Thurston Homes with FHA Terms

Thurston Homes with FHA Terms

Thurston County, located in the state of Washington, is a beautiful region that offers a variety of attractions and amenities for residents and visitors alike. Known for its natural beauty and outdoor recreational opportunities, Thurston County is a popular destination for those seeking a balance between city conveniences and the tranquility of nature.

Situated in the heart of the Pacific Northwest, Thurston County is home to the state capital, Olympia, making it an ideal location for those working in government or seeking employment in the public sector. The county is also known for its strong education system, with several well-regarded schools and colleges in the area.

For those interested in purchasing a home in Thurston County, there are various options available, including homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible and affordable for individuals and families. These loans offer lower down payment requirements and more flexible credit guidelines, making it easier for buyers to qualify for a mortgage.

With FHA terms, prospective homebuyers in Thurston County can take advantage of the benefits offered by these loans, such as lower interest rates and the ability to finance home improvements. Whether you're a first-time buyer or looking to upgrade to a larger property, homes with FHA terms provide a viable option for those looking to enter the real estate market in Thurston County.

With its stunning natural landscapes, thriving communities, and access to a range of amenities, Thurston County is an excellent place to call home. Whether you're attracted to the bustling city life of Olympia or the peaceful rural areas surrounding it, Thurston County offers a diverse range of housing options to suit every lifestyle and budget.

Newest Thurston Homes with FHA Terms

$445,000
3 Beds ⋅ 3 Baths ⋅ 2563905 MLS ⋅ ACTIVE Status
"The Park" is a great central Lacey location - close to shopping, parks, library, I-5 access. Low maintenance living. Kitchen completely remodeled 2025: new quartz counters, soft-close drawers, stainless steel appliances by GE and Whirlpool. Roof replaced by previous owners in 2019. Crawl space recently rewrapped & insulated. Receipt available. Living-dining room is bright, open, and private, facing out to the patio. Newer luxury vinyl plank throughout home with new baseboards and trim around doors. Primary suite with new vanity, sink, and counter in the bathroom. New vanity, sink and counter in downstairs half-bath/laundry. Natural gas hookup on backwall of living room for fireplace installation. Dead end street. HOA provides lawn care in front of home and park, garbage service, clubhouse and heated community pool access. Playground temporarily closed for renovation. Bus stops on Pacific Ave and Martin Way. A mature vegetable and flower garden is yours to harvest after closing. The yard sign will be up on Friday afternoon (08/06).

6104 Huntington Lane SE, Lacey

Listing courtesy of Coldwell Banker Evergreen.

$515,000
3 Beds ⋅ 2 Baths ⋅ 2563643 MLS ⋅ ACTIVE Status
Welcome to your own private retreat in one of Lacey's most peaceful, established neighborhoods! This beautifully maintained home has been refreshed with fresh interior paint throughout, creating a bright, move-in-ready space you'll love coming home to. The spacious floor plan is ideal for both everyday living and entertaining, complete with a wet bar that's perfect for hosting friends and family. Step outside and discover a fully fenced backyard designed for privacy and relaxation. A large detached shed with electricity offers incredible flexibility—whether you're dreaming of a home office, studio, workshop, gym, or exploring future DADU potential (buyer to verify). Wide access gates on both sides of the property provide convenient RV parking, trailer storage, or additional space for your recreational toys. Nestled on a quiet street, this home offers the peaceful feel of a private oasis while remaining conveniently located less than 20 minutes from JBLM, with easy access to shopping, dining, parks, and everyday amenities. With fresh updates, versatile bonus spaces, exceptional outdoor functionality, and a prime location, this property offers the perfect blend of comfort, convenience, and opportunity. Don't miss your chance to make this Lacey gem your next home.

6612 Alder Glen Drive SE, Lacey

Listing courtesy of Skyline Properties, Inc..

$575,000
4 Beds ⋅ 2 Baths ⋅ 2564077 MLS ⋅ ACTIVE Status
Tucked against a peaceful greenbelt w/ seasonal views of Munn Lake, this beautifully maintained one-owner rambler offers the perfect blend of privacy, comfort & thoughtful design in the Deschutes River Highlands community. The open-concept living, dining & kitchen spaces feature oversized windows framing serene woodland views, while the vaulted living room creates an airy, inviting atmosphere. Spacious kitchen designed for gathering w/ stainless steel appliances, stone-surface countertops, abundant cabinetry, walk-in pantry & oversized breakfast bar w/ seating for 4 or more. Primary suite is a relaxing retreat w/ tranquil views, a vaulted ceiling, walk-in closet & luxurious 5-piece ensuite. Two additional bedrooms & another full bath located on the main level; one bed has a vaulted ceiling & oversized window that's ideal for a home office, while a large 4th bedroom above the garage offers exceptional flexibility for guests, hobbies, & potential for expansion into the attic. Covered patio w/ durable composite decking overlooking the fully fenced backyard & peaceful greenbelt between home and lake. In winter months, partial views of Munn Lake are seen through the trees. Dedicated laundry room provides room to customize, & oversized 746 sq ft tandem 3-car garage offers outstanding space for vehicles, storage & projects. Ideally located w/ easy access to scenic trails around Munn Lake, the neighborhood park, Munn Lake boat launch, Pioneer Park, Deschutes River, & so much more!

7121 Munn Lake Drive SE, Tumwater

Listing courtesy of MVP Realty Group.

$529,000
3 Beds ⋅ 3 Baths ⋅ 2566146 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated 3-bedroom, 2.5-bath residence where nearly every detail has been thoughtfully renovated, offering the perfect blend of modern style and everyday comfort. With the spacious primary suite conveniently located on the main floor and two additional bedrooms upstairs, this home provides a functional layout ideal for a variety of lifestyles. The stunning kitchen boasts all-new cabinetry, quartz countertops, under-cabinet lighting, and new appliances. All three bathrooms have been remodeled with new cabinets, quartz countertops, updated fixtures, and two tiled showers. The home also features new luxury vinyl plank main-floor flooring, new carpet upstairs, all new interior doors, trim, hardware, lighting, plumbing fixtures, and custom built-in cabinetry in the living room and laundry room. Enjoy abundant natural light from new sliding doors, updated windows, and three new skylights. Step outside to enjoy exceptional outdoor living with a new composite deck, covered patio with three skylights, new fence and gate, plus added exterior window trim. The 2 car garage offers extra storage with an amazing amount of built-in cabinetry. Every improvement has been thoughtfully completed by a local, established construction company, creating a stylish, low-maintenance home that's move-in ready for its next owner.

8135 Trimble Lane SE, Olympia

Listing courtesy of St Clair Realty.

$420,000
3 Beds ⋅ 1 Baths ⋅ 2565627 MLS ⋅ ACTIVE Status
Fantastic starter or investment home with upgrades that many of the other homes won't have. This 3-bedroom, 1-bath rambler not only has a mini-split system for heating and cooling, but it also boasts new kitchen cabinetry, backsplash and solid surface counters! There is even an additional door in the primary bedroom for access to the bathroom making it feel like an ensuite. The property is fully fenced in the front and backyard plus cross-fencing for pets. Close to I-5, shopping and dining. This will be a convenient place to call home.

8901 Quinault Loop NE, Olympia

Listing courtesy of Windermere Prof Partners.

$735,000
4 Beds ⋅ 3 Baths ⋅ 2566167 MLS ⋅ ACTIVE Status
Set on over an acre, this inviting Westside retreat is the perfect balance of space, flexibility, and convenience. Inside, the functional floor plan is designed for everyday comfort. A bedroom on the main level creates options for guests, a home office, or multi-generational living. The cozy wood-burning stove creates a welcoming focal point, while the eat-in kitchen provides plenty of room for gathering. Upstairs, the spacious primary suite features a sitting area that makes the ideal reading nook, office, or workout space. Thoughtful updates include a newer roof installed in 2022, a recently painted lower level, central AC, and low-maintenance LeafGuard-style gutters. The fully fenced backyard offers an above-ground pool, multiple outbuildings, mature landscaping, and a wraparound patio ideal for entertaining - Or simply enjoying the quiet surroundings. With no HOA or CCRs, this property provides the freedom to bring your vision to life. RV parking, room for the garden a future shop or ADU. Just minutes from Hwy 101, Evergreen State College, trails, Capital Mall, shopping, dining and sought-after schools.

5119 Brenner Road NW, Olympia

Listing courtesy of Wilcox Real Estate.

$728,000
3 Beds ⋅ 2 Baths ⋅ 2563884 MLS ⋅ ACTIVE Status
Nestled in the sought-after Johnson Point community, this exceptional property offers a peaceful, private setting complete with iconic red barn and pastures—perfect for a country mini-farm or simply embracing the charm of rural living. The newer rambler welcomes you with a porch and partial Sound views. Inside, the open floor plan is enhanced by vaulted ceilings and luxury plank vinyl flooring throughout most of home, offering both style and durability. The great room features a modern electric fireplace, generous dining space, and a well-designed kitchen with a pantry, abundant counter space, and an island with seating—ideal for everyday living and entertaining. Step through the dining area to a spacious covered patio that seamlessly expands your living space outdoors. A dedicated home office provides a quiet retreat for work or creative pursuits. The primary offers a luxurious bath with soaking tub, walk-in shower, large vanity and walk-in closet. Two additional bedrooms include a comfortable second bedroom and an oversized third bedroom with private exterior access—perfect for guests, multi-generational living, or flexible use. Centrally located laundry room offers excellent storage and convenience. Outside, the level acreage is fully fenced and cross-fenced, ready for animals or hobby farming. The classic barn features water and power, 2 - 12 x 12 stalls, big loft, dual carports, providing ample parking, storage, and versatility. Enjoy the best of Johnson Point living!

8545 NE Mill Bight Road NE, Olympia

Listing courtesy of NextHome Northwest Group.

$509,900
3 Beds ⋅ 3 Baths ⋅ 2566156 MLS ⋅ ACTIVE Status
Discover the Beech, a beautifully designed 2-story home that combines modern style with everyday functionality. The covered front porch sets a welcoming tone, while the open-concept layout inside offers the ideal space for entertaining and daily living. The chef-ready kitchen comes complete with quartz countertops, 42” white upper wood cabinetry, a full suite of stainless-steel appliances, and a spacious island. LGI Homes also offers: builder-paid closing costs, $0 down options, interest rate buydowns, and MORE! If you are working with a licensed broker, please complete the Prospect Registration Agreement (*Site Registration Policy #4898) & submit prior to your first visit to the Shelm Meadows Information Center.

9723 Brown Street SE, Yelm

Listing courtesy of LGI Realty.

$429,000
3 Beds ⋅ 2 Baths ⋅ 2565795 MLS ⋅ ACTIVE Status
Move-in ready and beautifully remodeled, this inviting Lacey home blends modern updates with everyday comfort. The thoughtfully renovated interior features stylish finishes, an open and welcoming feel, and the convenience of a home that's ready to enjoy from day one.Step outside to a stunning new custom carport with an adjoining covered patio—an ideal space for entertaining, relaxing with your morning coffee, or enjoying the Pacific Northwest year-round. The generous outbuilding offers outstanding flexibility for storage, a workshop, hobbies, crafts, or additional workspace.Situated in an established neighborhood close to shopping, dining, medical facilities, parks, and major commuter routes, this home offers the perfect combination of convenience and low-maintenance living.Whether you're looking for your first home, downsizing, or simply searching for a beautifully updated property with exceptional outdoor amenities, this home is a must-see. With quality improvements already completed, all that's left to do is move in and make it your own.

4332 Lakeview Court, Lacey

Listing courtesy of John L. Scott Lacey.

$624,950
3 Beds ⋅ 2 Baths ⋅ 2559307 MLS ⋅ ACTIVE Status
Under Construction! The Redwood is a luxury rambler in Bradbury by Rob Rice Homes! This one-story, 1942 SF home, features 2 bedrooms + den or 3rd bedroom & 2 baths. Contemporary details including hardwood flooring in entry, kitchen & dining with quartz countertops throughout. White painted cabinets w/full extension guides & soft closure drawers in kitchen. Cocoa stained maple cabinets in baths and laundry. Modern kitchen with SS appliances. The primary bathroom features 5-piece bath with tile floors and quartz counters. New energy-efficient features include heat pump for heat & air conditioning, solar panels & hybrid water heater. Two-car garage with door opener. Fully landscaped front & back w/privacy fencing. Some photos are virtually staged and of a previously built home of the same plan. Estimated completion October.

9049 Wyatt Loop SE, Tumwater

Listing courtesy of Epic Realty.

$375,000
2 Beds ⋅ 1 Baths ⋅ 2565060 MLS ⋅ ACTIVE Status
Tucked beneath the trees on a quiet street, this charming Tumwater cottage feels like something straight out of a Pacific Northwest storybook. Full of warmth, character, and cozy charm, this single-story home offers a peaceful retreat while keeping you just minutes from major highways, shopping, dining, and an easy commute. Inside, vaulted ceilings and abundant natural light create an airy, inviting feel, while every space has been thoughtfully designed to maximize comfort and personality. The flexible sunroom provides the perfect bonus space for an art studio, home office, reading nook, workout room, or additional living area to fit your lifestyle. Two comfortable bedrooms and a beautifully maintained interior make this home truly move-in ready. Outside, mature trees create an incredibly private setting where you can relax, unwind, and enjoy the peaceful sights and sounds of the Pacific Northwest. Whether you're sipping coffee in the morning, curling up with a good book on a rainy afternoon, or simply enjoying the quiet surroundings, this home offers the kind of charm and tranquility that's hard to find. If you've been dreaming of a cozy cottage with authentic PNW character, this is one you won't want to miss.

1202 Irving Street SW, Tumwater

Listing courtesy of Windermere Real Estate/PSR Inc.

$715,000
3 Beds ⋅ 2 Baths ⋅ 2565557 MLS ⋅ ACTIVE Status
Welcome home to 10135 Stedman Rd. SE, a rare offering hitting the market for the very first time! Custom built in 2006, this thoughtfully designed home sits on 2.9 sprawling acres and offers 2,460 square feet of beautifully finished living space. Step inside and you'll immediately notice the quality craftsmanship, from the gorgeous stone countertops found throughout the home to the generously sized rooms that make everyday living feel effortless. With three spacious bedrooms plus a dedicated office, there's room for work, rest, and everything in between. Recent updates include a brand new roof, new exterior paint, and new decks, giving you peace of mind and move-in ready polish from day one. Outside, this property is truly one of a kind. A detached garage provides extra storage or workshop space, while additional living space on the property opens the door to endless possibilities: guest quarters, a studio, or whatever fits your vision. Mature apple and pear trees dot the landscape, offering the kind of established fruit production you simply can't recreate overnight. A chicken coop is already in place for the hobby farmer, and additional infrastructure throughout the property is ready for your ideas, whether that's animals, gardens, or a workshop setup. This is the kind of property that rarely comes along: privacy, space, and character, all wrapped into one custom home that's been lovingly maintained by its original owner.

10135 Stedman Road SE, Olympia

Listing courtesy of Keller Williams South Sound.

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