Ballard Homes with FHA Terms

Ballard Homes with FHA Terms

Welcome to Ballard, a charming neighborhood located in Seattle, Washington. Known for its unique blend of historic charm and modern amenities, Ballard offers a vibrant community perfect for those looking to experience the best of Seattle living.

Situated in King County, Ballard is a sought-after area for homebuyers looking to settle in a dynamic and diverse neighborhood. With a mix of residential streets, trendy boutiques, cozy cafes, and beautiful parks, Ballard has something for everyone.

If you're considering buying a home in Ballard, you'll be pleased to know that there are options available with FHA terms. This means that you may have access to flexible financing options that can make homeownership more accessible and affordable.

Whether you're drawn to Ballard for its bustling Sunday farmers' market, scenic views of the Puget Sound, or its lively nightlife scene, this neighborhood has a lot to offer. From craftsman-style bungalows to modern condominiums, Ballard features a variety of housing options to suit different preferences and lifestyles.

Don't miss the opportunity to explore the real estate market in Ballard and discover the perfect home for you. With FHA terms available, your dream of owning a home in this vibrant Seattle neighborhood may be closer than you think.

Newest Ballard Homes with FHA Terms

$599,000
2 Beds ⋅ 2 Baths ⋅ 2562564 MLS ⋅ ACTIVE Status
Discover a home that blends modern style with everyday comfort — a spacious and stylish 2-bedroom end unit townhome offering enhanced privacy, serene surroundings, and rooftop views that make every day feel a little more elevated. Step inside and you’re greeted by a warm, welcoming entry that sets the tone for the rest of the home. The main floor features a private bedroom, a full bath, and direct access to a cozy patio, creating an ideal space for guests, roommates, or a quiet home office tucked away from the main living areas. Head upstairs and the home opens up beautifully. The bright, open concept living area is wrapped in walls of windows, filling the space with natural light. Hardwood floors, ductless mini split systems, and a gourmet kitchen with stainless steel appliances. The entire third floor is dedicated to the primary suite, offering a true retreat with a spa like bath and generous closet space. It’s the kind of space that makes mornings feel calm and evenings feel restorative. And then there’s the rooftop deck — a standout feature that expands your living space into the open air. Whether you’re relaxing under the stars, enjoying weekend brunch, or entertaining friends, this large rooftop deck delivers the perfect backdrop. One designated parking space is included. No HOAs and no sewer capacity charges add exceptional value. A home that gives you style, space, and freedom — all in one.

9032 14th Avenue NW Unit #D, Seattle

Listing courtesy of Alchemy Real Estate.

$924,950
3 Beds ⋅ 4 Baths ⋅ 2561569 MLS ⋅ ACTIVE Status
Not your typical townhouse! This spacious design, bathed in bright east-facing natural sunlight, never feels crowded, whether you are entertaining around the kitchen island or lounging on the rooftop deck. Ulta-modern live/work townhome in prime Ballard location. View Mt Ranier or the city from the large rooftop terrace! Top floor has master en-suite with spa-like bath, along with second bed and bath. Second floor features an open layout gourmet kitchen/living/dining with premium fixtures and finishes, large waterfall countertop island. Endless income possibilities for the bright and large ground-level commercial studio with separate entrance, kitchenette & 3/4 bath; So flexible - it could be rented as a business or an apartment, a guest suite, multi-gen living or your grand office. Highly-rated Seattle public schools (Adams Elementary, Whitman Middle, Ballard High - All 8+/10!). 92 Walk Score! 81 Bike Score! Either park in designated driveway parking or convenient street parking available along-side Shell station on 15th.

6747 15th Avenue NW, Seattle

Listing courtesy of Keller Williams North Seattle.

$399,950
1 Beds ⋅ 1 Baths ⋅ 2554056 MLS ⋅ ACTIVE Status
Experience elevated urban living in this light-filled 5th-floor residence at Hjärta—Ballard’s only LEED Silver certified condominium. Built with concrete and steel construction, this spacious 789 sq. ft. home offers exceptional durability, superior sound insulation, and energy efficiency rarely found in traditional wood-frame buildings. The southwest-facing layout fills the home with natural light and features an expansive living area, ideal open concept floor plan with bamboo flooring, cozy fireplace, in-unit washer/dryer, and sliding glass doors on to covered private deck for year round enjoyment. The thoughtfully designed kitchen includes granite countertops, stainless steel appliances, gas range, pantry, and tile finishes, while bathroom is accented with quartz surfaces and modern tile. Hjärta offers outstanding amenities, including a rooftop deck with P-Patch garden and BBQ, an owner’s lounge with pool table, and a fitness center—all designed to enhance everyday living. Built with green materials, low-VOC finishes, and a focus on healthier indoor air quality. Ideally located in the heart of vibrant Ballard, you’re just steps from top dining, shopping, and entertainment. Pet-friendly and investor-friendly with NO rental cap, this home offers exceptional flexibility as a primary residence or investment. HOA dues include water, sewer, gas, and earthquake insurance, providing strong value and peace of mind. Walk Score 97 - Assigned Secured Covered Parking. Welcome Home!

1530 NW Market Street Unit #502, Seattle

Listing courtesy of Emerald Sound Realty.

$1,225,000
3 Beds ⋅ 2 Baths ⋅ 2553448 MLS ⋅ ACTIVE Status
Set in the desirable North Beach/Blue Ridge neighborhood, this beautiful 3-bedroom, 1.5-bath Craftsman captures the timeless charm of Seattle's classic architecture with quintessential Northwest character. Hardwood floors and warm architectural details create an inviting sense of history and refinement. The light-filled kitchen features granite countertops, stainless steel appliances, and a seamless connection to the surrounding living spaces. French doors open to a private outdoor retreat where a beautifully landscaped backyard and entertaining deck provide peaceful spaces for dining, relaxing. The expansive daylight basement with high ceilings offers exceptional flexibility for future possibilities, whether envisioned as a media room, guest suite, or additional living area. A vaulted sunroom loft with exposed beams and a hot tub, showcases beautiful Puget Sound views and opens to a private deck, creating the perfect place to relax and enjoy spectacular sunsets. This distinctive space also serves beautifully as a workout room, reading lounge, or creative retreat. The property features a one-car garage and a rare extended driveway with abundant off-street parking. Just minutes from Golden Gardens, Carkeek Park, Puget Sound beaches, scenic trails, Swansons Nursery, and the Blue Ridge Coffee House. The home also offers the opportunity for private North Beach Club membership with direct beach access, in one of Seattle's most treasured coastal neighborhood.

2342 NW 98th Street, Seattle

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$1,200,000
3 Beds ⋅ 3 Baths ⋅ 2557339 MLS ⋅ ACTIVE Status
Step into elevated living with this impeccably designed home that blends custom construction with modern luxury. You’ll be captivated by sleek interiors, wide-plank White Oak flooring, and an open-concept layout awash in natural light. Gourmet kitchen crafted for the discerning chef with a 9-foot Quartz waterfall island, Fisher and Paykel apps, Hansgrohe fixtures, and custom cabinetry. Each spacious bedroom features custom closet organizers. Upper-level bedrooms are equipped with individual mini splits. The Primary Suite offers a private balcony with beautiful views. Enjoy the warmth of the fireplace, sip morning coffee on the sun-filled balcony, or retreat to the lower-level guest suite/office with access to a covered patio and carport.

8020 17th Avenue NW, Seattle

Listing courtesy of Redfin.

$750,000
3 Beds ⋅ 3 Baths ⋅ 2555504 MLS ⋅ ACTIVE Status
A perfectly positioned home in a beloved location above Golden Gardens where quiet comfort meets pride of ownership. You will appreciate the uncommon and tasteful touches that set this home apart. The sunny main floor greets you with a broad and easy to decorate living room with hardwoods and a private balcony, the first of three outdoor spaces. Tucked between the living room and kitchen is a convenient powder room. The spacious remodeled kitchen has high end appliances and ecofriendly counters. Just off the kitchen and dining area is another private balcony. Enjoy your coffee or tea al fresco with the calming sea breeze. Upstairs are two generous bedrooms, both with vaulted ceilings, and a beautifully remodeled bathroom with a skylight and heated floors. The ground floor has a charming and spacious bedroom, or media room if you prefer, with a thoughtfully remodeled attached bath. Outside is your own private patio and garden. The attached garage keeps you dry and your car clean. Restaurants, shops, grocery stores, and cafes are all nearby with easy access to the heart of Ballard or Greenwood. Take a stroll down to the dog park or to watch the sun set behind the Olympics from the golden sand beach and be soothed by the sounds of the sea.

8504 29th Avenue NW, Seattle

Listing courtesy of Windermere Real Estate Co..

$949,900
2 Beds ⋅ 2 Baths ⋅ 2555150 MLS ⋅ ACTIVE Status
Rarely do charm and ease of ownership coexist. Lucky for you, this Crown Hill home underwent a massive studs-out remodel in 2015-16, delivering rare quality. Living on 2 levels plus a full basement, with a true 2-car garage, this home offers high-end finishes and thoughtful upgrades with top notch materials. The kitchen features Viking appliances, stunning quartz counters, and beautiful, thoughtfully designed cabinetry. The main floor is complemented by a gas fireplace and refinished true hardwood floors throughout the main living areas. The home is situated on three levels. The bright primary suite sits one floor below the main level and is a true retreat, with a spa-like bath featuring a temperature-controlled shower panel and body jets, plus a large walk-in closet! When Seattle gets cool again, wool carpet throughout and heated bathroom floors add that extra warmth. Nearly every major system has been replaced, offering the next owner true peace of mind and easy ownership. The bonus basement features a workbench and dedicated storage, effectively giving you a third functional level with egress. Enjoy a low-maintenance yard, an amazing deck with built-in seating, a gas hookup for the BBQ, and a hot tub! The location can't be beat: blocks to grocery stores such as Met Market, restaurants, and coffee shops, and just a few blocks to many major bus lines. This is a rare chance to own a fully remodeled, high-end home with nothing left to do but move in. Truly not to be missed!

8538 19th Avenue NW, Seattle

Listing courtesy of COMPASS.

$964,000
4 Beds ⋅ 2 Baths ⋅ 2534296 MLS ⋅ ACTIVE Status
First time on the market in decades! Lovingly maintained mid-century brick home in Ballard’s sought-after Loyal Heights neighborhood. Filled with natural light, beautiful original hardwood floors, and timeless character, this inviting residence features an ideal upstairs floor plan with well-appointed living spaces and bedrooms thoughtfully arranged for comfortable everyday living. The flexible lower level offers a bedroom, bathroom, and living area—providing excellent potential for multi-generational living, guest quarters, a home office, or additional recreation space. The possibilities are endless. Enjoy a fully fenced backyard surrounded by lush, established landscaping and an abundance of fruit-bearing trees, creating a private outdoor oasis for relaxing, gardening, and entertaining. Additional highlights include abundant storage, an attached one-car garage, and convenient alley-access driveway parking. Ideally located near highly regarded schools and just minutes from Golden Gardens, Larsen’s Bakery, the Ballard Farmers Market, Trader Joe’s, neighborhood parks, local shops, and cafés—this home offers the perfect blend of classic charm, community, and everyday convenience.

7305 Earl Avenue NW, Seattle

Listing courtesy of Windermere RE West Campus Inc.

$2,750,000
5 Beds ⋅ 4 Baths ⋅ 2549031 MLS ⋅ ACTIVE Status
Gorgeous New Construction in Seattle's coveted North Beach neighborhood from CGP Solutions! Situated on an estate-like expansive lot with partial Sound & Mountain views, this thoughtfully designed home with smart technology blends striking contemporary architecture with exceptional craftsmanship. Dramatic window-wall living room fills the home with natural light and creates seamless indoor-outdoor living. Huge main-floor covered deck, complete with dual overhead heat lamps, is an entertainer's dream for year-round gatherings. Great-room-concept floor plan features spacious center island, custom cabinetry, premium finishes, designer lighting + fireplace, hardwoods, and high-end Thermador appliances with panels. This all just flows effortlessly to outdoor spaces that includes a firepit, an ideal hot tub patio waiting to be discovered & level, grassy play area that provides room for recreation, pets or gardening. Luxurious Primary Suite offers a spa-inspired 5-piece bath with heated floors & walk-in closet. Multiple garages provide flexibility for vehicles, storage, hobbies, or a home gym. Bonus rec rooms on main floor and upper 3rd floor can flex into bedrooms plus home office off great room. Enjoy a premier location close to Golden Gardens, parks, beaches, and convenient access to downtown Seattle, Ballard, and major commuter routes. A rare chance to own a beautifully crafted new home with attention to detail on a compound-like lot in one of Seattle's most desirable areas.

9528 28th Avenue NW, Seattle

Listing courtesy of Windermere RE Magnolia.

$499,900
2 Beds ⋅ 2 Baths ⋅ 2549580 MLS ⋅ ACTIVE Status
Set in one of North Seattle’s most vibrant and connected neighborhoods, this Built Green 4-star residence blends modern design, energy efficiency, and exceptionally smart use of space. Bright open-concept living areas are designed to live larger than the footprint, creating seamless flow for entertaining or relaxing. Stylish finishes include quartz countertops, reclaimed wood accents, LVP flooring, and Energy Star stainless-steel appliances. Private patio extends living outdoors, while built-in storage solutions and solid wood closet shelving maximize functionality throughout. Top-tier Mitsubishi mini-split HVAC, blown-in insulation, LED lighting, and premier Electrolux washer/dryer enhance comfort and efficiency. Third-floor primary suite with private balcony offers peaceful retreat. Off-street parking with EV-ready conduit in place for future charging. Near Ballard, Greenwood, dining, transit, and major employment centers.

1810 NW 85th Street, Seattle

Listing courtesy of Windermere RE Greenwood.

$735,000
3 Beds ⋅ 3 Baths ⋅ 2547764 MLS ⋅ ACTIVE Status
Exceptional mixed use opportunity in the heart of Seattle's coveted Whittier neighborhood. Perfect for entrepreneurs, investors, or anyone seeking a true live/work lifestyle, this one of a kind property offers incredible flexibility and long term potential. The ground floor features a versatile commercial space with ADA access, two separate entrances, and excellent visibility, while a private entrance leads to the residential living area. The second floor offers two spacious bedrooms, a full bath, and a utility closet. Upstairs, the open concept living room and kitchen feature stainless steel appliances, expansive west facing windows, and access to a private deck. The top floor serves as a spacious primary suite or bonus room with an ensuite bath and direct access to a rooftop deck showcasing views of Elliot Bay, and the Olympic Mountains. With no HOA, you'll enjoy maximum flexibility and fewer restrictions. Just moments from downtown Ballard, parks, restaurants, breweries, shopping, and public transit with easy access into the city. Whether you're looking to run a business, generate rental income, or add a unique mixed use property to your portfolio, this opportunity checks all the boxes.

6704 15th Avenue NW, Seattle

Listing courtesy of Windermere R.E. Shoreline.

$1,359,950
3 Beds ⋅ 3 Baths ⋅ 2541830 MLS ⋅ ACTIVE Status
HUGE PRICE REDUCTION! Unbeatable Price & Location! One of a Kind! Highly Desirable Sunset Hill neighborhood, close to all things Ballard! Move-In-Ready! Exquisite contemporary remodel & upgrades, awesome new bath with a magnificent spacious shower. Kitchen offers beautiful oak cabinets, stainless steel appliances & granite countertops. Gleaming oak hardwood floors throughout. 2 bedrooms main level; huge bedroom 2nd level, sitting area & skylights, potential for 2 bedrooms. Updated recessed ceiling lights on all floors. Updated plumbing & electrical. Beautifully finished basement to create your Great Room, Office or other use. Buyer to verify all information. Just a few blocks to the Historic Hiram M. Chittenden Locks. Metro bus just 2 blocks east. Very close to downtown Ballard offering shopping, area restaurants and entertainment, in addition to the popular Farmer's Market. Close to schools, Parks, Recreation, Museums, Shilshole, Golden Gardens, biking, boating and much more! Enjoy a wonderful variety of fruit trees, shrubs & evergreens! Private Backyard Retreat! Huge lot professionally landscaped, beautifully terraced all the way to the alley. Opportunity to build Attached (ADU) and Detached building Units (DADU). Take advantage of stunning views and magnificent sunsets from nearby Shilshole & Sunset Hill Park. Make this lovely home your own! Unlimited Possibilities! A Place to Hang Your Heart! See it today!

3248 NW Market Street, Seattle

Listing courtesy of CENTURY 21 Real Estate Center.

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