Skagit Homes with FHA Terms

Skagit Homes with FHA Terms

Skagit County, located in the state of Washington, is a beautiful region known for its stunning natural landscapes and vibrant communities. Situated in the Pacific Northwest region of the United States, Skagit County offers residents a unique blend of urban amenities and outdoor recreational opportunities.

With its proximity to the Cascade Mountains and the Puget Sound, Skagit County is a paradise for nature lovers. From hiking and camping in the North Cascades National Park to boating and fishing in the Skagit River and the Salish Sea, there is no shortage of outdoor activities to enjoy.

In addition to its natural beauty, Skagit County is also home to charming towns and cities, such as Mount Vernon, Burlington, and Anacortes. These communities offer a variety of amenities, including shopping centers, restaurants, and cultural attractions.

For those looking to purchase a home in Skagit County, there are options available with FHA terms. The Federal Housing Administration (FHA) offers loans that are insured by the government, making it easier for buyers to qualify for a mortgage. These loans often require a lower down payment and have more flexible credit requirements, making homeownership more accessible to a wider range of individuals.

Whether you're seeking a peaceful countryside retreat or a bustling suburban neighborhood, Skagit County has something to offer. With its natural beauty, vibrant communities, and availability of homes with FHA terms, Skagit County is an ideal place to call home.

Newest Skagit Homes with FHA Terms

$485,000
3 Beds ⋅ 3 Baths ⋅ 2569710 MLS ⋅ ACTIVE Status
DON’T LET THE ZIP CODE STOP YOU—LOOK AT THE VALUE! Beautifully remodeled 2,872 sq ft Craftsman in Concrete, WA, aggressively priced with up to $10,000 in seller concessions toward an interest-rate buydown or allowable closing costs. NOT IN A FLOOD ZONE! Backing to forest with no development behind it, this home offers privacy and stunning Sauk Mountain views. Enjoy the North Cascades lifestyle just 30 minutes from North Cascades National Park and 40 minutes from Costco in Burlington. Inside, vaulted ceilings, natural light, fresh paint, updated cabinets, heated tile floors, and modern Scandinavian touches create a stylish, comfortable home. Mountain views are enjoyed from the kitchen, living room, and primary bedroom. The partially finished basement has a private exterior entrance, offering flexible potential for guests, multigenerational living, an office, recreation, or future rental/Airbnb use (buyer to verify). Plumbing is already installed for a future bathroom. Outside, enjoy RV parking, a fully fenced yard, fruit trees, herbs, and a powered studio/bonus structure with water and mountain views. Amazon and Uber service the area, and high-speed internet is available for convenient mountain living. Privacy, mountain views, RV parking, basement potential, separate entrance, future bathroom, studio space, garden, high-speed internet, delivery access, and $10,000 toward financing all at an aggressive price designed to deliver exceptional value.

7223 Nims Place, Concrete

Listing courtesy of John L. Scott Anacortes.

$575,000
3 Beds ⋅ 2 Baths ⋅ 2569643 MLS ⋅ ACTIVE Status
Historic charm, extensive updates, flexibility and an ideal Mount Vernon location all come together in one special property, where classic Mount Vernon charm meets an incredibly convenient, walkable lifestyle. This beautifully maintained Craftsman offers 3 bedrooms, 1.75 baths and 1,668 sq. ft. of flexible living space just minutes from downtown, parks, schools, the hospital, college, shopping easy I-5 access. Original character blends beautifully with a list of thoughtful updates including a new roof and gutters in 2024, newer natural gas furnace, updated electrical, newer plumbing and PEX-A water lines, floor and attic insulation, vinyl windows and sliding door, newer exterior and interior paint, and new LVP flooring in the kitchen and bathrooms. A skylit upper-level bedroom/flex space provides even more room to work, relax, create or accommodate changing needs. RV parking, generous off-street parking, a detached garage/shop with propane heat, an enclosed backyard/courtyard and a versatile corner lot. Whether you envision gardening, entertaining, hobbies, extra vehicles or simply having room to spread out, this property delivers. Possible additional dwelling/development options, buyer to independently verify. This is more than a house, it’s a lifestyle. Leave the car at home and enjoy being close to downtown restaurants, shops, community events and everyday conveniences, then come home to your own private space with room for your RV, projects and future plans.

218 Evergreen Street, Mount Vernon

Listing courtesy of eXp Realty.

$560,000
2567314 MLS ⋅ ACTIVE Status
Turnkey duplex offering excellent flexibility and income potential! Beautifully maintained, this property features two well-appointed units, each with 2 bedrooms and a private attached 1-car garage. The 2-bedroom, 1-bath unit is currently occupied by a long-term tenant, while the 2-bedroom, 2-bath unit is ready for its next occupant. Both units include washer/dryer hookups, welcoming front porches, and backyards for added outdoor space. With strong functionality, attractive curb appeal, and one unit ready to rent, this duplex is a fantastic opportunity for investors or those seeking additional income.

1720 S 6th Street, Mount Vernon

Listing courtesy of Redfin.

$396,900
2 Beds ⋅ 3 Baths ⋅ 2569423 MLS ⋅ ACTIVE Status
Move right into this beautifully refreshed 1.5 story townhome featuring 2 bedrooms, 2.5 baths, and 1,148 sq. ft. of thoughtfully designed living space. Recent updates, including new carpet, fresh paint, and stylish lighting fixtures, give the home a modern, welcoming feel. The main floor offers an inviting living area, a bright kitchen, and a convenient powder room, while upstairs, each bedroom enjoys its own private en-suite bath. A single-car garage provides extra storage and convenience. Step outside to a cozy fenced yard with a deck, the perfect place to relax, entertain, or let pets play. Located just a short stroll from downtown dining and only minutes from I-5, this home combines comfort, convenience, and value. Ideal as a starter home, downsizing option, or investment property, and located safely outside the 100-year flood plain.

454 Oak Hill Lane, Burlington

Listing courtesy of Landed Gentry Development Inc.

$99,900
2569596 MLS ⋅ ACTIVE Status
A rare 16-acre opportunity surrounded by the breathtaking Cascade Mountains, with 750+ feet of Hilt Creek, 1,700 feet of paved State Road 530 frontage, government land bordering three sides, and no HOA or deed restrictions. Properties offering this combination of acreage, water, access, and mountain scenery are exceptionally hard to find. -Contains over 750 feet of Hilt Creek -Gov’t Land Borders 3 Sides! -No HOA or Deed Restrictions -Extensive Paved Road Frontage -Graded Driveway Entrance -Flat and Certified Buildable Homesite -Power Available -Only 4 mins to Rockport State Park -Only 15 mins from town (Concrete)

138000 WA-530, Concrete

Listing courtesy of ListWithFreedom.com.

$565,000
3 Beds ⋅ 2 Baths ⋅ 2567852 MLS ⋅ ACTIVE Status
Discover the charm of this beautifully cared-for rambler, set on an expansive lot w/a private park inspired backyard. Inside, the spacious living room is filled w/natural light from the large picture window framing tranquil garden views. The inviting layout offers comfortable single level living w/generous living spaces & a warm, welcoming feel. Stay cozy on cooler days by the wood burning stove in the convenient flex/family room. Step outside to an exceptional outdoor setting, w/a large entertaining deck partially covered by a custom pergola. This space is perfect for summer gatherings, morning coffee, or relaxing among the mature landscaping. Surrounded by established trees, shrubs, flowering plants, & privacy enhancing evergreens, creating a serene retreat w/plenty of room for gardening & recreation. A detached storage shed provides convenient space for tools & equipment, a detached shop/hobby space that is equipped w/electricity, while the attached garage adds everyday functionality. This home & property has a wonderful indoor-outdoor connection, featuring the rare combination of comfortable living & serene outdoor space.

18182 W Chinook Drive, Burlington

Listing courtesy of Pettruzzelli Inc.

$410,000
2 Beds ⋅ 2 Baths ⋅ 2568876 MLS ⋅ ACTIVE Status
Just before entering North Cascades National Park, discover the iconic Sunflower House, a 2-bedroom, 2-bath mountain retreat along scenic Highway 20. Enjoy a fenced yard, hot tub, covered fire-pit gazebo, above-ground pool, small shop, garden beds, and chicken coop. The private primary suite features a fenced outdoor area with hot tub, plus a bath with jetted tub, walk-in closet, and vanity. A true mountain lifestyle property!

59291 State Route 20, Marblemount

Listing courtesy of Redfin.

$695,000
4 Beds ⋅ 3 Baths ⋅ 2567582 MLS ⋅ ACTIVE Status
Listed $50K under assessed market value! This spacious rambler in Sedro-Woolley on 33/100 acre offers 4 bedrooms, 2.5 baths, and 3,299 sq ft of comfortable living. The large galley kitchen features double wall ovens, a gas cooktop, quartz counters, and a full glass-tile backsplash, while ceramic tile and original hardwood floors add timeless charm throughout. The home’s generous layout includes a formal living room with a fireplace, vaulted ceiling, and skylight, a formal dining room, and a cozy kitchen dining area with its own fireplace. The primary suite includes a bath with a tub and separate shower, offering plenty of space and potential for future updates. The oversized laundry room adds everyday convenience. Step outside to an expansive deck overlooking the private backyard, complete with a fire pit, a one-car shop, and a cute shed housing a hot tub. Plenty of RV parking. This inviting property blends comfort, character, and outdoor enjoyment—truly a must-see.

903 Jameson Street, Sedro Woolley

Listing courtesy of Skagit Tradition Realty, LLC.

$499,000
3 Beds ⋅ 3 Baths ⋅ 2568451 MLS ⋅ ACTIVE Status
Picture this: sunlight catching steam off the morning coffee, hummingbirds working the flower beds out back, and not a single reason to rush. That's 613 Stacey Place. Built in 2020, this Arbor Glen home is proof that thoughtful design beats square footage every time: three bedrooms, two and a half baths, 1,648 square feet where every inch earns its place. Durable LVP flooring runs throughout, and central A/C keeps things comfortable year-round. The living room centers on a gas fireplace built for quiet nights and full-house gatherings alike. In the kitchen, slab granite counters and stainless steel appliances aren't decoration — they're an invitation to cook, opening straight into dining and living so the chef never misses the conversation. The primary suite is a quiet escape, with a private en suite bath and a walk-in closet sized for real life. The 2-car garage comes with a full organization system built in. Out back, a garden in full bloom sets the stage for barbecues, birdwatching, or doing nothing at all. Everything is close, but nothing feels crowded. Downtown Sedro-Woolley and Janicki Industries sit minutes away; Amazon's Burlington delivery hub is just up the road. Bellingham is 35 minutes north, Everett 50 south. Mt. Baker is an hour away, Anacortes ferries reach the San Juans in 30 minutes, Whidbey Island is a scenic no-ferry drive across Deception Pass, and the North Cascades unfold at the end of Highway 20. Small-town calm. Big-city access. One address.

613 Stacey Place, Sedro Woolley

Listing courtesy of Coldwell Banker Danforth.

$599,900
3 Beds ⋅ 3 Baths ⋅ 2563194 MLS ⋅ ACTIVE Status
Welcome to this beautiful single-level home featuring a spacious open floor plan and a large living room filled with natural light. The well-appointed kitchen offers a breakfast island with bar seating, stainless steel appliances, a center-island range, and elegant quartz countertops and dining room. Laminate flooring flows throughout the home for a clean, cohesive look. The generously sized primary bedroom features a private ensuite. Outside, enjoy a large, fully fenced backyard with a spacious deck—perfect for entertaining, relaxing, and enjoying outdoor living. This inviting home offers comfort, functionality, and plenty of space both inside and out.

3320 E Montgomery Street, Mount Vernon

Listing courtesy of RE/MAX Whatcom County, Inc..

$555,000
3 Beds ⋅ 3 Baths ⋅ 2566822 MLS ⋅ ACTIVE Status
Newly remodeled 3 BR, 2.25 bath home in Skagit Highlands! Updates include the addition of a primary bathroom, hardwood and Italian porcelain tile flooring, light fixtures and interior paint. Modernized kitchen with custom white oak cabinetry w/dimmable lights, pull out trays and spice racks. Beautiful Myora Gold Quartz counters, eat in center island and wine refrigerator. SS appliances. Walk in pantry/utility room. All appliances included! Updated designer smart light fixtures. Oversized 2 car garage w/epoxy floors. The fully fenced backyard is made for entertaining. Brick patio with custom pergola and fire pit. Property backs up to greenspace! Skagit Highlands amenities include walking trails, playgrounds and parks. Easy access to I-5, shopping, schools, parks.

4699 Glacier Street, Mount Vernon

Listing courtesy of RE/MAX Gateway.

$2,150,000
5 Beds ⋅ 5 Baths ⋅ 2566261 MLS ⋅ ACTIVE Status
Experience exceptional Northwest living at The Pointe, where luxury, privacy, and thoughtful updates come together. This beautifully appointed home offers top-floor living with four fireplaces, a private primary deck, and a spacious primary bath featuring a jetted tub and fireplace. The kitchen showcases granite countertops and stainless steel appliances, while recent hardwood floors add warmth and elegance to the den. Four new decks were added in 2020, complemented by a new 50-year roof in 2021 and two new 50-gallon water heaters. Enjoy peace of mind with a generator, hot water recirculating system, sprinkler system, and beautifully illuminated driveway. All bedroom closets feature built-in organization systems for effortless storage. The three-car garage includes built-in cabinetry for added convenience. The fully finished basement offers a private, self-contained apartment with its own private entrance and separate parking space, providing excellent flexibility for guests, extended family, or additional living accommodations. Outdoor amenities are truly special, with a private boat launch at Biz Point and private beach rights at Alexander Beach. Located in The Pointe with Del Mar HOA, this exceptional property offers a rare combination of comfort, privacy, flexibility, and a coveted Northwest waterfront lifestyle.

11746 McCorkle Place, Anacortes

Listing courtesy of RE/MAX Gateway.

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