Grays Harbor Homes with FHA Terms

Grays Harbor Homes with FHA Terms

Grays Harbor County, located in the state of Washington, is a scenic area that offers a variety of opportunities for homebuyers. Situated in the US, this county is known for its natural beauty, outdoor recreational activities, and friendly communities.

One of the advantages of living in Grays Harbor County is the availability of homes with FHA terms. FHA, which stands for Federal Housing Administration, offers loans that are backed by the government, making it easier for homebuyers to qualify for financing. This is particularly beneficial for first-time buyers or those with lower credit scores, as it provides more flexible lending options.

With FHA terms, homebuyers in Grays Harbor County can enjoy a range of benefits. These include a lower down payment requirement, typically around 3.5% of the purchase price, as well as more lenient credit score requirements compared to conventional loans. Additionally, FHA loans also offer competitive interest rates and the option to finance certain closing costs.

Whether you're looking for a cozy home in the charming town of Aberdeen or a waterfront property in Westport, Grays Harbor County has a diverse range of housing options to suit various budgets and preferences. With FHA terms available, homebuyers can make their dream of owning a home in this beautiful county a reality.

Newest Grays Harbor Homes with FHA Terms

$579,000
2 Beds ⋅ 2 Baths ⋅ 2573005 MLS ⋅ ACTIVE Status
Westport by the Sea — Building 8 | The Premier Corner Unit If you’ve been waiting for the best of the best at Westport by the Sea, this is your opportunity. This exceptional top-floor NW corner unit in Building 8 has not been on the market in more than 12 years. Its unique orientation offers unobstructed views with no other buildings in your view. Take in spectacular white-water ocean views, the South Jetty, Olympic Mountains and the coastline toward Ocean Shores from the living room and kitchen. The primary bedroom enjoys ocean and trail views, while the guest bedroom looks toward the lighthouse and surrounding trails. Throughout the home, upgraded solid-wood trim replaces the standard white board trim, creating a warm, elevated finish. Vaulted ceilings add to the spacious feel. Turn-key and offered fully furnished, this remarkable condo is ready to move in and enjoy. A truly special and rarely available opportunity at Westport by the Sea.Westport by the Sea is a true oceanfront complex offering resort-style amenities including an outdoor saltwater pool, hot tub, fitness center, basketball court, and outdoor patio with BBQs. Located just steps from the Pacific Ocean, beach access trails, and marina walking paths, you’ll have easy access to everything Westport has to offer. The property has undergone major exterior improvements, including a new building envelope, windows, and siding for long-term peace of mind, with fresh exterior painting and new roof.

1600 W Ocean Avenue Unit #834, Westport

Listing courtesy of Windermere R.E. Westport.

$399,000
2 Beds ⋅ 2 Baths ⋅ 2571149 MLS ⋅ ACTIVE Status
One-Level Living in this Classic Ranch Home! Home is 1256 Sq.Ft. with 2 HUGE bedrooms. Kitchen and Dining Area open up to a 160 Sq.Ft. Covered Deck, perfect for year round relaxation and entertaining! Great opportunity to have over an acre of land, plus a shop. Shop is 1440 Sq.Ft. fully insulated with 220 amp service. Detached 2 bay carport connects with 2 small Casitas. This rural setting is peaceful, yet close to amenities. Don’t miss this opportunity!

202 Old Hill Road, Aberdeen

Listing courtesy of Realty One Group Pacifica.

$389,500
2 Beds ⋅ 1 Baths ⋅ 2571215 MLS ⋅ ACTIVE Status
Peaceful country living in a well-maintained rambler on 5+ acres! Enjoy mature, productive apple trees and a fully fenced pasture area with a small barn stall, ideal for goats or sheep. To the west, the property extends down to a gentle creek, offering a relaxing spot to sit and watch the water go by. Huge storage options include a large detached 2-car garage with large shop space and its own wood stove, an ultra-large RV carport (approximately 22x36), a garden shed, an additional double carport, and a large wood shed with open storage space. Inside, the living room features handsome hardwood floors, and the stylish kitchen boasts a beautiful, unique backsplash. Stay comfortable year-round with a ductless heat pump and a cozy freestanding wood-burning fireplace. A huge laundry room and separate dining room add everyday convenience. Custom doors and unique features throughout, plus a nice private deck area in back and one in front, complete this clean, well-cared-for home. A must-see slice of country with creek frontage!

82 Chenois Valley Road, Hoquiam

Listing courtesy of First Harbor Real Estate, Inc..

$369,999
4 Beds ⋅ 2 Baths ⋅ 2571515 MLS ⋅ ACTIVE Status
Come as you are to this spacious 2,958 square foot home featuring 4 bedrooms and 2 bathrooms. Located just past the Kurt Cobain Bridge in North Aberdeen, the property sits comfortably outside the flood zone. With generous living space and a solid, well-proportioned layout, it offers room to settle in and make it your own. Something in the way of finding a home that balances character with practical size and a favorable location? This one delivers exactly that.

1002 Tecumseh Street, Aberdeen

Listing courtesy of Realty ONE Group All Stars.

$195,000
2572792 MLS ⋅ ACTIVE Status
Come discover this lovely lakefront lot on desirable Lake Minard! Located in a small beach community, you can slow down, relax, and enjoy the outdoors. Lot fully equipped with all utilities, ready for rv hookup. Put in your canoe from your own deep water dock and paddle the lake or our 23 miles of canal waterways. Full utilities means camping for up to 120 days, making it an ideal spot for summer getaways, weekend retreats, and enjoying peaceful time by the water. It's just a short 5-minute drive to the beach, giving you the perfect combination of quiet lakefront living AND easy access to the coast. Come discover all that Ocean Shores has to offer from dining, shopping and entertainment to our world class fishing. If you’ve been looking for an affordable place to escape, camp, and create lasting memories, this could be the one! Or bring your plans to build a fabulous lake-front home. Contact us for more information or to schedule a viewing.

900 Texmar Avenue SW, Ocean Shores

Listing courtesy of Ballpark Realty.

$499,000
4 Beds ⋅ 3 Baths ⋅ 2571680 MLS ⋅ ACTIVE Status
Need SPACE? This one has it—inside, outside, and everywhere in between! Set on +/-1.15 acres, this 3,508 SF home offers room to spread out PLUS a 1,026 SF shop/barn with lean-to & wood stove, detached 2-car garage, 600 SF outbuilding, and RV parking. The main level features a welcoming living room with wood floors & propane insert, an eat-in kitchen overlooking the backyard, 3 bedrooms, and a full bath. Upstairs adds even more versatility with an additional bedroom, 3/4 bath, and bonus room that could be used as a 5th bedroom, office, playroom, or guest space. Downstairs, you’ll find a spacious family/rec room with pellet stove, 3/4 bath, and large utility. Outside, enjoy the large deck, hot tub, gazebo, generous garden space, and plenty of room for hobbies, projects, toys & more. Tucked out Wishkah with that country feel while still conveniently close to town. Space, versatility, a HUGE shop, and endless possibilities!

3321 Wishkah Road, Aberdeen

Listing courtesy of Spivey Realty Group, LLC.

$230,000
2 Beds ⋅ 1 Baths ⋅ 2572124 MLS ⋅ ACTIVE Status
Welcome to this charming Cosmopolis home offering 2 bedrooms, .75 bath and 1,027 square feet of comfortable living space. The large living room is the heart of the home, with plenty of space for relaxing, entertaining and everyday living. The kitchen offers ample cabinet and counter space, stainless appliances and direct access to the back deck, making indoor-outdoor living a breeze. The updated bathroom features a fresh, modern feel with a tiled shower surround, new vanity and luxury vinyl flooring. Both bedrooms offer comfortable space and natural light, while additional built-in shelving provides convenient storage throughout the home. Outside, the fully fenced backyard offers plenty of room to enjoy, with a newer deck, established landscaping and space for gardening or entertaining. A large detached storage building adds even more versatility for hobbies, projects or extra storage. With its inviting living spaces, great outdoor area and thoughtful updates, this home is a wonderful opportunity to make your own in the heart of Cosmopolis.

1720 2nd Street, Cosmopolis

Listing courtesy of Windermere RE/Aberdeen.

$349,000
3 Beds ⋅ 2 Baths ⋅ 2558526 MLS ⋅ ACTIVE Status
Bring your golf clubs and enjoy this beautifully maintained three-bedroom, 1 3/4-bath home located directly on the Ocean Shores Golf Course just off the 8th tee. Enter through the formal foyer and step into the spacious open-concept living area featuring large windows with golf course views propane fireplace and NEW carpeting throughout.The generous kitchen offers title flooring large granite island with ample storage black appliances—including a new range beverage refrigerator dishwasher and side-by-side refrigerator. Two guest bedrooms share a conveniently located central full bath with custom granite vanity and additional storage. Private primary suite is located at the rear of the home and features a convenient half bath with custom granite vanity and upgrade lighting. The oversized two-car garage includes a dedicated laundry additional workshop space and a shower-perfect after an afternoon at the beach. Outdoors enjoy a fully fenced backyard, enclosed greenhouse, and a landscaped private corner with a concrete hot tub pad and electrical hookup. The front yard features attractive landscaping two electrically equipped storage sheds and RV parking with full hookups. Recent improvements include a NEW ROOF and new carpeting in 2026 and windows installed approximately three years ago. Ideally situated near the beach, lake, canals, jetty, golf course, and town amenities, this home offers the perfect opportunity to relax and enjoy the coastal Ocean Shores lifestyle.

237 Dolphin Avenue NE, Ocean Shores

Listing courtesy of Windermere R.E. Ocean Shores.

$149,999
2570977 MLS ⋅ ACTIVE Status
Fantastic opportunity for first-time investors, house hackers, or anyone looking to build equity! This duplex offers excellent income potential in the heart of downtown Hoquiam. The upper unit features 3 bedrooms and 1 bathroom, while the lower unit offers 1 bedroom and 1 bathroom.Both units need updating and some sweat equity, making this a value-add opportunity priced to sell. With renovations, projected rental income is approximately $2,200–$2,300 per month, providing strong cash flow potential. Conveniently located near downtown shopping, restaurants, schools, parks, and local amenities, this property offers easy access to everything Hoquiam has to offer. Whether you're looking to live in one unit while renting the other or add a promising investment property to your portfolio, this duplex is full of upside and ready for your vision. Don't miss this chance to unlock its potential!

803 Monroe Street, Hoquiam

Listing courtesy of Every Door Real Estate.

$490,000
3 Beds ⋅ 2 Baths ⋅ 2569290 MLS ⋅ ACTIVE Status
Welcome to your ultimate Pacific Northwest retreat. Nestled in the highly desirable Summit Place neighborhood, this stunning 1,668-square-foot single-family rambler delivers the perfect blend of modern luxury and secluded tranquility. Featuring 3 spacious bedrooms, 2 pristine bathrooms, and a thoughtfully designed open-concept great room, this 2020-built masterpiece is completely ready for you to move in and enjoy. Interior Highlights include a Gourmet Kitchen equipped with custom cabinetry, premium quartz countertops, and sleek stainless steel appliances. The great room features continuous hardwood flooring, soaring open-concept layout, and large windows that fill the space with natural light. The primary suite serves as a private oasis complete with a luxurious 5-piece attached bathroom. If indoor/outdoor living is your speed, you have to see the covered back porch ideally suited for year-round BBQs and outdoor gatherings. The lot is situated on a generous 7,383-square-foot lot providing a secluded atmosphere. There's room for up to 4 vehicles. The location is commuter friendly, positioned just 20 minutes outside of Olympia. Come stake your claim on this quiet, established pocket of growing McCleary.

357 E Bear, McCleary

Listing courtesy of Keller Williams Realty.

$355,000
3 Beds ⋅ 2 Baths ⋅ 2571032 MLS ⋅ ACTIVE Status
Enjoy modern, low-maintenance living in this upcoming new construction home located in Hoquiam's Summerhaven/Hoquiam Estates neighborhood. With 3 bedrooms, 2 bathrooms, and 1,408 sq. ft., this single-story design offers a comfortable layout with a spacious primary bedroom and plenty of room for everyday living. Positioned in a quiet hilltop setting, the home backs to a greenbelt, creating a peaceful natural backdrop and added sense of privacy. Quality construction and one-level convenience make this an excellent opportunity to get into a brand-new home before construction is complete. Located just a short drive from downtown Hoquiam and about 30 minutes from the beach!

3118 Sanderling Drive, Hoquiam

Listing courtesy of Windermere RE/Aberdeen.

$355,000
3 Beds ⋅ 2 Baths ⋅ 2571035 MLS ⋅ ACTIVE Status
Brand-new pre-construction townhome in the desirable Hoquiam Estates/Summerhaven community! This thoughtfully designed single-story home offers 1,408 sq. ft. of quality construction with 3 bedrooms and 2 bathrooms, including a spacious primary suite. Enjoy easy one-level living with an open and functional floor plan, all nestled in a quiet hilltop neighborhood backing to a peaceful greenbelt for added privacy and a natural setting. Conveniently located just minutes from downtown Hoquiam and approximately 30 minutes from the beach, this home offers the perfect balance of comfort, quality, and location. Don't miss your opportunity to own new construction in one of Hoquiam's most desirable newer neighborhoods!

3116 Sanderling Drive, Hoquiam

Listing courtesy of Windermere RE/Aberdeen.

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