Skagit Homes with FHA Terms

Skagit Homes with FHA Terms

Skagit County, located in the state of Washington, is a beautiful region known for its stunning natural landscapes and vibrant communities. Situated in the Pacific Northwest region of the United States, Skagit County offers residents a unique blend of urban amenities and outdoor recreational opportunities.

With its proximity to the Cascade Mountains and the Puget Sound, Skagit County is a paradise for nature lovers. From hiking and camping in the North Cascades National Park to boating and fishing in the Skagit River and the Salish Sea, there is no shortage of outdoor activities to enjoy.

In addition to its natural beauty, Skagit County is also home to charming towns and cities, such as Mount Vernon, Burlington, and Anacortes. These communities offer a variety of amenities, including shopping centers, restaurants, and cultural attractions.

For those looking to purchase a home in Skagit County, there are options available with FHA terms. The Federal Housing Administration (FHA) offers loans that are insured by the government, making it easier for buyers to qualify for a mortgage. These loans often require a lower down payment and have more flexible credit requirements, making homeownership more accessible to a wider range of individuals.

Whether you're seeking a peaceful countryside retreat or a bustling suburban neighborhood, Skagit County has something to offer. With its natural beauty, vibrant communities, and availability of homes with FHA terms, Skagit County is an ideal place to call home.

Newest Skagit Homes with FHA Terms

$695,000
4 Beds ⋅ 3 Baths ⋅ 2565395 MLS ⋅ ACTIVE Status
Spacious tri-level home offering nearly 2,400 square feet with 4 bedrooms, 1 full bath and two ¾ baths. The light-filled interior features four skylights, two gas fireplaces and a mix of hardwood, laminate, tile and carpet flooring. A bright sunroom overlooks the backyard and provides a comfortable space to relax throughout the year.The generous .4-acre lot offers mature landscaping, garden space and apple, cherry and Asian pear trees. Wooded areas provide privacy while allowing plenty of sunshine. Additional features include a deck, separate playhouse, attached 2-car garage and a rare detached 22' x 22' workshop that is fully insulated and equipped with power.Conveniently located near shopping, schools and everyday services. The home offers plenty of space, a versatile floor plan and an opportunity to make updates to suit your own style.

415 Manito Drive, Mount Vernon

Listing courtesy of RE/MAX Gateway.

$399,000
1 Beds ⋅ 2 Baths ⋅ 2564369 MLS ⋅ ACTIVE Status
Investor Alert!! Inside, you’ll find vaulted ceilings that fill the home with natural light and enhance the spacious feel of the open-concept living and dining areas. With solid bones and excellent upgrade potential, this property is ideal for buyers looking to build sweat equity while creating a home tailored to their vision. Refresh the finishes, remodel to your taste, or simply move in and update over time—the possibilities are endless. Conveniently located near shopping, dining, parks, schools, and all that Anacortes has to offer, this home combines an exceptional location with scenic views of the Water and Mount Baker. Make this your next home.

3719 Commercial Avenue, Anacortes

Listing courtesy of NextHome Preview Properties.

$825,000
4 Beds ⋅ 3 Baths ⋅ 2564168 MLS ⋅ ACTIVE Status
Welcome to Maddox Creek! Perched to capture beautiful west-facing views, this spacious 4-bedroom, 3-bath home offers comfort, quality, and room to grow. Enjoy breathtaking sunsets from the kitchen, living room, dining room, and the private primary suite. Vaulted ceilings and large windows create a light-filled, open feel, air conditioning and ceiling fans provide year-round comfort. Recent updates include a new roof w/ a transferable warranty, new carpeting, and stunning new cedar decks—perfect for entertaining or simply relaxing while taking in the view. The oversized garage offers ample room for vehicles, hobbies, and a workshop, while abundant storage continues throughout the home, including a partially finished walk-in crawl space. The upper level has two bedrooms including the primary with ensuite and walk-in closet. The lower level features a large open space perfect for a media room, 2 large bedrooms, bathroom, and storage spaces. Situated on nearly a quarter-acre, this property boasts a private backyard, covered front porch, and fully fenced with plenty of space to garden, play, or unwind. Don't let the street view fool you—this home is much larger than it appears. Conveniently located just minutes from I-5, commuting is a breeze with easy access to Seattle, Everett, Bellingham. You'll also enjoy nearby trails, shopping, restaurants, parks, recreation, and employment opportunities making this home an exceptional combination of peaceful living and everyday convenience.

3216 Shelly Hill Road, Mount Vernon

Listing courtesy of Berkshire Hathaway HS NW.

$875,000
4 Beds ⋅ 3 Baths ⋅ 2565527 MLS ⋅ ACTIVE Status
Welcome to 24105 Mangat Lane, where comfort, functionality, and room to breathe come together on a beautiful 1 acre property in one of Sedro-Woolley's most desirable locations.This well maintained home offers the perfect blend of country living with modern convenience. Inside, you'll find inviting living spaces filled with natural light, a functional floor plan, and comfortable finishes designed for everyday living.Outside is where this property truly shines. The expansive 1 acre lot provides plenty of room for gardening, recreation, RV parking, or simply enjoying the peaceful surroundings. The impressive large shop is a dream for hobbyists, contractors, mechanics, or anyone needing extra storage and workspace. Whether you're tackling projects, storing equipment, or creating the ultimate workshop, this versatile building offers endless possibilities.Enjoy the privacy and space you've been looking for while remaining just minutes from downtown Sedro-Woolley, schools, shopping, and outdoor recreation. Properties that combine a beautiful home, usable acreage, and a quality shop are hard to find. Don't miss this exceptional opportunity!

24105 Mangat, Sedro Woolley

Listing courtesy of NextHome 365 Realty.

$595,000
2 Beds ⋅ 2 Baths ⋅ 2564840 MLS ⋅ ACTIVE Status
Rare top-floor corner residence in Anacortes’ coveted Skyline community, offering approximately 1,553 sq. ft. of beautifully updated, single-level living. Thoughtfully designed and truly move-in ready, this exceptional home blends elevated finishes with generous proportions, abundant natural light, and captivating water, island, mountain, and territorial views. The spacious living room features a dramatic brick fireplace, wide-plank flooring, and walls of windows, while the dining area opens to a covered balcony ideal for morning coffee, sunset gatherings, and year-round enjoyment. The renovated kitchen is both beautiful and functional, with rich wood cabinetry, quartz-style counters, subway tile backsplash, stainless appliances including new induction stove, modern lighting, and abundant storage. Two oversized bedrooms include a serene primary suite with walk-in closet and updated bath. Additional highlights include a flexible den or sitting area, full-size laundry room with abundant pantry storage, two covered parking spaces in gated parking area, and private storage. Enjoy the Skyline lifestyle with private beach access, and recreational pickleball courts, with Washington Park’s scenic walking trails, marina, beaches, and forested shoreline just minutes away. HOA dues include cable, water, sewer, garbage, lawn care, and common-area maintenance with recent exterior paint. This "owner occupied only" building with elevator gives you with security and piece of mind.

1800 Skyline Way Unit #306, Anacortes

Listing courtesy of Lapis Homes.

$370,000
2 Beds ⋅ 1 Baths ⋅ 2553606 MLS ⋅ ACTIVE Status
Skagit River frontage and stunning river views set the stage for this well-maintained 2-bedroom, 1-bath home on over half an acre. Surrounded by mature trees, this move-in ready property offers a peaceful setting with beautiful mountain and river scenery right from your own yard. Inside, large windows fill the home with natural light, complementing the hardwood floors, spacious living area, and functional layout. The kitchen offers ample workspace and storage, while the dining area opens to a covered deck for year-round outdoor enjoyment. A utility and pantry area adds everyday convenience. New tankless water heater and ductless mini-split provides efficient comfort all year around. Outside, the gated property features RV parking, multiple outbuildings, covered storage and workspace, and plenty of room for hobbies, gardening, or simply enjoying the outdoors. Located in the Cedargrove on the Skagit community, this property offers the perfect blend of privacy, usable space, and the beauty of riverfront living.

46649 Baker Loop Road, Concrete

Listing courtesy of RE/MAX Whatcom County, Inc..

$365,000
2 Beds ⋅ 2 Baths ⋅ 2564008 MLS ⋅ ACTIVE Status
Desirable ground-floor condominium at The Ridge at Maddox Creek, a sought-after 55+ community! This beautifully maintained 2-bedroom, 1.75-bath home offers comfortable, low-maintenance living in a convenient location. The open kitchen features granite countertops with a breakfast bar overlooking the inviting living room with a cozy gas fireplace. Step onto your private covered balcony and enjoy peaceful views of the Skagit Valley to the west. The spacious primary suite includes a walk-in closet and private 3/4 bath, while the second bedroom and handicap-accessible guest bath provide flexibility for guests or hobbies. Additional amenities include elevator access to secure underground parking with a designated handicap parking space, plus access to the community recreation room. Ideally located near walking trails, shopping, medical services, and other everyday conveniences, this is carefree living at its best!

1416 Lindsay Loop Unit #107, Mount Vernon

Listing courtesy of John L. Scott Skagit.

$489,000
2 Beds ⋅ 1 Baths ⋅ 2563995 MLS ⋅ ACTIVE Status
Charming 2-bedroom, 1-bath Craftsman set on 3 lots with sweeping views of the beautiful Mount Vernon downtown & Skagit River plus a glimpse at the Olympics. This character-filled home offers timeless details, abundant natural light, and a peaceful setting perfect for enjoying the Pacific Northwest lifestyle. Renovated kitchen with butcher block countertops includes new appliances plus a generous island with dishwasher. Utility room conveniently located along with extra room for pantry or office off the kitchen. Hardwood floors stretch through most of the home including kitchen under the vinyl. The unfinished basement provides ample space for hobbies, storage, a workshop, or future expansion possibilities. Spacious yard with room to garden, a cute chicken coop, and shed. An additional buildable lot adds incredible value and flexibility for investment, a guest home, or future development. Rare opportunity to own a scenic property with room to grow in a truly picturesque location. Windows replaced in 2021 & New Roof in 2022.

112 E Division Street, Mount Vernon

Listing courtesy of John L. Scott Anacortes.

$455,000
2 Beds ⋅ 1 Baths ⋅ 2559929 MLS ⋅ ACTIVE Status
Escape to the gateway of the North Cascades on this beautiful 9.22-acre property offering the perfect blend of open space and mature woods. Whether you're looking for a full-time residence or a peaceful weekend retreat, this property provides the privacy and setting to make it your own. The charming 780 sq. ft., 2-bedroom, 1-bath home features a new roof (2020), updated electrical, updated wall heaters, laminate flooring, and a cozy wood stove, providing a solid foundation for you to complete the interior and personalize it to your own style and vision. Enjoy the open areas for gardening, recreation, or future projects, while the wooded acreage invites you to create your own trails and explore the natural surroundings. Located at the foothills of the North Cascades and surrounded by endless outdoor recreation, you'll enjoy easy access to world-class hiking, fishing, boating, hunting, and year-round adventures while experiencing the peace and beauty of the Pacific Northwest.

59741 Rockport Cascade Road, Marblemount

Listing courtesy of Windermere RE/North Cascades.

$950,000
4 Beds ⋅ 3 Baths ⋅ 2560276 MLS ⋅ ACTIVE Status
Conway Custom Home with breathtaking water, sunset, and valley views! This exceptional 2,788 SF main-level living residence is perched above the Skagit Valley. Situated on an oversized, private .61+ acre lot backing to a serene greenbelt, this home is built for entertaining and relaxation. The main-level living layout features a grand great room with cedar cathedral ceilings, skylights and cozy wood burning fireplace. Enjoy sitting down together with friends in the formal dining area and living room. The stunning large open-concept kitchen with breakfast bar, granite countertops, stainless steel appliances and walk-in pantry seamlessly connects to the great room with exceptional westerly views. You can work comfortably in your private office. There is also a guest 1/2 bath. Included on the main floor you will find the luxurious primary suite complete with a soaking tub, oversized walk-in shower, and a large walk-in closet. Flowing indoor spaces lead to spacious outdoor living. The expansive upper decks offer inviting outdoor areas perfect for relaxing, entertaining and enjoying water and sunset views. Downstairs, discover two additional bedrooms, a finished media/TV room, a versatile bonus room and ample laundry room. This gorgeous property offers spacious living, comfort, views, and lifestyle flexibility. Complete with mature, park-like landscaping, with nearby waterfall. This home perfectly blends absolute privacy and everyday convenience to local amenities.

20801 Hermway Heights Place, Mount Vernon

Listing courtesy of NextHome Preview Properties.

$2,200,000
4 Beds ⋅ 5 Baths ⋅ 2550125 MLS ⋅ ACTIVE Status
First time on the market, this timeless Anacortes residence captures the essence of elevated island living with sweeping 180-degree views of the islands and sound from one of the area’s luxury home neighborhoods. Classically designed and beautifully sited on a mature 0.38-acre hillside lot, the home offers over 5,000 sq. ft. of thoughtfully planned living space with a graceful main-level layout, generous gathering areas, and view-oriented rooms that make everyday living feel exceptional. The main floor features the primary suite, living room, kitchen with eating space, dining room, den + office, guest suite that can function as a second primary, bonus/craft room with laundry room, and mudroom with easy access from the upper covered carport -- creating ease, comfort, and flexibility. The lower level expands the lifestyle with a spacious rec room and additional guest spaces. Oversized garage that fits 3 cars (2 Bay Doors) with additional storage + boat or RV storage. This home is ideal for hosting, hobbies, or multi-generational living. Outside, established landscaping creates a sense of privacy and permanence, with covered secret garden spaces that invite quiet morning coffee, sunset conversations, and year-round enjoyment of the view. A rare offering with timeless character, mature grounds, and an irreplaceable Anacortes setting.

1608 Georgia Place, Anacortes

Listing courtesy of Lapis Homes.

$1,044,040
3 Beds ⋅ 4 Baths ⋅ 2564384 MLS ⋅ ACTIVE Status
Brand new custom home with breathtaking water views at a price that's hard to beat. Perched to capture sweeping views of the bay, sound, and surrounding scenery, this thoughtfully designed home combines comfort, quality craftsmanship, and timeless design. As you enter, you'll be welcomed by an open-concept floor plan with soaring ceilings, abundant natural light, marble countertops, high-end custom cabinetry, and quality finishes throughout. The main floor also features a dedicated office or bonus room, along with a spacious covered deck that's perfect for relaxing or entertaining while taking in the spectacular views. Every bedroom includes its own private ensuite bathroom, providing comfort and privacy for family and guests alike. The impressive primary suite offers stunning panoramic views, a 5-piece bathroom, an oversized walk-in closet, and a private covered balcony where you can enjoy breathtaking 180-degree vistas morning and night. Car enthusiasts and hobbyists will appreciate the oversized 1,692-square-foot three-bay garage, complete with ample room for vehicles, storage, toys, or a workshop. This is a rare opportunity to own a brand new custom home that offers incredible views, thoughtful design, quality craftsmanship, and exceptional value. Be sure to check out the virtual tour video, then schedule your private showing to experience everything this home has to offer in person.

3706 W 3rd Street, Anacortes

Listing courtesy of NextHome 365 Realty.

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