Thurston Homes with USDA Loan Terms

Thurston Homes with USDA Loan Terms

Thurston County, located in the state of Washington, is a picturesque region that offers a perfect blend of natural beauty and urban amenities. Situated in the Pacific Northwest, this county is known for its stunning landscapes, vibrant communities, and a thriving real estate market.

Thurston County is home to the state capital, Olympia, making it an attractive destination for those seeking a mix of government services, cultural attractions, and outdoor recreational opportunities. The county is also surrounded by the natural beauty of the Puget Sound, with its numerous waterways, parks, and trails, providing endless opportunities for hiking, boating, and wildlife spotting.

For those looking to purchase a home in Thurston County, the availability of USDA loan terms is a significant advantage. The USDA loan program offers favorable terms and low-interest rates to eligible buyers, making homeownership more accessible and affordable. This program is particularly beneficial for individuals and families with moderate incomes who wish to live in rural or suburban areas.

With USDA loan terms being true in Thurston County, prospective homebuyers can take advantage of this opportunity to find their dream home in a region that offers a high quality of life, excellent schools, and a strong sense of community. From charming historic neighborhoods to modern developments, Thurston County has a diverse range of housing options to suit different preferences and budgets.

Whether you're a nature enthusiast, a city dweller, or someone looking for a close-knit community, Thurston County has something to offer everyone. Explore the real estate opportunities in this beautiful region and make your homeownership dreams a reality.

Newest Thurston Homes with USDA Loan Terms

$384,950
3 Beds ⋅ 2 Baths ⋅ 2567076 MLS ⋅ ACTIVE Status
Discover the possibilities with this well-maintained 3-bedroom, 2-bath home situated on a level 1.34-acre lot. The 1,152 sq. ft. home offers comfortable living with both a ductless mini-split system and forced-air furnace for year-round heating and cooling. Relax and enjoy the outdoors from the spacious wrap-around deck, perfect for entertaining or taking in the peaceful setting. A standout feature is the impressive 1,512 sq. ft., 3-bay shop, complete with an additional man door, providing a versatile space for hobbies, projects, storage, a workshop, or business possibilities, including RV/boat storage rentals. Near the house there is also a hookup for power and water near the house. For added peace of mind, the property also features a newer well pump and casing, as well as having weatherization program to make the home more energy efficient in 2021. With usable acreage, a versatile shop, and comfortable living spaces, this property offers the flexibility and space you've been looking for. Riding lawn mower negotiable outside of sale of home.

19938 SW Old Hwy 9, Rochester

Listing courtesy of Virgil Adams Real Estate, Inc..

$440,000
4 Beds ⋅ 3 Baths ⋅ 2569618 MLS ⋅ ACTIVE Status
Refined comfort meets everyday functionality in this beautifully updated split-level home in Autumn Hill. Designed with both style and versatility in mind, the light-filled upper level offers an inviting living space anchored by a gas fireplace and seamless flow into the dining area and kitchen ideal for elevated entertaining or relaxed evenings at home. The lower level offers a spacious secondary living area, an additional bedroom, and walk-out patio access perfect for pets or entertaining guests. A separate bonus room provides flexibility for a home office, gaming lounge, or private studio. Brand-new LVP flooring and plush carpet throughout enhance the home’s modern aesthetic and move-in-ready appeal. Ideally situated near parks, schools, and everyday conveniences, this residence delivers a polished lifestyle within a well-established community.

16189 Birkland Street SE, Yelm

Listing courtesy of Rain Town Realty + JPAR.

$414,900
3 Beds ⋅ 2 Baths ⋅ 2569712 MLS ⋅ ACTIVE Status
On approximately 1.2 acres, this home offers the kind of space and flexibility that is getting harder to find. Inside, the open concept layout feels bright & open, with fresh interior & exterior paint and brand new appliances. An oversized primary suite with seating area & private bath. plus a second full bathroom and generous living and dining spaces for everyday living & entertaining Step outside to a back deck overlooking a fenced yard with garden space and a shed, ideal for pets, projects, or quiet evenings. A covered front patio with a vaulted roofline looks out to mature trees. With room for RV or boat parking, gardening, or a mini farm, this property supports a lifestyle, not just a house. This is a Fannie Mae HomePath Property.

18231 Doris Lane SW, Rochester

Listing courtesy of Evergreen State Homes.

$519,900
3 Beds ⋅ 2 Baths ⋅ 2569087 MLS ⋅ ACTIVE Status
Welcome home to this charming mid century rambler tucked away in a great Tumwater location! This 3 bedroom, 1.75 bath home offers a functional open layout filled with natural light, beautiful hardwood floors, and plenty of character throughout. The bonus space with double doors opens directly to the fully fenced backyard, creating an easy flow for entertaining, relaxing, or enjoying the raised garden beds and outdoor space. An attached garage plus additional off street parking gives you plenty of room for everyday living. Nestled in an established neighborhood with easy access to shopping, dining, schools, parks, and I 5. A home with personality, space, and a location that makes getting around easy. Come see it for yourself!

410 T Street SE, Tumwater

Listing courtesy of eXp Realty.

$419,950
2 Beds ⋅ 1 Baths ⋅ 2569069 MLS ⋅ ACTIVE Status
Welcome to this charming 2-bedroom, 1-bath home situated on a spacious corner lot in Olympia. The property offers a welcoming front yard, a 2-car garage, and a comfortable layout with plenty of opportunity to make the space your own. Step outside to enjoy the thoughtfully arranged backyard, featuring a gazebo that provides a great spot for outdoor dining or relaxing, along with a convenient storage shed. A separate sitting area tucked alongside the home offers another inviting space to enjoy the outdoors. With its corner-lot setting, generous yard space, 2-car garage, gazebo, shed, and multiple outdoor areas, this home offers a great combination of comfort, functionality, and outdoor living.

7847 SE Normandy Street, Olympia

Listing courtesy of eXp Realty.

$469,000
4 Beds ⋅ 2 Baths ⋅ 2564587 MLS ⋅ ACTIVE Status
First time on the market in over 30 years! This well-loved home offers a rare opportunity to own a property with solid bones, timeless character, and endless potential. Featuring a newer 50-gallon water heater, a roof that's only six years old, and a well-maintained heating system, many of the major components have already been cared for.Beautiful original hardwood floors extend throughout the spacious living areas and bedrooms, adding warmth and classic appeal. While some updates have already been completed, there's still plenty of opportunity to personalize the home and create the space you've always envisioned.The lower level offers exceptional flexibility with a large bonus room, an additional bedroom, and a ¾ bath—ideal for guests, a home office, or multi-generational living.Conveniently located just minutes from I-5, medical facilities, shopping, and schools, this home combines accessibility with the charm of an established neighborhood featuring generous quarter-acre (±0.25 acre) lots. Don't miss your chance to make this special property your own.

5111 21st Avenue SE, Lacey

Listing courtesy of eXp Realty.

$389,950
3 Beds ⋅ 2 Baths ⋅ 2567677 MLS ⋅ ACTIVE Status
Welcome to Clearwood! This beautifully maintained 2019 rambler offers the feel of a like-new home with thoughtful features and comfortable one-level living. The spacious floor plan includes 3 bedrooms and 2 full bathrooms, highlighted by a private primary suite with a walk-in closet. Enjoy year-round comfort with an efficient ductless mini-split heating and cooling system. The attached 2-car garage provides convenient parking and storage, while the spacious lot offers plenty of room to enjoy the outdoors. The kitchen comes complete with all appliances staying with the home. Located in the gated Clearwood community, this move-in-ready home combines modern construction, low-maintenance living, and a great setting. Don't miss this opportunity!

18412 Rampart Court SE, Yelm

Listing courtesy of Better Properties UP/Fircrest.

$715,000
3 Beds ⋅ 3 Baths ⋅ 2562523 MLS ⋅ ACTIVE Status
Beautifully maintained home on almost .79 acres with peekaboo views of Pattison Lake in an established neighborhood with no HOA, on a quiet dead-end road minutes from all amenities. The fully fenced, south-facing backyard is a private retreat showcasing PNW native plantings, mature fruit bushes and trees, a large patio, covered fire pit gathering area, spacious dog run, RV and extra parking, outbuildings, back gate leading to fenced green space area for added flexibility. both front and backyard feature low-maintenance perennial landscaping. Inside, a dramatic two-story entry opens to a light-filled floor plan with a spacious kitchen featuring granite countertops overlooking the backyard, walk-in pantry, and open to the living room with gas fireplace, plus a private dining room for gatherings. A bay window highlights the office/flex space. The spacious primary suite offers a walk-in closet, soaking tub, large glass shower with dual heads, and vanities. Recent updates include a new furnace and A/C (2022), roof (2018), septic pump, and exterior paint. The oversized two-car garage includes a workshop area, and the .79-acre lot may offer ADU potential (buyer to verify with Thurston County). Enjoy the nearby WDFW public boat launch with year-round access to boating, kayaking, paddle boarding, and fishing on Pattison Lake, which is stocked with rainbow trout and other fish species. Don't miss the annual Trout Derby, a favorite local tradition.

7445 Fair Oakes Road SE, Olympia

Listing courtesy of Keller Williams South Sound.

$425,000
3 Beds ⋅ 1 Baths ⋅ 2567536 MLS ⋅ ACTIVE Status
Charming 1955 Mid-Century Home in Lacey near the beautiful Panorama Senior Living Pea Patch awaits you. This solid, corner-lot charmer is nestled in a wonderfully happy and welcoming neighborhood and the enchanting yard is colored by its variety of landscaping, creating a private oasis. Combining solid character with modern readiness, this home features updated windows, a single-car garage, dedicated RV parking, and is generator ready for total peace of mind. Quiet mornings on the covered patio, a fenced backyard and a great location, all combine for the perfect place to come home to. Take a look today and see if you can make it your own.

1815 Curtis Court SE, Lacey

Listing courtesy of Realty One Group Bold.

$549,990
4 Beds ⋅ 3 Baths ⋅ 2567091 MLS ⋅ ACTIVE Status
The Christy plan at Willow Glenn boasts a smartly designed layout with plenty of flexible living and entertaining space. Main-floor highlights include an open-concept layout with a spacious great room, a dining area, and a large kitchen with a walk-in pantry and center island. Completing the main floor, you'll find a study with double doors off the foyer and a 1/2 bath. Heading upstairs, a versatile bonus room provides even more gathering space. Plus, you'll enjoy two secondary bedrooms and an expansive primary suite with a spa-like bath and roomy walk-in closet. Upgraded Items include, Covered Patio, Electric Fireplace and interior package. USDA approved property. Buyer's Broker must accompany &/or register Buyer at 1st visit.

9855 Ferns Loop SE, Yelm

Listing courtesy of BMC Realty Advisors Inc.

$450,000
3 Beds ⋅ 2 Baths ⋅ 2567366 MLS ⋅ ACTIVE Status
Turnkey Living Under $450K—Huge Lot, Fresh Upgrades & Absolute Privacy! Welcome home to 4432 29th Ave SE! Perfectly positioned in a quiet, desirable Lacey neighborhood, this move-in-ready gem delivers the ultimate combination of high-value interior updates, massive outdoor space, and unbeatable price positioning. At just $450,000, this property outshines the competition and won't last through the weekend. Key Highlights: Exceptional Outdoor Living: Spread out on an expansive, rare-for-the-price lot. Designed for low-stress enjoyment, high privacy, and maximum utility—perfect for weekend BBQs, garden projects, or entertaining. Fully Fenced & Secure: Enjoy complete peace of mind with a robust, fully enclosed perimeter ideal for pets, play, and private outdoor gatherings. Effortless Location: Minutes to schools, parks, shopping centers, and direct commute corridors to JBLM and I-5. Whether you are seeking a high-yield investment, a reliable turnkey start, or a home with real room to breathe, this property represents the best dollar-for-dollar value in the 98503 zip code. Schedule your walkthrough today before it’s gone!

4432 29th Avenue SE, Lacey

Listing courtesy of Cascade Home Group.

$389,000
3 Beds ⋅ 2 Baths ⋅ 2566984 MLS ⋅ ACTIVE Status
Small-town charm meets everyday convenience in the heart of Tenino! This well-maintained 3-bedroom, 2-bathroom home offers a functional layout with comfortable living spaces and plenty of outdoor room to enjoy. The fully fenced backyard is perfect for relaxing, entertaining, gardening, or summer fun by the pool. A spacious detached shop offers excellent flexibility for parking, hobbies, storage, or projects. Located near Tenino City Park, local schools, restaurants, shopping, and everyday amenities, this home puts everything you need within easy reach. With its inviting spaces, generous outdoor area, and versatile shop, this is a great opportunity to make it your own.

1173 Park Ave, Tenino

Listing courtesy of Capitol Real Estate LLC.

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