Lewis County Homes with USDA Loan Terms

Lewis County Homes with USDA Loan Terms

Lewis County, located in the state of Washington, is a picturesque county in the United States. Known for its stunning natural beauty and charming small towns, Lewis County offers a tranquil and serene lifestyle for its residents.

With its lush green landscapes, rolling hills, and breathtaking mountain views, Lewis County is a haven for nature lovers and outdoor enthusiasts. The county is home to several national parks, including the Gifford Pinchot National Forest and Mount Rainier National Park, providing ample opportunities for hiking, camping, fishing, and wildlife spotting.

Lewis County is also rich in history and culture. The county seat, Chehalis, boasts a charming downtown area with historic buildings, boutique shops, and local restaurants. Centralia, another prominent town in the county, is known for its antique stores and annual events like the Pacific Northwest Art School.

For those looking to buy a home in Lewis County, the availability of homes with USDA loan terms is a great advantage. USDA loans are backed by the United States Department of Agriculture and offer low-interest rates and flexible terms, making homeownership more accessible for individuals and families. This makes Lewis County an attractive option for those seeking affordable housing options in a beautiful and peaceful setting.

Whether you're looking for a cozy cabin in the woods, a charming farmhouse, or a modern suburban home, Lewis County has a wide range of real estate options to suit every taste and budget. With its natural beauty, rich history, and affordable housing opportunities, Lewis County is a hidden gem in the state of Washington.

Newest Lewis County Homes with USDA Loan Terms

206 Senn Road, Chehalis
$560,000
3 Beds ⋅ 2 Baths ⋅ 2584792 MLS ⋅ ACTIVE Status
Enjoy easy country living on nearly 5 acres with captivating views out your front door. This beautifully updated 1,404 sq ft, 3-bed 2-bath home features vaulted ceilings & inviting open layout w/ thoughtful improvements throughout. The kitchen offers an island w/ breakfast bar plus new sink & dishwasher. The spacious primary suite includes a walk-in closet & large walk-in shower, while the 3rd bedroom offers abundant shelving & flexibility for an office, hobby or bedroom. Outside, the property is set up for horses, equipment & country living with a 14x48 barn with 4 stalls, fenced pasture, 4x6 aluminum tack/storage shed, two seasonal water-storage pasture ponds at approximately 1,000 gallons each, gravel trailer parking/turnaround & improved paddock/run-in areas. The 24x24 garage features both 110/220V power with room for vehicles, equipment & projects. Take in the amazing views from the new firepit gathering area with timber & masonry seating, concrete patio, covered BBQ station with stainless-steel grill, & custom timber outdoor furnishings—all placed to take advantage of the beautiful rural setting. Additional improvements include an upgraded well pressure tank, Kinetico whole-house filtration & K5 reverse-osmosis system, generator transfer switch with exterior connection, new carpet/pad, improved gravel driveway & Wyze security cameras. A unique property bringing together home, horses, pets, hobbies, equipment & outdoor living. Room for everything & everyone!

206 Senn Road, Chehalis

Listing Broker: Windermere Prof Partners; Diane M. Gilmore; 253-583-6208; dgilmore@windermere.com

2018 Foron Road, Centralia
$395,000
2 Beds ⋅ 1 Baths ⋅ 2591993 MLS ⋅ ACTIVE Status
Two bedroom, one bathroom home in Centralia on almost an acre of land with a brand new roof! French doors lead to expansive backyard with countless options for every lifestyle or interest. So much room for activities! Space for animals, homesteading, gardening and more! Fruit trees, a shed, a massive fire pit area and a custom built chicken coop. The detached garage is extra deep with tons of room for storage. Inside you will find a beautifully updated, open concept home. Two spacious bedrooms plus a bonus room which could easily be an extra bedroom! Schedule your showing today!

2018 Foron Road, Centralia

Listing Broker: Real Broker LLC; Matt Wilson; 360-556-0338; Matt@PurposeRealtyWA.com

255 Parkside Loop, Napavine
$615,000
4 Beds ⋅ 3 Baths ⋅ 2592398 MLS ⋅ ACTIVE Status
Beautiful 2 story 4 bedroom 2.5 bath home in peaceful Napavine school district neighborhood. Open concept living on the main floor of home. Kitchen features custom concrete countertops, walk in pantry, custom cabinets, and black stainless steel appliances. Main floor also houses a half bath and large closet under stairs current owners use for a small office. The second story holds all 4 bedrooms. The primary has an attached bath with walk in shower and large walk in closet. All 3 extra bedrooms have large custom closets. Additional upstairs bathroom has a tub and his and her sinks. There is a bonus space at the top of the stairs for a playroom or second living area. Luxury laminate floor throughout the entire house with tiled bathrooms. The home also features three custom barn doors and a brick electric fireplace. There are Bluetooth speakers through out both floors and back patio. The back yard is fully fenced and has room for entertaining, hobbies, a place to park an RV with hook ups for electric as well as a large shop with loft. Back yard also features a greenhouse and chicken coop. The back patio is covered with beautiful exposed wood detailing and a privacy fence. There is a gate in the back fence for private access to the trails in the greenbelt behind the house. Perfect place for anyone.

255 Parkside Loop, Napavine

Listing Broker: MLS4owners.com; Chris C. Nye; 253-460-1900; sales@mls4owners.com

1172 SW 22nd Street, Chehalis
$529,900
4 Beds ⋅ 3 Baths ⋅ 2590955 MLS ⋅ ACTIVE Status
Gorgeous, exceptionally well-cared-for 2-story home with NO HOA! This 2nd-owner gem has been thoughtfully updated and offers an incredible combination of comfort, function, and outdoor living. Major improvements include a brand-new roof (2026), new flooring (2022), fresh interior paint, updated fixtures, blinds, curtains, outlets, doors, front storm door, and light fixtures. The spacious kitchen features granite countertops and all-new appliances (2022), while the utility room adds a convenient sink and cabinetry. The enormous primary suite has been completely updated and features a huge walk-in closet. You'll also find a new first-floor powder room with updated toilet and vanity, ceiling fans, skylights, and a cozy family room with a wood stove, in addition to the separate formal living room and formal dining room. Step outside to enjoy the HUGE fully-fenced yard on a quiet dead-end street, complete with a firepit, garden shed, covered patio (2022), new fencing and patio doors (2022), and a chicken coop! Permanent decorative lighting as well. The sump pump feeds into a French drain for added peace of mind. Additional highlights include a new water heater (2023), deep 2-car garage, walk-in pantry and abundant storage. This move-in-ready home has been lovingly-maintained and updated throughout—there's truly nothing to do but move in and enjoy!

1172 SW 22nd Street, Chehalis

Listing Broker: John L. Scott Lacey; Garrett Lafferty; 360-485-2818; glafferty@johnlscott.com

201 7th Street, Morton
$429,950
4 Beds ⋅ 2 Baths ⋅ 2591386 MLS ⋅ ACTIVE Status
Welcome to 201 7th St—a completely reimagined single-level rambler offering 1,838 sq ft of turnkey living on a level 0.45-acre lot in town. Finished top-to-bottom with a full gut remodel, this 4-bedroom, 2-bathroom home features new drywall, fresh paint inside and out, modern lighting, new interior/exterior doors, and updated flooring throughout. The bright open floor plan showcases a brand-new kitchen equipped with solid-surface countertops, new cabinetry, and sleek stainless steel appliances. Escape to the dedicated primary suite featuring an oversized walk-in closet and a completely transformed bathroom. Essential infrastructure upgrades include a brand-new roof, new gutters, new water heater, updated outlets, and all new crawlspace insulation. Out back, host seamlessly on the expansive 16 ×32 poured concrete patio overlooking a massive, level yard with room to build a detached shop. Complete with new front siding, a new concrete sidewalk, and an enclosed mini-garage bay for storage. Centrally located near schools, parks, and Arbor Health Morton Hospital. Completely move-in ready—feels like new construction! You don't want to miss this one!

201 7th Street, Morton

Listing Broker: KW Greater Seattle; Tony Binion; 253-439-8651; tbinion@kw.com

198 Alpine Drive, Packwood
$659,000
2 Beds ⋅ 2 Baths ⋅ 2591617 MLS ⋅ ACTIVE Status
This updated mid-century modern shed-style cabin sits above town on Alpine Drive in Packwood’s sought-after Skyline Vista neighborhood. Offered by the second owners, it retains its original post-and-beam character while living large at 992 sq ft—an intimate, light-filled retreat that feels both cozy and expansive. A private back entry opens into soaring two-story glass windows, forest, and river valley views. Thoughtful updates include a maple fireplace wall with a live-edge mantel, remodeled sun-filled kitchen with Bellmont cabinetry, a propane range, and stainless appliances, plus renovated baths with a walk-in shower. Additional improvements from 2016–2017 include new vinyl plank flooring, commercial carpet in the loft bedroom, lighting, window coverings, doors, sliders, paint, w/d hook up, storage, a water heater, PEX plumbing to the water meter, new drain lines, a serviced septic system, added wall insulation, and rigid foam under a new metal roof. A new electrical panel was installed in 2026. Exterior upgrades: decks, gutters, French drains, a rock retaining wall, and landscaping. Decks, upper balcony and a scenic fire pit open to an aligned Mt. Rainier view and mountain sunsets—perfect after White Pass skiing, hiking, or Cowlitz River fun. Minutes to downtown. Offered turnkey with all remaining vintage MCM furnishings and outdoor items included; personal belongings do not convey. Adjacent lot may be available to the cabin buyer. Your mountain retreat awaits!

198 Alpine Drive, Packwood

Listing Broker: Four-U Realty Inc; Elise P. Jennings; 360-304-1545; elise.4urealty@gmail.com

137 Northridge Drive, Centralia
$625,000
2 Beds ⋅ 3 Baths ⋅ 2590604 MLS ⋅ ACTIVE Status
Stunning home on peaceful half acre welcomes you with beautiful views & warm, natural light. Ultimate Chef's kitchen overlooking your great room is positioned to capture views & features custom cabinetry, granite countertops, bar seating, triple oven, stainless appliances & walk-in pantry. Main floor has 1 Bd and 1 Den/Office (easily makes comfortable Bedroom) with Full Bath in between. Primary suite on upper floor is designed for maximum comfort & seclusion. Five-piece en-suite bath w/dual sinks, heated floors, soaking tub & granite slab walk-in shower. Recent upgrades include brand-new custom-built deck, railing, front steps, bathroom vanity & exterior paint. Massive 3-car garage w/electric car charger & adjacent finished room in basement. Enjoy park-like setting with outdoor firepit, mature trees, abundant birds & local wildlife. You are surrounded by country atmosphere, yet located just minutes from historic downtown, schools, hospital & I-5. Check out Video Tour & Floor plan. An opportunity you can't afford to miss.

137 Northridge Drive, Centralia

Listing Broker: Windermere Centralia; Melissa R. Wallace; 360-880-0626; mwallace@windermere.com

2568 Jackson Highway, Chehalis
$549,000
3 Beds ⋅ 1 Baths ⋅ 2589837 MLS ⋅ ACTIVE Status
Has been used as a primary residence for many years providing comfort and convenience for the owners. Main level offers 1944 Sq. ft. of finished living space. Durable kitchen with tons of cabinets, huge utility room and beautiful real wood floors. Wood burning fireplace on main floor as well as another one in the walk out basement. Highest and best use of this property could be interesting. It might be possible to convert to a Triplex with the 1768 sq. ft. unfinished basement. This unique location might work for a contractors office/living quarters utilizing the parking, outbuildings and high visibility as well. Buyer to verify all.

2568 Jackson Highway, Chehalis

Listing Broker: Chehalis Valley Realty; Willy Young; 360-520-9878; willardcvr@gmail.com

316 Downing Road, Centralia
$429,000
3 Beds ⋅ 2 Baths ⋅ 2590141 MLS ⋅ ACTIVE Status
Get out your Bell Bottoms and platform shoes, we are going to the disco and this house needs a date...an update! This solid 3 bedroom, 2 bathroom rambler is ready your cosmetic renovation touch. Separate living and family rooms. Formal dining area. Corner lot on nearly 1/2 acre and all level. Yard is mostly fenced. 2 car attached garage and 15 x 26 shop with 12 foot walls. 12 x 34 covered patio to enhance your back yard experience.

316 Downing Road, Centralia

Listing Broker: CENTURY 21 Lund, Realtors; Gary A. Fox; 360-520-2138; gary.fox@century21lund.com

451 Elk Creek Road, Chehalis
$450,000
3 Beds ⋅ 3 Baths ⋅ 2589130 MLS ⋅ ACTIVE Status
There’s something special about a place that invites you to slow down, gather together, and enjoy the simple things in life. Set on just over 1 acre along the river in the charming community of Doty, this unique property offers a peaceful retreat surrounded by the natural beauty of the Pacific Northwest where comfort, versatility, and country living come together beautifully. The home features three bedrooms, two offices and a bonus room, along with two complete living spaces—one on each level. Exceptionally well-suited for an in-home business, in-home caretakers, extended household living, or flexible independent living arrangements, each level offers its own full kitchen, laundry, dining area, living room, bedrooms, and bathroom. The layout provides a rare combination of privacy, functionality, and flexibility all under one roof. Outside, there’s room to create the lifestyle you’ve been looking for: a small barn, ample space for a garden and direct river access for fishing, relaxing, and enjoying the fresh PNW air. Nearby recreation is abundant, including Rainbow Falls State Park, the Willapa Hills Trail for biking and horseback riding, hiking, camping, fishing, and swimming. The Washington coast is also within easy reach for scenic drives, beach days, and weekend escapes. Tucked away from the rush of city life yet still accessible to Chehalis and Centralia, this is a rare opportunity to enjoy riverfront living, room to breathe, and a quieter, more intentional way of life.

451 Elk Creek Road, Chehalis

Listing Broker: Northfork Realty; Maddie Deskins; 360-580-2134; maddie@nfrrealty.com

169 Jackson View Drive, Chehalis
$430,000
3 Beds ⋅ 2 Baths ⋅ 2576596 MLS ⋅ ACTIVE Status
Comfortable one-level living in the desirable Jackson View Estates neighborhood of Chehalis—with no HOA! This inviting 3-bedroom home features an open floor plan with two living spaces, a kitchen with breakfast bar that opens to the guest entertainment room, and a great room also. Spacious primary bedroom with a ¾ bath and two closets. Many important updates have already been completed, including a new roof in 2019, windows in 2021, heat pump and furnace in 2021, and updated kitchen appliances in 2021/2022. The backyard was improved in 2025 with a patio and retaining wall, creating an easy-to-enjoy outdoor space. Generous RV and off-street parking, along with a clean, finished garage, add to the convenience. Located just a few blocks from the 27-hole Newaukum Valley Golf Course, this well-maintained home is ready for its next owner!

169 Jackson View Drive, Chehalis

Listing Broker: CENTURY 21 Lund, Realtors; Kip Barker; 360-520-0345; kip.barker@century21lund.com

203 Oppelt Road, Chehalis
$850,000
3 Beds ⋅ 2 Baths ⋅ 2586687 MLS ⋅ ACTIVE Status
ESCAPE TO YOUR OWN PRIVATE RETREAT! Panoramic views of Mt. Rainier, Mt. St. Helens, Goat Rocks and the valley below set stage for this unique property.  located on a remarkably quiet road and just a few doors from Weyerhaeuser forest land that provides privacy & recreation right outside your door. The upper acreage features the original homesteader’s log home and established orchards, while the forest below offers miles of trails for hiking and motorsports. A large established garden includes deer fencing and irrigation, with new irrigation lines throughout the property. The 2,100 sq ft custom 4-bedroom manufactured home was built in 2024 on a full foundation and features upgraded insulation, propane range/dryer, on-demand water heater and a new heat pump installed 7/2026. New septic, installed with the new house. Features a modern 10 GPM well plus the original functional hand-dug well. Water, power, propane and septic are stubbed for a future garage. Owner-owned 500-gal propane tank for the home and 150-gal tank at the cabin are included. The heated shop features radiant floor heat from a wood-fired boiler and a vehicle lift. Multiple RV sites offer 20/30/50-amp hookups plus a full dump station. The log home is currently used for storage but offers ADU potential. Every improvement is fully permitted and inspected. A rare combination of new construction, historic character, mountain views, recreation which provide endless possibilities!

203 Oppelt Road, Chehalis

Listing Broker: Windermere Prof Partners; Diane M. Gilmore; 253-583-6208; dgilmore@windermere.com

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