Thurston County Homes with FHA Terms

Thurston County Homes with FHA Terms

Thurston County, located in the state of Washington, is a beautiful region that offers a variety of attractions and amenities for residents and visitors alike. Known for its natural beauty and outdoor recreational opportunities, Thurston County is a popular destination for those seeking a balance between city conveniences and the tranquility of nature.

Situated in the heart of the Pacific Northwest, Thurston County is home to the state capital, Olympia, making it an ideal location for those working in government or seeking employment in the public sector. The county is also known for its strong education system, with several well-regarded schools and colleges in the area.

For those interested in purchasing a home in Thurston County, there are various options available, including homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible and affordable for individuals and families. These loans offer lower down payment requirements and more flexible credit guidelines, making it easier for buyers to qualify for a mortgage.

With FHA terms, prospective homebuyers in Thurston County can take advantage of the benefits offered by these loans, such as lower interest rates and the ability to finance home improvements. Whether you're a first-time buyer or looking to upgrade to a larger property, homes with FHA terms provide a viable option for those looking to enter the real estate market in Thurston County.

With its stunning natural landscapes, thriving communities, and access to a range of amenities, Thurston County is an excellent place to call home. Whether you're attracted to the bustling city life of Olympia or the peaceful rural areas surrounding it, Thurston County offers a diverse range of housing options to suit every lifestyle and budget.

Newest Thurston County Homes with FHA Terms

14703 88th Way SE Unit #22, Yelm
$549,950
5 Beds ⋅ 4 Baths ⋅ 2601850 MLS ⋅ ACTIVE Status
Fantastic Opportunity to own the Model Home at Mountain Meadows in Yelm. $18K Buyer Bonus! Use toward a rate buy-down or closing costs with Trusted Lender. Soundbuilt Homes presents the Sterling floorplan. Main floor features an open great room with gas fireplace, designer kitchen with white shaker cabinets, quartz counters, subway tile backsplash, stainless steel appliances & walk-in pantry. Flexible main level guest suite/office with attached 3/4 bath & walk-in closet. Additional 1/2 bath on the main level. Upstairs, relax in the spacious primary suite with walk-in closet & spa-style bath. Two additional bedrooms plus bonus (5th bedroom). Outdoor living is a dream with covered patio, professionally landscaped front and backyards. Heat pump for year-round comfort. A fusion of sophistication, luxury, and modernity awaits in this desirable enclave. Nestled in the heart of Yelm with just 22 spacious homesites, Mountain Meadows offers traditional craftsman-style homes in a peaceful country setting with stunning views of Mt. Rainier. Enjoy the convenience of easy access to neighboring cities like Olympia and Tacoma, while savoring the tranquility of small-town living. Join us for year-round social events at the community park center and discover the beauty and charm of this beautiful community.

14703 88th Way SE Unit #22, Yelm

Listing Broker: Berkshire Hathaway HS SSP; Hannah Ehrenheim; 253-302-9925; hannahr@bhhssouthsound.com

21714 N Clear Lake Blvd SE, Yelm
$410,000
3 Beds ⋅ 3 Baths ⋅ 2602103 MLS ⋅ ACTIVE Status
Enjoy a fenced backyard, a deck, and miles of trails in Yelm’s gated Clearwood community. This 3-bedroom, 2.5-bath home features vaulted ceilings, laminate flooring, a dining room, and a kitchen with ample storage and a breakfast bar. A half bath serves the main level. Upstairs, the primary suite features a tray ceiling, a walk-in closet, and a private bath with a double vanity. Two additional bedrooms, a full bath, and the laundry room complete the upper level. The 0.17-acre lot offers plenty of parking and outdoor space. Clearwood amenities include a pool, BBQ area, basketball and tennis courts, a private boat launch, 14 miles of walking trails, and a community center. Enjoy a rural setting with convenient access to downtown Yelm and JBLM

21714 N Clear Lake Blvd SE, Yelm

Listing Broker: Coldwell Banker Danforth; Nicole Liann Koch; 360-878-7371; 4x4brokerwa@gmail.com

801 Nisqually Park Drive SE, Olympia
$275,000
2 Beds ⋅ 1 Baths ⋅ 2602098 MLS ⋅ ACTIVE Status
Come see the possibilities! This updated 2-bedroom, 1-bath home, built in 1980, sits on its own quarter-acre lot in a quiet cul-de-sac. With updates already completed , such as LVP flooring, quartz counter-tops and new appliances included, it’s a great opportunity for anyone looking for a home with a little land of their own. The location is hard to beat, with easy freeway access, just minutes from the Fort Lewis/DuPont Gate. You’ll also be close to shopping, everyday conveniences, and major transportation routes. This property is worth a look!

801 Nisqually Park Drive SE, Olympia

Listing Broker: ReLuTy Corp; Frank Lopez; 253-386-7344; frank@reluty.com

11510 6th Avenue SE, Lacey
$275,000
2 Beds ⋅ 2 Baths ⋅ 2602100 MLS ⋅ ACTIVE Status
Looking for an affordable place to call your own? This 2-bedroom, 2-bath manufactured home sits on a .24-acre lot and offers a great opportunity to step into homeownership with some extra space to enjoy. Inside, you’ll find an updated kitchen with butcher block countertops, new appliances, and LVP plank flooring throughout. The comfortable living spaces offer a great starting point to make this home your own. Need extra room for projects, hobbies, or storage? The spacious 20x20 detached shop has plenty of possibilities, including an outlet for that RV! The yard offers space for gardening, entertaining, or creating your own outdoor retreat. Conveniently located near JBLM, the New Mounts Road Gate, I-5, and surrounding communities, this property is a great option for first-time buyers, commuters, or anyone looking for a little more room. Take the next step toward homeownership and come see the possibilities!

11510 6th Avenue SE, Lacey

Listing Broker: ReLuTy Corp; Frank Lopez; 253-386-7344; frank@reluty.com

2515 Link Court SW, Olympia
$439,500
3 Beds ⋅ 2 Baths ⋅ 2600380 MLS ⋅ ACTIVE Status
Nice 1366 SF rambler in Scott Lake. 3 BR, 1 3/4 bath on .32 acre lot, with 3BR on-site septic, view of Scott Lake Golf Course, garden area and fruit trees. Vaulted ceiling in living room. Free standing wood stove. Skylight in entrance and in primary bedroom suite, with 3/4 bath. New 30 year roof, Aug. 2026. The Scott Lake Community has an abundance of leisure time and recreational opportunities, including lake with boating/kayaking, fishing (annual children's fishing derby), swimming, plus a 9 Hole municipal golf course. Close to Millersylvania State Park and Deep Lake. Scott Lake is in a good location, w/close access to I-5 for commuting/shopping/etc and nearby Tumwater Schools. Scott Lake Community Water system provides water. Internet/Xfinity-Comcast available. Extra roomy 588 SF/deep 2 car garage plus plenty of driveway parking area. Deck on back side of home affords plenty of room for BBQ'ing and entertaining guests. Tumwater (Littlerock ES, GW Bush MS and Tumwater HS) Schools. This listing is a great find! Enjoy a peaceful setting on a large lot and take advantage of all that Scott Lake has to offer.

2515 Link Court SW, Olympia

Listing Broker: PNW Towns and Sound; Al Eckroth; 360-701-3307; aleckroth@comcast.net

8231 54th Court SE, Lacey
$539,000
4 Beds ⋅ 3 Baths ⋅ 2601061 MLS ⋅ ACTIVE Status
Beautifully situated on a quiet cul-de-sac in Lacey, this spacious 4 bedroom, 2.5 bathroom home offers 2,337 square feet of comfortable living space with an open concept main floor designed for everyday living and entertaining. The kitchen features gas cooking and pantry storage, flowing seamlessly into the family room. A separate formal dining room provides additional space for hosting gatherings and special occasions, just perfect for holidays. Upstairs, you'll find four great sized bedrooms, including a spacious primary suite with a walk in closet and private bathroom featuring a soaking bathtub and separate shower. Upstairs laundry adds convenience. Outside, enjoy a fully fenced backyard with plenty of room for entertaining, cookouts, pets, or simply unwinding. An attached two car garage and additional driveway parking offer added convenience. Located within the desirable North Thurston Public Schools district. Enjoy nearby shopping, dining, parks, and outdoor recreation, with convenient access to JBLM and I-5. Come see everything this Lacey home has to offer! View the property website here - https://media.zillowmediaexperts.com/sites/8231-54th-ct-se-lacey-wa-98513-30642773/branded

8231 54th Court SE, Lacey

Listing Broker: Premier Real Estate Partners; Khalid Farrah; 253-232-5512; Teamkfarrah@gmail.com

9951 Ferns Loop SE, Yelm
$535,000
4 Beds ⋅ 3 Baths ⋅ 2592361 MLS ⋅ ACTIVE Status
Quick Move-In Opportunity! Welcome to Willow Glenn featuring the Warren floor plan. This new construction home offers 4 bedrooms plus a study on the main floor with doors, 2.5 bathrooms, and approximately 2,448 sq ft of flexible living space. This home also includes a full primary bathroom suite including separate tub and shower as well as a large covered back patio. Upgrades include the Electric Fireplace and Main Floor Bedroom. Conveniently located within walking distance to Longmire Community Park and a short drive to JBLM. Buyer's Broker must accompany &/or register Buyer at 1st visit.

9951 Ferns Loop SE, Yelm

Listing Broker: BMC Realty Advisors, Inc; Jodi McNeil; 360-637-4920; Jodi.Mcneil@centurycommunities.com

4217 Beaumont Lane SE, Lacey
$449,900
3 Beds ⋅ 3 Baths ⋅ 2601791 MLS ⋅ ACTIVE Status
Welcome to Lexington! Main floor primary bedroom plan with ensuite bath, loaded with upgrades! Featuring wood floors throughout most of the main level, brand new carpet upstairs, high vaulted ceilings in living room with a wall of windows that allow tons of natural light. Open kitchen/breakfast nook, which is great for entertaining, and opens to a fully fenced side yard with a covered deck & patio. Second level has a loft area, two bedrooms and a full bath. Home is located close to the Western Chehalis Trail, schools, shopping, freeway access & JBLM. This home has been very well cared for and all appliances stay.

4217 Beaumont Lane SE, Lacey

Listing Broker: Virgil Adams Real Estate, Inc.; Paul Oczkewicz; 360-701-5278; pauloczkewicz@gmail.com

9711 Vantage Terrace Court SE, Olympia
$474,900
4 Beds ⋅ 3 Baths ⋅ 2601979 MLS ⋅ ACTIVE Status
Motivated Seller! Discover the perfect blend of comfort, space, and convenience in the desirable Ridge neighborhood! Situated on a generous ¼-acre lot, this inviting 3-bedroom, 2.5-bath home offers nearly 1,600 sq. ft. of versatile living space with thoughtful updates throughout. A brand-new roof, fresh exterior paint, and recently replaced water heater add value and peace of mind. Inside, you’ll find two distinct living areas, offering flexibility for everyday living and entertaining. The welcoming living room features a charming brick-surround fireplace, while the spacious lower-level family room offers a cozy freestanding stove, convenient half bath, and direct backyard access. The kitchen combines style and functionality with granite countertops, stainless steel appliances, a new refrigerator, and ample cabinetry. Upstairs, retreat to the spacious primary suite featuring a private bath and dual closets. Outside, the expansive, fully fenced backyard offers exceptional privacy with 6-foot fencing, a powered storage shed, and plenty of space to garden, entertain, or unwind. An attached 2-car garage adds everyday convenience. Enjoy easy access to I-5, SR 510, JBLM, shopping, dining, and nearby outdoor recreation, including parks and trails. With its generous lot, flexible layout, and valuable recent improvements, this home offers an exceptional opportunity in a convenient Olympia location!

9711 Vantage Terrace Court SE, Olympia

Listing Broker: Abbey Realty Inc; Savannah A. Parker; 360-878-7717; savannah@pnwnests.com

4122 40th Lane SW, Tumwater
$1,299,500
4 Beds ⋅ 3 Baths ⋅ 2601772 MLS ⋅ FIRST LOOK Status
Set high above Black Lake with sweeping lake views, The Summit at Mills Heights pairs thoughtful & high-end design with nearly 11 acres of privacy. One of just six homes in this new community where a tree-lined paved road winds through the former nursery grounds, with mature landscaping & an extraordinary variety of established trees create a setting unlike any traditional new development. This versatile 2 story plan features 4 bedrooms, a generous bonus room, and a main-level flex space (possible 5th bedroom) with an adjacent bath, ideal for guests or a private office. 2 expansive covered decks, one on the main level & a second upstairs capture the spectacular views, extending the living space outdoors in every season. The stunning kitchen showcases slab quartz countertops, upgraded KitchenAid appliances, painted white maple Canyon Creek cabinetry & an impressive butler’s pantry with wet bar perfect for all your entertaining needs! French doors introduce the primary suite with bold lake views, featuring a fully tiled shower with glass surround, vessel soaking tub, dual vanities & an expansive walk-in closet. A cold-climate heat pump, solar panels, recirculating hot water system & triple-pane windows bring efficiency to quality craftsmanship. Unique and rare opportunity to live an elevated lifestyle minutes to Black Lake boat launch and town. Estimated Completion 1/9/27.

4122 40th Lane SW, Tumwater

Listing Broker: Morrison House Sotheby's Intl; Courtney K. Drennon; 360-790-0262; courtneylkelley@gmail.com

4638 Colleen Street SE, Lacey
$535,000
3 Beds ⋅ 3 Baths ⋅ 2601686 MLS ⋅ ACTIVE Status
Come home to a house that has quietly handled the details. Built in 2015 in the Kensington neighborhood and upgraded with real intention ever since, it saves its best for the primary suite. The ensuite is a true spa retreat: heated floors underfoot, a deep soaking tub, a fully remodeled large shower, updated lighting, and a bidet toilet with a heated seat, warm-water cleansing, and self-cleaning. Add the walk-in closet and extra built-in storage, and the end of the day just feels different here. The rest of the home keeps pace. The kitchen runs on quartz counters, stainless appliances, a walk-in pantry, and an upgraded gas range with a multifunction oven and built-in air fryer. A gas fireplace warms the main floor, an upstairs loft gives you a second living area, and the laundry room sits right by the bedrooms. Newly installed central air, a new furnace, and fresh white paint mean the big-ticket items are already handled. Outside, the backyard is fully fenced with new sod over prepared soil, and the HOA keeps the front landscaping looking sharp. The neighborhood is full of parks, with a public trail close by for everyday walks. Three bedrooms, 2.5 baths, a two-car garage, and an unusually long list of updates already done. Come experience that spa bathroom for yourself! ASK ABOUT SELLER UPGRADE LIST & available lender credits of up to 1.5% of the loan amount when financing through the preferred lender. Credit amount and eligibility vary by loan program.

4638 Colleen Street SE, Lacey

Listing Broker: eXp Realty; Liza Nilsen; 253-381-4790; liza@landliza.com

2917 14th Avenue NW, Olympia
$950,000
6 Beds ⋅ 4 Baths ⋅ 2597255 MLS ⋅ ACTIVE Status
Three separate living spaces, 11 garage spaces, one incredible property, and endless possibilities! Whether you're looking for multi-generational living, potential rental income, or room for all your toys and hobbies, this unique property has so much to offer! The main home is a spacious 3-bedroom, 2-bath rambler offering comfortable single-level living and an attached 2-car garage. Below the main home is a separate 1-bedroom apartment featuring a full kitchen, laundry hookups, bathroom with shower, chairlift, and generous living and family room space. The third living space is located above the impressive detached 8-car garage and features 2 bedrooms, a full kitchen, living room, bathroom, and its own laundry room. The garage below offers four tandem 2-car bays, providing incredible parking, storage, and workspace opportunities! An additional RV garage offers even more versatility with a separate workshop area, brand-new heat pump, new roof, and water heater. Additional highlights include full RV hookups, a hot tub hookup, three separate power meters, and all appliances included in the main home and both apartments. Enjoy exceptional privacy with the City of Olympia's Grass Lake Nature Park bordering the property on two sides! Surrounded by mature trees and beautiful natural scenery, this one-of-a-kind property offers a rare combination of privacy, flexible living arrangements, potential income opportunities, and plenty of room for vehicles, recreational toys, and hobbies!

2917 14th Avenue NW, Olympia

Listing Broker: Keller Williams South Sound; Rachel Platt; 360-918-3405; rachelplatt6@gmail.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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