Thurston Homes with FHA Terms

Thurston Homes with FHA Terms

Thurston County, located in the state of Washington, is a beautiful region that offers a variety of attractions and amenities for residents and visitors alike. Known for its natural beauty and outdoor recreational opportunities, Thurston County is a popular destination for those seeking a balance between city conveniences and the tranquility of nature.

Situated in the heart of the Pacific Northwest, Thurston County is home to the state capital, Olympia, making it an ideal location for those working in government or seeking employment in the public sector. The county is also known for its strong education system, with several well-regarded schools and colleges in the area.

For those interested in purchasing a home in Thurston County, there are various options available, including homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible and affordable for individuals and families. These loans offer lower down payment requirements and more flexible credit guidelines, making it easier for buyers to qualify for a mortgage.

With FHA terms, prospective homebuyers in Thurston County can take advantage of the benefits offered by these loans, such as lower interest rates and the ability to finance home improvements. Whether you're a first-time buyer or looking to upgrade to a larger property, homes with FHA terms provide a viable option for those looking to enter the real estate market in Thurston County.

With its stunning natural landscapes, thriving communities, and access to a range of amenities, Thurston County is an excellent place to call home. Whether you're attracted to the bustling city life of Olympia or the peaceful rural areas surrounding it, Thurston County offers a diverse range of housing options to suit every lifestyle and budget.

Newest Thurston Homes with FHA Terms

$534,900
4 Beds ⋅ 2 Baths ⋅ 2572883 MLS ⋅ ACTIVE Status
ANOTHER STUNNING REMODEL FROM L3R LLC! ALL NEW Custom Kitchen w/ Quartz Counters & Full Appliance Package, Permited Electrical Panel, Roof, Gutters, Waterproof Commercial Vinyl Plank Floors & Carpet Throughout, Doors, Trim, Bathrooms w/ Vanities & Tub/Showers, Interior & Exterior Lighting, Interior & Exterior Paint, Insulated Garage Door & Garage Walls, Hot Water Heater & NEW 9,000 sq ft of Hydroseeded Yard! Main Floor features Large Primary Bedroom, Utility Rm for Washer/Dryer & Water Heater, 3/4 Bath, Large Family Rm with Wood Fireplace. Upstairs features 3 more bedrooms, Full Hall Bath with 42" Vanity & Tub Shower Combo, Large Living Room with Vaulted Ceilings, Skylights & Wood Fireplace. Kitchen Cabinets Custom Designed for this home with Quartz Counters, Deep Stainless Sink, Appliance Package & 6" Backsplash. Dining Room has Sliding Door leading to a massive 42' Long x 8' Wide Deck (336 sq ft). Deck Stairs lead to Fully Fenced Huge Yard with 8,000 square feet on Hydroseeded Lawn. Newly Poured Concrete Parking Pad in front of Remodeled Garage with Insulated Door & Insulated Walls, Painted Floor, Gas Furnace, NEW Permitted Electrical Panel with Door that leads to Main Floor. The Gravel Side Yard has room for RV, Boat, Trailer, Parking. Property backs to Well-Maintained State Property. Walking Distance to TOP TUMWATER JR HIGH & SR HIGH SCHOOLS, 3 minutes to shopping, restaurants & i5. Attention to Detail throughout!

235 Dennis Street SW, Tumwater

Listing courtesy of Real Estate Gladiators.

$485,000
5 Beds ⋅ 3 Baths ⋅ 2572901 MLS ⋅ ACTIVE Status
Welcome home to this beautiful 5 bedroom 2.5 bath home in the heart of Yelm! Enjoy brand new carpets, a fresh coat of paint, custom tiled shower renovation with glass panel, new walk in closet inserts, updated kitchen appliances/faucet, 3 year old roof, AC, and more! Upon entry is a large living room with plenty of natural light and dining space. Past that is the kitchen with a new dishwasher, microwave, and faucet! Connected is the family room with more eating space, gas fire place, and access to the back deck! Upstairs is the primary bedroom, with the brand new tile shower, and a walk in closet! Along with the primary bedroom, is 4 more bedrooms, a dedicated laundry room, and a full bathroom! Backyard has a full deck, shed with power and shed without power, and plenty of room for entertaining! Close to shops, highways, restaurants, and JBLM. Come see today!

10517 Farwest Court SE, Yelm

Listing courtesy of ENRG Realty.

$525,000
2 Beds ⋅ 2 Baths ⋅ 2572827 MLS ⋅ ACTIVE Status
Welcome to 8325 Bainbridge Loop NE, located in the highly desirable Jubilee 55+ community in Lacey! This exceptionally clean and well-cared-for 2-bedroom, 1¾-bath home is truly move-in ready. The comfortable, thoughtfully designed floor plan offers easy living, while central air conditioning keeps you cool during the warmer months. Enjoy the active Jubilee lifestyle, beautifully maintained surroundings, and wonderful community amenities including the pool and clubhouse just around the corner. Conveniently located near shopping, dining, golf, parks, and everyday services. If you're looking for a clean, comfortable home in one of Lacey’s most sought-after 55+ communities, this one is ready to welcome you home! New Exterior paint in 2026. New furnace/heat pump in 2025. New interior carpet/paint 2024. New Washer/dryer 2025.

8325 Bainbridge Loop NE, Lacey

Listing courtesy of Century 21 Van Dorm Realty.

$124,950
3 Beds ⋅ 2 Baths ⋅ 2571805 MLS ⋅ ACTIVE Status
Welcome to Crestwood Park, a well-established manufactured home community in Lacey! This inviting home offers a comfortable and functional layout with plenty of natural light and several recent updates. New carpet and updated flooring were completed in 2024, while the heating and central A/C systems are approximately 1.5 years old, providing year-round comfort and added peace of mind. Enjoy spacious living areas, a practical kitchen, and easy, low-maintenance living. Conveniently located near shopping, dining, parks, public transportation, and everyday amenities, with easy access to major roadways. Move-in ready and waiting for its next owner!

4500 Ruddell Road SE Unit #39, Lacey

Listing courtesy of KW Mountains to Sound Realty.

$639,995
4 Beds ⋅ 3 Baths ⋅ 2572850 MLS ⋅ ACTIVE Status
Morel Meadows by D.R. Horton, America's #1 builder - Costco right down the street! Back right up to the community park with this location. The Sellwood Plan is well laid out with open concept living, entertain with guests while in the kitchen. Did we mention the HUGE pantry?! Hang around the large island or continue upstairs to the 3 bedrooms + large bonus room?! This bonus room has a closet as well, so use it as another bedroom is needed. Your home is featuring hard surface flooring, painted white or gray cabinets, Stainless Steel Appliances, Quartz Countertops, Heat Pump for Air Conditioning, smart home features, and a 10yr warranty?! Say less! No, actually say more...for MORE-L Meadows :) With surrounding mature trees, walking trails in the community as well as the Regional Athletic Complex Park across the street (the RAC) for all the outdoor fun/baseball/basketball/soccer and an extra row of EV charging for guests in their parking area. Great location just minutes to I-5, JBLM, shopping, unassuming local restaurants that will make this area feel like HOME! There are daily adventures to keep up with our availability. With much to be concerned with in the world today, where you hang your hat should be the least of your worries. Buyers must register their broker on first visit, including open houses. *** Ask about our $20,000 buyer bonus with our preferred lender for qualified buyers ***

8454 Ostrom Avenue SE Unit #24, Lacey

Listing courtesy of D.R. Horton.

$675,000
3 Beds ⋅ 2 Baths ⋅ 2571998 MLS ⋅ ACTIVE Status
Amazing opportunity to own a private, 30,000+/- sq ft level lot within Olympia city limits with potential for multigenerational living. This 3-bedroom, 2-bath rambler welcomes you with a spacious great room featuring a wall of windows that fills the home with natural light and a corner gas fireplace. The nicely appointed kitchen offers solid-surface counters, stainless-steel appliances, a sunny breakfast nook, and plenty of storage. The primary ensuite features two closets, a separate shower, and a classic clawfoot tub. The fenced, level backyard offers plenty of space for a play area, garden beds, fruit trees, entertaining, or simply enjoying the privacy. Covered and uncovered patios provide inviting spaces for outdoor living. A 36-foot RV storage building and an additional 400-square-foot garage offer ample room for vehicles, hobbies, and storage. Conveniently located within walking distance of San Francisco Street Bakery and Roosevelt Elementary, with quick access to downtown Olympia. With no HOA and potential for additional ADUs, rental income, multigenerational living, or subdivision, subject to applicable zoning and approvals, this property offers exceptional flexibility and opportunity within the city limits.

1311 Devon Drive NE, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$645,000
5 Beds ⋅ 3 Baths ⋅ 2572770 MLS ⋅ ACTIVE Status
BETTER THAN NEW in the desirable Bradbury Community! Built by renowned local builder Rob Rice Homes, this beautifully maintained 5-bed + den, 2.5-bath residence combines quality craftsmanship, energy efficiency, and thoughtful upgrades throughout. The spacious, functional floor plan is designed for today's lifestyle and features hardwood flooring, quartz countertops, charcoal-stained maple cabinetry with soft-close drawers and full-extension guides, and a well-appointed kitchen with a double-oven range and abundant prep space. The versatile den is perfect for a home office, hobby room, or additional living area. Upstairs, the spacious primary suite serves as a private retreat with a luxurious 5-piece bath and tile flooring. Recent improvements make this home truly move-in ready, including fresh interior paint, custom cellular blinds, a garage heater, and generator wiring for added convenience and peace of mind. Energy-efficient features include a high-efficiency 5-stage heat pump with heating and cooling, a Carrier electric forced-air furnace, solar panels, and an electric hybrid water heater, helping provide year-round comfort and lower utility costs. Outside, enjoy fully landscaped front and back yards with privacy fencing, creating ideal spaces for entertaining, relaxing, and everyday living. Located within the highly sought-after Tumwater School District. A rare opportunity to own a truly turnkey home in one of the area's most desirable neighborhoods.

1422 89th Avenue SE, Olympia

Listing courtesy of Capitol Real Estate LLC.

$520,000
3 Beds ⋅ 2 Baths ⋅ 2567863 MLS ⋅ ACTIVE Status
Welcome home to a perfect blend of mid-century modern character, thoughtful updates, and incredible indoor outdoor living. This 3 bedroom home features beautiful hardwood floors, ample storage, central A/C, and a light filled living and dining space anchored by a cozy gas fireplace. The kitchen offers granite countertops, stainless steel appliances, and a gas range. A versatile bonus room provides the perfect space for a home office or creative studio. Designed for entertaining, the expansive deck stretches the entire length of the home, with three separate access points from the dining, kitchen, and primary bedroom, creating an effortless connection between indoor and outdoor spaces. The established yard is filled with mature native plants and pear trees, plus a greenhouse and storage shed for gardening and hobbies. And then there's the shop! In addition to the attached one car garage, you'll find a large detached heated shop offering exceptional space for projects, storage, hobbies, or your next big idea! Alley access provides additional off street parking for added convenience. All of this in an incredibly convenient location! Walk to neighborhood shops, restaurants, and coffee, while enjoying quick freeway access for an easy commute. Grocery, entertainment, parks and lakes are all minutes away. A home with character, flexibility, outdoor space, and amenities that are increasingly hard to find!

318 Ranger Drive SE, Olympia

Listing courtesy of Real Broker LLC.

$489,900
3 Beds ⋅ 2 Baths ⋅ 2571425 MLS ⋅ ACTIVE Status
Beautiful Lakepointe Rambler with modern upgrades. Welcome home to this inviting 3-bedroom, 2-bath rambler offering 1,458 square feet of comfortable living space on a nicely landscaped 6,685 square foot lot. This home features a large living room with vaulted ceiling and skylights. The spacious primary suite easily accommodates a king size bed, has a large walk-in closet, and a private bath with tile floor and large walk-in shower. The remaining two bedrooms are both generously sized, large enough to easily accommodate queen sized beds with ample space for additional furniture making for genuinely functional bedrooms. Recent improvements include new carpet, new mini-split heating and cooling system, interior and exterior paint, stainless steel range and dishwasher, keyless entry front door, and digital thermostat. The fully fenced backyard is perfect for relaxing or entertaining. Showcasing a 6 person hot tub surrounded by trees and shrubs, creating a relaxing retreat where you can unwind at the end of the day. Outdoor recreation awaits you less than one block away at Lakepointe park. Whether it’s pickleball, basketball, tennis, or simply the paved 1/2 mile loop, this park has plenty to offer. Lakepointe neighborhood is in the North Thurston county schools district, with quick access to Lakes Elementary, Komachin Middle and Timberline High Schools as well as an easy commute to JBLM. It is also conveniently located near several shopping and dining options.

6301 61ST Avenue SE, Lacey

Listing courtesy of homecoin.com.

$739,999
2 Beds ⋅ 2 Baths ⋅ 2572604 MLS ⋅ ACTIVE Status
What's Special: Oversized Closet in Primary | West Facing Patio | Covered Patio | Gourmet Kitchen. New Construction - October Completion! Welcome to the Walnut II at 2923 Balsamroot Drive SE in Ovation at Oak Tree! Welcome to this thoughtfully designed single-story home where comfort and functionality come together seamlessly. The open-concept gourmet kitchen, dining area, and great room create a bright and welcoming space for gathering, while the covered patio extends your living area outdoors. The private primary suite is tucked away at the back of the home and features a spacious walk-in closet and an elegant en-suite bath. Two secondary bedrooms and a flexible space offer versatility to fit your lifestyle. A convenient laundry room, ample storage, and a 2-car garage complete this beautifully balanced floor plan. Experience a vibrant 55+ lifestyle surrounded by natural beauty at Ovation at Oak Tree. Explore a scenic 40-acre Oak Preserve with walking trails, enjoy resort-style amenities, and connect with neighbors at the Villages Club and Pavilion Club. Stay active with an indoor pool, fitness center, pickleball, bocce ball, a dog park, and more. Additional Highlights Include: gas cooktop, 8' interior doors, gas line for BBQ and pre-plumed for laundry sink. Photos are for representative purposes only. Builder broker registration policy requires, if represented, your broker register you with Community Site agent prior to OR with you, on your 1st visit. MLS#2572604

2923 Balsamroot Drive SE, Lacey

Listing courtesy of Cascadian King Company, L.L.C..

$549,950
4 Beds ⋅ 3 Baths ⋅ 2572059 MLS ⋅ ACTIVE Status
Beautifully maintained and updated, this spacious 4-bedroom, 3-full bath home in Hawks Prairie is move-in ready for you today! This fantastic split-level 2,283 sqft home has it all–including A/C & new carpets in all 4 bedrooms. Beautiful engineered hardwood floors span the upper level throughout the open-concept living room with gas fireplace, dining room and kitchen. New quartz countertops & newly-expanded cabinet space make this large kitchen a beautiful and functional place to gather. Retreat to your large primary suite complete with attached bathroom, new polished granite double vanity countertops, and walk-in closet outfitted with California Closet system. Two more bedrooms and a full bath with new leathered granite countertops complete the upstairs. Ideal for guests or flexible living, downstairs you'll find newer vinyl plank, an extra large family room, the 4th bedroom, and the large 3rd full bathroom with utility hook ups. The two-bay oversized garage offers cabinet and countertop storage while the backyard shed is perfect for storing your garden tools, lawn equipment, or extra gear. Significant upgrades include new Marvin windows on the front upper level, new TimberTech decking in the front and back, new dishwasher, as well as a newer water heater, high efficiency heating, and cooling with UV filter system. Don't miss your opportunity to live in the heart of it all, close to Costco, dining, I-5 and JBLM – the amenities for everyday living are right outside your door!

1132 Villanova Street NE, Olympia

Listing courtesy of MVP Realty Group.

$459,900
3 Beds ⋅ 2 Baths ⋅ 2567153 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated 3-bedroom, 2-bathroom home, refreshed inside and out with thoughtful upgrades throughout. The interior features new LVP flooring, updated lighting, fresh interior paint, cordless blackout wood blinds, and a remodeled kitchen with new cabinetry, refrigerator, dishwasher, and a convenient touchless faucet. Both bathrooms have also been tastefully remodeled. Outside, enjoy a large covered front porch, spacious nearly fully fenced backyard, new wood fencing with a durable metal frame, gated extra parking, and a pear tree. The long new deck features synthetic turf, electrical outlets, stylish lighting, and a floodlight, creating a great space for relaxing or entertaining. A standout feature is the new 15x26 detached shed, offering approximately 390 sq. ft. of versatile space with new flooring, vinyl windows, lighting, and electrical service, perfect for a home office, gym, workshop, studio, or hobby space. Additional upgrades include a durable metal roof, exterior floodlights, and convenient sensor- and remote-controlled lighting throughout the home.

8720 Pepperidge Lane SE, Yelm

Listing courtesy of Keller Williams South Sound.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.