVE S, Seattle

Listing courtesy of Dalton Wade, Inc..

$649,950
3 Beds ⋅ 2 Baths ⋅ 2562018 MLS ⋅ ACTIVE Status
Rare 1957 Mid-Century home located in South Beacon Hill. Original hardwood floors. Both bedrooms and baths on main with a bonus room upstairs. Behind the property is a rare working ranch, offering a great in-city home with a rare rural feel. Home is close to Chief Sealth Trail, Kubota Gardens and a short drive to light rail & 1-5.

4634 S Gazelle Street, Seattle

Listing courtesy of John L. Scott, Inc.

$549,950
3 Beds ⋅ 1 Baths ⋅ 2553778 MLS ⋅ ACTIVE Status
Opportunity awaits with this 3-bedroom + bonus room, 1-bath rambler offering 1,240 square feet of single-level living on a generous 8,008-square-foot lot. Whether you're a first-time buyer, investor, or someone looking to build equity, this home is full of potential. Ready for your personal touches and a little cosmetic TLC, the home has solid bones and provides an excellent foundation to bring your vision to life. Step inside to discover an abundance of natural light that creates a bright and welcoming atmosphere throughout. A detached storage shed provides additional space for tools, hobbies, or seasonal items. The carport is a nice covered area for your car, & the spacious backyard offers endless possibilities for gardening, pets, play, outdoor entertaining, and summer BBQs. Ideally located for commuters, you'll enjoy convenient access to I-5, Rainier Avenue, I-405, Renton, Sea-Tac Airport, and Boeing Field, along with nearby shopping, dining, parks, and other everyday amenities all while being tucked into an established neighborhood. Whether you're searching for your next home or your next project, this property offers the location, space, and opportunity to make your vision a reality. Genuine original hardwoods, quality cabinets, nice sized bedroom rooms and a huge backyard. So many opportunities are here just waiting for the right buyer!

10406 55th Avenue S, Seattle

Listing courtesy of Gateway Real Estate.

$687,000
4 Beds ⋅ 2 Baths ⋅ 2553070 MLS ⋅ ACTIVE Status
The Perfect Solid home to remodel to 2026 excellence/ Vibe with the added benefit of No stairs , GIANT 1970 square feet rambler less than 7 minutes to DT SEATTLE, you are closest to all Seattle rapid transit hello, buy your time commuting back in this remodeled darling home. Open concept kitchen, open full dining room w 3-5 bedrooms combo /2 updated bathrooms make living here spacious. Light and bright move in ready home that is blessed with convenience and off street parking for RV or your treasures. Newer roof and all appliances stay. This well cared for home includes double French doors in office. Bonus room can be 2nd primary for multi generational living space, library, home theatre, or the workout room of your dreams. Low maintenance yard is 9559 sqft. This is a great rental income as only 8 miles to seatac airport potential AIR BNB income is outstanding, close to shopping, malls, Boeing, and tech Mecca of DT Seattle. A short trip across bridge to Bellevue & all the hiking you can handle on the peninsula and Cascades. You’re a short boat fairy right away from seeing the orcas in the San Juan islands. Plenty of room to garden with beautiful trees and plants galore.. you deserve to live here.

10030 51st Avenue S, Seattle

Listing courtesy of Michael J Real Estate LLC.

$480,000
2 Beds ⋅ 1 Baths ⋅ 2539492 MLS ⋅ ACTIVE Status
Welcome to this renovated 2 bedroom home where classic character meets modern comfort. The inviting covered front porch sets the tone, offering the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, you'll find a thoughtfully updated interior featuring fresh finishes while preserving the home's original charm. The new kitchen is designed to impress, featuring sleek quartz countertops, stylish new cabinetry, and a full suite of stainless steel appliances. Whether you're preparing a quick meal or hosting a dinner party, this space combines beauty and functionality. The completely remodeled bathroom offers a luxurious oversized shower and contemporary fixtures. Two comfortable bedrooms provide flexibility for guests, a home office, or additional living space. Step outside to the rear deck, perfect for summer barbecues and outdoor dining. An unfinished basement offers abundant storage and room for hobbies, tools, seasonal items, or future possibilities. Conveniently located near bus routes; within a mile of the light rail station and major commuting corridors. Nature lovers will appreciate the close proximity to Kubota Gardens, one of Seattle's most treasured green spaces, featuring stunning landscapes, walking paths, and year-round beauty. Move-in ready and packed with updates, this charming home offers the perfect blend of character, convenience, and modern amenities in an excellent location.

9623 54th Avenue S, Seattle

Listing courtesy of John L. Scott, Inc.

$1,269,995
4 Beds ⋅ 3 Baths ⋅ 2543069 MLS ⋅ ACTIVE Status
Beautiful 4-bed, 3-bath, 3,460 sq ft home with stunning views of Lake Washington on every levels. The spacious master bedroom opens to a cozy den and private patio, perfect for enjoying the scenery. Fresh exterior paint and a new roof were completed in 2020. Enjoy ample parking with a detached 2-car garage plus 6 additional driveway spaces. newer hardwood floors, rounded corners, high ceiling. Kitchen w/maple cabinetry, tiled counter. Side yard all paved with artificial grass for easy maintenanceNestled on a quiet dead-end street, this home offers privacy, comfort, and incredible lake views — ideal for relaxing or entertaining. A rare find in a serene, sought-after location!

9844 arrowsmith Avenue S, Seattle

Listing courtesy of Kelly Right RE of Seattle LLC.

$1,250,000
5 Beds ⋅ 4 Baths ⋅ 2522637 MLS ⋅ ACTIVE Status
****RATES AS LOW AS 5.5%****Exceptional Upper Rainier Beach residence elevated proudly to showcase the expansive view of Lake WA & the city skyline. Designed for the modern lifestyle & embodying an open floorplan. Large windows encompass the outstanding views, quality finishes and distinctive details. Centerpiece kitchen opens to formal dining rm, beautiful oak hardwoods flrs, home office, 3 upper level bedrms. Bright & spacious Primary dazzles w bright natural light, panoramic city & Lake WA views, and a deluxe en-suite bath: walk-in shower, heated flrs, and stylish finishes. A bonus in the Studio Apartment for added versatility, guests, or AirBnb/Rental possibilities. Massive views from grand top-floor entertainment rm w beverage bar opening to covered rooftop deck. 2 car garage prepped for EV charger.

6103 S Norfolk Street, Seattle

Listing courtesy of Real Residential.

$1,250,000
5 Beds ⋅ 4 Baths ⋅ 2481589 MLS ⋅ ACTIVE Status
****RATES AS LOW AS 5.50%****Exceptional Upper Rainier Beach residence elevated proudly to showcase the expansive view of Lake WA & the city skyline. Designed for the modern lifestyle & embodying an open floorplan. Large windows encompass the outstanding views, quality finishes and distinctive details. Centerpiece kitchen opens to formal dining rm, beautiful oak hardwoods flrs, home office, 3 upper level bedrms. Bright & spacious Primary dazzles w bright natural light, panoramic city & Lake WA views, and a deluxe en-suite bath: walk-in shower, heated flrs, and stylish finishes. A bonus in the Studio Apartment for added versatility, guests, or AirBnb/Rental possibilities. Massive views from grand top-floor entertainment rm w beverage bar opening to covered rooftop deck. 2 car garage prepped for EV charger.

6103 S Norfolk Street, Seattle

Listing courtesy of Real Residential.

$1,449,990
5 Beds ⋅ 4 Baths ⋅ 2502655 MLS ⋅ ACTIVE Status
Stunning 2026 new construction in Upper Rainier Beach offering just shy of 2,500 sq ft and approximately 800 sq ft rooftop deck with sweeping Lake Washington views. This 5 bedroom, 3 bathroom home includes a dedicated office, two bonus rooms, and bright open-concept living designed for today’s lifestyle. The designer kitchen features quartz countertops, stainless steel appliances, and a premium induction oven, complemented by modern finishes throughout. Enjoy year-round comfort with an energy-efficient mini-split heating & A/C system, along with custom California Closets for added functionality and style. A rare blend of space, flexibility, and view-driven living — must see!

9846 62nd Avenue S Unit #1, Seattle

Listing courtesy of Dupont Realty & Property Mgmt.

$1,449,990
5 Beds ⋅ 4 Baths ⋅ 2501831 MLS ⋅ ACTIVE Status
Stunning 2026 new construction in Upper Rainier Beach offering just shy of 2,500 sq ft and approximately 800 sq ft rooftop deck with sweeping Lake Washington views. This 5 bedroom, 3 bathroom home includes a dedicated office, two bonus rooms, and bright open-concept living designed for today’s lifestyle. The designer kitchen features quartz countertops, stainless steel appliances, and a premium induction oven, complemented by modern finishes throughout. Enjoy year-round comfort with an energy-efficient mini-split heating & A/C system, along with custom California Closets for added functionality and style. A rare blend of space, flexibility, and view-driven living — must see!

9846 62nd Avenue S Unit #1, Seattle

Listing courtesy of Dupont Realty & Property Mgmt.

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