Downtown Tacoma Homes with FHA Terms

Downtown Tacoma Homes with FHA Terms

Welcome to Downtown Tacoma, a vibrant and bustling neighborhood located in the heart of Tacoma, Washington. Known for its historic charm, diverse community, and convenient urban living, Downtown Tacoma offers a unique blend of culture, entertainment, and amenities.

Home to a mix of historic buildings, modern condominiums, and trendy lofts, Downtown Tacoma provides a variety of housing options to suit different preferences and lifestyles. Whether you're looking for a cozy studio apartment or a spacious loft with panoramic city views, you'll find the perfect home in this dynamic neighborhood.

One of the standout features of Downtown Tacoma is the availability of homes with FHA terms. This means that buyers have the opportunity to secure financing through the Federal Housing Administration, making homeownership more accessible and affordable. Whether you're a first-time homebuyer or looking to invest in real estate, FHA terms can help you achieve your homeownership goals in Downtown Tacoma.

With its central location, proximity to dining and shopping options, and easy access to public transportation, Downtown Tacoma is a highly sought-after neighborhood for those seeking a convenient and vibrant urban lifestyle. Explore the unique charm and endless possibilities that Downtown Tacoma has to offer, and find your dream home in this thriving community.

Newest Downtown Tacoma Homes with FHA Terms

$499,999
1 Beds ⋅ 2 Baths ⋅ 2570455 MLS ⋅ ACTIVE Status
Luxury living at an exceptional price. Unit 704 is offered BELOW the current tax-assessed value, creating a rare opportunity to own a beautifully maintained residence at 505 Broadway for an outstanding value. If you’ve been waiting for the right opportunity to own downtown luxury, this is one you won’t want to miss! This spacious residence offers timeless craftsmanship, elevated amenities, and a thoughtfully designed floor plan featuring a generous primary suite, versatile den, and open-concept living and dining areas. High ceilings, rich hardwood floors, and elegant architectural details create a sophisticated yet comfortable atmosphere, while the inviting living room features a cozy gas fireplace. The well-appointed kitchen includes slab granite countertops, stainless steel appliances, a NEW double oven, wine refrigerator, perfect for everyday living or entertaining. The amenities at 505 Broadway are exceptional. Enjoy the stunning Sky Lounge with panoramic views toward Commencement Bay and Mt. Rainier, fitness center, hobby/game room, secure parking, and additional storage. A particularly valuable amenity is the private one-bedroom, one-bath guest suite, available for reservation for visiting family and friends for up to six nights. Located in the heart of downtown Tacoma, you’re just steps from restaurants, theaters, shopping, waterfront attractions, light rail, and major freeways.

505 Broadway Unit #704, Tacoma

Listing courtesy of Keller Williams Rty Tacoma.

$325,000
1 Beds ⋅ 2 Baths ⋅ 2567776 MLS ⋅ ACTIVE Status
Welcome to the Picasso at the Galleria Condominiums! Located in "New Tacoma" with new restaurants, breweries, pickleball, shopping, and nightlife. Contemporary design with sunlight throughout including floor to ceiling windows, vaulted ceilings, exposed wood beams and fantastic views of the Mt Rainier and the Tacoma Dome! Oversized 1 bedroom, 1.5 bath with 5-piece bath off the master. Granite countertops, hardwood floors, new carpeting, and ceramic tile bath. 2 car garage with private entry into the unit. Easy access to Downtown Tacoma, 1-5, Light Rail & the Sounder! HOA covers water & sewer. Must see!

2520 Jefferson Avenue Unit #L, Tacoma

Listing courtesy of MLS4owners.com.

$430,000
2 Beds ⋅ 2 Baths ⋅ 2562078 MLS ⋅ ACTIVE Status
STUNNING upgraded 2-bed/2-bath condo at Marcato in downtown Tacoma! Near restaurants, shops & Link light rail. Modern, secure building offers the perfect mix of style & convenience. Bright, open living space filled with natural light from large windows and private balcony with courtyard view. Sonos sound system w/in wall speakers throughout condo-operated by phone or computer, Oak hardwood floors and radiant heat add warmth! Spacious kitchen includes sleek marble countertops, all appliances, ample cabinetry, new Sink & faucet- Chef Work Station, breakfast bar w/adjoining dining area. Office with French Doors! Separate storage unit, secure garage parking with two spaces, plus amenities: private theater, fitness center, game room & courtyard.

1501 Tacoma Avenue S Unit #212, Tacoma

Listing courtesy of Redfin.

$350,000
1 Beds ⋅ 1 Baths ⋅ 2561906 MLS ⋅ ACTIVE Status
This is one very cool, urban condo that you definitely want to see...and own! Perfectly sweet and petite, the premier place to call home. Massive wall-to-wall windows in the living room and super-sized bedroom frame the dynamic city views. The covered deck has a trex-like surface, extending the entire width of the home. Create your own garden-like outdoor retreat with abundant plants and container gardening. Low-maintenance plank flooring throughout the home. Solid concrete and steel construction equates to maximum interior quiet living. This ideal location in downtown Tacoma, along the Thea Foss Waterway, means you are minutes from great recreation, dining, world-class art museums, eclectic boutique shopping, entertainment, and so much more. You deserve to make this your new home.

1515 Dock Street Unit #202, Tacoma

Listing courtesy of Great West Real Estate.

$950,000
2 Beds ⋅ 3 Baths ⋅ 2558825 MLS ⋅ ACTIVE Status
Esplanade Luxury Penthouse Living with Breathtaking Views: this is what you deserve. Experience ultimate urban refinement in this sleek two-bedroom, two and a half bathroom high-rise penthouse. Perched on the top floor, wall-to-wall windows flood the entire home with natural light while framing panoramic views of the city skyline, Thea Foss Waterway, the marina below. The open-concept layout features a gourmet kitchen complete with premium stainless steel appliances, granite countertops, abundant cabinet and counter space plus a breakfast bar island perfect for hosting. Unwind in the spacious primary suite boasting a spa-like bathroom and a generous walk-in closet. The bonus room is ideal for your home office, or transform it into an entertainment center. Step out onto your private balcony that runs the entire length of your home. This is where you will enjoy your morning coffee or evening sunsets. There is plenty of warm summer weather ahead for your guests to join you here, admiring the sweeping cityscape and saying "wow" over and over! You will appreciate the solid concrete and steel construction, providing a superb level of quiet indoor living. Situated in the heart of downtown Tacoma, you are just steps from premium dining, shopping, entertainment and transit. Enjoy low-maintenance, lock-and-leave living at its absolute finest. Schedule your tour today before this sky gem is gone!

1515 Dock Street Unit #908, Tacoma

Listing courtesy of Great West Real Estate.

$975,000
2 Beds ⋅ 2 Baths ⋅ 2554778 MLS ⋅ ACTIVE Status
Spectacular one-of-a-kind Corner Penthouse in the most sought-after bldg in the heart of the historic theatre district: The Roberson. Soaring 20 ft floor-to-ceiling windows w/ Mtn/Sound/City/Bay views from every room + 4 balconies! Identical double primary suites on 2 levels featuring luxurious double vanity en-suites, walk-in closets, heated flooring. 2 built-in libraries/wine rm + view loft/den. New HW htr & elegant craftsmanship thru-out. Walker’s paradise for theaters, galleries + 18 restaurants w/in 2 blocks. Secure bldg. Gated garage w/ 2 parking spaces & 17 EV charging stations. Wireless owner’s lounge, exercise room & Tuscan-styled courtyard. HOA covers water/sewer/garbage/gas. Walk score of 98. New owner never moved in due to health concerns. Solid HOA.

708 Market Street Unit #705, Tacoma

Listing courtesy of John L. Scott, Inc..

$1,425,000
2546564 MLS ⋅ ACTIVE Status
Fully occupied, freshly upgraded, and sitting on a path of undeniable growth. The unit mix is exactly what tenants want: two spacious 3-bed/1-bath units and two 1-bed/1-bath units, each with covered porches, hardwood and fir floors, original built-ins, and gas forced air heat. Two units feature updated kitchens with stainless appliances and newer cabinetry.The heavy lifting is already done. A new water supply line, all-new supply plumbing, new sewer line, two new 80-gallon water heaters, and new furnaces mean a new owner steps into a mechanically sound asset with minimal deferred maintenance and maximum peace of mind.A five-bay garage off the alley represents untapped monthly income sitting largely uncaptured in the current rent roll, a straightforward path to pushing NOI higher without touching a single unit. Fully fenced backyard, unfinished basement with shared laundry, open storage, and four individual storage units round it out.Easy access to Tacoma's new light rail, Wright Park, and the medical center puts this property directly in the path of the city's most significant growth corridor. Proven tenancy. Turnkey systems.

315 N L Street, Tacoma

Listing courtesy of COMPASS.

$299,999
1 Beds ⋅ 1 Baths ⋅ 2542222 MLS ⋅ ACTIVE Status
Beautifully updated 1-bedroom, 1-bath condo in the heart of downtown Tacoma! This 3rd-floor unit features a fully renovated kitchen and bathroom, full-size stacked washer/dryer, and secure storage. Enjoy building amenities including a clubhouse, game room, theater room, fitness center, and gated parking. Conveniently located near UW Tacoma, I-5, JBLM, coffee shops, restaurants, nightlife, museums, and the waterfront. A great option for those looking for low-maintenance city living! Purchase subject to short sale approval, and is VA Assumable!

1501 Tacoma Avenue S Unit #311, Tacoma

Listing courtesy of Operation Red Dot.

$489,995
2 Beds ⋅ 2 Baths ⋅ 2531969 MLS ⋅ ACTIVE Status
Reverie at Mercato, one of downtown Tacoma’s premier condominium communities, ideally located in the heart of vibrant New Tacoma. This beautifully updated 2-bedroom + den, 2-bath residence offers an exceptional blend of style, comfort, and walkable urban living. Freshly refreshed with updated flooring, paint, and modern finishes, the open-concept design is filled with natural light from expansive windows overlooking the beautifully landscaped courtyard below. Well-appointed kitchen features rich cabinetry, granite countertops, stainless steel appliances, abundant storage, and a generous breakfast bar that opens seamlessly to the dining and living areas. The spacious primary suite includes a walk-in closet and private ensuite bath, while the second bedroom and dedicated den provide flexible space for guests, a home office, fitness room. Morning coffee or evening relaxation on your private balcony overlooking the peaceful courtyard. Residents enjoy secure access, underground parking with three (3) parking spaces, private storage, a fitness center, theater, community kitchen, and beautifully maintained outdoor gathering spaces with BBQ areas. With an outstanding Walk Score, you're just steps from Tacoma’s best restaurants, coffee shops, museums, theaters, UWT, the waterfront, Link light rail, and countless entertainment options. Experience the convenience of low-maintenance living without sacrificing space, amenities, or location. This is downtown Tacoma living at its finest.

1501 Tacoma Avenue S Unit #312, Tacoma

Listing courtesy of Real Broker LLC.

$475,000
2 Beds ⋅ 2 Baths ⋅ 2518868 MLS ⋅ ACTIVE Status
Unmatched views & unbeatable location define this 3rd-floor Tacoma condo. Wake up to glowing sunrises over Mt. Rainier, Commencement Bay, the City of Tacoma & Puget Sound, with boats gliding by and wildlife soaring. All from your living room, dining area, and private covered deck. This light-filled home features a bright, updated kitchen with white cabinetry, generous prep space, an eating bar, and room for creative collaboration. A built-in desk area adds flexibility so your secondary bedroom can remain a true guest room, or function as a den or library. The king-sized primary suite offers an updated ensuite bath and walk-in closet, while the additional full bath has been tastefully updated as well. Easy-care laminate floors run throughout for a clean, modern feel. The large laundry room has storage and an extra refrigerator too. Enjoy the convenience and security of a well-maintained building with a gated parking garage, storage, lobby entry, and elevator access. This unit stands out with Two Coveted Assigned Parking Spaces. Just steps to McMenamins, the Theater District, Grand Cinema, dining, waterfront, Stadium Thriftway, Tacoma's Thursday Farmer's Market, and all the charm of the Stadium District. With the light rail nearby, commuting is effortless. This is Pacific Northwest living at its finest with one of Tacoma’s most coveted views.

525 Broadway Unit #308, Tacoma

Listing courtesy of Keller Williams Realty.

$345,000
1 Beds ⋅ 1 Baths ⋅ 2497598 MLS ⋅ ACTIVE Status
Experience the ultimate urban lifestyle in the iconic Perkins Building, a 1907 historic landmark that remains a cornerstone of the Tacoma skyline. This residence offers a seamless fusion of turn-of-the-century character and modern updates. Inside, the industrial-style space features soaring vaulted ceilings, exposed brick, and a bright palette that enhances natural light. The renovated kitchen is the heart of the home with crisp cabinetry, quality finishes, and surfaces that complement the loft aesthetic. Expansive north-facing windows showcase views of the Foss Waterway and the 11th Street Bridge. Residents enjoy amenities including a fitness center, glass-capped atrium, and rooftop deck with sweeping views of the Cascades, Olympics, Commencement Bay, and Mt. Rainier. Ideally located in downtown Tacoma, you're steps from dining, breweries, museums, and waterfront trails, with light rail access to the Dome bus hub and freeway entrance within a block. Secure entry and dedicated storage included. A rare opportunity to own a piece of Tacoma history with modern comfort.

1101 A Street Unit #602, Tacoma

Listing courtesy of Redfin.

$650,000
2 Beds ⋅ 2 Baths ⋅ 2496380 MLS ⋅ ACTIVE Status
Perfectly positioned along the water’s edge in the prestigious Esplanade Building on The Thea Foss Waterway, this nearly 2,000 sq ft corner unit residence showcases stunning city views from not one, but two covered patios. Enjoy front-row access to the waterfront lifestyle while taking in the vibrant energy of Downtown Tacoma right from home. Inside, the expansive open-concept design was made for both elevated entertaining and everyday comfort. The oversized living and dining areas flow seamlessly, while the thoughtfully designed kitchen anchors the space at the heart of the home. Offering 2 spacious bedrooms plus a dedicated office, this layout lives more like a single-family home than a condo. Retreat to your primary suite oasis — generous in scale with a massive walk-in closet and room to truly unwind. Enjoy resort-style amenities including a fitness center and clubhouse, along with two secured parking spaces and a storage unit. The well-managed HOA offers strong reserves, no special assessments, no rental cap & is FHA/VA/Conventional loan approved. Step outside to the waterfront, marina access, cafes, museums, hospitals, & DT Tacoma just moments away. This is more than a home — it’s a lifestyle. Mortgage savings may be available for buyers of this listing.

1515 Dock Street Unit #204, Tacoma

Listing courtesy of Redfin.

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