chelan County Homes with Assumable Terms

chelan County Homes with Assumable Terms

Chelan County, located in the state of Washington, is a stunning region that offers a plethora of natural beauty and a thriving real estate market. Situated in the United States, Chelan County is known for its picturesque landscapes, including the majestic Cascade Mountains, sparkling lakes, and lush forests.

One of the notable features of the real estate market in Chelan County is the availability of homes with assumable terms. This means that when purchasing a property with assumable terms, the buyer can take over the existing mortgage of the seller, rather than securing a new loan. This can be advantageous for buyers, as they may be able to obtain more favorable interest rates and terms compared to obtaining a new mortgage.

Homes with assumable terms provide an opportunity for buyers to streamline the home buying process and potentially save on financing costs. It can be especially beneficial in a competitive market, where buyers may need to act quickly to secure their dream home.

Whether you are looking for a charming cottage by the lake, a mountain retreat, or a family-friendly suburban home, Chelan County offers a diverse range of properties to suit every taste and budget. With its stunning natural surroundings and the convenience of assumable terms, Chelan County is an ideal destination for those looking to invest in real estate.

Newest chelan County Homes with Assumable Terms

8513 Mckenny Lane SW, Olympia
$899,000
4 Beds ⋅ 3 Baths ⋅ 2590327 MLS ⋅ ACTIVE Status
Rare 5-acre property bordering Capitol State Forest, offering an incredible combination of privacy, recreation, versatility, and a potentially exceptional financing opportunity with an assumable VA loan at just 2.25%. This updated 4-bedroom, 2.5-bath home features spacious living areas, new flooring, updated bathrooms, and a renovated kitchen with granite countertops, modern appliances, and gas range. The main-level primary suite includes a walk-in closet and jetted tub. A massive back deck provides the perfect place to relax, entertain, and enjoy the view. The showstopper is the insulated 40x60 shop with 16-foot sidewalls, 3/4 bath, and loft. The shop is used mainly as an indoor basketball court with premium Maple XL flooring and three regulation-height hoops—an incredible space for everything from . Full RV hookups at the shop include electric, water, and septic. The 3-car garage includes EV charging. The property features 5 fully fenced acres, an additional smaller fenced yard, a dog kennel, and an Invisible Fence. Then there’s the backyard—Capitol State Forest. The property directly abuts the forest, providing ride-in access from your backyard. Hop on your ATV or dirt bike and head straight into the forest. Hiking, riding, and seemingly endless outdoor recreation are literally out your back door. This is far more than a home on acreage—it’s a property built for living, playing, exploring, and making the most of the Pacific Northwest.

8513 Mckenny Lane SW, Olympia

Listing Broker: eXp Realty; Joseph Heilman; 360-259-4942; mrjheilman@gmail.com

12930 SW 204th Street, Vashon
$1,475,000
4 Beds ⋅ 3 Baths ⋅ 2590110 MLS ⋅ ACTIVE Status
A quintessential Northwest A-frame retreat, exquisitely remodeled and set within more than five acres of private forestland across two legal lots. Thoughtfully reimagined throughout, this extraordinary residence blends iconic architectural character with refined modern living in a serene, retreat-like setting. The heart of the home is an expansive open-concept kitchen anchored by an enormous island, designed for effortless entertaining and everyday gathering. A dramatic wall of sliding doors opens seamlessly onto an expansive deck overlooking the sprawling front lawn and surrounding forest, creating a stunning indoor-outdoor living experience immersed in nature. The main level offers exceptional flexibility with a spacious media room, two bedrooms, and a full bathroom. Upstairs, the private primary suite features a spa-inspired ensuite bath and oversized walk-in closet. A lofted bonus space is ideal for a home office, fitness studio, yoga retreat, meditation lounge, or creative workspace. An additional upstairs bedroom includes a large closet and stylish 3/4 bath, perfect for guests. Every detail is entirely brand new, offering timeless Northwest design with modern comfort and sophistication. You’re a short ferry ride to Seattle or Tacoma or anywhere off Island that you desire to go! You’re minutes to downtown Vashon, equally accessible to the both ferries, close to so many parks, boat launches, and everything Vashon has to offer. Welcome to Island life!

12930 SW 204th Street, Vashon

Listing Broker: Real Broker LLC; Darrin Stumpf; 855-450-0442; info@darrinstumpf.com

10814 SE 304th Street, Auburn
$698,000
5 Beds ⋅ 3 Baths ⋅ 2590383 MLS ⋅ ACTIVE Status
Welcome to your own private retreat on a beautifully landscaped, shy 1/3-acre lot. This exceptional home perfectly balances indoor comfort with expansive outdoor living, making it a desirable place for daily life and an entertainer's dream. The main level welcomes you with warm wood-look flooring and an abundance of natural light. In the living room, a classic fireplace competes only with the stunning territorial views captured through large windows and sliding glass door. Step out onto the spacious deck for morning coffee while enjoying the view or host dinner parties in adjacent formal dining room. The sun-drenched kitchen boasts rich wood cabinetry and charming breakfast nook. Down the hall, the primary suite overlooks the lush backyard and features a fireplace plus en-suite bath. 2 more bedrooms & full main hall bath complete this level. Downstairs, discover the ultimate bonus space: a huge rec room anchored by a cozy fireplace insert and pre-plumbed wet bar, ideal for game nights or a media lounge. This level also features two additional bedrooms and an updated 3/4 bath—perfect for guests or a home office. Walk straight out to the sprawling, ultra-private backyard, where mature trees, a play structure, and an outbuilding await. Key updates include fresh exterior paint, a newer roof, newer carpet and a rare 2-car garage with drive-through capability. All of this is situated in a highly desirable, close-in area just minutes from shopping, dining & highway access. No HOA!

10814 SE 304th Street, Auburn

Listing Broker: Windermere RE West Campus Inc; Kris Holden; 206-999-9621; kholden@windermere.com

115 SW 181st Place, Normandy Park
$750,000
4 Beds ⋅ 4 Baths ⋅ 2589612 MLS ⋅ ACTIVE Status
CLOSE access to Seattle, Seatac & More! Discover elevated, low-maintenance living, a spacious newer 2023-built townhome in the Sapphire on Normandy community offering 4 bedrooms, 3.5 bathrooms and 2,215 square feet of thoughtfully designed living space. Step inside to a bright open-concept main living area with luxury vinyl plank flooring, contemporary finishes and abundant natural light. At the heart of the home, the chef-inspired kitchen features quartz countertops, stainless steel appliances, generous cabinetry and an oversized island/breakfast bar that connects effortlessly with living areas—ideal for everyday living and entertaining. Step outside to the private deck for morning coffee. What truly distinguishes this home is its flexible multi-level floor plan offering multiple private bedroom-and-bath configurations, including three spacious lower + upper-level primary suites with private bathrooms and walk-in closets. Lower level bedroom space with ensuite bath and outdoor access creates valuable flexibility. The property also has a private sauna and additional off-street parking, while the community offers a park/dog-park area. The HOA includes common-area maintenance, lawn service and road maintenance. Enjoy access to I-5, Highway 509, Sea-Tac International Airport, downtown Seattle, Des Moines Marina, parks, shopping and dining. The property is also served by the Highline School District, Marvista Elementary, Sylvester Middle School and Mount Rainier High School.

115 SW 181st Place, Normandy Park

Listing Broker: COMPASS; Nicole Braam; 253-237-2090; nbraam@kw.com

18714 82nd Avenue Ct E, Puyallup
$485,000
4 Beds ⋅ 3 Baths ⋅ 2589797 MLS ⋅ ACTIVE Status
Some homes are easy to picture yourself in. You pull into the cul-de-sac, turn onto the corner lot, and you’re home. Inside, vaulted ceilings and skylights bring an open, airy feeling to the spaces where everyday life unfolds. Mornings begin in the kitchen, evenings slow down around the dining table, and there’s room to settle in without life feeling crowded. Then there’s the backyard. Step outside onto the deck, let the day stretch a little longer, start the garden you’ve been talking about, or simply enjoy having a fully fenced space of your own. With a level lot, garden space and room to make it yours, the outdoors feels like an extension of the home rather than an afterthought. And when real life kicks in, the practical pieces are already here too: central A/C for warm summer days, an attached two-car garage, a sprinkler system and no HOA. Tucked into a Puyallup neighborhood with sidewalks and paved streets, this is a home that feels ready for everyday routines, slow weekends, backyard evenings and whatever comes next. Come see how it feels in person.

18714 82nd Avenue Ct E, Puyallup

Listing Broker: Keller Williams Realty; Nancy L. Lee; 253-222-9978; nancylee@kw.com

10728 Tucannon Court SE, Yelm
$469,000
3 Beds ⋅ 3 Baths ⋅ 2588296 MLS ⋅ ACTIVE Status
Practically Perfect Positioning - end of Cul-De-Sac 4 bedroom home. 2026 new roof with HVAC system is still in warranty and will transfer. Always kept up with routine services. Beautifully designed 4-bedroom, 3 full-bathroom home-1916 square feet of living space with Huge flag lot. This home features a spacious living room, dining room, kitchen with eating space, and main-level full bath. The open-concept kitchen- all appliances remain and generous workspace while flowing into the living area with a gas fireplace. Deck and patio surrounded by fully fenced backyard. Upstairs, the primary includes full bath- with spacious walk-in closet. Three additional bedrooms with bonus room. Laundry room offers folding table and hanging bar. Full bath on the lower level. Additional features include central air conditioning, forced-air heat, an attached two-car garage, driveway parking, and No HOA. Conveniently located within walking distance to Yelm’s shopping, restaurants, schools, and everyday services, with easy access to WA-507 and JBLM’s East Gate—

10728 Tucannon Court SE, Yelm

Listing Broker: Dove Realty, Inc.; RonMc McCullah; 253-606-9070; SoldBuyRonMc@gmail.com

9515 Linden Avenue N, Seattle
$639,950
2 Beds ⋅ 1 Baths ⋅ 2588576 MLS ⋅ ACTIVE Status
Rare freestanding Greenwood home, just over a mile from Green Lake, offering space, privacy, parking, and flexibility! This light-filled, fenced 1,200 sq ft home features an inviting open layout, oak hardwood floors, a private outdoor retreat, three parking spaces, and a detached backyard studio. Spacious living and dining areas flow into an updated kitchen with granite countertops, eating bar, glass cooktop, double oven, heated travertine floors, and room for a dining table. Large windows fill the home with natural light, while the sandstone wood-burning fireplace adds warmth. Two oversized bedrooms feature French doors opening directly to the southwest-facing deck and landscaped backyard oasis, perfect for outdoor dining, entertaining, or relaxing. The detached backyard studio provides valuable bonus space for a home office, creative studio, fitness area, or hobby room. A separate storage shed with workbench offers additional room for tools and outdoor equipment. Updated full bath with tile finishes and heated floor, plus a laundry area with newer washer and dryer. Three parking spaces out front with room for multiple vehicles, larger vehicles, or an RV. Earthquake retrofitted, chimney serviced, newer hot water tank, and updated electrical. Surrounded by restaurants, cafés, breweries, and shopping. Easy access to I-5, downtown Seattle, Interurban Trail, and Light Rail! 3.75% VA assumable loan option available to qualified buyers.

9515 Linden Avenue N, Seattle

Listing Broker: eXp Realty; Lilly Fedorova; 425-236-1732; seattledreamhomesc21@gmail.com

29629 NE Gamble Place, Kingston
$678,000
2 Beds ⋅ 1 Baths ⋅ 2587469 MLS ⋅ ACTIVE Status
Enjoy 90 feet of waterfront on beautiful Gamble Bay! This charming .4-acre property offers the perfect opportunity to relax, unwind, and enjoy life on the water, with plenty of space to store your kayak and soak in the stunning bay views and sunsets. The main home features a functional open-concept design, cozy fireplace, and breathtaking water views. A spacious deck connects the main home to the separate casita, creating an inviting space to entertain, relax, and take in the ever-changing scenery of the bay. The casita adds incredible versatility and includes a 3/4 bath—perfect for guests, a private studio, home office, multi-generational living or creative space. Together, the main home and casita offer approximately 1,495 square feet of living space. Whether you're looking for a peaceful weekend retreat, a waterfront home, or your own little escape, this property offers the perfect combination of water, views, and privacy. Come enjoy beautiful Gamble Bay and make this waterfront getaway your own!

29629 NE Gamble Place, Kingston

Listing Broker: John L. Scott, Inc.; Marie Johnatakis; 425-999-6987; MarieJ@johnlscott.com

12873 SE 75th Road, Newcastle
$1,139,000
5 Beds ⋅ 4 Baths ⋅ 2589382 MLS ⋅ ACTIVE Status
End-unit Lakehouse townhouse with 5 bedrooms and 3.5 baths, refreshed with new interior paint, carpet, and engineered hardwood. Chef’s kitchen with quartz island, spa-inspired primary suite, lower-level guest suite with ensuite bath, and 2-car garage with EV charger. Minutes to Lake Boren Park and Newcastle Commons, within the award-winning Issaquah School District.

12873 SE 75th Road, Newcastle

Listing Broker: John L. Scott, Inc.; Maria Luz Ambrisi; 425-588-1206; luzambrisi@johnlscott.com

5514 116th Street SW, Lakewood
$680,000
4 Beds ⋅ 3 Baths ⋅ 2588732 MLS ⋅ ACTIVE Status
Beautiful home on over 1/3 acre in the heart of Lakewood's desirable Racquet Club Estates community. The perfect blend of vintage charm and modern upgrades. A distinguished double door entry opens up to a main floor featuring oversized windows, allowing for an abundance of natural light. Off of the beautiful stone-floored entryway is a MAIN FLOOR BEDROOM with its own sink vanity & private door to the MAIN FLOOR FULL BATHROOM, making this home perfect for multigenerational living. Main floor also features 2 living areas, each with its own fireplace, designated dining space w/ a grand view of the PARK-LIKE BACK YARD and an UPDATED KITCHEN w/ peninsula perfect for a breakfast bar. Don't miss the pantry tucked behind the fridge! A pocket door conveniently closes off the back living area from the entryway if you wish! Through a slider off of the rear living area is the absolute highlight of this home; a LARGE SUNROOM/SOLARIUM. Enjoy the sun & a view of your large landscaped back yard year-round in this great heated space! Upstairs you'll find the remaining bedrooms, incl. a large primary bedroom w/ grand 2-door entry, ensuite 3/4 bath and walk-in closet w/ organizers. A pocket door closes off the shower area for privacy. Also upstairs is an additional great-sized full bathroom. Ceiling fans in all upstairs bedrooms and rear living area! CENTRAL A/C! Semi-circle driveway w/ ABUNDANT PARKING. Large 2-CAR GARAGE W/ WORKSPACE! Quick access to I-5 & JBLM! Great location for commuters!

5514 116th Street SW, Lakewood

Listing Broker: Realty One Group Bold; Mandy Klebe; 559-920-8034; Mandy@HomeFrontHomeTeam.com

12873 SE 75th Road, Newcastle
$1,139,000
5 Beds ⋅ 4 Baths ⋅ 2588341 MLS ⋅ ACTIVE Status
End-unit Lakehouse townhouse with 5 bedrooms and 3.5 baths, refreshed with new interior paint, carpet, and engineered hardwood. Chef’s kitchen with quartz island, spa-inspired primary suite, lower-level guest suite with ensuite bath, and 2-car garage with EV charger. Minutes to Lake Boren Park and Newcastle Commons, within the award-winning Issaquah School District.

12873 SE 75th Road, Newcastle

Listing Broker: John L. Scott, Inc.; Maria Luz Ambrisi; 425-588-1206; luzambrisi@johnlscott.com

9375 N Fork Road, Cashmere
$885,000
4 Beds ⋅ 4 Baths ⋅ 2588700 MLS ⋅ ACTIVE Status
A rare 22-acre retreat where privacy, mountain views & endless possibilities come together! Nestled up Olalla Canyon, this ONE-owner custom home offers a truly exceptional setting with 200' of Forest Service land frontage & DIRECT access—an outdoor enthusiast’s dream and an incredible opportunity for a hobby farm, equestrian estate, or private mountain haven. The thoughtfully designed 4-bed, 2.5-bath main home features a spacious great room framed by gorgeous mountain views and sliding doors opening to the patio. The main level includes laundry room, powder room, and a private primary suite with a large bath & spacious walk-in closet w/ built-ins, plus a flexible additional room ideal as a bedroom or home office. Upstairs offers two additional bedrooms and an expansive bonus room with storage. Above the garage, a generous 900 SF ADU with full bathroom provides exceptional flexibility for guests, extended living, or rental income with direct exterior access through an additional set of stairs on the side of the garage. Outside, the possibilities continue with a fully asphalted driveway, greenhouse, shed, barn, and additional outbuilding for all your equipment, toys & recreational gear. Private, versatile & surrounded by nature—properties like this rarely come available!

9375 N Fork Road, Cashmere

Listing Broker: John L. Scott Wenatchee; Susan Kim; 509-393-1955; susankim525@gmail.com

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