Thurston Homes with Assumable Terms

Thurston Homes with Assumable Terms

Thurston County, located in the state of Washington, is a beautiful region known for its natural beauty and thriving communities. Situated in the western part of the United States, Thurston County offers a perfect blend of urban amenities and picturesque landscapes.

With its stunning views of the Puget Sound and the majestic Olympic Mountains, Thurston County is a popular choice for those seeking a peaceful and serene lifestyle. The county is home to vibrant cities such as Olympia, the state capital, as well as Lacey and Tumwater, each offering a unique charm and a range of amenities.

One of the advantages of living in Thurston County is the availability of homes with assumable terms. This means that when purchasing a home, the buyer can take over the existing mortgage on the property, making it easier to finance the purchase. Homes with assumable terms are especially attractive to buyers who want to take advantage of lower interest rates or avoid the hassle of applying for a new mortgage.

Whether you're looking for a cozy suburban home or a sprawling rural property, Thurston County has a wide range of housing options to suit every taste and budget. From charming Craftsman-style houses to modern condos, there is something for everyone in this diverse county.

With its natural beauty, strong sense of community, and homes with assumable terms, Thurston County is an ideal place to call home. Whether you're a first-time homebuyer or looking to make a move, this county offers a welcoming and thriving real estate market.

Newest Thurston Homes with Assumable Terms

$435,000
3 Beds ⋅ 3 Baths ⋅ 2562375 MLS ⋅ ACTIVE Status
Welcome to Clearwood—a nature lover’s dream with miles of lakeside trails, community beaches, playgrounds, fishing spots, and paddleboarding just steps from your door. This beautifully maintained 3-bed, 2.5-bath home offers 1,951 sq ft of comfortable living with a backyard designed for relaxation and fun. Enjoy a quaint outdoor living space with a gazebo with its own ceiling fan, perfect for gatherings, plus an outdoor projector screen that stays with the home for movie nights under the trees. Ceiling fans in nearly every room. Inside, all appliances stay—including the safe & extra Fridge-making move-in easy. The property features grapes, apple trees, and blueberries, adding a touch of homestead charm right in your own yard. The layout provides warm, functional living spaces and a seamless connection to the outdoors. There's a brand new 30-year composition roof and a newer hot water tank. Located within walking distance of Clearwood’s scenic lakes, beaches, and parks, this home blends comfort, convenience, and the unmatched beauty of the community’s natural surroundings. Walking distance to the community pool and fishing. A rare opportunity to live where adventure and tranquility meet.

22013 Bluewater Drive SE, Yelm

Listing courtesy of Yelm Windermere.

$524,000
3 Beds ⋅ 3 Baths ⋅ 2559473 MLS ⋅ ACTIVE Status
$7500 SELLER CREDIT!! Rad? Absolutely. Groovy? Without a doubt. But that's not the only reason the vibes are so chill. Thanks to CENTRAL AIR CONDITIONING, you'll stay cool while everyone else is shopping for fans this summer. This beautifully updated 1959 home offers 1,938 SF, 3 bedrooms plus a den, and 2.5 baths on nearly half an acre. The covered patio overlooks an expansive backyard with room for a future shop, gardens, play, or all three, while the oversized garage loft is ready to become your workshop, home gym, art studio, or the place where every DIY project begins. Just one block from the neighborhood pool and playground, you'll enjoy the best of both home and community. Timeless style, modern comfort, and just the right amount of cool. Updates include flooring, trim, doors, lighting, interior paint, roof (2018), electrical panel (2021), on demand water heater (2021), and that cold central A/C everyone will be envious of.

329 Wildcat Street SE, Lacey

Listing courtesy of Epique Realty.

$599,999
4 Beds ⋅ 3 Baths ⋅ 2559144 MLS ⋅ ACTIVE Status
Elevated and inviting, this beautifully maintained home is filled with thoughtful updates throughout. Rich hardwood floors, granite & quartz countertops, wood-wrapped windows, updated lighting, ceiling fans in every bedroom, and central A/C combine comfort with timeless style. The spacious floor plan offers four generous bedrooms, including a luxurious primary suite with a fully tiled bath, jetted soaking tub, dual vanity and oversized walk-in shower. Step outside to your private backyard retreat backing to a peaceful greenbelt, complete with an extended patio, paved walkways, gentle landscaping, and a large storage shed. Located in the sought-after Meridian Campus community on The Hawks Prairie Golf Course, you'll enjoy miles of manicured walking trails and sidewalks, neighborhood parks, and easy access to shopping, dining, schools, I-5, and JBLM.

4308 Dudley NE, Olympia

Listing courtesy of NextHome South Sound.

$675,000
3 Beds ⋅ 3 Baths ⋅ 2556249 MLS ⋅ ACTIVE Status
Mid-Century home located moments from Hicks Lake Boat Launch and Wanschers Park. Sitting on 3/4 of an acre with a fully fenced back yard, U shaped driveway with room for all your friends to come hang out, more than enough room to park your boat & RV w 50amp plug in. Light and bright interior with hardwood floors, A/C for these hot summer months, a gas and wood fireplace for upcoming winter months, walk-in pantry, double stainless steele ovens, updated kitchen with eating bar and separate dining area. Upstairs primary bedroom with full bath, 2 guest rooms w tiled 3/4 bath in hallway. Fully finished daylight basement has a 1/2 bath, HUGE laundry room with outside access, 2 additional rooms and plenty of storage. Refreshed exterior paint, custom under awning lights, gorgeous garage doors, black cyclone fence with double gate, workshop area in garage and generator hook up. This place has it all including an ASSUMABLE VA loan at 2.875% This place is worth taking a look at, tons of charm and pretty dang cool!

6206 Shady Lane SE, Lacey

Listing courtesy of Virgil Adams Real Estate, Inc..

$445,000
2 Beds ⋅ 1 Baths ⋅ 2556356 MLS ⋅ ACTIVE Status
Check out this fully updated home with loads of Curb Appeal! This well designed home features a fully updated kitchen complete with Shaker cabinets, SS appliances, tile backsplash, and a HUGE island great for entertaining guests! Other updates throughout include light fixtures, solid core craftsman doors, base trim and flooring. Stay cool and comfortable with the efficient Ductless Mini-Split system. Step outside to your own oasis and enjoy this spacious .35 acre lot! This space offers so much with the gazebo, hot tub, fire pit, pool, and lovingly cared for landscaping you will be sure to enjoy our beautiful PNW summers! Loads of other features like a large dog run, RV/Trailer parking space, and so much more. Great location with proximity to Interstate, JBLM, and shopping. Come tour this home today!

4523 Gallup Drive SE, Olympia

Listing courtesy of Pellego, Inc..

$899,000
4 Beds ⋅ 3 Baths ⋅ 2551605 MLS ⋅ ACTIVE Status
Live life on Lake St. Clair! This beautifully updated 4-bedroom, 3-bath home offers over 3,200 sq ft of stylishly designed living space with peekaboo views of Lake St. Clair on a HUGE 1.2 acre lot. The fully-remodeled chef's kitchen features quartz countertops, stainless steel appliances, abundant cabinetry, and a gas cooktop, opening to multiple living spaces, formal dining, cozy fireplaces, and flex office/den. The desirable main-level primary suite offers backyard access and a spa-inspired five-piece bath for the perfect private retreat. Utility room pet wash station! Outside, enjoy your own backyard oasis complete with mature fruit trees, a tranquil pond and waterfall, gazebo, garden, greenhouse, firepit, and expansive entertaining areas. RV Parking. Air Conditioning. Enjoy the convenience of being less than half a mile from public Lake St. Clair access, featuring a public boat launch, fishing, kayaking, paddle-boarding, and year-round outdoor recreation. A rare highlight is the impressive detached shop, perfect for car enthusiasts, contractors, hobbyists, home businesses, or anyone needing exceptional workspace. It features a vehicle lift, bathroom, sauna, office space, air compressor, and abundant storage. Multiple garage spaces, RV parking, and a premium $55,000 roof complete this one-of-a-kind property. Ask Broker about **VA Assumable Loan at 2.75%!** Take advantage of an incredible opportunity to assume one of today's lowest interest rates.

10234 46th Avenue SE, Olympia

Listing courtesy of Keller Williams South Sound.

$789,000
4 Beds ⋅ 3 Baths ⋅ 2552201 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained 4-bedroom, 2.5-bath residence nestled in one of Olympia’s most desirable neighborhoods. From the moment you step inside, you'll appreciate the timeless hardwood floors, thoughtful floor plan, and pride of ownership throughout. Designed for both comfortable everyday living and effortless entertaining, this home offers spacious gathering areas, abundant natural light, and room for everyone.The generously sized bedrooms provide flexibility for guests, hobbies, or a home office, while the stunning primary suite serves as a true retreat with vaulted ceilings, a luxurious soaking tub, and plenty of space to unwind after a long day. A built-in central vacuum system adds convenience and ease to daily living.Step outside and discover your own private oasis. The beautifully landscaped yard features a tranquil water feature, creating a peaceful backdrop for morning coffee, summer barbecues, or relaxing evenings under the stars. The outdoor space offers the perfect blend of beauty and functionality.Located in Olympia's sought-after southeast side, this home enjoys close proximity to top-rated Olympia schools, shopping, dining, and recreation. Nearby residents enjoy easy access to the expansive LBA Park and Woods, a 155-acre community park featuring walking trails, athletic fields, playgrounds, tennis courts, picnic areas, and an off-leash dog trail. The home is also conveniently located 5 mins from I5.

3028 Amhurst Street SE, Olympia

Listing courtesy of RE/MAX Northwest.

$389,900
3 Beds ⋅ 3 Baths ⋅ 2552213 MLS ⋅ ACTIVE Status
It's your lucky day! This immaculate 3 bedroom 2.5 bathroom townhome in Rainier Crossing with rare primary bedroom on main level will appeal to even the pickiest of buyers! Many recent updates including new flooring throughout - carpet upstairs and luxury vinyl on main, new water heater in 2026, furnace is a few years old, 6 panel doors, new stove, dishwasher & fridge. The open layout is sure to impress and the private fully fenced patio that doubles as catio is the icing on the cake! Oh but wait ~ there's more! Seeking peace and quiet? This location is ideal ~ a block to Western Chehalis trail yet only minutes away via car to I-5, Costco, restaurants and easy commute to JBLM. Welcome Home! Seller’s mortgage pmt is ~$1758/mo (3.125% interest); seller is open to considering strong assumption offer with $10K price premium.

6620 Millstone Lane SE Unit #L104, Lacey

Listing courtesy of John L. Scott Dupont.

$499,999
4 Beds ⋅ 3 Baths ⋅ 2551772 MLS ⋅ ACTIVE Status
Welcome home to this beautiful 4-bedroom, 2.5-bath home in the desirable Pattison Lake community! Filled with natural light, this inviting home offers 1,860 sq ft of functional living space designed for everyday comfort and entertaining. The open-concept kitchen overlooks the main living and dining areas, creating the perfect gathering space for friends. Durable vinyl plank flooring adds style and easy maintenance throughout the main living areas. Upstairs, you'll find generously sized bedrooms, including a spacious primary suite featuring a private en suite bath and ample walk-in closet space. Step outside to enjoy the fully fenced backyard, ideal for pets, play, gardening, or summer BBQs. A roof-mounted solar system helps offset electricity costs, providing long-term energy savings, while the attached 2-car garage offers plenty of storage and convenience. Located just minutes from Pattison Lake, parks, shopping, schools, and easy commuting routes to JBLM, this home combines comfort, efficiency, and an exceptional location. Even better, eligible buyers may take advantage of a VA assumable loan at an attractive 5.75% interest rate, presenting a rare opportunity in today's market!

6549 Steamer Drive SE, Lacey

Listing courtesy of Operation Red Dot.

$515,000
3 Beds ⋅ 2 Baths ⋅ 2551084 MLS ⋅ ACTIVE Status
Assumable VA loan, may be available to qualified buyers, inquire for details! Welcome home to this beautifully refreshed, move-in ready rambler in the highly desirable Olympia School District! Finding a true single-story, 3-bedroom home at this price point is increasingly rare, making this an exceptional opportunity for first-time buyers, downsizers, or anyone seeking easy one-level living. The current owner has invested significant time and care refreshing the home before listing, giving it a clean, modern feel that's ready for you to enjoy from day one. Commuters will appreciate being just 10 minutes from I-5, providing convenient access to JBLM, Olympia, and beyond. Even better, qualified buyers may take advantage of the home's assumable VA loan, offering the potential for substantial long-term savings compared to today's market interest rates. Whether you're relaxing in the comfortable living spaces, enjoying the low-maintenance lifestyle, or taking advantage of the convenient location close to shopping, dining, parks, and schools, this home checks all the boxes. Opportunities like this don't come along often—a refreshed, move-in ready, single-level home with three bedrooms, a VA assumable loan, and an unbeatable combination of value, condition, and location. Schedule your private showing today! HOA covers front landscaping, sprinkler system, front sidewalk repair, and secure mailboxes.

2845 Alyssa Court SE, Olympia

Listing courtesy of Seattle Works Real Estate.

$515,000
4 Beds ⋅ 3 Baths ⋅ 2549649 MLS ⋅ ACTIVE Status
Welcome to 9121 Paradise View Court SE in Yelm! Nestled at the end of a quiet street, this well-maintained 4-bedroom, 2.5-bath home offers 1,810 square feet of comfortable living space on a large lot. The spacious two-story floor plan dawned with fresh interior paint; provides room for both everyday living and entertaining, while large windows fill the home with natural light.Enjoy the privacy and versatility of the fully fenced backyard—perfect for pets, play, gardening, or summer barbecues. The impressive 3-car garage provides ample space for vehicles, storage, hobbies, and recreational equipment.Conveniently located near schools, parks, shopping, dining, and JBLM commuting routes, this home combines the benefits of neighborhood living with everyday convenience. Whether you’re looking for room to grow, space to entertain, or a place to call home, this Paradise View property is ready to welcome its next owners.Schedule your private tour today and discover all that this Yelm home has to offer!

9121 Paradise View Street SE, Yelm

Listing courtesy of Blade Realty LLC.

$575,000
3 Beds ⋅ 3 Baths ⋅ 2547864 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated 2,644 sq. ft. tri-level home offering the perfect blend of architectural character and peaceful Lake Pattison living. Inspired by mid-century modern design, this home features soaring vaulted ceilings with exposed beams, dramatic triangular clerestory windows, and walls of glass that flood the home with natural light. Fresh interior paint and updated butcher block countertops add warmth and modern appeal. The versatile floor plan includes 3 bedrooms, 2.75 baths, and a flexible lower-level living space with private backyard access—ideal for guests, multigenerational living, a home office, or bonus room. Situated on a generous 12,742 sq. ft. lot, you'll enjoy a slight view of Lake Pattison and private community lake access just around the corner for kayaking, fishing, paddleboarding, or relaxing by the water. Tucked away in a peaceful setting yet only 15 minutes from Hawks Prairie, I-5, shopping, dining, and JBLM, this home offers the perfect balance of privacy and convenience. Complete with a two-car garage and low HOA dues of just $250 per year covering common area maintenance, this is a rare opportunity to own a home with distinctive style, flexible living space, and an exceptional location.

7237 Ridgemont Drive SE, Olympia

Listing courtesy of Keller Williams Realty PS.

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