Pacific County Homes with USDA Loan Terms

Pacific County Homes with USDA Loan Terms

Welcome to Pacific County, located in the beautiful state of Washington, United States. This county offers a unique blend of natural beauty, small-town charm, and a thriving real estate market. If you're looking to buy a home in Pacific County, you'll be pleased to know that there are plenty of options available, including homes with USDA loan terms.

The USDA loan program is designed to help low to moderate-income individuals and families purchase homes in rural areas. Pacific County, with its scenic landscapes and close-knit communities, qualifies as a rural area, making it an ideal location for those interested in utilizing USDA loan terms.

With a USDA loan, prospective homebuyers can enjoy benefits such as low-interest rates, no down payment requirements, and flexible credit guidelines. These favorable terms make homeownership more accessible and affordable for many individuals who may not qualify for traditional mortgage loans.

Whether you're a first-time homebuyer or looking to relocate to Pacific County, the availability of homes with USDA loan terms provides an excellent opportunity to secure your dream home without breaking the bank. From cozy cottages to spacious family homes, Pacific County offers a diverse range of properties to suit every budget and lifestyle.

So, if you're ready to embark on a homeownership journey in Pacific County, explore the options available with USDA loan terms. Take advantage of the natural beauty, friendly communities, and affordable housing options that this county has to offer.

Newest Pacific County Homes with USDA Loan Terms

521 Central Avenue, South Bend
$299,000
3 Beds ⋅ 2 Baths ⋅ 2600564 MLS ⋅ ACTIVE Status
Discover a property that offers more than just a place to call home! Tucked into the heart of South Bend, this inviting 3-bedroom, 1.75-bath home delivers approximately 1,680 sq ft of comfortable single-level living with an open feel, vaulted ceilings, and thoughtful updates throughout. The kitchen is ready to impress with stainless steel appliances, butcher block countertops, a tile backsplash, and a walk-in pantry. Gather around the pellet stove on those cozy Pacific Northwest evenings, or enjoy the easy flow of the living spaces designed for everyday living and entertaining.But the real surprise is everything waiting outside! This property offers a fully fenced yard, covered outdoor spaces, greenhouse, garden area, storage shed, and a detached garage complete with built-in workbenches. Whether you're a hobbyist, gardener, outdoor enthusiast, or simply someone who appreciates having extra space, the possibilities here are exciting. There's ample parking, including RV parking, plus alley access for added convenience. High-speed internet availability and NO HOA add even more appeal. If you've been searching for a property that combines comfortable living with the space and freedom to pursue your interests, this South Bend gem deserves a closer look. Come see the possibilities and imagine making it yours!

521 Central Avenue, South Bend

Listing Broker: Keller Williams South Sound; Maria Lopez Morales; 360-218-0172; maria@seilerhomes.com

19409 U Place, Long Beach
$449,000
3 Beds ⋅ 3 Baths ⋅ 2600956 MLS ⋅ ACTIVE Status
You have found it! A Loomis Lake view home in wonderful Tides West homeowners association in the Klipsan Beach area of the Long Beach Peninsula. Right across the street from the community park with lake access with a dock ready to help you launch your kayak's or canoes. Maybe try fishing! The fishing derby is in May each year. Great kitchen with upgraded appliances and granite counters. This home is 3 bedroom 2.5 bath, with lovely mature landscaping and great outdoor living spaces. There is a fenced yard all around for all your furry friends, an outside fire pit and hot tub, with a quiet secluded gazebo for night time barbecues and s'mores. The primary bedroom is on the main level for your convenience with a 3/4 bath. Then upstairs 2 more full bedrooms and one more bathroom. The ceilings have lovely alcove areas in each bedrooms and great lighting to make this home light and bright.The upstairs landing area has cute alcove areas for storage and play areas. 1 car garage for great storage and inside parking. Must see don't miss out on this one!

19409 U Place, Long Beach

Listing Broker: RE/MAX Excellence; Linda F. Raaymakers; 360-783-2389; linda.raaymakers716@gmail.com

290 State Route 6, Raymond
$217,500
1 Beds ⋅ 2 Baths ⋅ 2600546 MLS ⋅ ACTIVE Status
A simpler lifestyle, a little land, and room for your next chapter. Set on approximately 1.45 acres just outside Raymond, this one-bedroom home pairs the appeal of low-cost living with beautiful Willapa Hills views and possibilities for the future.Inside, vaulted wood ceilings and exposed beams bring warmth and character to an open-concept kitchen and living area. Prepare dinner while visiting with guests, settle in for a quiet evening, or enjoy a comfortable space that keeps everyday living simple. A half bath sits off the living room, while the bedroom connects to another half bath and a convenient stackable washer and dryer. Starlink equipment is included, helping you stay connected while enjoying life outside town.Step outdoors and make the most of your own piece of the Pacific Northwest. Plant a garden, create your favorite outdoor gathering spot, or simply enjoy the breathing room around you. A private fenced area invites evenings around the fire, good conversation, and time beneath the stars.Thinking ahead? The three-bedroom septic system offers a starting point for potential expansion, subject to applicable approvals. Enjoy the home’s manageable footprint now while exploring how the property could grow with your needs.An assumable USDA loan and potential fast-track USDA financing add to the opportunity for qualified buyers. A place to put down roots, enjoy more time outdoors, and build toward what comes next.

290 State Route 6, Raymond

Listing Broker: Keller Williams South Sound; Melanie Seiler; 907-342-7456; melanie@seilerhomes.com

758 Barnhart Street, Raymond
$325,000
3 Beds ⋅ 2 Baths ⋅ 2597588 MLS ⋅ ACTIVE Status
Built in 2024, this bright, modern 3-bedroom, 2-bath Riverview home sits on a corner lot with an oversized 20x26 detached garage. The open-concept layout is filled with natural light, and the primary suite is privately set on the north side of the home. Primary ensuite features a soaking tub and a custom walk-in shower. Finishes include luxury vinyl plank flooring throughout and butcher block counters in the kitchen. Comfort and efficiency come standard, with central heating and air conditioning and an 80-gallon Rheem heat pump water heater with built-in leak detection. At 1,236 square feet, it's easy to care for and nearly new, without the wait or the cost of building.

758 Barnhart Street, Raymond

Listing Broker: Realty ONE Group All Stars; Clinton Potter; 360-581-7199; ClintonPotter1987@gmail.com

20505 Birch Place, Ocean Park
$315,000
3 Beds ⋅ 2 Baths ⋅ 2598040 MLS ⋅ ACTIVE Status
Welcome to this updated three-bedroom, two-bath home nestled on a quiet cul-de-sac in Sunset Sands. Inside, new flooring and fresh paint create a clean, inviting atmosphere, while remodeled bathrooms add a refreshed touch. The flexible layout features two separate living spaces, offering room for relaxing, entertaining, a hobby area, or additional flex space to suit your needs. Three bedrooms provide comfortable accommodations, while two bathrooms add convenience for everyday living and hosting guests. Step outside onto the deck, a great spot to enjoy morning coffee, gather with friends, or unwind after a day exploring the coast. The private side yard and backyard offer space for outdoor activities, gardening, entertaining, or simply enjoying the peaceful surroundings. Take in beautiful sunsets from your own outdoor retreat, whether you are hosting a get-together or savoring a quiet evening at home. The location adds even more appeal, with the Sunset Sands clubhouse and lake just a stone's throw away. Enjoy convenient access to nearby community amenities while appreciating the privacy and relaxed setting of a quiet cul-de-sac. Whether you are looking for a full-time residence, a weekend escape, or a coastal getaway, this refreshed home offers a wonderful combination of practical updates, versatile living spaces, and inviting outdoor areas. Spend your days enjoying the nearby lake and clubhouse, then return home to relax on the deck and watch the sunset.

20505 Birch Place, Ocean Park

Listing Broker: RealtyONEGroup Discovery Coast; Crystal Lynn Neprud; 971-601-0357; coastalcrystal.realtyone@gmail.com

2816 State Route 6, Raymond
$230,000
2 Beds ⋅ 1 Baths ⋅ 2597272 MLS ⋅ ACTIVE Status
An evening bike ride, a backyard gathering, or a quiet afternoon on the porch—this charming home makes room for life’s simple pleasures. With the Willapa Hills Trail right across the road, getting outside can become part of your everyday routine. Back at home, the covered front porch invites you to kick off your shoes and stay awhile. Inside, a welcoming living room flows into a cheerful kitchen with generous storage and a cozy dining area for everything from quick breakfasts to lingering conversations over dinner. Two bright bedrooms, a tastefully remodeled bathroom, updated flooring, and a dedicated laundry room bring comfort and convenience to this inviting home. The .29-acre property offers a backyard full of possibilities, with open lawn, established trees, and a creek crossed by a charming little bridge leading to more space to explore and enjoy. Plant a garden, set out a picnic, or create your favorite outdoor retreat. Generous driveway parking rounds out a property where the charm extends well beyond the front door.

2816 State Route 6, Raymond

Listing Broker: Keller Williams South Sound; Melanie Seiler; 907-342-7456; melanie@seilerhomes.com

27852 Y Lane, Ocean Park
$430,000
2 Beds ⋅ 2 Baths ⋅ 2592977 MLS ⋅ ACTIVE Status
Exceptional home filled with natural light, 2 full suites plus a loft to use as guest space or third bedroom loft. Soaring vaulted ceilings add detail to open living concept. Two-car garage with tons of storage and a wood stove to keep you warm during your projects, along with an additional upstairs office or guest space. Large front and rear patio surfaces are painted concrete for low maintenance long term. Fully fenced 100x100 yard with fire gathering pit, extra shop space for whatever you desire. Come schedule a showing today!

27852 Y Lane, Ocean Park

Listing Broker: Century 21 Pacific Realty; Leslie Brophy; 360-642-3127; leslie@pacreal.com

1120 Lombard Street, Raymond
$435,000
2 Beds ⋅ 2 Baths ⋅ 2592372 MLS ⋅ ACTIVE Status
Set on 2 usable acres outside Raymond city limits, this beautifully updated 2-bed, 2-bath home brings style, comfort & room to enjoy life outdoors. Mature landscaping sets the scene, while a covered front porch offers a welcoming spot to pause before heading inside. Vaulted ceilings, recessed lighting & large double-pane windows create an airy feel, complemented by luxury vinyl plank flooring & the year-round comfort of a ductless heat pump. The beautifully remodeled kitchen features stainless steel appliances & an island with seating for three. The full bathroom features beautiful tile work, while the second bathroom, located off the utility room, offers a convenient walk-in shower. With ample storage & a sink, the utility room makes everyday tasks easier. Relax on the deck off the kitchen, where a hot tub invites you to soak & take in views of your property. Tucked into a corner of the grounds, the gazebo offers another inviting escape for a quiet afternoon or an evening outdoors. Two usable acres leave plenty of room for gardening, recreation & bringing your outdoor ideas to life. An attached garage provides access to the unfinished basement, offering abundant storage, room for projects & potential to expand the living space. A separate detached garage adds even more flexibility, while a detached carport provides covered RV parking. This Raymond property has the space for your practical needs & the little luxuries that make staying home feel like a treat.

1120 Lombard Street, Raymond

Listing Broker: Keller Williams South Sound; Melanie Seiler; 907-342-7456; melanie@seilerhomes.com

610 Barnhart Street, Raymond
$310,000
3 Beds ⋅ 2 Baths ⋅ 2590270 MLS ⋅ ACTIVE Status
The backyard might just be your favorite room. From fireside conversations under the stars to a soak in the hot tub beneath the covered patio, this Raymond home gives you plenty of reasons to stay awhile. A spacious double lot offers room for a garden, outdoor games & gatherings, with privacy fencing helping create your own backyard retreat. Beyond the covered front porch, the inviting living area features built-in storage, while the bright kitchen pairs subway tile with an island made for pulling up a seat & catching up over dinner. The main-floor primary bedroom includes a full bath with dual vanity & tub/shower combo. Upstairs, two additional bedrooms with new carpet & a half bath provide space to make your own. An attached one-car garage, ample driveway parking & a quiet neighborhood near a park & local amenities complete the setting. Space to spread out, reasons to gather & a place to settle in.

610 Barnhart Street, Raymond

Listing Broker: Keller Williams South Sound; Melanie Seiler; 907-342-7456; melanie@seilerhomes.com

1111 Willapa Street, Raymond
$249,000
2 Beds ⋅ 1 Baths ⋅ 2589263 MLS ⋅ ACTIVE Status
Picture a rainy Raymond morning, coffee in hand, tucked beneath the covered front porch as the day slowly wakes up. Inside, the spacious living room flows into the open kitchen, where conversation can carry from the couch to the dinner table. Two bedrooms & a full bath keep everyday living simple, while the finished attic invites you to create a quiet office, cozy den or space for your favorite hobbies. The utility room off the kitchen leads to the backyard, with convenient alley access behind the home. A new roof, siding & deck add to its welcoming appeal. Spend afternoons at the nearby park or head to the coast for salty air & a walk along the beach, then return to a place that feels like home.

1111 Willapa Street, Raymond

Listing Broker: Keller Williams South Sound; Melanie Seiler; 907-342-7456; melanie@seilerhomes.com

803 Fowler Street, Raymond
$365,000
4 Beds ⋅ 2 Baths ⋅ 2587529 MLS ⋅ ACTIVE Status
Beautifully maintained home in Raymond’s desirable Riverview area, ideally situated on a corner lot with freshly landscaped grounds ready for the next owner to enjoy. Located within walking distance of the grocery store, playgrounds & parks, this home offers both convenience & plenty of space to enjoy. Inside, the large living room is filled with natural light & flows seamlessly into the adjacent dining room, which opens to the bright, functional kitchen featuring plenty of cabinet space & a conveniently tucked-away laundry area. The main level also offers a comfortable bedroom with built-in closet space & a full bathroom, along with two convenient exits to the large back deck from both the kitchen & bedroom. Upstairs, the primary bedroom features a walk-in closet & private bathroom, while two additional bedrooms offer matching layouts with closets & Cadet heaters. A hallway linen closet provides additional storage. The outdoor spaces are just as inviting, with beautifully maintained landscaping, a fully fenced outdoor fireplace area & a large back deck perfect for relaxing or entertaining. The basement offers even more flexibility, with access from inside the home through the kitchen or from outside through the carport area. The carport provides covered parking & additional covered storage, while the basement offers plenty of room for workspace, storage or whatever your needs may be. Well cared for & move-in ready, this Riverview home is ready for its next owner to enjoy.

803 Fowler Street, Raymond

Listing Broker: Keller Williams South Sound; Melanie Seiler; 907-342-7456; melanie@seilerhomes.com

205 7th Street, Raymond
$349,000
3 Beds ⋅ 2 Baths ⋅ 2585824 MLS ⋅ ACTIVE Status
Raymond Home near schools and easy access to Hwy 101 and downtown Raymond. This 3 bedroom, 2 bath home is situated on a level corner lot with great access to hwy 101. Spacious floor plan with an open concept. Well planned kitchen with a nice sized dining room. Lots of natural light through the windows. One level home.

205 7th Street, Raymond

Listing Broker: The Harbor Realty LLC; Heidi J. Keller; 360-942-7486; heidi@heidik.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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