Ferncliff Homes with VA Loan Terms

Ferncliff Homes with VA Loan Terms

Welcome to Ferncliff, a charming subdivision located in Bainbridge Island, Washington. This picturesque neighborhood is nestled in Kitsap County, offering a serene and welcoming atmosphere for residents to call home.

Ferncliff is known for its beautiful homes with VA loan terms available, making it an excellent choice for veterans and active-duty service members looking to settle in this peaceful community. With a variety of housing options, from cozy cottages to spacious family homes, Ferncliff has something to offer for everyone.

Living in Ferncliff means enjoying the best of Bainbridge Island, with its stunning natural beauty, vibrant arts scene, and a strong sense of community. Residents can explore nearby parks, beaches, and hiking trails, or take a short drive to downtown Bainbridge Island for shopping, dining, and entertainment.

Whether you're looking for a quiet retreat or a place to raise a family, Ferncliff has it all. Don't miss the opportunity to own a home in this sought-after neighborhood with VA loan terms available. Come and discover the beauty and tranquility of Ferncliff on Bainbridge Island.

Newest Ferncliff Homes with VA Loan Terms

10220 NE Yaquina Avenue, Bainbridge Island
$1,460,000
3 Beds ⋅ 3 Baths ⋅ 2588633 MLS ⋅ ACTIVE Status
Nestled on the serene northeast side of Bainbridge Island, this thoughtfully upgraded residence blends craftsmanship, comfort, and long-term value. The home features three bedrooms, three bathrooms, and a spacious bonus room originally envisioned as an attached ADU, and could easily become a studio, guest suite, or anything you can dream up.Inside, wood flooring has been extended from the kitchen to the family room, new carpet and paint in the oversized bonus room, and upgraded lighting create a warm, refined atmosphere. The remodeled laundry room and upstairs bathroom elevate everyday living, while the downstairs office benefits from new flooring for a clean, modern feel.The property has been meticulously cared for: the heat pump is 2 years old, back deck and roof rebuilt, upgraded well house with new electrical. The improved and cleaned out crawl space includes new insulation. Exterior enhancements include re-staining the whole house, updated porch, and new lighting that guides you from the driveway to the front entry. The garage is fully finished with texture, paint, shelving, and a workbench — ready for projects or storage.With its, extensive upgrades, and peaceful island setting, this home offers a rare combination of beauty, function, and opportunity, all while being a short drive to the public beach access.Come experience it for yourself!

10220 NE Yaquina Avenue, Bainbridge Island

Listing Broker: Keller Williams Realty; Leslie Qunell; 360-556-1688; leslie.baker02@gmail.com

9720 NE Lofgren Road, Bainbridge Island
$1,999,888
4 Beds ⋅ 4 Baths ⋅ 2580136 MLS ⋅ ACTIVE Status
Wake up every morning surrounded by the serenity and rhythm of nature on this modern eco-estate. Close to town and the ferry, the property features 4.4 acres with ancient evergreens, a year-round stream, and 150' of medium bank waterfront. Adjacent tidelands to the north are protected as permanent greenbelt. The house includes two self-contained residences under one roof: a main level with two bedrooms, two 3/4 baths, and half bath; and a lower level ADU with two bedrooms, 3/4 bath, and separate kitchen. The home can be converted to a single residence by adding an elevator or exterior staircase; R-1 zoning may offer potential for additional development. For remote work or creative pursuits, the property includes home office space, redundant Internet, and mesh WiFi. Several aspects contribute to peace of mind: 3 water sources, multi-stage water filtration, 400A power, underground drainage, and no HOA. An 800 sf heated garage offers dual EV charging and workshop/fitness area, while a 1,000+ sf bonus room provides possibilities for woodworking, crafts, or wine cellar. Onsite recreation abounds: established trails wind through forest and low-maintenance native plantings, leading to a birdwatching area, stream, orchard, pond with waterfall, cliffside overlook, and adjacent beach. House is optionally offered furnished. Unrepresented buyers welcome.

9720 NE Lofgren Road, Bainbridge Island

Listing Broker: Arrivva Inc; Fred Glick; 408-868-2620; clients@arrivva.com

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