Queen Anne Homes with FHA Terms

Queen Anne Homes with FHA Terms

Welcome to the charming neighborhood of Queen Anne in Seattle, Washington. Nestled in the heart of King County, Queen Anne is a sought-after community known for its historic architecture, stunning views of the city skyline, and a vibrant atmosphere.

Queen Anne offers a mix of residential properties, from grand historic homes to modern condominiums, providing options for every lifestyle. With the convenience of being just a stone's throw away from downtown Seattle, residents can enjoy easy access to top-notch dining, shopping, and entertainment options.

For those looking to make Queen Anne their home, the good news is that there are homes available with FHA terms. This means that buyers may have the opportunity to secure financing with more flexible credit requirements and lower down payment options, making homeownership more accessible.

Whether you're drawn to the picturesque streets lined with beautiful homes or the bustling urban scene, Queen Anne has something for everyone. Explore the local parks, trendy boutiques, and cozy cafes that give this neighborhood its unique character. Experience the best of Seattle living in Queen Anne.

Newest Queen Anne Homes with FHA Terms

$1,100,000
3 Beds ⋅ 2 Baths ⋅ 2564365 MLS ⋅ ACTIVE Status
Unmatched flexibility and prime growth potential converge at this rare corner-lot opportunity in one of Seattle’s most rapidly expanding neighborhoods. Developers, don't miss out on the only available lot in this rapid growth area. Currently featuring a fully functioning, cash-flowing duplex set on a sprawling, level yard, this property allows you to buy and hold for immediate rental income while holding a prized canvas for high-density future development. Zoned **MIO-37-LR3 (M)**—combining highly permissive Lowrise 3 capacity with a 37-foot Major Institution Overlay height limit and MHA framework—the lot provides exceptional structural envelope advantages and flexible layout options. Take full advantage of Seattle’s progressive urban planning codes and streamlined middle-housing provisions to construct townhomes, rowhouses, or a modern multi-unit residential project in a high-demand, transit-rich corridor. Rent lower unit $2,600 Rent forecast upper unit $3,500 Also We did the math for you using Ai below: Target Unit Yield: On a 3,000 sq ft parcel in LR3, developers typically yield 3 townhomes (approx. 1,800–2,000 sq ft each) or 6 to 8 micro-apartments/flats, depending on core efficiency and circulation space. MIO-37 Structural Fit: The 37-foot Major Institution Overlay height limit easily accommodates a clean 3-story frame (approx. 10–11 ft floor-to-floor) with room for flat roof decks or parapets

3115 Queen Anne Avenue N, Seattle

Listing courtesy of Real Broker LLC.

$2,449,000
4 Beds ⋅ 4 Baths ⋅ 2563320 MLS ⋅ ACTIVE Status
This custom built home epitomizes quiet luxury: Generously proportioned rooms with high ceilings and large windows maximize natural light, an open layout flows seamlessly for entertaining or daily living, and Scandinavian inspired design features wide plank white oak floors complemented by calming watery tones in designer tile and paint. Amenities like air conditioning and recirculating on-demand hot water ensure perfect comfort, and thoughtful details elevate functionality. The chef’s kitchen enjoys top of the line appliances, quartz counters, copious cabinet space, a comfy window-bench nook for casual dining and central island for gathering. The back deck is just off the kitchen for easy indoor-outdoor living. Upstairs, the ideal floor plan offers 3 spacious bedrooms and 2 baths, including a luxurious primary suite, with vaulted ceilings and tall windows overlooking a tranquil greenbelt, and a luxe bath. A full laundry upstairs adds everyday convenience. The lower level provides myriad options with a 4th bedroom, another bath, media or living room, kitchen/bar/utility room and a separate entrance- Great as guest suite, ADU, home office or additional relaxed living space. The 4,000' lot allows for yard + off street parking for several cars in addition to the attached garage. Hilltop location, within .5 mi of Coe Elementary and walkable to parks, shops, cafes... everything QA! A quick commute to downtown or SLU and easy access to transit as well as Aurora/highway 99 and I-5.

2910 9th Avenue W, Seattle

Listing courtesy of Windermere Real Estate Midtown.

$710,000
2 Beds ⋅ 2 Baths ⋅ 2563201 MLS ⋅ ACTIVE Status
Perched on the north slope of Queen Anne, this townhome blends modern design, thoughtful functionality, and an exceptional Seattle location. Spanning multiple levels, the home offers flexible living spaces, contemporary finishes, and seamless indoor-outdoor living. The entry level features a private bedroom, full bath, and dedicated laundry—ideal for guests, a home office, or added flexibility. The main level is designed for gathering, with an open-concept living, dining, and kitchen area filled with natural light from expansive windows and French doors that open to two private patios. The kitchen features premium appliances, a gas cooktop, ample cabinetry, and a functional layout that anchors the living space. Mini-split A/C provides year-round comfort.The top floor is dedicated to the primary suite, offering dual closets, its own mini-split system, and an ensuite bath with a double vanity and spacious glass walk-in shower. Above it all, the private rooftop deck captures sweeping views of the Ship Canal, Fremont Bridge, and surrounding cityscape, complete with gas and water hookups for outdoor dining and entertaining. A designated off-street parking space adds convenience, while the prime Queen Anne location places you moments from the restaurants, cafés, boutiques, and parks of Fremont, Ballard, and downtown Seattle. Thoughtful design, modern finishes, and an exceptional location come together to create a home that balances comfort, style, and convenience.

712 W Bertona Street Unit #a, Seattle

Listing courtesy of COMPASS.

$1,190,000
4 Beds ⋅ 2 Baths ⋅ 2562794 MLS ⋅ ACTIVE Status
Charming Craftsman tucked onto a raised corner lot in the heart of Queen Anne! This delightful home blends classic period character with thoughtful, modern updates throughout. Step inside to find hardwood floors flowing through the main living areas, complemented by stone and tile accents and warmed by a gas fireplace in the light-filled living room. The kitchen shines with granite countertops, brand-new stainless appliances, and fresh paint throughout the home. The fully finished lower level offers a large rec room with custom built-in bookshelves and a second fireplace, plus a brand-new bedroom, bath, and convenient laundry and storage — ideal for guests, a home office, or flexible living. Unwind in your private fenced garden featuring a slate patio, modern landscaping, perfect for morning coffee or evening gatherings. Major updates include a newer furnace and hot water tank, updated electrical and plumbing, central AC, and fiber-optic internet. Off-alley parking is equipped with an EV charger for added convenience. Ideally located just moments from the best of Queen Anne's beloved shops, restaurants, schools, and parks.

2456 3rd Avenue W, Seattle

Listing courtesy of Pellego, Inc..

$2,299,000
4 Beds ⋅ 4 Baths ⋅ 2561257 MLS ⋅ ACTIVE Status
Exceptionally spacious home designed for today’s lifestyle! Soaring 9-foot ceilings, expansive windows, and open-concept living spaces are filled with natural light and sweeping territorial views. The chef’s kitchen was designed for entertaining, featuring side by side stainless refrigerator/freezers, 6 burner gas range, double ovens, dual wine and beverage fridges, two sinks, coffee bar, and a giant island. Custom cabinets and expansive stone counters with multiple prep areas. French doors from the kitchen open to the deck and beautifully landscaped back yard for indoor-outdoor living. A home office with built-in cabinetry outlooks the tranquil back garden. Ideal layout with 3 bedrooms on one level- The luxe primary suite offers 2 walk-in closets and a spa-like primary bath with soaking tub, huge marble shower, double vanity and privacy. Two more spacious bedrooms share a double vanity full bath, and a laundry room on the bedroom level is so convenient! The lower level is a perfect media room, playroom, or workout space, plus guest suite or potential ADU with separate entrance. This quiet corner lot spans 3 parcels for an unusually large back yard including patio, deck, swing, and lawn, great for people or pets! Preliminary designs for potential DADU up to 1,300’. Rare 2 car attached garage + additional driveway parking. Just .5mi to Coe Elementary and blocks to all of the amenities that we love on Queen Anne- An easy commute to downtown, SLU, everything Seattle!

801 W Barrett Street, Seattle

Listing courtesy of Windermere Real Estate Midtown.

$1,100,000
2560520 MLS ⋅ ACTIVE Status
Unmatched flexibility and prime growth potential converge at this rare corner-lot opportunity in one of Seattle’s most rapidly expanding neighborhoods. Developers, don't miss out on the only available lot in this rapid growth area. Currently featuring a fully functioning, cash-flowing duplex set on a sprawling, level yard, this property allows you to buy and hold for immediate rental income while holding a prized canvas for high-density future development. Zoned **MIO-37-LR3 (M)**—combining highly permissive Lowrise 3 capacity with a 37-foot Major Institution Overlay height limit and MHA framework—the lot provides exceptional structural envelope advantages and flexible layout options. Take full advantage of Seattle’s progressive urban planning codes and streamlined middle-housing provisions to construct townhomes, rowhouses, or a modern multi-unit residential project in a high-demand, transit-rich corridor. Rent lower unit $2,600 Rent forecast upper unit $3,500 Also We did the math for you using Ai below: Target Unit Yield: On a 3,000 sq ft parcel in LR3, developers typically yield 3 townhomes (approx. 1,800–2,000 sq ft each) or 6 to 8 micro-apartments/flats, depending on core efficiency and circulation space. MIO-37 Structural Fit: The 37-foot Major Institution Overlay height limit easily accommodates a clean 3-story frame (approx. 10–11 ft floor-to-floor) with room for flat roof decks or parapets

3115 Queen Anne Avenue N, Seattle

Listing courtesy of Real Broker LLC.

$1,000,000
4 Beds ⋅ 4 Baths ⋅ 2558731 MLS ⋅ ACTIVE Status
Exceptional Queen Anne townhome offering panoramic, unobstructed southwest views of Elliott Bay, passing cruise ships, and the Interbay Golf Course. Coveted southern exposure fills all three levels with extraordinary natural light year-round. Recently refreshed with premium interior paint and beautifully maintained Brazilian Cherry hardwood floors, this 4-bedroom, 3.5-bath residence features 9-foot ceilings throughout, soaring 13-foot ceilings with skylights on the upper level, and a thoughtfully designed floor plan that provides exceptional privacy, with no bedrooms sharing a common wall. The main living level showcases breathtaking views, a gas fireplace, view deck, and a gourmet kitchen with granite countertops, custom cabinetry, breakfast bar, stainless steel appliances, and gas cooking. Upstairs are two luxurious primary suites, each with a private en-suite bath, including one with a jetted soaking tub and stone shower, while the second opens to its own private view balcony. The lower level offers two additional bedrooms and a full bath, ideal for guests, home office, or flexible living. A private, fully fenced courtyard, dedicated covered parking, hardwired networking, and an unbeatable location just minutes to Downtown Seattle, South Lake Union, Fremont, Magnolia, Seattle Center, shopping, dining, and parks complete this rare opportunity to own one of Queen Anne's exceptional view homes.

2540 14th Avenue W, Seattle

Listing courtesy of eXp Realty.

$1,299,950
3 Beds ⋅ 2 Baths ⋅ 2558439 MLS ⋅ ACTIVE Status
Welcome to this charming Queen Anne Craftsman, set on a quiet street and offering rare rear-alley access with the opportunity to create a bespoke garage and/or take advantage of zoning flexibility to develop a beautifully integrated DADU — ideal for future rental income or refined multigenerational living. This spacious 3 bedroom, 1.75 bath home is rich with original character for timeless charm at every turn, including a tiled fireplace, crown molding, newly refinished oak and fir floors, a built-in China hutch, and cabinetry with leaded glass doors. The main level offers a formal living and dining room, a bedroom, a full bath, and a kitchen with a cozy eating space that opens directly to the deck — perfect for indoor/outdoor entertaining and overlooking a private garden retreat. Upstairs, find two bedrooms, including the primary suite with an ensuite bath and beautiful western views. The finished lower level adds even more flexibility, with a media room for movie nights or secondary living space, a bonus room ideal for a home office, a utility room, and abundant storage throughout. The welcoming front porch is the ideal spot for morning coffee. Add it all up and you have a classic craftsman with character, a flexible floor plan, and rear-alley lot with DADU/ADU potential — you have a home that works as beautifully today as it will grow with you tomorrow. All this in a location close to restaurants, markets, parks, transit, and more.

1928 9th Avenue W, Seattle

Listing courtesy of KW Greater Seattle.

$399,000
2 Beds ⋅ 1 Baths ⋅ 2559419 MLS ⋅ ACTIVE Status
Your updated 2 bedroom in Queen Anne condo is ready for you to call Home! Steps from your parking spot, you enter through a secured open air atrium leading to your front door. Enjoy easy living with brand new floors, fresh paint throughout, new light fixtures, and views of downtown from your private patio. Two bedrooms are in the back of the unit offering privacy from the living space. The bathroom is compact but contains your in unit w/d, water heater, and storage space. The open layout is perfect for entertaining, and you'll love the convenience of in unit w/d, plus your own assigned parking spot. No rental cap and pets allowed, this condo offers flexibility for homeowners and investors. Just steps up the hill from shops and restaurants, parks, major employers in SLU, and plenty of Queen Anne stairs. Well run HOA with no special assessment!

1601 Taylor Avenue N Unit #303, Seattle

Listing courtesy of Every Door Real Estate.

$855,000
2 Beds ⋅ 2 Baths ⋅ 2555868 MLS ⋅ ACTIVE Status
Experience refined living in one of Queen Anne’s most distinctive residences. This spacious 2 beds + 2 baths + den home sits within Leona, an intimate 18 home community where timeless architecture meets modern luxury. Historic building and thoughtfully reimagined in 2008, Leona preserves its classic character while offering contemporary comfort. Bathed in natural light, the open floor plan features rich & new hardwood floors, fresh interior paint, new bedroom carpeting, central A/C, upgraded lighting, and automated living room blinds. The chef’s kitchen boasts Sub Zero, and Viking appliances, stone slab countertops, and a reverse osmosis water purification system. The generous primary suite includes 5-piece spa bathroom with marble counter tops, a custom Elfa walk in closet, and the upgraded washer and dryer add everyday convenience. Step outside to your private west facing patio—perfect for relaxing or entertaining. One secured parking space, a storage unit, and a pet friendly community complete the offering. Ideally located on Queen Anne’s coveted South Slope, this exceptional home enjoys a Walk Score of 95 with effortless access to cafés, restaurants, grocery stores, parks, downtown Seattle, South Lake Union, and major commuter routes.

1 Ward Street Unit #3, Seattle

Listing courtesy of Dulay Homes LLC.

$625,000
2 Beds ⋅ 2 Baths ⋅ 2557428 MLS ⋅ ACTIVE Status
Enjoy private living in this gorgeous, updated 2 bed, 2 bathroom condo in a PET FRIENDLY condo community with STRONG reserves (no current or planned special assessments!) located in Queen Anne! This private home features brand new vinyl plank flooring, new kitchen cabinets and quartz countertops that give the space a fresh, modern feel. You'll also appreciate the generous closet space throughout, offering plenty of room to stay organized. Privacy comes from the landscape outside that includes trees giving the feeling of nature from inside your home all while in the heart of Queen Anne. Unwind at the end of the day in your primary en-suite soaking tub. You'll love the over-sized utility room with storage shelves and cabinets. Take in city views from your private balcony, then head out on foot to your favorite watering holes or the nearby grocery store. Everything you need is close by. The building offers great amenities, including a workout room, sauna, outdoor garden space, reserved secure garage parking, and a designated storage unit. Recently updated elevators provide access to garage and secured entry provide added convenience and peace of mind. Close to I-5 and Hwy 99 making your commute a breeze. Building is 100% owner occupied!

1400 Taylor Avenue N Unit #201, Seattle

Listing courtesy of Windermere Bellevue Commons.

$525,000
1 Beds ⋅ 1 Baths ⋅ 2556446 MLS ⋅ ACTIVE Status
Direct views of Puget Sound, Elliott Bay, Olympic Mountains and the Space Needle from this top floor one bedroom plus den at IV West in Lower Queen Anne. Penthouse style features with super high ceilings, sliding doors to a private balcony, and coved design entry into the spacious den. Hardwood floors, new carpet and fresh paint showoff this bright SW facing gem with big windows to watch the boats sail by and breath in the fresh sea air. Wonderful layout with an open kitchen, dining space and generous living room with gas fireplace to keep you cozy when the weather cools. Granite slab counters, gas cooktop and tons of cabinet storage for culinary creativity. Bedroom has custom closet built-ins and of course the same great water view. Washer/dryer, pantry and coat closet too. 2 secured garage parking spaces and additional storage included. IV West is primarily owner occupied with a strong HOA and low dues that include water, sewer, garbage, gas and earthquake insurance; plus a huge rooftop view deck. Centrally located to Seattle Center, Climate Pledge Arena, many theaters, favorite festivals, and every type of food and drink, with shopping and services nearby.

530 4th Avenue W Unit #508, Seattle

Listing courtesy of Windermere Real Estate Midtown.

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