Cottage Lake Homes with FHA Terms

Cottage Lake Homes with FHA Terms

Welcome to Cottage Lake, a charming community nestled in the beautiful region of King County, Washington. This picturesque neighborhood offers a serene escape from the hustle and bustle of city life while still being conveniently located in the US state of WA.

Cottage Lake is known for its tranquil surroundings, with lush greenery and a peaceful lake that adds to the area's natural beauty. The homes in Cottage Lake are not only aesthetically pleasing but also offer the convenience of FHA terms, making it easier for potential buyers to secure their dream home in this idyllic location.

Whether you're looking for a cozy cottage or a spacious family home, Cottage Lake has a variety of real estate options to suit your needs. From modern amenities to stunning views, the homes in this subdivision are designed to provide comfort and style for residents.

Living in Cottage Lake means enjoying a close-knit community atmosphere, with neighbors who quickly become friends. The area is also known for its top-rated schools, making it an ideal place for families looking to settle down.

Experience the best of both worlds in Cottage Lake – a peaceful retreat with easy access to urban conveniences. Don't miss the opportunity to make Cottage Lake your new home sweet home with FHA terms that make homeownership a reality.

Newest Cottage Lake Homes with FHA Terms

$1,298,750
4 Beds ⋅ 2 Baths ⋅ 2568070 MLS ⋅ ACTIVE Status
Welcome to this beautifully remodeled home tucked away in the peaceful Cottage Lake neighborhood. Situated on a private, level, shy-acre lot, this inviting home offers 4 bedrooms, 2 baths, and a versatile den or home office. Thoughtful updates throughout include a fully remodeled kitchen with stainless steel appliances, an induction range, stylish quartz countertops, and an oversized skylight that fills the space with natural light. Additional improvements include new LVP flooring, fresh paint, and updated lighting. The primary suite features two closets and a private en suite bath. Step outside to enjoy the quiet surroundings, a Trex front deck, and a spacious new back patio with plenty of room for grilling and outdoor dining. A full garden, chicken coop, and huge, flat backyard provide an ideal setting for entertaining, recreation, and gatherings. A newer roof and oversized two-car Air Conditioned garage with generous storage + potential workshop space complete this peaceful Cottage Lake retreat

19411 NE 159th Street, Woodinville

Listing courtesy of James & Associates R.E. Inc..

$1,350,000
3 Beds ⋅ 3 Baths ⋅ 2566546 MLS ⋅ ACTIVE Status
Extensively remodeled 2,520 sq ft, 2-story Cottage Lake home with 3 bdrms, 2.75 baths, central AC, plus a large main-level flex room (potential 4th bdrm) that's all on a private, sunlit 0.82-acre lot with no HOA! A sleek LED chandelier and durable laminate flooring compliment the dramatic two-story foyer. Vaulted ceilings, an electric fireplace console, & lush views anchor the formal living area. The adjacent dining room showcases another contemporary light fixture. The renovated kitchen features new cherry cabinetry, quartz countertops, a double-oven gas range, a new fridge, pull-out faucet, reach-in pantry, a casual dining area & custom hutch. The family room delivers a sophisticated new gas fireplace & surround, along with a wet bar that includes a beverage fridge, quartz counters & custom storage! The main floor flex room sits beside a full bath & adjacent closets, making it an ideal guest suite or media room. Laundry/mudroom has a newer full-sized W/D and outdoor access. Upstairs, the expansive Primary suite features custom closet cabinetry, luxurious 3/4 bath with a quartz-topped vanity & rainfall shower panel. Two additional bedrooms share another brilliantly updated full bath. Durable composite front & backyard decks are perfect for taking in spectacular sunsets! Oversized 2-car garage with loft storage. New roof. Pre-inspected. Includes a 1-year home warranty. Located in Northshore SD & just minutes from Cottage Lake park, local amenities & Woodinville Wine Country!

16312 194th Avenue NE, Woodinville

Listing courtesy of The Cascade Team.

$799,000
3 Beds ⋅ 2 Baths ⋅ 2564678 MLS ⋅ ACTIVE Status
Thoughtfully updated over the past decade, this inviting 3-bedroom, 1.5-bath south-facing rambler blends modern comfort with effortless Northwest living. Nestled on a private Cottage Lake lot, the open-concept floor plan features oak hardwood floors, a cozy gas fireplace, oversized windows, a skylight that fills the home with natural light, and a primary bedroom with its own private ½ bath. The beautifully remodeled kitchen is the heart of the home, featuring quartz countertops, a large island, stainless steel appliances, abundant cabinetry, and seamless flow into the living and dining areas. Just beyond, the expansive covered patio creates a true outdoor living space for relaxing, dining, and entertaining year-round. The fully fenced backyard offers room for pets, play, gardening, and RV parking, complete with mature evergreens and a storage shed. Mini-split heating & air conditioning, a finished 2-car garage with laundry and epoxy floors, and a convenient location near Cottage Lake, parks, shopping, Woodinville wine country, and within the highly regarded Northshore School District complete this move-in-ready home. Seller-provided home & septic inspection reports available upon request.

19704 NE 158th Street, Woodinville

Listing courtesy of Windermere RE North, Inc..

$1,500,000
4 Beds ⋅ 4 Baths ⋅ 2564342 MLS ⋅ ACTIVE Status
Tucked away on a private, tree-lined lot in a quiet neighborhood, this beautifully maintained home offers the perfect blend of comfort, privacy, and versatility. Vaulted ceilings with skylights, oak hardwood floors, and sun filled great room create warm, inviting living spaces. The chef's kitchen features custom cherry soft-close cabinetry, premium Wolf appliances and pantry for all your cooking needs. Upstairs you will find the spacious primary suite which includes California closets and 3 other bedrooms, the 4th bedroom so large it is currently used as the bonus room. The expansive refinished deck offers both sunny and shaded areas for effortless entertaining, overlooking a level, park-like yard perfect for games and gatherings. Heated shop with a 1/2 bath, oversized garage storage, RV/boat parking, HotSpring spa, A/C, generator wiring, and abundant storage throughout. Minutes to Cottage Lake Park, wineries, trails, and award-winning Northshore schools. This is definitely a place you will want to call home!

18202 NE 191st Street, Woodinville

Listing courtesy of John L. Scott Woodinville.

$1,614,000
3 Beds ⋅ 3 Baths ⋅ 2565311 MLS ⋅ ACTIVE Status
Welcome home to the highly sought-after Brook Trails Estates, where timeless Cape Cod charm meets an exceptional setting. Situated on a sun-drenched, private and flat corner lot just shy of an acre, this beautiful property is surrounded by mature trees and abundant space for gardening, entertaining, outdoor recreation, and RV parking and $130K in improvements. Designed for comfortable everyday living, three spacious bedrooms upstairs plus a main-level den with French doors and closet, ideal as a home office or easily converted into a 4th bedroom. The light-filled living room showcases floor-to-ceiling built-ins, cozy fireplace, and beautifully refinished hardwood floors that flow throughout the main living areas. The open-concept floor plan is enhanced by a sunlit atrium and inviting family room with a second fireplace, seamlessly opening to a brand-new paver patio and private backyard retreat. The spacious primary suite offers a peaceful escape with a soaking tub and walk-in closet. Recent updates provide peace of mind, including a new HVAC system, new Attic & Crawl Space insulation, new water line, newer roof, gutter guards, refinished hardwood floors, and a new front-to-back paver walkway & patio. A quiet neighborhood street, and award-winning Northshore Schools. Enjoy direct access to the community's 19 scenic walking, running, and bicycling trails. This is the perfect blend of privacy, space, and convenience, an exceptional opportunity to call Brook Trails Estates home.

14520 186th Place NE, Woodinville

Listing courtesy of COMPASS.

$1,600,000
4 Beds ⋅ 3 Baths ⋅ 2565404 MLS ⋅ ACTIVE Status
Nestled in the highly sought-after Aspenwood, this beautifully maintained home offers the perfect blend of privacy, comfort, and timeless design. Set on a serene lot backing to protected natural space, the home welcomes you with soaring ceilings, abundant natural light, and spacious living areas designed for both everyday living and entertaining. The thoughtfully designed floor plan features a dedicated office, formal and informal gathering spaces, and a spacious primary retreat complete with a luxurious five-piece bath and oversized walk-in closet. The oversized three-car garage offers generous storage and impressive ceiling height, providing exceptional flexibility for vehicles, hobbies, or a workshop. A major value-added improvement is the new NuWater BNR aerobic treatment septic system, delivering modern efficiency and long-term peace of mind. Located in one of Woodinville's most desirable neighborhoods, this home combines privacy, quality, and convenience in an exceptional setting.

19710 222nd Avenue NE, Woodinville

Listing courtesy of John L. Scott Woodinville.

$1,199,950
4 Beds ⋅ 3 Baths ⋅ 2564092 MLS ⋅ ACTIVE Status
Some homes are located on English Hill. Others truly embody the lifestyle that has made this treasured community one of Redmond's most sought-after neighborhoods! Surrounded by lush evergreens while nestled in a quiet cul-de-sac in the highly desirable Amberley community. This beautifully maintained home offers the perfect balance of comfort and natural beauty where timeless appeal meets modern Northwest living. Designed for both everyday living and entertaining. Graced by soaring ceilings, gleaming oak hardwoods, stone accents and French windows filled with natural light creating a warm and inviting atmosphere throughout the main living spaces. A cozy wood-burning fireplace anchors the living room, an ideal place to gather and relax in the evenings. Delightful kitchen complemented by granite slab counters, ample cabinetry and charming garden window that overlooks the backyard. Recent updates include New Carpet, Remodeled Bathrooms and New Gas Furnace. Outdoor living truly shines with two expansive Ironwood decks and patio that feel like your own private oasis. Parklike setting colorful grounds make a serene backdrop that offer endless opportunities for Summer barbecues, gardening, recreation or relaxation. Exceptional location provides a peaceful retreat while remaining within minutes from Redmond's thriving tech corridor and Woodinville's Wine Country. Close proximity to Award Winning Northshore schools, shopping, dining, community park, walking trails, 1-405 & SR 520.

13708 175th Ct NE, Redmond

Listing courtesy of Real Broker LLC.

$845,810
3 Beds ⋅ 1 Baths ⋅ 2561388 MLS ⋅ ACTIVE Status
Welcome to Cottage Lake, a quiet community where neighbors still look out for one another. Positioned on a sunny, south-facing 9,766 sq ft corner lot, this fully renovated 3-bedroom rambler delivers 1,290 sq ft of smart, single-level living. Step inside to find a thoughtfully updated interior featuring premium LVP flooring throughout. The brand-new kitchen is a true focal point, boasting crisp white cabinetry with soft close drawers, bright quartz counters, and a modern stainless island vent hood all flowing naturally into the adjacent eating space. The inviting bonus room, anchored by a cozy fireplace, provides an ideal gathering space, with a convenient laundry closet tucked just out of the way. Down the hall, the primary bedroom offers direct access to a beautifully refreshed bathroom, which shines with timeless marble-look tile surround with niche. Two spacious bedrooms with large closets await you, as well. Outside, the expansive, private yard offers plenty of room to breathe. The fully fenced back yard features a patio and offers a perfect blank canvas ready for your landscaping vision. Practicality meets space with a 440 sq ft 2-car garage plus an additional carport for vehicles or projects. You are getting the best of both worlds here: a quiet, setting that is incredibly convenient to Woodinville's renowned wine country, local parks, & Eastside Tech centers. In the highly coveted Northshore School District. A solid, turnkey home ready for you to make your own.

17448 NE 156th Street, Woodinville

Listing courtesy of Real Broker LLC.

$1,986,500
4 Beds ⋅ 3 Baths ⋅ 2563842 MLS ⋅ ACTIVE Status
Set in coveted Dobbins Run on Hollywood Hill, this move-in-ready home offers the rare combination of an expansive, level homesite, soaring interior volume, and exceptional Eastside convenience. A grand entry and dramatic ceilings create an airy sense of scale, while oversized windows bring in beautiful natural light throughout. Thoughtful updates—including remodeled baths, fresh paint, new carpet, all-new switches and outlets, and a new media room—make daily living effortless. Outside, the park-like setting offers privacy, quiet, and room to play, garden, or simply enjoy the peaceful surroundings. Tucked among miles of nearby trails and just moments from Woodinville Wine Country’s Hollywood District, downtown Woodinville, Totem Lake, and the Willows Road corridor, this is country-style living without sacrificing connection.

14823 164th Place NE, Woodinville

Listing courtesy of Real Estate Collection.

$1,195,000
3 Beds ⋅ 2 Baths ⋅ 2557906 MLS ⋅ ACTIVE Status
Peaceful, private, and just minutes from everything Woodinville has to offer! Nestled on a beautifully spacious lot surrounded by trees and nature, this inviting home offers comfort, charm, and thoughtful updates throughout—all just 10 minutes from downtown Woodinville. Bright and welcoming living spaces feature hardwood flooring, updated kitchen and baths, a spacious family room, and formal living and dining areas. The updated kitchen showcases granite countertops and stainless steel appliances. Step outside to your own backyard oasis featuring a generous deck and serene natural surroundings—perfect for entertaining or simply relaxing. Additional features include forced-air heat, skylights, abundant natural light, RV parking, and no HOA. With room for guests, animals, and all your toys, enjoy the best of urban-rural living—peacefully tucked away, yet close to everything. Welcome home to your Woodinville oasis. See next door lot for sale MLS 2523010.

18815 176th Avenue NE, Woodinville

Listing courtesy of KW Everett.

$1,560,000
3 Beds ⋅ 3 Baths ⋅ 2557870 MLS ⋅ ACTIVE Status
Nestled on a beautifully landscaped private lot at the end of a quiet cul-de-sac in the highly sought-after Saybrook community, this meticulously maintained Buchan home blends timeless elegance with modern comfort. A thoughtfully designed floor plan filled with abundant natural light creates warm, inviting spaces perfect for both everyday living and entertaining. The spacious kitchen flows seamlessly into the family room, while a dedicated main-floor office provides the ideal space for working from home or studying. Upstairs, the private primary suite offers a peaceful retreat, complemented by two additional spacious bedrooms and a large bonus room that provides flexibility for a media room, playroom, home gym, or guest space. Recent updates include fresh paint on the deck and interior and exterior areas, new gutters, and other thoughtful improvements that enhance the home's move-in-ready appeal. Step outside to a beautifully refreshed backyard featuring mature landscaping, offering exceptional privacy and the perfect setting for relaxing, entertaining, or gardening. Ideally located just minutes from parks, Woodinville's renowned wineries, shopping, dining, and downtown amenities, with convenient access to major commuting routes and the highly acclaimed Northshore School District. Pre inspected and includes a one year home warranty. Welcome home!

22413 NE 159th Street, Woodinville

Listing courtesy of eXp Realty.

$895,000
3 Beds ⋅ 2 Baths ⋅ 2557335 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained, move-in-ready rambler nestled in the peaceful Cottage Lake community. Situated on a spacious lot at the end of a quiet cul-de-sac, this home offers the perfect combination of privacy, comfort, and everyday convenience. Fresh interior paint and brand-new carpet create a bright, inviting atmosphere, while nearly $100,000 in recent improvements—including a new roof, septic system, electrical panel, chimney rebuild, plumbing updates, and much more—provide the confidence and peace of mind that come with truly solid bones. The flexible floor plan offers space to fit your lifestyle, highlighted by a generous rec room that's ready to become a media room, home office, gym, playroom, or guest retreat. Outside, the large yard provides plenty of room to entertain, garden, or simply enjoy the tranquility of the Pacific Northwest, with the added convenience of a new storage shed and EV charging. Located just minutes from Woodinville Wine Country, Cottage Lake, parks, trails, shopping, dining, and major Eastside employment centers, you'll enjoy the best of both worlds—a quiet neighborhood setting with easy access to everything you need. Thoughtfully updated, exceptionally maintained, and truly move-in ready, this is a rare opportunity to enjoy worry-free living in one of Woodinville's most desirable locations at an exceptional value.

15515 184th Place NE, Woodinville

Listing courtesy of Keller Williams North Seattle.

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