Columbia City Homes with FHA Terms

Columbia City Homes with FHA Terms

Welcome to Columbia City, a vibrant neighborhood located in Seattle, Washington. Known for its diverse community, rich history, and bustling commercial district, Columbia City offers a unique blend of urban convenience and small-town charm.

Situated in King County, Columbia City is a popular choice for homebuyers looking to settle down in a lively and welcoming community. The neighborhood boasts a mix of historic homes, modern townhouses, and cozy apartments, providing options for every lifestyle.

One of the standout features of Columbia City is its accessibility to FHA financing options, making homeownership more attainable for many buyers. With Homes with FHA Terms available, prospective residents can take advantage of favorable loan terms and low down payment requirements, making the dream of owning a home in this desirable neighborhood a reality.

Whether you're strolling down Rainier Avenue South, exploring the local shops and eateries, or enjoying the vibrant arts and cultural scene, Columbia City has something for everyone. With easy access to public transportation, parks, and community events, living in Columbia City offers the perfect blend of convenience and community spirit.

Experience the best of Seattle living in Columbia City, where historic charm meets modern amenities, and neighbors become friends. Come discover all that this dynamic neighborhood has to offer and find your perfect place to call home.

Newest Columbia City Homes with FHA Terms

$810,000
3 Beds ⋅ 3 Baths ⋅ 2550072 MLS ⋅ ACTIVE Status
Tucked into a quiet community in Columbia City, this 3-bedroom, 2.75-bath home offers light, layout, and location — all with no HOA. Built in 2017 with an open-concept design, this wide townhome lives larger than expected, with bright, versatile spaces that are easy to settle into. Expansive windows fill the main living area with natural light and frame a peaceful view over the adjacent greenbelt, while tall ceilings give a sense of openness rarely found at this size. The open kitchen features a large island, high-end Bosch appliances, and generous countertops, flowing easily into the living and dining areas — ideal for quiet mornings or hosting friends. The daylight lower level is another standout, with high ceilings, natural light, patio, bedroom, and bath. The top level features 2 bedrooms, 2 bathrooms, and a walk-in closet keeps the primary suite organized. Year-round comfort includes a ductless mini-split A/C and heat system and tankless water heater, while bamboo, cork, and ceramic tile flooring add warmth throughout. Dedicated parking is in back, with additional street parking available — no permit needed. Just blocks from Geraldine's Counter, the farmers market, Columbia City's shops, restaurants, and light rail, this home offers easy access to downtown while still feeling private and quiet in one of Seattle's most loved neighborhoods. Bright, spacious, and well located, this is a Columbia City home that rarely comes along.

5179 42nd Avenue S, Seattle

Listing courtesy of Rain Town Realty + JPAR.

$2,500,000
2544198 MLS ⋅ ACTIVE Status
Prime Columbia City LR3 (M) Site — Fully Rented Income Property Outstanding investment opportunity along the MLK transit corridor. This LR3 RC (M)-zoned property sits just blocks from the Columbia City Light Rail Station and is fully rented, providing immediate income while offering strong long-term redevelopment potential. The site features gentle topography, solid solar exposure, and frontage along a major arterial with full sidewalks and light rail transit access. 5 minutes walk Surrounded by single-family, townhome, and multifamily developments, this location supports a wide range of future residential uses. Perfect for investors seeking cash flow now with development upside later in one of Seattle’s fastest-growing urban villages.

5050 MARTIN LUTHER KING JR WAY S, Seattle

Listing courtesy of Skyline Properties, Inc..

$799,000
3 Beds ⋅ 3 Baths ⋅ 2547959 MLS ⋅ ACTIVE Status
The Magnificent Seven! Brand New Standalone Homes in Columbia City. No shared walls. Not Condos. Smart design, privacy, and a location that delivers. This collection of 7 new construction homes offers a rare opportunity to own a detached modern home in one of Seattle’s most sought-after neighborhoods. Thoughtfully designed for real life, these homes blend quality craftsmanship, efficient layouts, and stylish finishes with the comfort of single-family living in the city. Choose from 2-bedroom and 3-bedroom floor plans with light-filled interiors, open flow, and design that lives larger than the square footage. Each home includes designated off-street parking, private rooftop decks, patios, custom lighting, professional landscaping, and polished modern finishes. High-efficiency mini-splits provide heat and air conditioning year-round. Enjoy a highly walkable lifestyle near grocery stores, cafés, restaurants, and shops. Head to Lake Washington for paddleboarding or a beach day, explore 300+ acres of trails at Seward Park, visit the Wednesday Columbia City Farmers Market, or stop by PCC Community Markets just down the hill. And when it’s time to get anywhere else, there are a plethora of options, with the Link light rail just 4 blocks away and transit in all directions. Direct access to Downtown Seattle, the airport, Bellevue & beyond. Easy commute. Easy weekend. Easy choice. EV charger ready. 1% Buyer Credit Available for Rate Buydown or Closing Costs w/preferred lender.

4517 35th Avenue S Unit #E, Seattle

Listing courtesy of Windermere R E Mount Baker.

$825,000
4 Beds ⋅ 4 Baths ⋅ 2546634 MLS ⋅ ACTIVE Status
Nestled on a quiet corner lot in sought after Mount Baker, this beautifully updated residence blends generous living spaces with exceptional urban convenience. Offering 3 large bedrooms and 3.5 bathrooms, the home features updated paint and flooring throughout, a spacious open kitchen with walk-in pantry, and a large deck just off the kitchen—perfect for entertaining, dining al fresco, or gathering with friends. Take in downtown views from the upper-level bedroom, enjoy access to a private community garden, and appreciate the comfort of an attached garage and small yard. Just moments from light rail, popular restaurants, shopping, and local amenities, with quick access to downtown Seattle and I-90, this location delivers the best of city living while maintaining a peaceful neighborhood feel. A rare opportunity to enjoy space, convenience, and community in one of Seattle’s most desirable neighborhoods. This townhome community also has it's own pea patch!!

4001 31st Avenue S, Seattle

Listing courtesy of John L Scott RE West Seattle.

$699,000
2 Beds ⋅ 3 Baths ⋅ 2543020 MLS ⋅ ACTIVE Status
NEW PRICE-The Magnificent Seven! New Standalone Homes in Columbia City. 1% Buyer Credit Available for Rate Buydown or Closing Costs w/preferred lender. No shared walls. Not Condos. Smart design, privacy, and a location that delivers. This collection of 7 new construction homes offers a rare opportunity to own a detached modern home in one of Seattle’s most sought-after neighborhoods. Thoughtfully designed for real life, these homes blend quality craftsmanship, efficient layouts, and stylish finishes with the comfort of single-family living in the city. Choose from 2-bedroom and 3-bedroom floor plans with light-filled interiors, open flow, and design that lives larger than the square footage. Each home includes designated off-street parking, private rooftop decks, patios, custom lighting, professional landscaping, and polished modern finishes. High-efficiency mini-splits provide heat and air conditioning year-round. Enjoy a highly walkable lifestyle near grocery stores, cafés, restaurants, and shops. Head to Lake Washington for paddleboarding or a beach day, explore 300+ acres of trails at Seward Park, visit the Wednesday Columbia City Farmers Market, or stop by PCC Community Markets just down the hill. And when it’s time to get anywhere else, there are a plethora of options, with the Link light rail just 4 blocks away and transit in all directions. Direct access to Downtown Seattle, the airport, Bellevue & beyond. Easy commute. Easy weekend. Easy choice. EV charger ready.

4517 35th Avenue S Unit #A, Seattle

Listing courtesy of Windermere R E Mount Baker.

$550,000
3 Beds ⋅ 2 Baths ⋅ 2529452 MLS ⋅ ACTIVE Status
PAYMENT INCENTIVE! Ask about a 1% first-year interest rate buy-down through our preferred lender to lower your monthly payment! Welcome to modern city living in Seattle’s vibrant Columbia City with this stunning townhouse offering the ultimate freedom of NO HOA! The star of the home is the massive, open-concept chef’s kitchen, beautifully designed with premium quartz countertops, stainless steel appliances, and extensive cabinetry providing abundant storage space. The kitchen flows seamlessly into the bright dining and living areas, making it perfect for entertaining. Upstairs, you will find an impressively spacious primary bedroom with plenty of room for a king-size bed and more, plus a secondary bedroom and a flexible lower-level room ideal for a home office or guest suite. Complete with a private one-car garage for stress-free parking and storage, this home is a commuter's dream, located just minutes from the Link Light Rail, I-5, and Columbia City’s lively shops, dining, and entertainment.

2736 S Andover Street, Seattle

Listing courtesy of COMPASS.

$890,000
7 Beds ⋅ 2 Baths ⋅ 2503551 MLS ⋅ ACTIVE Status
Step into this incredible opportunity-filled home in the heart of sought-after Columbia City! This split-level property is packed with potential and is ideal for multigenerational living, featuring a lower level converted into a Mother-In-Law unit with its own private entrance through the backyard—perfect for extended living, rental income, or guest accommodations. The home offers 7 rooms, 2 bathrooms, a covered balcony, ample storage, and sits on a level 6,000 sq. ft. lot with alley access. The lot also presents exciting multi-unit development potential, similar to neighboring properties, making it a fantastic opportunity for both homeowners and investors. For savvy homeowners and investors, the possibilities are limitless—rent the home by the room, house hack by living upstairs while renting out the converted MIL as an Airbnb, mid-term rental, or long-term rental, or lease both the upstairs and downstairs separately to create two streams of passive income. Located in an unbeatable and highly convenient Seattle location, this home is within walking distance to the bus stop, Light Rail, park, library, schools, hospitals, local restaurants, and shops, with easy freeway access and just a 10-minute drive to Downtown Seattle. Don’t miss your chance to own a property with endless possibilities bring your imagination and tool belt and transform this beauty into your next investment property or dream home in one of Seattle’s most desirable neighborhoods.

4560 34th Avenue S, Seattle

Listing courtesy of KW Lake Washington So.

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