Mason Homes with USDA Loan Terms

Mason Homes with USDA Loan Terms

Mason County, located in the state of Washington, is a picturesque region that offers a serene and peaceful environment for residents. Situated in the beautiful Pacific Northwest, this county is known for its natural beauty, abundant outdoor recreational opportunities, and friendly communities.

For those looking to purchase a home in Mason County, there is an excellent option available - homes with USDA loan terms. The United States Department of Agriculture (USDA) offers loan programs specifically designed to help individuals and families with low to moderate incomes achieve their dream of homeownership.

With USDA loan terms, prospective buyers can benefit from several advantages. These loans often come with low interest rates and require no down payment, making homeownership more affordable and accessible. Additionally, USDA loans offer flexible credit guidelines, allowing individuals with less-than-perfect credit scores to qualify.

Mason County boasts a variety of housing options that are eligible for USDA loans. From cozy single-family homes nestled in quiet neighborhoods to spacious properties with ample land, there is a wide range of choices to suit different preferences and budgets.

If you're considering buying a home in Mason County, exploring the options available with USDA loan terms can be a great opportunity to make your homeownership dreams a reality. Contact a local real estate agent or mortgage lender to learn more about the eligibility requirements and available properties in this charming county.

Newest Mason Homes with USDA Loan Terms

$699,000
3 Beds ⋅ 2 Baths ⋅ 2566388 MLS ⋅ ACTIVE Status
Welcome to this versatile 3-bed, 2-bath homestead situated on 1.25 acres, offering plenty of room to live, work, garden, & raise animals. The oversized 35'x22' garage provides approximately 770sqft, w/ 440sqft dedicated to 2-car parking & the remaining space finished into 2 storage rooms built to code. Entire home & garage, along w/ the storage rooms, is insulated for improved temperature control, noise reduction, & added fire safety. A pull-down ladder provides access to add'l storage space above the garage. The home is wired for a mini-split & features an Ascend roofing system installed 12/22. Outside, the property is designed for those looking to embrace a more self-sufficient lifestyle. An established mature fruit orchard is complemented by blackberry, blueberry, raspberry, strawberry, & grape plantings, along with raised garden beds. Multiple chicken coops, rabbit hutches, storage sheds, & a dedicated feed shed provide excellent infrastructure for gardening, animals, & storage. Previously used as a working homestead for sheep, pigs, chickens, ducks, quail, & rabbits, this property offers a unique opportunity to continue the homestead tradition or create a vision of your own. More features include RV parking w/ 50amp and 110v hookups, plus a generator hookup w/ a dedicated circuit. W/ 1.25 acres, established fruit & berry plantings, functional outbuildings, and animal infrastructure, this property offers the flexibility & amenities to make country living work for you.

154 SE Mill Creek Road, Shelton

Listing courtesy of Keller Williams South Sound.

$1,199,999
3 Beds ⋅ 2 Baths ⋅ 2563706 MLS ⋅ ACTIVE Status
Welcome to this wonderful 3-bedroom, 1.75-bath home on the beautiful Hood Canal waterfront, situated on a 1.8-acre lot, with your own boat dock, where breathtaking water views and the best of Pacific Northwest living await. Wake up to the smell of saltwater, watch dramatic storms roll across the canal and the Olympic Mountains, and unwind on the expansive private deck while taking in the peaceful surroundings. Extensive concrete work for driveway and extra parking. New fence and gated entry. Remodeled upstairs full bath. Newer washer and dryers, and blinds. Designed for both comfort and entertaining, the home features a large kitchen with sleek cabinetry, granite countertops, and an open-concept layout filled with natural light from large picture windows. The spacious living room is centered around a cozy wood-burning fireplace, creating the perfect place to gather year-round. Step outside to enjoy the private hot tub, expansive deck, and detached 2-car garage with plans to build a home on. Best of all, this turnkey property is being sold fully furnished—everything stays! Conveniently located just minutes from Alderbrook Resort and Trophy Lake, you’ll enjoy easy access to golf, dining, hiking, boating, and endless outdoor recreation. Experience the perfect blend of relaxation, adventure, and waterfront living on Hood Canal!

14271 E State Route 106, Belfair

Listing courtesy of Better Properties Soundview.

$665,000
3 Beds ⋅ 2 Baths ⋅ 2564874 MLS ⋅ ACTIVE Status
Discover the best of Harstine Island living on 5 beautifully situated acres where refined comfort meets the charm of a true island homestead. This 1,940 sq ft home features 3 bedrooms and 2 full baths, with an inviting open-concept design filled with natural light. Engineered hardwood floors, fresh new carpet, and new paint create a polished, move-in-ready feel, while the covered porch and hot tub offer a beautiful place to relax and enjoy the peaceful setting. The property is thoughtfully equipped for the homestead lifestyle, featuring an impressive 1,296 sq ft shop with abundant space for projects, equipment, storage, or a workshop. A separate barn adds even more versatility and is currently home to emus, goats, turkeys, and chickens, all of whom would love to stay at no value. Whether you envision gardens, animals, creative pursuits, or simply more room to breathe, this property offers the space and infrastructure to make it your own. A rare opportunity to enjoy the privacy, natural beauty, and relaxed pace of Harstine Island with the comforts of a beautifully updated home.

2617 E Harstine Island Road N, Shelton

Listing courtesy of Windermere RE/Himlie.

$895,000
3 Beds ⋅ 2 Baths ⋅ 2556520 MLS ⋅ ACTIVE Status
Perched on the coveted North Shore of Hood Canal, this exceptional waterfront retreat offers 63 feet of low-bank beachfront on beautiful Belaire Cove, complete with a private buoy and deeded access to a shared boat ramp for endless days on the water. Expansive windows frame breathtaking panoramic Hood Canal views and fill the home with natural light, creating a seamless connection to the stunning waterfront setting. Inside, you'll find a thoughtfully updated interior featuring rich hardwood floors, new wall-to-wall carpeting, and beautifully remodeled bathrooms. The kitchen is designed to impress with solid maple cabinetry, quartz countertops, and newer appliances, including a new refrigerator. A convenient main-floor bedroom provides flexibility for guests or multi-generational living, while the spacious 325-square-foot bonus room above the attached two-car garage offers the perfect space for a home office, media room, or additional guest accommodations. Recent improvements include a newer hot tub, and a new washer & dryer, providing peace of mind and modern convenience. Outside, the fully fenced grounds offer privacy and security, while abundant additional parking ensures plenty of space for boats, RVs, and visitors. Whether you're boating, kayaking, beachcombing, or simply relaxing while taking in the incredible waterfront views, this Hood Canal gem delivers the ultimate Pacific Northwest lifestyle.

21 NE Belaire Drive, Belfair

Listing courtesy of Windermere RE West Sound Inc..

$264,950
3 Beds ⋅ 2 Baths ⋅ 2565059 MLS ⋅ ACTIVE Status
Check Out This Golden Opportunity To Buy A Home In The Sought After Community Of Timberlake's! This 3 Bedroom, 2 Full Bath Home Has Been Lovingly Updated With A Newer Kitchen, Newer Stainless Appliances, Laminate Flooring And Much More! Come And Enjoy The Community Lake Access With Plenty Of Great Fishing, Watersports And All The Timberlake's Community Has To Offer Including A Wide Array Of Amenities To Enhance Your Lifestyle, Two Beautiful Lakes, The Lush Greenery Of Six Meticulously Maintained Parks, Walking Trails, A Multipurpose Center At The Heart Of The Community And Additionally A Community Saltwater Beach For Crabbing, Fishing, Hunting For Shells Or Just Playing On The Beach! This Is One Of The Most Awesome Communities You Can Live In, Go See For Yourself. This Is A Short Sale And the Bank Is Aware Of The Sale.

40 E Totten Place, Shelton

Listing courtesy of Legacy Northwest.

$675,000
2 Beds ⋅ 2 Baths ⋅ 2563932 MLS ⋅ ACTIVE Status
Where open pastures, happy horses & your dream lifestyle come together. Rare equestrian & country living in the South Puget Sound near Shelton. This peaceful, well-equipped property spans over 11 acres across two parcels, featuring a cozy home, incredible improvements, fully fenced/crossed fenced acreage ready for horses, livestock, gardening, & PNW recreation. The 2-bed, 2-bath 1,225 sq. ft. home is located on the small Hanks Lake. A spot w/a peaceful rhythm of country living & a story to tell. Updated kitchen & dining area overlooking Hanks Lake to take in those serene water views. Primary suite features custom concrete floors, walk-in closet and large bathroom. Unwind on the back patio, soak in the hot tub & take a deep breath of fresh air. Gated access to the home for privacy and security. The equestrian setup includes a post-&-beam barn w/new roof, three stalls, tack room, storage room & a hay loft w/loading door. Multiple pastures feature premium New Zealand fencing for durability, complemented by a dedicated training round pen. The grounds include a fenced garden, greenhouse, & ample space for self-sufficiency. Additional highlights feature a massive 1,100+ sq. ft. shop w/office, double RV doors & drive-through capability, wood sheds, plus a private one-room cabin for guests, hobbies, or quiet escapes. A truly rare blend of country comfort, top-tier equestrian amenities, & classic Northwest living.

2111 W Hanks Lake Road, Shelton

Listing courtesy of Windermere RE/Himlie.

$999,000
5 Beds ⋅ 3 Baths ⋅ 2560675 MLS ⋅ ACTIVE Status
Rare west-facing, low-bank North Bay waterfront, unforgettable sunsets, sweeping Olympic Mountain and water views, and shellfish at the shoreline create the ultimate Northwest retreat. Thoughtfully renovated and designed for waterfront living, this approximately 3,300-square-foot home offers 4 bedrooms plus an office, 3 bathrooms, flexible gathering spaces, and plenty of room for guests, hobbies, or working from home. The fully replaced kitchen anchors the home with fresh style and functionality, complemented by new flooring, beautifully redone bathrooms, and new interior and exterior paint. The reimagined primary suite captures stunning water views and features a walk-in closet and all new bath, creating a comfortable and private escape. Closet plumbed for a 2nd washer and dryer if you'd like to add one. Step outside to a spacious deck, spa/solarium area, fenced yard, fruit trees, garden space, and direct low-bank beach access—ideal for entertaining, unwinding, and enjoying life on the water. Recent improvements include a new roof, new driveway and parking area, and 2 ductless heat-pump systems. The home is also equipped with generator wiring. From beach days and shellfish gathering to golden evenings over the bay, this exceptional home delivers waterfront living at its best. Ask your agent about seller financing.

3410 E State Route 302, Belfair

Listing courtesy of Better Properties Real Estate.

$335,000
3 Beds ⋅ 2 Baths ⋅ 2560878 MLS ⋅ ACTIVE Status
Tucked away among the trees, this peaceful and private 3-bedroom, 2-bathroom home offers the perfect blend of comfort, functionality, and room to breathe. Situated on nearly half an acre ±, the property features a fully fenced front yard, multiple outbuildings, a cozy fire pit, a new back deck, and plenty of space to enjoy the outdoors. Inside, you'll find a thoughtfully maintained home with a charming built-in breakfast nook, a luxurious extra-deep soaking tub with updated plumbing, a tankless water heater, fiber optic internet, surround sound wiring, and a security system for added peace of mind. The versatile third bedroom was previously used as a home office and features sound-dampening insulation and paneling, along with double doors, making it an ideal workspace, media room, or guest room. The RV hookup with power and dump station makes it perfect for visitors, multigenerational living, or your next adventure. If you've been searching for privacy, space, and freedom with no HOA, this is the one. Enjoy all that Totten Shores has to offer, including a community park and private boat launch, providing easy access to the beauty of the South Sound. Spend your evenings around the fire pit, launch your kayak or boat just minutes from home, and enjoy the quiet beauty of the Pacific Northwest from your own private retreat.

730 SE Totten Shores Drive, Shelton

Listing courtesy of Olympic Sotheby's Int'l Realty.

$340,000
3 Beds ⋅ 2 Baths ⋅ 2559443 MLS ⋅ ACTIVE Status
Welcome to Shorecrest and your new home at 70 E Panorama Dr! Shorecrest is a beautiful, friendly Saltwater community. This brand new home features 3 large bedrooms, 2 full baths with a great open floor plan. Offers a large, open kitchen with fabulous center island and upgraded appliances. You can enjoy all the Shorecrest amenities including: beach rights, community pool, parks, clubhouse, covered picnic BBQ areas, and Saltwater boat launch! Easy commute to Shelton, Olympia or Bremerton. Special Financing Options available with Mitch Smith at Guild Mtg. One of the best remaining lots in Shorecrest, facing the water! Room to place a garage or outbuilding.

70 E Panorama Drive, Shelton

Listing courtesy of Berkshire Hathaway HS NW.

$447,000
2 Beds ⋅ 2 Baths ⋅ 2560059 MLS ⋅ ACTIVE Status
Perfectly positioned along the 5th fairway near the tee box, this beautifully remodeled home offers the best of golf course living—peaceful fairway views, towering evergreens, and a natural buffer from the heavy ball traffic often found on fairway homes. Inside, natural light pours into an inviting floor plan where timeless finishes, quartz countertops, Shaker-style doors, and beautifully remodeled kitchen and baths create a home that feels fresh, comfortable, and welcoming. A newer roof (2020) and thoughtful attention to detail throughout create a home that feels every bit as well built as it is beautifully finished. Outside, the lot is every bit as impressive. With the septic system located behind the home on the golf course side, the front remains wide open for RV parking (hookup already in place), a future shop or garage, covered RV storage, or the custom landscape you've always envisioned. The covered deck creates an inviting outdoor retreat for entertaining or quiet evenings beneath the evergreens. The attached garage includes an accessibility ramp and can easily be converted to maximize vehicle space. A dedicated propane system powers the whole-house generator, while both the generator and propane tank can be remotely monitored through a smartphone app for added peace of mind. Here, the days seem to slow down, the evenings grow a little quieter, and every season offers another reason to stay just a little longer. Welcome home.

260 N Mount Christie Drive, Hoodsport

Listing courtesy of M4 Real Estate Group.

$499,900
3 Beds ⋅ 2 Baths ⋅ 2560299 MLS ⋅ ACTIVE Status
New Price!!! Come view this beautiful "new construction" home in Haven Lake Community. 1477sqft single level with 2 car attached garage. It is built on an over half-acre parcel with room to add an ADU (4-bed septic) and park a boat or RV. This 3-bedroom 2-bath home has LVP throughout, Quartz counters, beautiful painted millwork, 2-zone Mini Split AC, Induction Stove, and a partially fenced backyard for privacy. Please stay off the "lawn"...Hydroseeding has just been completed! Don't miss your chance to be the first to live in this newly completed home. Call and view today!

680 NE Haven Lake Drive, Tahuya

Listing courtesy of John L. Scott Belfair.

$359,000
3 Beds ⋅ 1 Baths ⋅ 2557198 MLS ⋅ ACTIVE Status
Charming 3-bedroom, 1-bath, 1,218 sq. ft. rambler located in a quaint neighborhood close to schools! This clean and well-maintained home features a newer metal roof, new flooring, an updated kitchen and bathroom, updated electrical, and a new electrical panel installed in 2020. Enjoy a fully fenced backyard with plenty of space to relax, play, or entertain. Situated on two lots, the property also features a metal-enclosed 12x25 detached garage offering flexible use as a workshop, additional storage, or covered parking for one vehicle. Conveniently located near shopping, dining, and all the amenities Shelton has to offer. Come take a look today!

1713 Madison Street, Shelton

Listing courtesy of RE/MAX Top Executives.

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