king County Homes with Assumable Terms

king County Homes with Assumable Terms

Welcome to King County, located in the beautiful state of Washington, USA. Known for its stunning natural landscapes, vibrant cities, and thriving economy, King County offers a fantastic place to call home.

With a population of over 2 million people, King County is the most populous county in Washington. It is home to the bustling city of Seattle, which is famous for its iconic Space Needle, vibrant music scene, and world-class coffee culture. The county also encompasses a diverse range of neighborhoods, each with its own unique charm and character.

If you're in the market for a new home and looking for flexible financing options, you'll be pleased to know that King County offers homes with assumable terms. Assumable terms mean that the buyer of the property can take over the seller's existing mortgage, which can be an attractive option for those seeking more favorable interest rates or who may not qualify for traditional financing.

By opting for a home with assumable terms in King County, you can potentially save on closing costs and enjoy a smoother home buying process. It's important to note that not all homes in the county offer assumable terms, so working with a knowledgeable real estate agent can help you navigate the market and find the perfect property that meets your specific needs.

Whether you're drawn to the vibrant city life of Seattle or the peaceful suburbs of King County, there are plenty of options to suit every lifestyle and budget. Start your search today and discover the endless possibilities that await you in King County, Washington.

Newest king County Homes with Assumable Terms

1685 NE Halden Glen Drive, Poulsbo
$734,000
5 Beds ⋅ 3 Baths ⋅ 2591775 MLS ⋅ ACTIVE Status
Ask about assumable VA loan at 4.99%!! Built in 2023 this new Calavista home showcases one of the community's most desirable floor plans. Where modern comfort meets the charm of Poulsbo w/ Peekaboo mountain views—the beloved "Little Norway" of the Pacific Northwest. This beautifully designed 5-bedroom home offers the perfect balance of space, style, & everyday functionality. From the moment you step inside, you'll appreciate the open-concept design featuring quartz countertops, stainless steel appliances, soft-close cabinetry, a spacious island, inviting living spaces made for gathering, and custom features. The flexible main-floor bedroom & ¾ bath provide the perfect setup for guests, multigenerational living, or a private home office. Upstairs, retreat to the spacious primary suite, where views of the Olympic Mountains greet you each morning. Unwind in the spa-inspired ensuite featuring a deep freestanding soaking tub positioned to take in the peaceful scenery. Three additional bedrooms, a versatile loft, & an upstairs laundry room complete the second level. Outside, enjoy a private patio overlooking a tranquil greenbelt, low maintenance back yard and a fully fenced—ideal for summer BBQs, entertaining, or simply relaxing after a long day. Just minutes from Poulsbo's waterfront, locally owned shops, restaurants, parks, marinas, & easy commuting options, this home offers the lifestyle you've been waiting for.

1685 NE Halden Glen Drive, Poulsbo

Listing Broker: Paramount Real Estate Group; Angelyna Welch; 360-710-6334; hello@livingpnwrealestate.com

3413 Fox Court, Gig Harbor
$995,000
3 Beds ⋅ 3 Baths ⋅ 2587945 MLS ⋅ ACTIVE Status
VA ASSUMABLE LOAN AT 2.25%! Thoughtfully designed with flexibility in mind, this beautifully appointed home offers 3 beds, 3 full baths, and nearly 2600 sf of well-planned living space. Seamless floor plan can function as a one-level home, featuring spacious primary suite on main floor, while an additional private suite upstairs is ideal for guests or home office. Just inside the entry, a dedicated office provides even more versatility and can easily serve as fourth bedroom. This home effortlessly adapts to your lifestyle. Designed for both everyday living and entertaining, the dining area is open to the chef-inspired kitchen, complete with high-end appliances, generous center island, abundant cabinetry, and expansive counter space. The open concept design is filled with natural light from oversized windows, creating a warm and inviting atmosphere thru out. A cozy gas fireplace serves as the heart of the living area, offering the perfect place to enjoy your morning coffee. Situated on a desirable corner lot, fully fenced yard backs to a peaceful greenbelt, where mature trees provide both privacy and a beautiful backdrop. Covered patio off the dining area is perfect for entertaining! 2-car garage is fully insulated. Enjoy the best of the Uptown lifestyle just moments away, with restaurants, coffee shops, boutique shopping, and live music in the summer. For outdoor enthusiasts, nearby parks and the scenic Cushman Trail offer endless opportunities to explore & enjoy nature.

3413 Fox Court, Gig Harbor

Listing Broker: eXp Realty; Beth Rahman; ;

6453 Hornet Circle NE, Bremerton
$475,000
3 Beds ⋅ 3 Baths ⋅ 2589964 MLS ⋅ ACTIVE Status
Welcome home to this move-in-ready 3-bedroom, 2.5-bath townhome with a 2-car garage! The open-concept main level features extended laminate flooring and a spacious kitchen with stainless steel appliances, pantry, large eating island, and separate dining area. A slider opens to the backyard, making it easy to enjoy indoor-outdoor living. Upstairs, the spacious primary suite features a private bath with double sinks and a large walk-in closet. Two additional bedrooms, a full bath, loft, and conveniently located upstairs laundry complete the second floor. Enjoy community amenities including a dog park, gazebo, and walking trails. Great opportunity for eligible buyers with a VA assumable loan at an incredible 2.25% interest rate! Move right in and make it yours, welcome home!

6453 Hornet Circle NE, Bremerton

Listing Broker: Keller Williams Greater 360; Carly McGraw; 360-731-7599; carly@carlymcgrawteam.com

0 xxx 136th Ave E, Puyallup
$274,950
2590540 MLS ⋅ ACTIVE Status
A rare opportunity to create something special on 1.210 acres in a prime Puyallup location! Set within a well-established neighborhood just outside the popular Sunrise community, this homesite offers convenient access to the shopping, dining, services and recreation of the greater Sunrise/South Hill area while enjoying a setting away from the hustle and bustle of the community itself. The property features an elevated, level building area set above the street; an ideal place to position your future home and take advantage of the beautiful Mt. Rainier view. Better yet, much of the early feasibility work has already been completed. Public water accessibility results are available (no private well needed); power is on site, and a fire hydrant is conveniently located at the front of the property. Septic feasibility soil testing has also been completed, with results indicating the soil profile will support a subsurface pressure system with a pre-treatment septic tank. No HOA, with minimal CC&Rs and a private road agreement available in the supplements. Looking for additional land nearby? Two additional 1+ acre homesites are also being offered just around the corner, creating a unique opportunity to own multiple properties close to one another without being directly adjacent. Bring your plans and imagine your future home perched above the street with Mt. Rainier providing the backdrop! *Make sure to watch attached video*

0 xxx 136th Ave E, Puyallup

Listing Broker: Keller Williams Realty PS; KaLinda Lewis; 253-320-1620; kalinda@dimorahomegroup.com

651 SE Bayshore Dr Unit #B304, Oak Harbor
$327,500
2 Beds ⋅ 2 Baths ⋅ 2591315 MLS ⋅ ACTIVE Status
ASSUMABLE LOAN + SELLER CONCESSIONS TOWARD CLOSING COSTS! Please contact the Listing Broker for details. Welcome to your coastal retreat in the heart of Oak Harbor! This beautifully updated top-floor condo features a bright, open floor plan designed for easy living and entertaining. Step outside and enjoy being right next to Windjammer Park, with waterfront trails, beach access, and park amenities practically in your backyard. Enjoy the convenience of elevator access and secure gated entry. Inside, the seller has completed important updates, including brand-new carpeting throughout the entire unit and a recently installed 50-gallon water heater with automatic shut-off protection. Just a short stroll from historic downtown Oak Harbor, this condo offers a fantastic opportunity to enjoy a convenient, walkable waterfront lifestyle. Don't miss the opportunity to make this coastal retreat your own—schedule your private tour today!

651 SE Bayshore Dr Unit #B304, Oak Harbor

Listing Broker: HomeSmart One Realty; Peter Devries; 360-791-8064; petegdv@gmail.com

1414 NE Rygg Court, Poulsbo
$565,000
3 Beds ⋅ 2 Baths ⋅ 2589765 MLS ⋅ ACTIVE Status
Welcome to this inviting Poulsbo home tucked away on a private cul-de-sac. Floor-to-ceiling windows fill the living room with natural light, complemented by fresh interior paint, warm vinyl flooring, and a cozy wood-burning Lopi stove. The open kitchen and dining area overlook the living room, creating an easy flow for everyday living and entertaining. The spacious primary suite features a large tiled shower, dual vanities, and a generous closet. The lower level offers a large family room, two additional bedrooms, a full bath, and separate laundry. The front yard features an original apple tree dating back to when the land was part of an orchard. The home also has a two-car garage and additional RV parking with an electrical hookup. Walking distance to schools, parks, and playgrounds, this home offers space, comfort, and a peaceful setting in a convenient Poulsbo location. There is an assumable VA note the rate is 2.25% total balance $267,000

1414 NE Rygg Court, Poulsbo

Listing Broker: Charter Real Estate; Gabrielle Ritter; 206-866-8136; gabrielle@charterrealestate.com

380 E Benson Lake Road, Grapeview
$810,000
2 Beds ⋅ 2 Baths ⋅ 2591313 MLS ⋅ ACTIVE Status
Some waterfront homes give you a view. This one gives you the lake! Set along 60 feet of low-bank waterfront on one of Mason County’s hidden gems, this LIKE NEW 2-bed, 2-bath Benson Lake home puts your own dock—AND an incredible lake lifestyle—right outside your door. Inside, 10-foot ceilings, huge windows and an open floor plan draw your eye straight to the water and sky. The spacious kitchen is made for gathering, with a generous granite island, induction cooktop, double ovens + walk-in pantry. The primary suite takes full advantage of the setting, with room for a sitting area overlooking the lake, plus a ¾ bath and walk-in closet. Need more space? A 388 SF fully finished bonus room above the garage offers fantastic flexibility for an office, studio or media room. And the view—BIG, beautiful and constantly changing. Watch eagles soar, brilliant sunsets and July fireworks. Step onto your dock for a morning paddle, swim, fishing or simply a quiet place to rest. The large lot has room for RV parking + lake toys, plus two sheds (one currently used as a hobby space.) Benson Lake is a non-gas-powered watercraft lake with no HOA. Join the nearby Mason-Benson Community Club for pickleball, potlucks, game nights and social events for a modest annual fee. Make it your full-time home or the weekend escape everyone wants to visit. Just 40 minutes to Gig Harbor,12 min to Belfair and 20 min. to Port Orchard or Shelton, it feels wonderfully removed without being far away.

380 E Benson Lake Road, Grapeview

Listing Broker: RE/MAX Northwest; Kim Meyer; 425-417-4363; kim@kim-meyer.com

6913 Axis Street SE, Lacey
$599,000
4 Beds ⋅ 3 Baths ⋅ 2591437 MLS ⋅ ACTIVE Status
Beautifully updated and impeccably maintained, this inviting 4 bd + Den home is truly move-in ready! Step inside to a warm, welcoming interior featuring stylish vinyl plank flooring, a beautifully renovated kitchen, and a dedicated dining room perfect for everyday meals or entertaining. Every detail has been thoughtfully cared for, creating a home that feels fresh, comfortable, and exceptionally well-maintained. Outside, enjoy your own private retreat with an immaculate backyard featuring mature landscaping and a charming gazebo—perfect for relaxing, entertaining, or enjoying your morning coffee. A spacious two-car garage plus ample driveway parking provides plenty of room for vehicles, guests, and storage. A wonderful blend of modern updates, pride of ownership, and the highly sought-after Horizon Pointe! Close to everything, walkable via gorgeous tree-lined streets to Horizon Elementary and area parks.

6913 Axis Street SE, Lacey

Listing Broker: RE/MAX Honors; Ashly Brown; 253-227-5980; ashlybrown@remax.net

906 116th Street S, Tacoma
$499,500
4 Beds ⋅ 2 Baths ⋅ 2591373 MLS ⋅ ACTIVE Status
Assumable 2.875% VA loan available on this property to All Buyers looking for a great home, at a below market price, at historically low interest rate, and cheap monthly mortgage payment! Updated 4 Bed (Plus Bonus Room for possible 5th Bedroom) & 1.5 Bathroom Rambler with potential to make this 2 full baths by adding a shower, on Huge Fenced .18 Acre Lot w/RV Parking. Updates incl SS Appliances, Quartz Counters, Tiled Backsplash, Newer Vanities w/ Quartz Counters, Tiled Shower, LVP Flooring, Newer Roof, Freshly Painted Interior, White Trim Package, Double Payne Windows, & More! Other features incl Huge Bedrooms, Walk In Closets, Open Floor Plan, Firepit, Updated Lighting, & More. Great Location near everything incl Shopping, Restaurants, Schools, Parks, Freeway, JBLM, PLU, & More!

906 116th Street S, Tacoma

Listing Broker: Skyline Properties, Inc.; Korey J Pisha; 253-312-0375; korey.pisha@gmail.com

11802 98th Avenue NE Unit #B6, Kirkland
$540,597
2 Beds ⋅ 2 Baths ⋅ 2591259 MLS ⋅ ACTIVE Status
Beautiful 3-story townhome nestled in desirable Hillside Village in the heart of Juanita! Light-filled and open, this stylish residence offers generous living spaces, 2 spacious bedrooms with soaring vaulted ceilings, and 1.5 baths. Enjoy plush carpeting throughout and a modern kitchen complete with durable quartz countertops, timeless cabinetry, and stainless steel appliances. The inviting living room serves as the ideal retreat, anchored by a cozy wood-burning fireplace for chilly Northwest evenings. Step outside to your private deck—perfect for morning coffee or hosting intimate summer gatherings—and take in seasonal views of Lake Washington from the front bedroom! An oversized 1-car garage provides exceptional functionality, featuring an expanded flex space ideal for extra storage, a workshop, or home gym gear, plus dedicated guest parking nearby. Enjoy low HOA dues and an effortless, walkable lifestyle! Unbeatable location: walk to Juanita Village shops, popular restaurants, local cafes, Juanita Beach Park & Pier, and the picturesque waterfront trail leading right into downtown Kirkland. Exceptional access to major commuter routes and tech hubs makes daily travel a breeze. Welcome home to convenience, community, and the ultimate Kirkland lifestyle! The Zillow Showcase tour provides an exceptional way to view the entire unit.

11802 98th Avenue NE Unit #B6, Kirkland

Listing Broker: Real Broker LLC; Darrin Stumpf; 855-450-0442; info@darrinstumpf.com

2072 Sidney Avenue, Port Orchard
$549,950
5 Beds ⋅ 3 Baths ⋅ 2591290 MLS ⋅ ACTIVE Status
Welcome home to this expansive 5-bedroom, 3-bathroom home situated on a massive lot in a highly sought-after Port Orchard location. Perfect for outdoor enthusiasts and homesteaders alike, this property boasts a huge, dedicated garden area and mature fruit trees, offering a private backyard oasis right in town. The main level welcomes you with spacious living areas and a large, functional kitchen equipped with premium pull-out drawer cabinetry and a dedicated pantry. Unwind in the inviting living room centered around a cozy gas fireplace, or step outside onto a massive, low-maintenance Trex deck—the perfect spot to relax and overlook your impressive garden and fruit-bearing trees. The main floor also features spacious bedrooms, including a primary suite with a private en-suite bathroom. The fully finished lower level serves as an ideal setup for multi-generational living, guests, or entertainment. It features a second large family room, a versatile bonus room, a built-in wet bar, additional bedrooms, a private office space, and a dedicated laundry room equipped with an efficient, on-demand tankless hot water system. Storage is never an issue with deep closets throughout, and the exterior includes dedicated RV parking with 220-volt power and plenty of room for vehicles and outdoor gear. Don't miss this rare opportunity to own a spacious, turn-key home with an incredible outdoor footprint!

2072 Sidney Avenue, Port Orchard

Listing Broker: Better Properties Gig Harbor; Nathan Sharp; 360-277-1995; nathan@firefightingbroker.com

Marysville
$950,000
2590756 MLS ⋅ ACTIVE Status
Successful, well located, national gas/convenience Business Opportunity, Convenient location near I-5. Long term lease. In store sales at $100,000/month with fuel sales 50,000 gal/mo. Assumable loan.

Marysville

Listing Broker: Best Choice Realty LLC; Patrick Johnson; 425-239-4600; psjohnson22@hotmail.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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