Pacific County Homes with FHA Terms

Pacific County Homes with FHA Terms

Welcome to Pacific County, located in the beautiful state of Washington, USA. This county is nestled in the southwestern corner of the state, offering residents and visitors breathtaking views of the Pacific Ocean. With its charming coastal towns, pristine beaches, and diverse natural landscapes, Pacific County is a true gem for those seeking a tranquil and picturesque place to call home.

If you're in the market for a new home, you'll be pleased to know that Pacific County offers a range of options, including homes with FHA terms. FHA (Federal Housing Administration) loans are a popular choice for many homebuyers, as they offer more flexible qualification requirements and lower down payment options. Whether you're a first-time buyer or looking to refinance, FHA terms can make homeownership more accessible and affordable.

Pacific County boasts a variety of properties that are eligible for FHA financing. From charming beachfront cottages to spacious family homes, there's something to suit every taste and budget. With FHA terms, you can take advantage of competitive interest rates and favorable loan terms, making your dream of owning a home in Pacific County a reality.

So, if you're considering a move to the Pacific County area and are interested in homes with FHA terms, you're in luck. Take the first step towards finding your perfect home by exploring the real estate market in this idyllic coastal county. With its natural beauty, welcoming communities, and FHA financing options, Pacific County is a place where dreams come true.

Newest Pacific County Homes with FHA Terms

758 Barnhart Street, Raymond
$325,000
3 Beds ⋅ 2 Baths ⋅ 2597588 MLS ⋅ ACTIVE Status
Built in 2024, this bright, modern 3-bedroom, 2-bath Riverview home sits on a corner lot with an oversized 30x36 detached garage. The open-concept layout is filled with natural light, and the primary suite is privately set on the north side of the home. Primary ensuite features a soaking tub and a custom walk-in shower. Finishes include luxury vinyl plank flooring throughout and butcher block counters in the kitchen. Comfort and efficiency come standard, with central heating and air conditioning and an 80-gallon Rheem heat pump water heater with built-in leak detection. At 1,236 square feet, it's easy to care for and nearly new, without the wait or the cost of building.

758 Barnhart Street, Raymond

Listing Broker: Realty ONE Group All Stars; Clinton Potter; 360-581-7199; ClintonPotter1987@gmail.com

33519 Territory Road, Oysterville
$695,000
1 Beds ⋅ 2 Baths ⋅ 2598974 MLS ⋅ ACTIVE Status
This charming home is located in the heart of historic Oysterville. This is the oldest house in Oysterville built in 1863. Was the original court house for Pacific County. Gaze out over the tranquil waters of Willapa Bay from nearly every room in the house. The picturesque landscape changes with the tides and seasons, offering a peaceful retreat for the soul. No one can build in front of property on bay side, the land is a preservation. The property is adorned with lush, vibrant flower gardens reminiscent of a classic English countryside. Perfect for avid gardeners or those who simply enjoy the beauty of blooming flora, these gardens provide a colorful backdrop for outdoor gatherings. Building plans are included for 2 or 3 car garage and a guest house making it the perfect place to host friends. Building permits are good until February 2028. Abundance of wildlife right out your door! Eagles, elk, deer, bears, bunnies, coyote. Seller has a Washington real estate broker license.

33519 Territory Road, Oysterville

Listing Broker: Century 21 Pacific Realty; Denise O'Neil; 503-298-3769; denise@pacreal.com

20505 Birch Place, Ocean Park
$315,000
3 Beds ⋅ 2 Baths ⋅ 2598040 MLS ⋅ ACTIVE Status
Welcome to this updated three-bedroom, two-bath home nestled on a quiet cul-de-sac in Sunset Sands. Inside, new flooring and fresh paint create a clean, inviting atmosphere, while remodeled bathrooms add a refreshed touch. The flexible layout features two separate living spaces, offering room for relaxing, entertaining, a hobby area, or additional flex space to suit your needs. Three bedrooms provide comfortable accommodations, while two bathrooms add convenience for everyday living and hosting guests. Step outside onto the deck, a great spot to enjoy morning coffee, gather with friends, or unwind after a day exploring the coast. The private side yard and backyard offer space for outdoor activities, gardening, entertaining, or simply enjoying the peaceful surroundings. Take in beautiful sunsets from your own outdoor retreat, whether you are hosting a get-together or savoring a quiet evening at home. The location adds even more appeal, with the Sunset Sands clubhouse and lake just a stone's throw away. Enjoy convenient access to nearby community amenities while appreciating the privacy and relaxed setting of a quiet cul-de-sac. Whether you are looking for a full-time residence, a weekend escape, or a coastal getaway, this refreshed home offers a wonderful combination of practical updates, versatile living spaces, and inviting outdoor areas. Spend your days enjoying the nearby lake and clubhouse, then return home to relax on the deck and watch the sunset.

20505 Birch Place, Ocean Park

Listing Broker: RealtyONEGroup Discovery Coast; Crystal Lynn Neprud; 971-601-0357; coastalcrystal.realtyone@gmail.com

7204 Ortelius Drive, Ilwaco
$534,999
3 Beds ⋅ 3 Baths ⋅ 2598041 MLS ⋅ ACTIVE Status
Welcome home to a property that blends comfort, character, and exceptional utility for everyday living and memorable coastal getaways. A new roof, inviting curb appeal, and bright, sunlit interiors create an immediate sense of warmth. The living room features a cozy pellet stove insert, perfect for cool evenings, while the updated kitchen offers brand-new appliances, a double convection oven, and plenty of room for cooking and gathering. The functional layout includes three bedrooms and three bathrooms. The primary suite provides a relaxing retreat with a soaking tub, walk-in closet, and private back deck. A spacious second bedroom also features a walk-in closet, while the versatile third bedroom enjoys its own exterior entrance, ideal for guests, a home office, or creative space. An attached two-car garage, RV hookups, and a fully insulated, heated 30x40 1,200-square-foot two-bay shop with oversized 14 foot roll-up doors provide exceptional flexibility for vehicles, hobbies, storage, projects, and coastal adventure gear. Step outside and enjoy your own private retreat. Start the day on the concrete front porch, grow flowers and produce in the greenhouse and planter beds, and unwind around the backyard fire pit. Two back decks offer excellent space for entertaining, outdoor dining, or simply enjoying the fresh coastal air and incredible sunsets. Just minutes from Bakers Bay, this property is ideally situated to enjoy the best of the Pacific Northwest coast.

7204 Ortelius Drive, Ilwaco

Listing Broker: RealtyONEGroup Discovery Coast; Britanie Eichhorn; 360-910-8679; britanie.realtyone@gmail.com

1314 266th Place, Ocean Park
$389,000
4 Beds ⋅ 2 Baths ⋅ 2595554 MLS ⋅ ACTIVE Status
Vintage Ocean Park Washington home waiting for its new owners! This 4 bedroom home sits on a 10,000 sq ft double corner lot and is within walking distance to the mighty Pacific ocean and downtown Ocean Park. Propane heating, updated wiring, copper plumbing and some updated windows make this home move in ready! Wrap around porch with straight-grain fir decking provides lots of room for entertaining. Upstairs you will find large bedrooms and also a generous attic space with lots of storage. Move in full time or make it your affordable beach get-a-way! Come see this classic home before it goes pending!

1314 266th Place, Ocean Park

Listing Broker: Lighthouse Realty; Sondra Eaton; 360-244-2839; sondra@lighthouseproperty.com

20 Cherry Street W, Chinook
$515,000
3 Beds ⋅ 2 Baths ⋅ 2593420 MLS ⋅ ACTIVE Status
Chinook Home and Shop. Two-story, 1740 sq ft, 3 Br 2 Ba home. Open kitchen w SS appliances, nice eating bar, ample cabinets plus dining space. RIVER VIEW full length deck. Living area w gas fireplace, large windows & new glass sliders with electric blinds. Primary BR w private bath, sauna and rear deck. For the sportsman: separate 15 X 24 shop building (Current seafood market and prep area but ready for other uses) Theres also a separate "Crab Shack" with hoist and crab cooking set-up. 2 tax parcels approx 1/2 acre total. Lots of parking area for RVs and boats. Business equipment (Forklift, coolers, freezers, smoker, misc equip and supplies) not included in sale. Sellers will entertain offers for anyone wanting to start their own operation. Contact your broker to schedule a next-day showing.

20 Cherry Street W, Chinook

Listing Broker: Century 21 Pacific Realty; Kenny Osborne; 360-783-2407; kenny@pacreal.com

2816 State Route 6, Raymond
$230,000
2 Beds ⋅ 1 Baths ⋅ 2597272 MLS ⋅ ACTIVE Status
An evening bike ride, a backyard gathering, or a quiet afternoon on the porch—this charming home makes room for life’s simple pleasures. With the Willapa Hills Trail right across the road, getting outside can become part of your everyday routine. Back at home, the covered front porch invites you to kick off your shoes and stay awhile. Inside, a welcoming living room flows into a cheerful kitchen with generous storage and a cozy dining area for everything from quick breakfasts to lingering conversations over dinner. Two bright bedrooms, a tastefully remodeled bathroom, updated flooring, and a dedicated laundry room bring comfort and convenience to this inviting home. The .29-acre property offers a backyard full of possibilities, with open lawn, established trees, and a creek crossed by a charming little bridge leading to more space to explore and enjoy. Plant a garden, set out a picnic, or create your favorite outdoor retreat. Generous driveway parking rounds out a property where the charm extends well beyond the front door.

2816 State Route 6, Raymond

Listing Broker: Keller Williams South Sound; Melanie Seiler; 907-342-7456; melanie@seilerhomes.com

602 Harrison Street N, Raymond
$589,000
4 Beds ⋅ 1 Baths ⋅ 2595082 MLS ⋅ ACTIVE Status
A home, a barn, room for your projects, & acreage full of possibilities—there’s a lot to love here! Set on 3.89 acres with +/- 500 ft of medium-bank slough frontage, this 4-bed property offers room to settle in, spread out, & plan for the future. New roofs on both the home & carport, fresh interior & exterior paint, & a new gutter system give you a welcome head start. Inside, the wood-burning fireplace creates a cozy gathering space, while the heat pump & central A/C provide comfort throughout the seasons. The kitchen features an adjacent dining area that keeps meals & conversation connected. A utility room, double-pane/storm windows, ceiling fan, & a mix of vinyl & carpet round out the home. Mature landscaping refreshed with new bark, established fruit trees, & garden space invite you to enjoy the outdoors. The spacious carport provides covered parking for boats, trailers, or vehicles, with a workshop at the back for tools & projects. An additional shop area with electricity includes rear covered parking for extra storage or equipment. RV parking & outbuildings offer even more flexibility, while a barn with acreage on a separate parcel opens the door to your homestead plans. A trail leads to a prepped potential building site, with multiple potential homesites across individual lots to explore. Keep the acreage together for your own retreat or investigate future building options—this is an opportunity to create a property that grows with your plans!

602 Harrison Street N, Raymond

Listing Broker: Keller Williams South Sound; Melanie Seiler; 907-342-7456; melanie@seilerhomes.com

27852 Y Lane, Ocean Park
$430,000
2 Beds ⋅ 2 Baths ⋅ 2592977 MLS ⋅ ACTIVE Status
Exceptional home filled with natural light, 2 full suites plus a loft to use as guest space or third bedroom loft. Soaring vaulted ceilings add detail to open living concept. Two-car garage with tons of storage and a wood stove to keep you warm during your projects, along with an additional upstairs office or guest space. Large front and rear patio surfaces are painted concrete for low maintenance long term. Fully fenced 100x100 yard with fire gathering pit, extra shop space for whatever you desire. Come schedule a showing today!

27852 Y Lane, Ocean Park

Listing Broker: Century 21 Pacific Realty; Leslie Brophy; 360-642-3127; leslie@pacreal.com

810 Pacific Avenue N, Long Beach
$515,000
2 Beds ⋅ 1 Baths ⋅ 2594772 MLS ⋅ ACTIVE Status
Discover the charm of this delightful 1908 beach cottage, ideally situated in the heart of downtown Long Beach. This fully furnished 2-bedroom, 1-bath home combines timeless character with thoughtful updates, offering a turnkey opportunity for vacation rental investors or anyone seeking a personal coastal retreat. Currently operating as a vacation rental with consistently high guest ratings, this property offers an established rental history and the flexibility to enjoy it yourself or continue generating income. Inside, warm natural light enhances the inviting atmosphere, while newer flooring, updated fixtures, and a newer roof add comfort and peace of mind. The home retains its classic cottage appeal while providing the conveniences today's buyers appreciate. A standout feature is the detached 2-car garage, complete with laundry facilities and a dedicated game room, providing extra space for entertainment, recreation, and practical storage. Step outside and enjoy the unbeatable convenience of downtown living, with local shops, restaurants, and coastal attractions just moments away. The beautiful Pacific shoreline and miles of sandy beach are nearby, making it easy to experience everything that draws visitors to Long Beach year-round. Whether you're looking for an income-producing investment, a weekend getaway, or a charming place to call your own, this distinctive property delivers historic appeal, functional extras, and a prime location.

810 Pacific Avenue N, Long Beach

Listing Broker: RealtyONEGroup Discovery Coast; Crystal Lynn Neprud; 971-601-0357; coastalcrystal.realtyone@gmail.com

1120 Lombard Street, Raymond
$435,000
2 Beds ⋅ 2 Baths ⋅ 2592372 MLS ⋅ ACTIVE Status
Set on 2 usable acres outside Raymond city limits, this beautifully updated 2-bed, 2-bath home brings style, comfort & room to enjoy life outdoors. Mature landscaping sets the scene, while a covered front porch offers a welcoming spot to pause before heading inside. Vaulted ceilings, recessed lighting & large double-pane windows create an airy feel, complemented by luxury vinyl plank flooring & the year-round comfort of a ductless heat pump. The beautifully remodeled kitchen features stainless steel appliances & an island with seating for three. The full bathroom features beautiful tile work, while the second bathroom, located off the utility room, offers a convenient walk-in shower. With ample storage & a sink, the utility room makes everyday tasks easier. Relax on the deck off the kitchen, where a hot tub invites you to soak & take in views of your property. Tucked into a corner of the grounds, the gazebo offers another inviting escape for a quiet afternoon or an evening outdoors. Two usable acres leave plenty of room for gardening, recreation & bringing your outdoor ideas to life. An attached garage provides access to the unfinished basement, offering abundant storage, room for projects & potential to expand the living space. A separate detached garage adds even more flexibility, while a detached carport provides covered RV parking. This Raymond property has the space for your practical needs & the little luxuries that make staying home feel like a treat.

1120 Lombard Street, Raymond

Listing Broker: Keller Williams South Sound; Melanie Seiler; 907-342-7456; melanie@seilerhomes.com

3100 US-101, Long Beach
$440,000
2 Beds ⋅ 1 Baths ⋅ 2588963 MLS ⋅ ACTIVE Status
Welcome to your coastal retreat in the heart of the Long Beach Peninsula! This charming 2-bedroom home offers 1,356 sq. ft. of comfortable living space on an expansive .34-acre lot, blending classic coastal character with incredible versatility. Step onto the covered porch and enjoy the relaxed pace of life at the beach or take advantage of the fully fenced backyard with plenty of room for entertaining, gardening, pets, or simply enjoying the fresh ocean air. Multiple driveway spaces and RV parking provide added convenience for full-time living, weekend getaways, or coastal adventures. Located just minutes from the beach, shopping, dining, and everything the Long Beach Peninsula has to offer. The location puts recreation and amenities within easy reach. Whether you're searching for a primary residence, coastal getaway or investment opportunity, this one deserves a closer look.

3100 US-101, Long Beach

Listing Broker: Fathom Realty WA LLC; Richard Miller; 206-265-2525; rmiller@fathomrealty.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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