pierce County Homes with USDA Loan Terms

pierce County Homes with USDA Loan Terms

Pierce County, located in the state of Washington, is a beautiful area that offers a wonderful quality of life for its residents. Situated in the Pacific Northwest region of the United States, Pierce County is known for its stunning natural landscapes, including the majestic Mount Rainier and the picturesque Puget Sound.

For those looking to purchase a home in Pierce County, there is good news. The county offers homes with USDA loan terms, making it easier for buyers to achieve their dream of homeownership. The USDA loan program is designed to assist low to moderate-income individuals and families in rural areas by providing them with affordable financing options.

With USDA loan terms, homebuyers in Pierce County can enjoy several benefits. These loans offer 100% financing, meaning that no down payment is required. Additionally, USDA loans often have lower interest rates compared to conventional loans, making them an attractive option for buyers. This can result in significant savings over the life of the loan.

Pierce County is a great place to call home, with its thriving communities, excellent schools, and abundant recreational opportunities. Whether you're looking to settle down in a quaint suburban neighborhood or prefer the charm of a rural setting, Pierce County has something to offer everyone.

If you're considering purchasing a home in Pierce County, exploring the USDA loan options can be a smart move. With favorable loan terms and the natural beauty of the region, you can find your perfect home and enjoy all that this wonderful county has to offer.

Newest pierce County Homes with USDA Loan Terms

14414 67th Avenue NE, Arlington
$750,000
4 Beds ⋅ 3 Baths ⋅ 2593250 MLS ⋅ ACTIVE Status
Discover the space, privacy, and versatility you've been looking for on this exceptional property offering over 8 acres in Arlington! With room to spread out and enjoy the best of country living, this property features multiple outbuildings, established fruit trees, and a huge detached shop with an ADU! Incredible potential for hobbies, projects, storage, or workspace. Whether you're dreaming of a hobby farm, need room for equipment and recreational toys, an investment property, or simply want to enjoy the freedom of owning acreage, this property offers a wealth of possibilities. The expansive grounds provide space to explore, garden, and make the property your own. If you've been searching for acreage with 2 dwellings, a detached shop, and room to bring your vision to life, this unique Arlington property is a must-see! House is virtually staged.

14414 67th Avenue NE, Arlington

Listing Broker: North48 Real Estate; Marcus Metz; 425-405-2754; marcusalanmetz@gmail.com

1836 Hazel Dell Road, Castle Rock
$339,000
2 Beds ⋅ 1 Baths ⋅ 2593046 MLS ⋅ ACTIVE Status
Brand-new modern living on over 2 acres in Castle Rock! This beautifully designed 2-bedroom, 1-bathroom tiny home offers contemporary style, an efficient layout, and stylish finishes throughout. Enjoy low-maintenance living with the added privacy and freedom of a spacious 2+-acre property. There's plenty of room to garden, store recreational toys, create your own outdoor retreat, or simply enjoy the peaceful country surroundings. Ideally situated between Castle Rock and Lexington, just minutes from I-5, this property offers convenient access to commuting, shopping, and outdoor recreation while maintaining a quiet rural feel. Whether you're looking for a full-time residence, a downsizing opportunity, or an investment property, this brand-new home offers a unique combination of modern comfort, usable acreage, and convenient access to everything Southwest Washington has to offer!

1836 Hazel Dell Road, Castle Rock

Listing Broker: eXp Realty; Jason Blakeman; 360-909-9950; jblakemanrealtor@gmail.com

14456 99th Avenue SE, Yelm
$565,000
4 Beds ⋅ 3 Baths ⋅ 2588594 MLS ⋅ ACTIVE Status
Welcome to 14456 99th Ave SE in Yelm! This spacious 2,606 sq ft home offers 4 bedrooms, 2.5 baths, and a versatile bonus room, providing plenty of space for everyday living, entertaining, and relaxing. The thoughtfully designed floor plan features a formal dining room, comfortable living room, and family/rec room with additional space for gatherings, hobbies, or movie nights. Situated on a 5,471 sq ft lot, the home offers a great balance of indoor and outdoor living. Conveniently located near local shopping, dining, schools, parks, and major commuting routes, with easy access to JBLM and surrounding South Sound communities. With its generous living space, flexible floor plan, and convenient Yelm location, this home offers room to grow and make it your own. Come see all that 14456 99th Ave SE has to offer!

14456 99th Avenue SE, Yelm

Listing Broker: Redfin; Barbara Estrella; 253-226-9896; barbara.estrella@redfin.com

1612 N 38th Street, Seattle
$1,199,000
6 Beds ⋅ 3 Baths ⋅ 2593173 MLS ⋅ ACTIVE Status
This conveniently located legal duplex offers exceptional flexibility and income potential—ideal for investors, owner-occupants, or multi-generational living. Live in one unit and rent the other to help offset expenses, or take advantage of the property’s established rental potential, having previously operated as an Airbnb.Each unit is separately metered and equipped with its own tankless water heater. Additional features include a new roof, off-street parking, basement storage, a stone patio for entertaining, and a private fenced backyard.Enjoy impressive Seattle skyline views from both units. The upper unit features double French doors opening to a balcony, while the lower level offers the charm of a welcoming wrap-around porch.Conveniently located just minutes from I-5, the University of Washington, Gas Works Park, John Stanford International School, and other highly regarded schools, this property combines location, versatility, and investment potential in one compelling opportunity. We will be holding open houses on Saturday and Sunday, October 17–18 and 24–25, from 10:00 AM to 2:00 PM each day.

1612 N 38th Street, Seattle

Listing Broker: Skyline Properties, Inc.; Amir Rashidi; 206-498-2290; amir@gotobuysell.com

5424 Rose Valley Road, Kelso
$500,000
2 Beds ⋅ 2 Baths ⋅ 2592835 MLS ⋅ ACTIVE Status
This 1998 home is snuggled under tall firs and cedars on just shy of 2.5 acres. Just across Rose Valley Road, you also have your own little slice that takes you right down to the Coweeman River and a great swimming hole. The covered front porch looks out over a big, level lawn, and the yard has been well cared for over the years. Deer wander through most evenings and are calm enough to come right up close. Vine-covered arbors, a large custom gazebo area with built-in BBQ and fire pit, stone walls, fruit trees, and plenty of garden space. The kitchen has custom cabinets, granite counters, a farmhouse sink under a garden window, and a full wall of storage. The open concept living space is warm and inviting, with a wood stove for cold nights and a heat pump for year-round heating and cooling. Two bedrooms, two bathrooms, and a nice sized laundry room with a back door to the patio and garden shed. You’ll also find a large woodshed, a 672 sq ft detached garage with attached carport, and lots of extra parking for cars, toys, or an RV. If you’re looking for room, peace and quiet, and your own stretch of river across the road, this one is worth the drive!

5424 Rose Valley Road, Kelso

Listing Broker: Realty One Group Pacifica; Pam Whittle; 360-560-3885; whittleteam@gmail.com

7120 Valley View Road, Ferndale
$579,000
4 Beds ⋅ 4 Baths ⋅ 2592677 MLS ⋅ ACTIVE Status
This property lives like a private estate with a well maintained, first time on the market home with extra insulation and sturdy 2x6 construction, permitted addition, and large three bay shop on a beautiful lot just under 5 acres. The original home features three bedrooms and two full bathrooms, the addition adds a second primary bedroom with attached ¾ bath, hardwood floors, and separate entrance option with accessibility ramp. The home has a metal roof, updated COREtec floors, and refinished front and back decks. The three bay shop also has a metal roof and office with updated floors and a ¾ bath. The previous owner planted and managed the forested back half of the property that also has a small natural spring and walking trail. The back of the property is fenced with garden space and established Italian plum, pear, apple, and fig trees, while the front has rolling lawns and blueberry bushes. This property has tons of potential for multi-generational single level living, hobby farm, or pure relaxation with easy access to 1-5, just 20 minutes from Bellingham.

7120 Valley View Road, Ferndale

Listing Broker: RE/MAX Whatcom County, Inc.; Emily Wyss; 360-421-4322; emilywyss@remax.net

902 Carney Drive, Aberdeen
$440,000
3 Beds ⋅ 3 Baths ⋅ 2591196 MLS ⋅ ACTIVE Status
Windows line the north side of this one-level Bigelow Hill home, looking out over Aberdeen, the Chehalis River and the mountains beyond, with views west to the Pacific and north to the Olympics. Sunrises and sunsets both show up here, and so do homes for sale only rarely: this is the first in this neighborhood in six years. Built in 1973 and updated since, it has a renovated kitchen, laundry room and primary bath, new luxury plank flooring, double-pane windows and a heat pump. The large deck is room for dinners outside or the afternoon sun. The primary bedroom has its own 3/4 bath and a private north-facing deck. Fresh exterior paint and a newly landscaped yard sit on .44 acre. Sold as-is, and the price is below a July 2026 appraisal done before the paint and deck repairs. 3 bed, 2.25 bath, 1,901 sq ft, attached garage. $200/mo Bigelow Hill Water Association covers water, upkeep and street lights. Aberdeen School District. Open to cash, conventional, FHA, USDA and VA.

902 Carney Drive, Aberdeen

Listing Broker: Spivey Realty Group, LLC; Jaclyn Stevenson; 360-591-4043; jaclyn@spiveyrealtygroup.com

1511 Traci Place, Mount Vernon
$565,000
3 Beds ⋅ 2 Baths ⋅ 2592624 MLS ⋅ ACTIVE Status
Enjoy all the benefits of one level living in the beautiful Blackburn Ridge neighborhood situated on a quiet cul-de-sac! This home has loads of updates! New roof! New cedar deck! Updated hot-tub alcove! Plus, a 2-year-old heat pump system for efficient heating in the winter and COOLING in the summer. In the kitchen there is a new refrigerator, stove, microwave and sink! All the hard work has been done so you can just sit back and enjoy life! The convenient eat-in kitchen area is perfect for a quick breakfast or snack. Expecting lots of guests? Then the formal dining room has space to accommodate all for a holiday meal. The open floor plan is perfect for staying connected with your guests in the living room. Never miss the big play when the game is on while you are cooking in the kitchen! Loads of storage in the house and garage plus there is space to park a boat or RV. Step outside onto the enormous cedar deck and enjoy those warm summer nights. Need a bit of shade in the outdoor heat? There's a Sunbrella awning over the patio for that. The lush branch covered outdoor alcove has room for a private sitting area or hot-tub (buyer to verify if 220 wiring will accommodate their hot-tub). Close to parks/trails and the elementary school. Easy access to I-5 too! Don't wait to see this one - it will be gone before you know it! BONUS - 1% preferred lender credit coupon attached to the listing!

1511 Traci Place, Mount Vernon

Listing Broker: Windermere RE Whatcom, Inc.; Mary Kay Robinson; 360-303-1911; mkrobinson@windermere.com

4501 W Tapps Drive E, Lake Tapps
$525,000
3 Beds ⋅ 2 Baths ⋅ 2591613 MLS ⋅ ACTIVE Status
Enjoy easy single-level living in this newly updated rambler just blocks from Lake Tapps! This move-in-ready home offers 3 bedrooms plus a den or potential 4th bedroom, granite kitchen countertops, and beautiful laminte flooring throughout the living, dining and kitchen areas adding a fresh look to the main living spaces, while newer vinyl windows bring in natural light. The primary bedroom features an ensuite bath. Outside, the fully fenced 1/3-acre corner lot offers RV parking, a huge Trex deck for entertaining, mature landscaping and room to explore future possibilities, including a garage. A backyard shed adds convenience, while membership access to Jenks Point private waterfront parks makes enjoying Lake Tapps even easier!

4501 W Tapps Drive E, Lake Tapps

Listing Broker: Redfin; Graham Raymond Northcott; 253-651-8391; graham.northcott@redfin.com

14938 Bethel Burley Road SE, Port Orchard
$499,000
2 Beds ⋅ 2 Baths ⋅ 2593171 MLS ⋅ ACTIVE Status
Remodeled and full of possibilities in the historic Burley area! This 2-bedroom, 1.5-bath home offers 1,430 SF of updated living space on a .26-acre lot and is zoned Rural Commercial. Recent improvements include new flooring, fresh interior and exterior paint, and a durable metal roof. Live comfortably in the home while utilizing the 700sqft + detached building for your Rural Commercial business, office, studio, salon or other permitted use has an additional .75 bath. The detached building was previously used as a hair salon, providing an excellent starting point for your business vision. With flexible zoning, two usable buildings and easy access to Highway 16 and the Purdy Exit, the possibilities are endless! Bring your business, your ideas and your vision to this unique Burley live/work opportunity. Tons of off street parking along with a pad for a boat or an RV. Just a stone throw away from the Burley Lagoon to the south so grab your fishing poles. 15 minutes to PSNS and/or the Seattle Ferry makes this a dream location for living and/or running a business.

14938 Bethel Burley Road SE, Port Orchard

Listing Broker: Windermere Prof Partners; Deborah Bonneville; 360-340-3359; deborah@fetterplaceco.com

16216 Prairie Villa Street SW, Tenino
$549,900
3 Beds ⋅ 2 Baths ⋅ 2593129 MLS ⋅ ACTIVE Status
Very well-kept, light-filled rambler on just under an acre! This 3-bedroom, 2-bath home features a mix of laminate and carpet flooring, real wood doors, and a large attached 2-car garage. Enjoy the back patio and fully fenced property with ample exterior parking. Gated access leads to an impressive 30x45 shop, offering plenty of room for projects, storage, and hobbies. Space, comfort, and versatility—schedule your showing today!

16216 Prairie Villa Street SW, Tenino

Listing Broker: BHGRE - Northwest Home Team; Terry Wentworth; 360-304-2179; terrywentworth@nwhometeam.com

27236 116th Place SE, Kent
$500,000
3 Beds ⋅ 2 Baths ⋅ 2592940 MLS ⋅ ACTIVE Status
Discover comfortable, easy living in this beautifully updated, single-level home, ideally located at the end of a cul-de-sac on a generous 1/4 acre fully fenced lot. Offering 3 bedrooms, 2 bathrooms, and 1,248 square feet of living space, the inviting open-concept floor plan seamlessly connects the living, dining, and kitchen areas. Vaulted ceilings enhance the sense of space, while attractive laminate flooring and a crisp white kitchen with a center island create a fresh, welcoming atmosphere. A wood-burning fireplace adds warmth and character to the living area. The thoughtfully arranged floor plan features a private primary suite separated from the two additional bedrooms and the built-in office space adds to the convenience and flow of this turnkey home. Outside, enjoy a spacious covered deck overlooking the yard, with room for gardening, entertaining, or simply relaxing amid the natural surroundings. Additional highlights include outbuildings for storage and ample off-street and RV parking. Conveniently located near shopping, dining, schools, and everyday amenities, this property offers a wonderful combination of indoor comfort, outdoor space, and accessibility. Come explore this inviting home and imagine the possibilities!

27236 116th Place SE, Kent

Listing Broker: Engel & Voelkers Seattle DT; Julie Fontanez-Laing; 206-623-9697; julie.fontanez@evrealestate.com

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