kitsap County Homes with State Bond Terms

kitsap County Homes with State Bond Terms

Kitsap County, located in the state of Washington, is a beautiful area that offers a great quality of life for its residents. Situated in the Pacific Northwest region of the United States, Kitsap County is known for its stunning natural beauty, including picturesque landscapes, breathtaking waterfront views, and lush green forests.

One of the notable aspects of Kitsap County's real estate market is the availability of Homes with State Bond Terms. This means that potential homebuyers in the county can take advantage of state-funded programs that offer favorable financing terms. These programs aim to make homeownership more accessible and affordable for individuals and families.

With Homes with State Bond Terms, buyers may benefit from lower interest rates, reduced down payment requirements, and other financial incentives. This can be particularly advantageous for first-time homebuyers or those with limited financial resources. By taking advantage of these programs, individuals can fulfill their dream of owning a home in Kitsap County more easily.

Kitsap County offers a diverse range of housing options, from charming historic homes in the downtown areas to modern waterfront properties. Whether you prefer a cozy suburban neighborhood or a secluded rural setting, there is something for everyone in Kitsap County.

If you are considering purchasing a home in Kitsap County, it is important to work with a knowledgeable real estate agent who can guide you through the process and help you explore the available options. With the added benefit of Homes with State Bond Terms, owning a home in this beautiful county has never been more attainable.

Newest kitsap County Homes with State Bond Terms

19418 90th Avenue Ct E, Graham
$589,000
5 Beds ⋅ 3 Baths ⋅ 2592313 MLS ⋅ ACTIVE Status
Short Sale Opportunity awaits you at the desirable Winterwood Park, where style, comfort, and everyday convenience come together. This beautifully maintained five bedroom, two and a half bath home offers 2,351 square feet of thoughtfully designed living space on a well-maintained lot, backing to a peaceful greenbelt. The open concept layout is ideal for both entertaining and daily life, with inviting gathering spaces anchored by a cozy fireplace. The spacious kitchen features stainless steel appliances that stay, a walk-in pantry, and the dining room shines with custom wainscoting and an updated chandelier. Refreshed interior paint and durable LVP flooring throughout create a clean, modern feel. Upstairs, the primary suite provides a relaxing retreat with a sitting area and a luxurious five-piece ensuite bath, while four additional bedrooms offer flexibility for guests, home office, or hobbies. Outside enjoy a fully fenced backyard with a patio, BBQ gazebo, and storage shed, perfect for summer gatherings or simply unwinding at the end of the day. Central air conditioning adds year-round comfort, and nearby community parks, playgrounds, schools, dining and entertainment make this an exceptional place to call home. Combining generous living spaces, tasteful updates, and an unbeatable location, this Winterwood Park home delivers the lifestyle you have been waiting for.

19418 90th Avenue Ct E, Graham

Listing Broker: eXp Realty; Melissa Lawson; 253-312-9787; Melissa@LawsonREP.com

334 Devoe Street NE, Olympia
$1,495,000
2592804 MLS ⋅ ACTIVE Status
AMAZING 8 UNIT INCOME PRODUCING INVESTMENT in good area. # Br house with "bomb shelter" and Garage. 4 Storage sheds, Coin operated Laundry area. All M-2-M rents. One unit occupied by site manager (#7).

334 Devoe Street NE, Olympia

Listing Broker: RE/MAX Parkside Affiliates; Thomas Schrader; 360-480-9387; toms@remax.net

24205 193rd Avenue SE, Covington
$565,000
3 Beds ⋅ 1 Baths ⋅ 2592382 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated Covington resale, thoughtfully improved with style, comfort, and functionality in mind. The spacious galley kitchen features custom cabinetry, quartz countertops, stainless-steel appliances, and plenty of space for everyday living or entertaining. The expansive great room offers an inviting open feel and overlooks the private backyard. Luxury flooring extends throughout the home, while the bathroom showcase custom tile work and stylish soft-close vanities. All bedrooms are generously sized. The oversized attached two-car garage provides an abundance of storage space, while the property offers ample parking for guests and additional vehicles. Outside, enjoy a massive, nearly 10,000-square-foot private lot—perfect for entertaining, gardening, games, outdoor activities, or simply relaxing in your own space. Conveniently located for an easy commute and close to shopping, dining, schools, and amenities. Welcome Home!

24205 193rd Avenue SE, Covington

Listing Broker: Broadmoor Real Estate Group; Jeff Strowbridge; 360-661-5093; j.strowbridge.js@gmail.com

518 Clark Creek Road Unit #B, Longview
$494,900
3 Beds ⋅ 2 Baths ⋅ 2591625 MLS ⋅ ACTIVE Status
Built in 2021, this 3 bed, 2 bath single-level home sits on 2 acres just outside of Longview. The open floor plan features luxury vinyl plank flooring, recessed lighting, and a ductless heat pump for year-round comfort. The kitchen offers knotty alder cabinets, a large island with seating, and plenty of counter space. The primary suite has its own bathroom and a walk-in closet. Step out the slider to enjoy territorial views over the wide-open yard, with plenty of room for gardening and outdoor activities. Attached 2-car garage. Lots of space, quiet country living, and close to town. Come see it today!

518 Clark Creek Road Unit #B, Longview

Listing Broker: RE/MAX Premier Group; Jesse Cope; 360-431-5915; jrcopesellshomes@gmail.com

18230 Penn Lane SE, Yelm
$629,950
3 Beds ⋅ 2 Baths ⋅ 2591235 MLS ⋅ ACTIVE Status
Custom-built rambler on over 1.5 acres, offering a thoughtful blend of privacy, space, and convenience. Built in 2005 and offered for sale for the first time in over 20 years, this nearly 2000 sq ft home features 3 bedrooms, bonus room, den/office, and 2 full baths. A gated entry and circular driveway create an inviting arrival and plenty of parking. Inside, the thoughtfully updated kitchen features new cabinetry, countertops, appliances, and a wine fridge. The primary suite includes an updated bath and walk-in closet. Vaulted ceilings and a fireplace create a warm, comfortable living space. Recent improvements include a new roof, newer exterior paint, fresh interior paint, and LVP flooring. Propane serves the fireplace, furnace, and water heater, and the home is generator ready. Step outside to enjoy the covered front porch or expansive back patio with hot tub- ideal for relaxing or entertaining. The property also features a fire pit and outbuilding, with plenty of room to enjoy the acreage. Tucked away in a peaceful rural setting yet just a few miles from town, shopping, dining, and schools, with JBLM and major freeway access approximately 20 minutes away. A well-maintained property offering the space, comfort, and convenience today's buyers are looking for. 1 year home warranty included for buyer peace of mind. Buyer/buyer agent to verify all information to own satisfaction.

18230 Penn Lane SE, Yelm

Listing Broker: John L. Scott/Yelm; Rick Simpson; 253-861-9813; rsimpson@johnlscott.com

127 E Wilson Street, Shelton
$394,950
3 Beds ⋅ 2 Baths ⋅ 2591805 MLS ⋅ ACTIVE Status
Welcome to this extremely well-maintained, clean, and move-in ready home in Shelton Hillcrest area. Home offers 1,100 sq ft of comfortable living space with 3 bedrooms and 1.75 baths. Pride of ownership shines throughout, making this a home you can move into and enjoy from day one. The fully fenced generous size yard is neat, well cared for, and a great space for relaxing, gardening, entertaining, or enjoying time outdoors. A one-car garage provides convenient parking and storage, while the storage shed offers even more room for tools, equipment, and outdoor essentials. The kitchen with eating space includes all appliances, making the transition to your new home even easier. With its manageable size, functional layout, fenced yard, garage, and excellent condition, this property is a wonderful opportunity for a first-time buyer, downsizer, or anyone looking for a home that has been lovingly maintained. Come see all this Shelton home has to offer!

127 E Wilson Street, Shelton

Listing Broker: LISTINGS.COM; Dane Johnston; 206-941-0484; Dane@DaneLJohnston.com

4103 82nd Avenue NE, Marysville
$515,000
3 Beds ⋅ 3 Baths ⋅ 2592309 MLS ⋅ ACTIVE Status
Set in the coveted Lake Stevens School District, this freshly updated 3-bedroom, 2.5-bath Shasta Ridge home delivers the space, style & neighborhood lifestyle buyers are looking for! Fresh interior paint & a freshly painted exterior front create a crisp first impression. Inside, the open great room flows naturally into the dining area & kitchen, making everyday living & entertaining easy. The kitchen features slab granite countertops, stainless steel appliances, gas cooktop, and center island with bar seating perfect for casual meals, morning coffee or catching up while dinner cooks. Custom stone stair risers add an unexpected touch of character! Upstairs, the primary suite offers a private full bath, while 2 additional generously sized bedrooms share a full hall bath. Convenient upstairs laundry keeps chores close to the bedrooms, while ample storage & zone-controlled heating add everyday practicality. Out back, a nicely manicured yard & deck are ready for BBQs, pets, gardening or evenings outside. Shasta Ridge adds even more room to play with a 1.5-acre community park, full basketball court, play area, expansive NGPA & territorial views. Shopping, dining, medical services & everyday essentials are just minutes away.

4103 82nd Avenue NE, Marysville

Listing Broker: Real Broker LLC; Chuck Weinberg; 425-508-3472; chuck@novakteam.com

5341 Emerald Street SE, Lacey
$689,000
4 Beds ⋅ 3 Baths ⋅ 2574701 MLS ⋅ ACTIVE Status
Welcome to Southwick Lake Estates! Situated on a spacious, nearly quarter-acre lot, this beautiful 4-bedroom, 3-bath home offers the perfect blend of comfort, style, and functionality. Three bedrooms are located on the main level, including the primary suite, with a fourth bedroom upstairs. Enjoy upgraded millwork and a spacious kitchen featuring slab countertops, soft-close cabinetry, stainless steel appliances, a gas range, and a large pantry. The main-level primary suite offers a walk-in closet and luxurious five-piece bath, while the upstairs bonus room provides flexible living space. Stay comfortable year-round with A/C! Step outside to a beautifully landscaped, fully fenced backyard featuring a sprinkler system, raised garden beds, and an expansive covered patio with an outdoor fireplace, perfect for entertaining and relaxing. Complete with a 3-car garage and generous storage. Enjoy neighborhood amenities including a park, walking trails, and playground, all while being conveniently located near shopping, dining, schools, and everyday essentials. This home truly has so much to offer!

5341 Emerald Street SE, Lacey

Listing Broker: John L. Scott Snohomish; Jennifer Schabell; 425-772-9505; jenniferschabell@johnlscott.com

4427 131st Place NE, Marysville
$549,000
4 Beds ⋅ 2 Baths ⋅ 2591399 MLS ⋅ ACTIVE Status
Welcome to a Marysville property that truly does it all, with no HOA & space for every part of life. The main house offers 4 bedrooms & 1.5 bathrooms, with remodeled kitchens & bathrooms, fresh interior & exterior paint, upgraded electrical & a crawl space redone in October 2026, so the big projects are already done. A fully finished shop garage of more than 700 square feet is ready for vehicles, tools, hobbies or a serious workspace. In the fully fenced backyard, a 256 sq ft studio ADU bunkhouse comes complete with its own kitchen, 3/4 bath & washer & dryer, giving you private space for guests, extended stays or income generation. The yard is set up for easy outdoor living, with a dedicated BBQ area, hot tub power ready, basketball court, playhouse, chicken coop, raised garden beds, & refinished concrete walkways & patio that tie the whole property together. There is lots of parking for daily drivers, work trucks, trailers & toys, & the property has operated as a home business location, a rare find for anyone who wants to live & work in one place. Minutes from I-5, shopping & schools for a simple commute north or south. Updated, versatile & move-in ready, this is the perfect all-around home.

4427 131st Place NE, Marysville

Listing Broker: ReLuTy Corp; Jason Goold; 208-703-5978; jason@reluty.com

1671 E State Route 3, Shelton
$399,950
1 Beds ⋅ 1 Baths ⋅ 2587174 MLS ⋅ ACTIVE Status
Waterfront on Oakland Bay, extensively updated and move-in ready! This 1 bed, 1 bath home with garage pairs a private setting with quick access to shopping, dining, and services in Shelton, about 5 minutes away. Inside, enjoy an updated kitchen with new cabinets, quartz countertops, and a deep sink. Updates also include a new bathroom vanity and toilet, new flooring, fresh paint throughout, and a new energy-efficient water heater. Low-maintenance and thoughtfully refreshed, it's ready to enjoy from day one. Spend your mornings by the water and your evenings in a quiet, tucked-away retreat. A turnkey waterfront opportunity in Mason County. Please note: access is via a steep paved driveway. Don't miss it!

1671 E State Route 3, Shelton

Listing Broker: Revival Realty LLC; Kristel Daugherty; 360-777-7486; kristel@revivalrealtywa.com

15011 Smith Prairie Road SE, Yelm
$675,000
4 Beds ⋅ 2 Baths ⋅ 2592447 MLS ⋅ ACTIVE Status
Escape the ordinary and enjoy the space, privacy, and flexibility of nearly 5 level acres just minutes from Yelm! Set well back from the road, this home is hidden from view until you follow the secluded driveway and the property opens up in front of you, creating an immediate sense of privacy and retreat. This move-in-ready 4-bedroom, 2-bath rambler offers 2,112 sq ft with an open-concept design, generous living spaces, a thoughtful floor plan, mud room off the garage, and a large laundry room built for everyday function. The big-ticket updates are already complete with a new roof, new flooring throughout, fresh interior paint, and new appliances including washer and dryer. Outside, functional outbuildings, established garden areas, abundant parking, and dedicated RV space create endless possibilities for hobbies, storage, gardening, entertaining, or simply spreading out. With no HOA, easy access to JBLM, Lacey, and Tacoma, and potential for a VA assumable loan, this is a rare opportunity to own acreage without sacrificing convenience.

15011 Smith Prairie Road SE, Yelm

Listing Broker: Realty One Group Bold; Stan Choate; 360-960-0360; stan@stanchoate.com

255 Parkside Loop, Napavine
$615,000
4 Beds ⋅ 3 Baths ⋅ 2592398 MLS ⋅ ACTIVE Status
Beautiful 2 story 4 bedroom 2.5 bath home in peaceful Napavine school district neighborhood. Open concept living on the main floor of home. Kitchen features custom concrete countertops, walk in pantry, custom cabinets, and black stainless steel appliances. Main floor also houses a half bath and large closet under stairs current owners use for a small office. The second story holds all 4 bedrooms. The primary has an attached bath with walk in shower and large walk in closet. All 3 extra bedrooms have large custom closets. Additional upstairs bathroom has a tub and his and her sinks. There is a bonus space at the top of the stairs for a playroom or second living area. Luxury laminate floor throughout the entire house with tiled bathrooms. The home also features three custom barn doors and a brick electric fireplace. There are Bluetooth speakers through out both floors and back patio. The back yard is fully fenced and has room for entertaining, hobbies, a place to park an RV with hook ups for electric as well as a large shop with loft. Back yard also features a greenhouse and chicken coop. The back patio is covered with beautiful exposed wood detailing and a privacy fence. There is a gate in the back fence for private access to the trails in the greenbelt behind the house. Perfect place for anyone.

255 Parkside Loop, Napavine

Listing Broker: MLS4owners.com; Chris C. Nye; 253-460-1900; sales@mls4owners.com

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