Central Business District Homes with Conventional Terms

Central Business District Homes with Conventional Terms

Welcome to the vibrant Central Business District in Bellingham, WA, located in the heart of Whatcom County. This bustling neighborhood is a hub of activity, offering a perfect blend of urban convenience and small-town charm.

Homes in the Central Business District are highly sought after, with a variety of options available on conventional terms. Whether you're looking for a cozy apartment or a spacious townhouse, you'll find the perfect property to call home in this dynamic community.

Living in the Central Business District means having everything you need right at your doorstep. Enjoy a leisurely stroll to local cafes, trendy boutiques, and eclectic restaurants. Explore nearby parks and scenic waterfronts, or take advantage of the vibrant arts and cultural scene that Bellingham has to offer.

With a strong sense of community and a prime location, the Central Business District is the ideal place to live, work, and play. Don't miss out on the opportunity to be a part of this thriving neighborhood – find your dream home here today!

Newest Central Business District Homes with Conventional Terms

$525,000
2 Beds ⋅ 2 Baths ⋅ 2554399 MLS ⋅ ACTIVE Status
Stunning bay view condo in the heart of Bellingham. Stone's throw to local amenities including the Farmers Market, The Gruff, Trackside, Fiamma Pizza and more local favorites! Enjoy endless sunsets from your private patio with access from the living room & primary suite. Spacious 2 bed, 2 bath condo offers 9’ ceilings, crown molding, gas fireplace & elegant hardwood floors. Fresh interior paint gives the home a bright, refreshed feel throughout. Open kitchen includes granite counters, slate tile backsplash, shaker cabinets & stainless-steel appliances. Primary suite features oversized closet & ensuite bath. Second bedroom is ideal for guests or office. In-unit laundry, secured entry, underground parking & pet-friendly community add convenience. Access to trail system leading to Boulevard Park & more. Enjoy the best of Bellingham living.

1015 Railroad Avenue Unit #210, Bellingham

Listing courtesy of Hansen Group Real Estate Inc.

$3,950,000
2552829 MLS ⋅ ACTIVE Status
A rare investment opportunity in the heart of Downtown Bellingham’s Commercial Core, offering two buildings on one of the city’s most walkable blocks just minutes from the Waterfront District, Waypoint Park, and Western Washington University. The buildings feature strong visibility, premium signage exposure, and ground-floor commercial space. Plus, 1215 includes a full basement level ideal for storage, inventory, or back-of-house use. Paved on-site lots plus street parking in front of both buildings add further appeal for tenants and customers alike. Experience flexibility to lease up a diverse tenant mix or explore future redevelopment potential. The property’s Urban Village zoning supports a wide range of income-producing possibilities. This is a great choice for investors seeking scale, flexibility, and long-term upside in one of Bellingham’s most vibrant neighborhoods.

1205 Commercial Street, Bellingham

Listing courtesy of Muljat Group.

$348,000
2 Beds ⋅ 1 Baths ⋅ 2546842 MLS ⋅ ACTIVE Status
Enjoy urban living in this beautifully maintained 2-bedroom, 1-bath condo. Laminate flooring runs throughout the home, creating a clean and cohesive feel. This is an end-unit location provides added privacy. The kitchen features appliances that are just 3 years old, offering modern convenience and peace of mind.This well-kept building includes an elevator, secure entrance, and secure garage parking for ease of mind living. Ideally located in Bellingham, you'll love being within easy walking distance of restaurants, shopping, services, and everyday amenities. Whether you're looking for your first home, a downsizing opportunity, or an investment property, this move-in-ready condo offers an exceptional combination of location, security, and convenience.

1001 N State Street Unit #401, Bellingham

Listing courtesy of Roma Management LLC.

$356,900
1 Beds ⋅ 1 Baths ⋅ 2527787 MLS ⋅ ACTIVE Status
Adorable Morris Square condo in the heart of downtown Bellingham! This light and bright recently painted one bedroom condo features 9' ceilings, crown molding, a spacious kitchen with a brand new range & microwave, newer dishwasher/refrigerator/water heater, granite countertops and backsplash. Spacious living room with corner electric fireplace offers access to the balcony overlooking the atrium space. Large primary bedroom with a walk in closet and ensuite full bathroom. Building/unit includes a secured lobby, an underground/covered parking garage with one reserved spot, gated parking, bike storage & is pet friendly. Elevator access to all floor levels & parking garage. Situated on a pedestrian-only street. Complex has no rental cap! Explore all that downtown Bellingham has to offer including the South Bay Trail to Boulevard Park (one block away), Bellingham Farmer's Market, downtown dining, breweries, coffee shops, & shopping, trails & parks! Don’t miss the chance to own this gem in the heart of Bellingham!

1015 Railroad Avenue Unit #415, Bellingham

Listing courtesy of RE/MAX Gateway.

$200,000
2508467 MLS ⋅ ACTIVE Status
Take advantage of this rare commercial storefront opportunity in the vibrant heart of downtown Bellingham, offering the area’s most affordable path to property ownership. Boasting high traffic counts and exceptional visibility, this location is the perfect chance to stop paying rent and start building equity in the business you’ve always dreamed of. Whether you are launching a new venture or seeking a permanent footprint for an established brand, this high-exposure space puts you right in the center of the action at an unbeatable value.

1031 N State Street Unit #110, Bellingham

Listing courtesy of Den Finder.

$475,000
1 Beds ⋅ 1 Baths ⋅ 2502268 MLS ⋅ ACTIVE Status
Perfect downtown Bellingham location! This top floor unit has panoramic views facing west and south, capturing Bellingham Bay, the San Juan Islands and the new waterfront development.  This one bedroom, one bath unit has elevator access with secured building entry, zero steps to the unit, and a dedicated parking spot in a secure garage with bike storage. The Lobby entrance is on a pedestrian-only street and steps to the Greenways Trail System. Take in nightly sunsets on the deck and explore the best of Bellingham just outside your door—waterfront parks, local restaurants, breweries, and the Saturday Farmer’s Market are all within a block or two.  Perfect for your home base, a rental/investment property or weekend get-away.

1015 Railroad Avenue Unit #512, Bellingham

Listing courtesy of RE/MAX Whatcom County, Inc..

$3,495,000
2484276 MLS ⋅ ACTIVE Status
Downtown Bellingham Class A office building for sale or lease, ready to meet your corporate needs. Previously occupied by DIS which had up to 150 employees during peak operation. The building has a combination of open-floor space and private offices, with each floor providing a unique opportunity for operational separation. Currently designed for a single tenant use, however, a multitenant redesign is possible or mixed use residential over commercial. Upper and lower levels are easily accessed by an elevator or stairs that are situated at front and rear of the building. This location gives employees the opportunity to enjoy restaurants, shopping and entertainment just steps from work with a Walker’s Paradise Score of 97.

1315 Cornwall Avenue, Bellingham

Listing courtesy of Pacific Continental Realty LLC.

$1,200,000
2471342 MLS ⋅ ACTIVE Status
Situated in Bellingham’s Retail Commercial Core, this building is situated next to Peoples Bank on Cornwall Avenue. Current retail use includes a small storefront with the balance of the building set up for retail online sales. The long-term tenant is currently month to month. Before the current use, the building was segregated for two separate retail tenants. Potential value add by creating second floor apartments over the commercial space. Please do not disturb operating business. Appointment required. Seller financing OAC, 20% down, 6% P&I, 25-year amortization, 5-year balloon.

1321 Cornwall Avenue, Bellingham

Listing courtesy of Pacific Continental Realty LLC.

$5,707,862
2470180 MLS ⋅ ACTIVE Status
Turnkey, modern office space in the heart of Downtown. Situated across from the Commercial Street parking garage this location gives employees the opportunity to enjoy restaurants, shopping and entertainment just steps from work. Currently operating as a co-working space, there is a combination of open-floor space and private offices. The building has both street and alley access. This is a great opportunity for an expanding local company or a company relocating from out of town. $30,474 pm net lease in place until 11-2-26 which can be bought out. The building has a connection option to 1331 Commercial Street, a 14,416 sq ft office building, that is also for sale. This connection by sky bridge creates over 34k sq ft of office space. Appointment Required

1323 Commercial Street, Bellingham

Listing courtesy of Pacific Continental Realty LLC.

$4,269,366
2469292 MLS ⋅ ACTIVE Status
Former bank building, situated in Bellingham’s Commercial Core. Open floor plan, multiple private offices, conference rooms, kitchen, and original bank vaults. Fiber, fully sprinkled, elevator, plus 12 parking spaces. Additional parking is available in Commercial Street Parking Garage across the street along with multiple area parking lots. $22,091 pm net lease in place until 11-2-26 which can be bought out. Nearly 35k sq ft of combined office possible by skybridge to 1323 Commercial St., a 19,800 sq ft office building, that is also for sale. Appointment required.

1331 Commercial Street, Bellingham

Listing courtesy of Pacific Continental Realty LLC.

$1,297,241
2468859 MLS ⋅ ACTIVE Status
Situated in Bellingham’s Commercial Core, this turn-key space is perfect for office or retail use. The building was remodeled recently and has a large kitchenette and ADA bathrooms. The main floor is mostly open with some private office space. The mezzanine level in the front has a large conference room that looks out onto Holly St. The mezzanine level at the back has several small offices and some open space. Great window exposure, lots of light, bring your ideas. Located across from Black Sheep and Camber. Excellent owner user opportunity or the investor looking for a long-term hold property. $7,622 pm net lease in place until 11-2-26 which can be bought out. The building does have a connection option at the back of the building to 1313 Commercial Street, a 19,156 sq ft office building, which is also for sale.

204 W Holly Street, Bellingham

Listing courtesy of Pacific Continental Realty LLC.

$5,522,212
2468446 MLS ⋅ ACTIVE Status
Beautifully renovated and turnkey office space in the heart of Downtown. Situated across from the Commercial Street parking garage this location gives employees the opportunity to enjoy restaurants, shopping and entertainment just steps from work. With a combination of open-floor space and private offices, this building is sure to cover all the needs of an evolving business. A large conference room, exercise room, large kitchen and reception fulfill all possible needs. The building has both street and alley access, as well as skylights for lots of natural light. This is a great opportunity for an expanding local company or a company relocating from out of town. $37,512 pm net lease in place until 11-2-26 which can be bought out. Building has a connection option to 204 W Holly, a 4,500 sq ft office/retail building, that is also for sale.

1313 Commercial Street, Bellingham

Listing courtesy of Pacific Continental Realty LLC.

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