Mason County Homes with USDA Loan Terms

Mason County Homes with USDA Loan Terms

Mason County, located in the state of Washington, is a picturesque region that offers a serene and peaceful environment for residents. Situated in the beautiful Pacific Northwest, this county is known for its natural beauty, abundant outdoor recreational opportunities, and friendly communities.

For those looking to purchase a home in Mason County, there is an excellent option available - homes with USDA loan terms. The United States Department of Agriculture (USDA) offers loan programs specifically designed to help individuals and families with low to moderate incomes achieve their dream of homeownership.

With USDA loan terms, prospective buyers can benefit from several advantages. These loans often come with low interest rates and require no down payment, making homeownership more affordable and accessible. Additionally, USDA loans offer flexible credit guidelines, allowing individuals with less-than-perfect credit scores to qualify.

Mason County boasts a variety of housing options that are eligible for USDA loans. From cozy single-family homes nestled in quiet neighborhoods to spacious properties with ample land, there is a wide range of choices to suit different preferences and budgets.

If you're considering buying a home in Mason County, exploring the options available with USDA loan terms can be a great opportunity to make your homeownership dreams a reality. Contact a local real estate agent or mortgage lender to learn more about the eligibility requirements and available properties in this charming county.

Newest Mason County Homes with USDA Loan Terms

917 E Kineo Avenue, Shelton
$399,000
3 Beds ⋅ 3 Baths ⋅ 2592351 MLS ⋅ ACTIVE Status
Just minutes from downtown Shelton, this home features 1600 square feet on the first two floors, plus an 800 square foot ready to finish basement with a walk-out exterior entry that could support a multi generational home, or rental unit - options abound! Large kitchen with a charming farmhouse sink, lots of counter & cabinet space. Three good size bedrooms ample closet space, 2.5 baths, covered entry & attached garage. Priced to sell!

917 E Kineo Avenue, Shelton

Listing Broker: Alder Creek Real Estate LLC; Abner Guzman; 360-229-0949; abner@aldercreekrealestate.com

2064 Lake Boulevard, Shelton
$355,000
4 Beds ⋅ 2 Baths ⋅ 2599731 MLS ⋅ ACTIVE Status
Lower price and a great value. Better than move-in-ready 4-bedroom home so close to downtown Shelton. Just down the road from the hospital, park, walking trails, lakes, and the sound. Plus, it has backyard privacy with three adjoining lots (ask about option to buy these extra lots) You can make an extra-large and private property. Or, have room for a shop or more homes? No residents behind, just NW natural landscape. The yard has new landscaping rock installed recently. Upstairs has well equipped kitchen with rich cabinets and dining area. Large living room connected to the kitchen and dining area. Primary bedroom is an option upstairs or downstairs. One of the downstairs bedrooms has brick hearth for a fireplace/stove. So many improvements have already been done for you. New decks on both the back of the house and front. Nice and neutral newer paint both inside and outside the house. Rich and quality wood entry door. Beautiful laminate wood flooring in kitchen and bathroom. Neutral carpeting that's fantastic. Dark tile entry that pops against the paint and flooring. Large storage closet downstairs. This is affordable for Shelton, plus there's opportunity to extend the property. Home was recently connected to sewer. 50,000 dollars plus invested recently. Home is being sold without further repairs.

2064 Lake Boulevard, Shelton

Listing Broker: John L. Scott Shelton; Donald Landon; 360-463-7308; dlandon@johnlscott.com

21290 E State Route 3, Belfair
$449,900
3 Beds ⋅ 2 Baths ⋅ 2596688 MLS ⋅ ACTIVE Status
BRING ALL YOUR TOYS! Set on a private ¾-acre lot just minutes from Belfair, this versatile tri-level home offers comfortable living, ample parking, and room to enjoy the outdoors. Parking and storage include a two-car attached carport, RV PARKING with a dedicated power pole, and a large detached garage with parking for Two cars, a shop/office space, and additional storage at the rear. Metal siding on the house adds durability, a brand-new roof installed in January 2026 w/leaf guard gutter and a new septic system in October 2026. A fenced area is ideal for pets, and the rest of the yard offers space for gardening and other outdoor pursuits. The main level living room features a bay window and a cozy propane fireplace. Recent updates include fresh interior paint, vinyl windows throughout, engineered hardwood flooring. The kitchen was remodeled in 2023 and features quality cabinetry and newer appliances. Upstairs, the fully renovated four-piece bathroom includes a new bathtub and flooring. All three bedrooms are located on the upper level, including the primary bedroom, which opens onto the back deck. Downstairs, a spacious bonus room offers flexible use and features a wood stove for supplemental heat. A laundry room with a three-quarter bath and a large, deep pantry add to the home’s functionality. The property is adjacent to a Navy-owned railroad. Appx 30 minutes to Shelton and 15-20 minutes to Bremerton and the Naval Shipyard. Don't miss this great opportunity!

21290 E State Route 3, Belfair

Listing Broker: John L. Scott, Inc.; Saeko T Steffens; 360-551-1953; saekos@johnlscott.com

550 N Lake Surf Drive, Lilliwaup
$499,950
2 Beds ⋅ 2 Baths ⋅ 2596287 MLS ⋅ ACTIVE Status
Welcome to your own private retreat at Colony Surf! This spacious home sits on a large double lot near Hood Canal and offers easy main-level living in this daylight basement home. Step into the open great room with skylights and vaulted ceilings, built-ins, and a cozy freestanding gas fireplace. The living room overlooks an entertainment-sized deck, partially covered so you can enjoy it rain or shine. You’ll love the well-designed, gourmet-style kitchen with a gas island cooktop. The large primary suite offers a walk-in jetted tub and a generous closet space including a walk-in closet. The fully finished basement features an office/3rd room with its own private bath and a spacious rec room with an added bonus room (walls can be removed). The oversized 720 SF two-car garage includes tons of workspace. A new 22k propane generator, two outbuildings including one with power for garden storage, a covered storage area beside garage and a 50 year Metal roof round it out. Community membership includes Hood Canal and lake access, a clubhouse with pool, and plenty of roads and trails for hiking. Come see it today!

550 N Lake Surf Drive, Lilliwaup

Listing Broker: Windermere RE West Campus Inc; Steve Nagy; 206-713-3311; stevenagy@windermere.com

641 E Pickering Drive, Shelton
$250,000
2 Beds ⋅ 2 Baths ⋅ 2598376 MLS ⋅ ACTIVE Status
Enjoy Timberlakes living, a quarter of an acre from Big Timberlake in this updated 2-bedroom, 2-bath home on a LARGE .22 acre lot! Kitchen features butcher block counters, a breakfast bar, and a built-in pantry. Spacious primary bedroom with a bright en-suite bath featuring a soaking tub. Outside, find a carport and two large sheds/outbuildings for storage, hobbies, or workspace. Enjoy the Timberlakes Community amenities, including lakes, boat launch, beach access, and more. A great opportunity to enjoy community recreation and a comfortable home with useful outdoor space!

641 E Pickering Drive, Shelton

Listing Broker: John L. Scott, Inc; George Graham; 206-949-3793; pending@nw-realestateteam.com

110 SE Cook Plant Farm Road, Shelton
$380,000
3 Beds ⋅ 2 Baths ⋅ 2598334 MLS ⋅ ACTIVE Status
Updated and ready to move in! Bright and cheery open concept floor plan with 3 bedrooms and 1.5 baths. All the work has been done for you, handy kitchen with stainless steel appliances, newer cabinets, walk-in pantry. All newer floors and paint inside and out. Nice sized open concept living space. Attached garage is fully insulated with sealed floor. Huge fully fenced lot with nice sized patio for entertaining complete with firepit. Lots of parking space with room for an RV! Great location in the Southside school district, out of city limits, but close to town and freeway access and only 20 minutes to Olympia.

110 SE Cook Plant Farm Road, Shelton

Listing Broker: Abbey Realty Inc; Savannah A. Parker; 360-878-7717; savannah@pnwnests.com

301 E Wildflower Lane, Shelton
$724,900
3 Beds ⋅ 2 Baths ⋅ 2597454 MLS ⋅ ACTIVE Status
Discover your own private retreat with this custom-built 3 bed, 2.25 bath home on 5 secluded acres! Designed with ADA accessibility throughout, this home features hardwood flooring, beautiful alder wood trim harvested right from the property, and a cozy wood-burning fireplace. The open concept kitchen flows seamlessly into the living space, offering granite countertops, a bar with seating, walk-in pantry, and stainless steel appliances. The spacious primary suite features French doors to the beautiful back deck, plenty of closet space, a primary bathroom with a walk-in tile shower. Outside, enjoy a long private driveway, peaceful walking paths, charming bridges, a fenced garden area, and greenhouse. The expansive covered back deck features lighting and plenty of room for entertaining, outdoor dining, or relaxing evenings surrounded by nature. Additional amenities include an attached 2 car garage with a 1/2 bath, and a detached fully finished shop with a carport off the back, providing plenty of space for hobbies, storage, or projects. If you're looking for privacy, quality craftsmanship, and the perfect blend of comfort and country living, this one-of-a-kind property is ready to welcome you home!

301 E Wildflower Lane, Shelton

Listing Broker: Better Properties Mason County; Kristi Christensen; 360-470-2824; kristi@betterproperties.com

40 W Roosevelt Street, Shelton
$429,950
4 Beds ⋅ 3 Baths ⋅ 2597675 MLS ⋅ ACTIVE Status
Welcome to Cedar Pointe, an exciting NEW home community by MTT Homes in Shelton! Plan 1462 offers 1,462 sq ft, 4 bedrooms, 2.5 bathrooms and a 2-car garage. The open-concept main floor brings together the kitchen, dining area and great room, creating an inviting space for gathering and entertaining. Upstairs, the spacious primary suite features a walk-in closet and private bath, while three additional bedrooms, a full bathroom and conveniently located laundry room complete the upper level. Thoughtfully designed with modern finishes and energy-efficient features, this quality-built home makes the most of every space. Enjoy designer luxury vinyl plank flooring throughout the entry, kitchen, dining area, great room and bathrooms. The kitchen features stainless-steel appliances, shaker-style cabinetry, a spacious pantry and full-height tile backsplash. Additional highlights include 9-foot ceilings on the main floor, recessed lighting, energy-efficient Milgard windows, efficient heating and cooling, James Hardie siding and a covered patio. Professionally designed front and side-yard landscaping provides a polished finishing touch. Includes a 2-10 Home Buyers Warranty for added peace of mind. Conveniently located near shopping, dining, outdoor recreation, Olympia and JBLM. Welcome home to Cedar Pointe!

40 W Roosevelt Street, Shelton

Listing Broker: John L. Scott, Inc.; Kristina Moneypenny; 360-731-6734; kristinam@johnlscott.com

33 W Roosevelt Street, Shelton
$449,950
4 Beds ⋅ 3 Baths ⋅ 2597669 MLS ⋅ ACTIVE Status
Welcome to Cedar Pointe, an exciting NEW home community by MTT Homes in Shelton! Plan 1698 offers 1,698 sq ft, 4 bedrooms, 2.5 bathrooms and a RARE 3-car garage with exceptional space for vehicles, storage, hobbies and all your PNW gear. The open-concept main floor connects the kitchen, dining area and great room, creating a welcoming space for everyday living and entertaining. Upstairs, the spacious primary suite features a walk-in closet and private bath with dual-sink vanity, while three additional bedrooms, a full bathroom and conveniently located laundry room complete the upper level. Thoughtfully designed with modern finishes and energy-efficient features, this quality-built home makes the most of every space. Enjoy designer luxury vinyl plank flooring throughout the entry, kitchen, dining area, great room and bathrooms. The kitchen features stainless-steel appliances, shaker-style cabinetry, a spacious pantry and full-height tile backsplash. Additional highlights include 9-foot ceilings on the main floor, recessed lighting, energy-efficient Milgard windows, efficient heating and cooling, James Hardie siding and a covered patio. Professionally designed front and side-yard landscaping provides a polished finishing touch. Includes a 2-10 Home Buyers Warranty for added peace of mind. Conveniently located near shopping, dining, outdoor recreation, Olympia and JBLM. Welcome home to Cedar Pointe!

33 W Roosevelt Street, Shelton

Listing Broker: John L. Scott, Inc.; Kristina Moneypenny; 360-731-6734; kristinam@johnlscott.com

291 E Rauschert Road, Grapeview
$614,950
3 Beds ⋅ 2 Baths ⋅ 2596222 MLS ⋅ ACTIVE Status
Discover the perfect blend of privacy, space & country living! Nestled on 5.17 acres, this spacious 2008 rambler offers 1,768 sq ft, 3 bedrooms & 2 full baths. The inviting open-concept design features a spacious family room, additional living/bonus room & cozy propane fireplace with owned tank. Generous primary suite boasts a walk-in closet, soaking tub, separate shower & dual sinks. Fresh interior & exterior paint, plus a new HVAC system in 2024 with heat pump & A/C! Approximately half the property is fenced with an electric entry gate, while the remaining acreage offers endless possibilities it just needs your imagination! Enjoy established garden & fruit tree areas, chicken coop, goat house, rabbit house, dog area, tool shed & shop/horse stall area. Relax or entertain under the covered outdoor gazebo! Additional features include a 2-car attached garage, concrete carport pad & RV power hookup. All Kitchen appliances stay, along with home has 2 W/D connections. 1 in Utility Room and 2nd connection in the garage! A rare opportunity to enjoy room to roam, space for animals, hobbies & outdoor living. Bring your vision and make this incredible property your own! Just minutes from Public Boat Launch, Lakes/Parks...

291 E Rauschert Road, Grapeview

Listing Broker: LISTINGS.COM; Dane Johnston; 206-941-0484; Dane@DaneLJohnston.com

1150 SE Crescent Drive, Shelton
$529,999
2 Beds ⋅ 2 Baths ⋅ 2594310 MLS ⋅ ACTIVE Status
Welcome to peaceful waterfront living in the gated Fawn Lake community! Conveniently located just minutes from Hwy 101 and an approximate 30-minute commute to Olympia, this bright, 1,120 sq. ft. home features 2 bedrooms and 2 bathrooms, including an accessible walk-in tub in the primary suite. The well-defined layout features a kitchen with a walk-in pantry, a cozy dining area, and a living room that includes a free-standing propane fireplace. Step through sliding doors from either the primary bedroom or the living room onto the deck to enjoy panoramic lake views and vibrant evening sunsets. The property also includes a private dock and a partially fenced yard. Fawn Lake community amenities feature parks, a cabana, horseshoe pits, swimming areas, stocked fishing, tennis courts, and basketball courts. Enjoy a quiet atmosphere with no gas motors allowed on the lake. HOA dues are $1,450 yearly and includes water utilities. Buyers must be accompanied by a licensed real estate broker for gate access and showings.

1150 SE Crescent Drive, Shelton

Listing Broker: Windermere RE/Himlie; Jeanne Blanton; 360-789-7624; JeanneBlanton@Windermere.com

14 W Roosevelt Street, Shelton
$399,950
3 Beds ⋅ 2 Baths ⋅ 2596879 MLS ⋅ ACTIVE Status
Welcome to Cedar Pointe, an exciting NEW home community by MTT Homes in Shelton! Plan 1220 offers 1,220 sq ft, 3 bedrooms, 2 bathrooms, a 2-car garage and the ease of single-level living. The open-concept kitchen, dining area and great room flow together for comfortable everyday living, while the spacious primary suite features a walk-in closet, private bath and dual-sink vanity. Thoughtfully designed with modern finishes and energy-efficient features, this quality-built home makes the most of every space. Enjoy designer luxury vinyl plank flooring throughout the entry, kitchen, dining area, great room and bathrooms. The kitchen features stainless-steel appliances, shaker-style cabinetry, a spacious pantry and full-height tile backsplash. Additional highlights include 9-foot ceilings, recessed lighting, energy-efficient Milgard windows, efficient heating and cooling, James Hardie siding and a patio. Professionally designed front and side-yard landscaping provides a polished finishing touch. Includes a 2-10 Home Buyers Warranty for added peace of mind. Conveniently located near shopping, dining, outdoor recreation, Olympia and JBLM. Buyer Bonus with use of Preferred Lender! Welcome home to Cedar Pointe

14 W Roosevelt Street, Shelton

Listing Broker: John L. Scott, Inc.; Kristina Moneypenny; 360-731-6734; kristinam@johnlscott.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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