Mason Homes with USDA Loan Terms

Mason Homes with USDA Loan Terms

Mason County, located in the state of Washington, is a picturesque region that offers a serene and peaceful environment for residents. Situated in the beautiful Pacific Northwest, this county is known for its natural beauty, abundant outdoor recreational opportunities, and friendly communities.

For those looking to purchase a home in Mason County, there is an excellent option available - homes with USDA loan terms. The United States Department of Agriculture (USDA) offers loan programs specifically designed to help individuals and families with low to moderate incomes achieve their dream of homeownership.

With USDA loan terms, prospective buyers can benefit from several advantages. These loans often come with low interest rates and require no down payment, making homeownership more affordable and accessible. Additionally, USDA loans offer flexible credit guidelines, allowing individuals with less-than-perfect credit scores to qualify.

Mason County boasts a variety of housing options that are eligible for USDA loans. From cozy single-family homes nestled in quiet neighborhoods to spacious properties with ample land, there is a wide range of choices to suit different preferences and budgets.

If you're considering buying a home in Mason County, exploring the options available with USDA loan terms can be a great opportunity to make your homeownership dreams a reality. Contact a local real estate agent or mortgage lender to learn more about the eligibility requirements and available properties in this charming county.

Newest Mason Homes with USDA Loan Terms

$675,000
2 Beds ⋅ 2 Baths ⋅ 2563932 MLS ⋅ ACTIVE Status
Where open pastures, happy horses & your dream lifestyle come together. Rare equestrian & country living in the South Puget Sound near Shelton. This peaceful, well-equipped property spans over 11 acres across two parcels, featuring a cozy home, incredible improvements, fully fenced/crossed fenced acreage ready for horses, livestock, gardening, & PNW recreation. The 2-bed, 2-bath 1,225 sq. ft. home is located on the small Hanks Lake. A spot w/a peaceful rhythm of country living & a story to tell. Updated kitchen & dining area overlooking Hanks Lake to take in those serene water views. Primary suite features custom concrete floors, walk-in closet and large bathroom. Unwind on the back patio, soak in the hot tub & take a deep breath of fresh air. Gated access to the home for privacy and security. The equestrian setup includes a post-&-beam barn w/new roof, three stalls, tack room, storage room & a hay loft w/loading door. Multiple pastures feature premium New Zealand fencing for durability, complemented by a dedicated training round pen. The grounds include a fenced garden, greenhouse, & ample space for self-sufficiency. Additional highlights feature a massive 1,100+ sq. ft. shop w/office, double RV doors & drive-through capability, wood sheds, plus a private one-room cabin for guests, hobbies, or quiet escapes. A truly rare blend of country comfort, top-tier equestrian amenities, & classic Northwest living.

2111 W Hanks Lake Road, Shelton

Listing courtesy of Windermere RE/Himlie.

$469,950
3 Beds ⋅ 3 Baths ⋅ 2562943 MLS ⋅ ACTIVE Status
Welcome Home To Paradise! This Wonderful Lake Limerick Country Style 2 Story Home Has Been Lovingly Maintained And Pride Of Ownership Shows! This Home Features A Newer Kitchen With Lots Of Cabinets, Beautiful Quartz Countertops, Center Island, Newer Deluxe Stainless Appliance Package, Gorgeous Laminate Hardwood Flooring, A Huge Master Suite With Ensuite Bath And Walkin Closet, 3 Large Bedrooms, 2.5 Baths, 1904 Sq Ft Of Living Space, An Oversized 2 Car Garage, Newer Minisplit Systems Throughout The Home For Heat And Airconditioning, The Yard Is Fully Fenced And Features Sprinkler Systems For Perfect Outdoor Watering, All Appliances Including The Washer And Dryer AND The Hottub Stay With The House, And Then There Is All That The Lake Limerick Community Has To Offer, 9 Hole Golf Course With Clubhouse And An Awesome Restaurant And Bar, A Great Hall For Hosting Weddings, Parties Etc, Seven Beautiful Community Parks And Of Course Lake Limerick Itself Stocked With Fish And Ready To Go And So Much More! This Is A Truly Unique Place To Call Home! If Your Looking For Not Just A Place To Live, But A Lifestyle! This Is It! Tons Of Amenities And Things To Do Everyday!

60 E Cardigan Court, Shelton

Listing courtesy of Legacy Northwest.

$999,000
5 Beds ⋅ 3 Baths ⋅ 2560675 MLS ⋅ ACTIVE Status
Rare west-facing, low-bank North Bay waterfront, unforgettable sunsets, sweeping Olympic Mountain and water views, and shellfish at the shoreline create the ultimate Northwest retreat. Thoughtfully renovated and designed for waterfront living, this approximately 3,300-square-foot home offers 4 bedrooms plus an office, 3 bathrooms, flexible gathering spaces, and plenty of room for guests, hobbies, or working from home. The fully replaced kitchen anchors the home with fresh style and functionality, complemented by new flooring, beautifully redone bathrooms, and new interior and exterior paint. The reimagined primary suite captures stunning water views and features a walk-in closet and all new bath, creating a comfortable and private escape. Closet plumbed for a 2nd washer and dryer if you'd like to add one. Step outside to a spacious deck, spa/solarium area, fenced yard, fruit trees, garden space, and direct low-bank beach access—ideal for entertaining, unwinding, and enjoying life on the water. Recent improvements include a new roof, new driveway and parking area, and 2 ductless heat-pump systems. The home is also equipped with generator wiring. From beach days and shellfish gathering to golden evenings over the bay, this exceptional home delivers waterfront living at its best. Ask your agent about seller financing.

3410 E State Route 302, Belfair

Listing courtesy of Better Properties Real Estate.

$335,000
3 Beds ⋅ 2 Baths ⋅ 2560878 MLS ⋅ ACTIVE Status
Tucked away among the trees, this peaceful and private 3-bedroom, 2-bathroom home offers the perfect blend of comfort, functionality, and room to breathe. Situated on nearly half an acre ±, the property features a fully fenced front yard, multiple outbuildings, a cozy fire pit, a new back deck, and plenty of space to enjoy the outdoors. Inside, you'll find a thoughtfully maintained home with a charming built-in breakfast nook, a luxurious extra-deep soaking tub with updated plumbing, a tankless water heater, fiber optic internet, surround sound wiring, and a security system for added peace of mind. The versatile third bedroom was previously used as a home office and features sound-dampening insulation and paneling, along with double doors, making it an ideal workspace, media room, or guest room. The RV hookup with power and dump station makes it perfect for visitors, multigenerational living, or your next adventure. If you've been searching for privacy, space, and freedom with no HOA, this is the one. Enjoy all that Totten Shores has to offer, including a community park and private boat launch, providing easy access to the beauty of the South Sound. Spend your evenings around the fire pit, launch your kayak or boat just minutes from home, and enjoy the quiet beauty of the Pacific Northwest from your own private retreat.

730 SE Totten Shores Drive, Shelton

Listing courtesy of Olympic Sotheby's Int'l Realty.

$340,000
3 Beds ⋅ 2 Baths ⋅ 2559443 MLS ⋅ ACTIVE Status
Welcome to Shorecrest and your new home at 70 E Panorama Dr! Shorecrest is a beautiful, friendly Saltwater community. This brand new home features 3 large bedrooms, 2 full baths with a great open floor plan. Offers a large, open kitchen with fabulous center island and upgraded appliances. You can enjoy all the Shorecrest amenities including: beach rights, community pool, parks, clubhouse, covered picnic BBQ areas, and Saltwater boat launch! Easy commute to Shelton, Olympia or Bremerton. Special Financing Options available with Mitch Smith at Guild Mtg. One of the best remaining lots in Shorecrest, facing the water! Room to place a garage or outbuilding.

70 E Panorama Drive, Shelton

Listing courtesy of Berkshire Hathaway HS NW.

$447,000
2 Beds ⋅ 2 Baths ⋅ 2560059 MLS ⋅ ACTIVE Status
Perfectly positioned along the 5th fairway near the tee box, this beautifully remodeled home offers the best of golf course living—peaceful fairway views, towering evergreens, and a natural buffer from the heavy ball traffic often found on fairway homes. Inside, natural light pours into an inviting floor plan where timeless finishes, quartz countertops, Shaker-style doors, and beautifully remodeled kitchen and baths create a home that feels fresh, comfortable, and welcoming. A newer roof (2020) and thoughtful attention to detail throughout create a home that feels every bit as well built as it is beautifully finished. Outside, the lot is every bit as impressive. With the septic system located behind the home on the golf course side, the front remains wide open for RV parking (hookup already in place), a future shop or garage, covered RV storage, or the custom landscape you've always envisioned. The covered deck creates an inviting outdoor retreat for entertaining or quiet evenings beneath the evergreens. The attached garage includes an accessibility ramp and can easily be converted to maximize vehicle space. A dedicated propane system powers the whole-house generator, while both the generator and propane tank can be remotely monitored through a smartphone app for added peace of mind. Here, the days seem to slow down, the evenings grow a little quieter, and every season offers another reason to stay just a little longer. Welcome home.

260 N Mount Christie Drive, Hoodsport

Listing courtesy of M4 Real Estate Group.

$514,900
3 Beds ⋅ 2 Baths ⋅ 2560299 MLS ⋅ ACTIVE Status
Come view this beautiful "new construction" home in Haven Lake Community. 1477sqft single level with 2 car attached garage. It is built on an over half-acre parcel with room to add an ADU (4-bed septic) and park a boat or RV. This 3-bedroom 2-bath home has LVP throughout, Quartz counters, beautiful painted millwork and a partially fenced backyard for privacy. Please stay off the "lawn"...Hydroseeding has just been completed! Don't miss your chance to be the first to live in this newly completed home.

680 NE Haven Lake Drive, Tahuya

Listing courtesy of John L. Scott Belfair.

$365,900
3 Beds ⋅ 1 Baths ⋅ 2557198 MLS ⋅ ACTIVE Status
Charming 3-bedroom, 1-bath, 1,218 sq. ft. rambler located in a quaint neighborhood close to schools! This clean and well-maintained home features a newer metal roof, new flooring, an updated kitchen and bathroom, updated electrical, and a new electrical panel installed in 2020. Enjoy a fully fenced backyard with plenty of space to relax, play, or entertain. Situated on two lots, the property also features a metal-enclosed 12x25 detached garage offering flexible use as a workshop, additional storage, or covered parking for one vehicle. Conveniently located near shopping, dining, and all the amenities Shelton has to offer. Come take a look today!

1713 Madison Street, Shelton

Listing courtesy of RE/MAX Top Executives.

$374,900
3 Beds ⋅ 2 Baths ⋅ 2559777 MLS ⋅ ACTIVE Status
Breathtaking Oakland Bay views serve as the stunning centerpiece of this exceptional, move-in-ready property. Perfectly balancing modern design, privacy, and outstanding energy efficiency, this 1,296 sq. ft. residence features 3 spacious bedrooms and 2 full bathrooms, all arranged across a bright and airy open-concept floor plan. Designed for comfortable everyday living and effortless entertaining, the main living areas flow seamlessly together, filled with natural light and framed by serene coastal vistas. The beautifully appointed kitchen stands out as a true focal point, showcasing premium stainless steel appliances, stylish pendant lighting, and a large center island complete with an eating bar for casual dining. Retreat to the private, generous primary suite, which serves as a personal oasis featuring an en suite bathroom and a dual vanity. Step outside to experience exceptional outdoor living. Both front and rear decks offer inviting, peaceful spaces to relax, drink your morning coffee, and take in the panoramic scenery. The beautifully landscaped, privacy fenced backyard boasts cedar privacy fencing, a multi-tiered terraced layout, integrated walking paths, and highly usable flat space finished with fresh hydroseed. A superior driveway approach easily accommodates parking for multiple vehicles, complemented by extra roadside parking for guests. Built to rigorous NEEM® Certified standards, this energy-efficient home ensures significantly lower monthly utility costs.

210 E Bridger Lane, Shelton

Listing courtesy of Real Home Network.

$425,000
3 Beds ⋅ 2 Baths ⋅ 2556649 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained 3-bedroom, 2-bath Oak Park rambler, perfectly situated on a quiet dead-end street. Built in 2007, this move-in-ready home shines with brand-new luxury plank vinyl flooring throughout—no carpet—plus fresh interior paint, new blinds, a brand-new roof, and new stainless steel kitchen appliances. The bright living room features a sunny bay window, while the spacious second family room provides the perfect space for entertaining, relaxing, or a home office. The primary suite includes a private full bath, and natural gas forced-air heat offers efficient year-round comfort. Outside, enjoy the large fenced backyard with an expansive deck, ideal for BBQs, gardening, pets, or play. An attached two-car garage adds convenience and extra storage. Nice little creek nearby within walking distance of the house. Located just minutes from the Olympic National Forest, you'll have endless opportunities for hiking, biking, camping, and exploring the Pacific Northwest. Nearby access to lakes, rivers, and Puget Sound makes kayaking, boating, fishing, and beachcombing part of your everyday lifestyle. This is the perfect blend of modern updates, peaceful living, and outdoor adventure!

30 E Larch Place, Shelton

Listing courtesy of John L. Scott Shelton.

$799,000
2 Beds ⋅ 2 Baths ⋅ 2556666 MLS ⋅ ACTIVE Status
Exceptional 85' of no-bank waterfront on beautiful Lake Limerick! Perfectly positioned on the lake, this 2,629 sq. ft. home offers 2 bedrooms, 1.75 baths, a private dock, and the lake lifestyle you've been dreaming of. The main level features a spacious living area with a cozy wood-burning fireplace and a primary suite with sliding glass doors opening to the lakeside deck—the perfect place to enjoy your morning coffee or evening sunsets. Radiant hot-water baseboard heat provides year-round comfort. Upstairs, a charming loft captures beautiful lake views and makes an ideal office, reading nook, or guest space. The daylight lower level includes a large rec room with a second wood-burning fireplace, a bedroom, ¾ bath, finished storage room, and slider leading to the covered patio and waterfront. Outside you'll find a 2-car carport plus a workshop/storage area for tools, yard equipment, and all your lake toys. Enjoy the outstanding Lake Limerick amenities, including a 9-hole public golf course, members-only restaurant, public Pro Shop café, sports courts, parks, boat launch, and a beautiful lakeside clubhouse. Whether you're looking for a full-time residence or a relaxing waterfront retreat, this home offers the perfect blend of comfort, recreation, and stunning lakefront living.

910 E St Andrews Drive, Shelton

Listing courtesy of John L. Scott Shelton.

$349,900
3 Beds ⋅ 2 Baths ⋅ 2556631 MLS ⋅ ACTIVE Status
Welcome to this brand-new 3-bedroom, 2-bathroom turnkey home combining modern living space, quality craftsmanship, and exceptional curb appeal. Offering 1,344 sq. ft. of thoughtfully designed space, this residence is perfect for comfortable everyday living and lively entertaining. Step inside to find a spacious open-concept floor plan flooded with natural light. The heart of the home is a designer kitchen, complete with striking matte black wood-grain cabinetry, stainless steel appliances, and a large center island perfect for meal prep or casual dining. Retreat to your private primary suite, featuring a spacious layout and its own dedicated en-suite bathroom. Outside, this property sits on an oversized corner lot that offers extra space and added privacy. The fully fenced backyard boasts a beautiful, gated cedar privacy fence, creating a secure environment for pets, play, and outdoor gatherings. Storage and accessibility are effortless with a drive-through corner driveway offering access from both streets—ideal for convenient boat and RV parking. Relax on the inviting covered front porch built with durable, low-maintenance Trex® decking. The exterior is beautifully finished with fresh landscaping, including bark, gravel walkways, and a newly hydro-seeded lawn. Built with energy-efficient NEEM® Certified construction, this home ensures lower monthly utility costs year-round. This remarkable property is completely move-in ready and waiting for you!

2371 E Crestview Drive, Shelton

Listing courtesy of Real Home Network.

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