Grays Harbor Homes with FHA Terms

Grays Harbor Homes with FHA Terms

Grays Harbor County, located in the state of Washington, is a scenic area that offers a variety of opportunities for homebuyers. Situated in the US, this county is known for its natural beauty, outdoor recreational activities, and friendly communities.

One of the advantages of living in Grays Harbor County is the availability of homes with FHA terms. FHA, which stands for Federal Housing Administration, offers loans that are backed by the government, making it easier for homebuyers to qualify for financing. This is particularly beneficial for first-time buyers or those with lower credit scores, as it provides more flexible lending options.

With FHA terms, homebuyers in Grays Harbor County can enjoy a range of benefits. These include a lower down payment requirement, typically around 3.5% of the purchase price, as well as more lenient credit score requirements compared to conventional loans. Additionally, FHA loans also offer competitive interest rates and the option to finance certain closing costs.

Whether you're looking for a cozy home in the charming town of Aberdeen or a waterfront property in Westport, Grays Harbor County has a diverse range of housing options to suit various budgets and preferences. With FHA terms available, homebuyers can make their dream of owning a home in this beautiful county a reality.

Newest Grays Harbor Homes with FHA Terms

$287,500
4 Beds ⋅ 1 Baths ⋅ 2566090 MLS ⋅ ACTIVE Status
WELCOME to this sweet 4 bedroom home located on an etra large lot in North Aberdeen. This home offers tranquility yet you are but a stones throw away from a public Park. Boasting three bedrooms on the main floor and a private third bedroom with a walk in closet on the second floor. The kitchen has been updated, has a generous island and is very inviting to the cook. Dining room offers room for a large table with seating for everyone. The pellet stove gives the home a warm cozy feel in those crispy, chilly winter months. The large utility room couild easily accommodate an extra bathroom off the back bedroom or a simple door for access to the backyard. Step into the garage is a large area for crafts, shop, woodworking, or just park the car. Outside is plenty of room for gardening and/or park an Rv for invited guests. There are an abundance of blueberries too! The roof and foundation will be celebrating thier first birthdays later this year. This home has been lovingly cared for and has it all.

915 Thomas Street, Aberdeen

Listing courtesy of eXp Realty.

$444,950
3 Beds ⋅ 2 Baths ⋅ 2564942 MLS ⋅ ACTIVE Status
High quality new construction Rambler! Yard will be hydroseeded prior to closing. Home offers a 3 bed 2 bath one-story layout that can suit many different needs. Exterior siding & trim are hardie board products that carry a 30 year warranty. Interior finishes include white shaker cabinets, quartz countertops, lifeproof vinyl plank flooring, stainless steel appliances and much more! Examples of finishes can be given upon request. High efficiency heat pump means no more hot days or chilly nights inside your new home. Welcome home! **Home is currently under construction** Estimated completion date of October 23, 2026. Garage will be a 2-car garage.

6 Hobble Creek Street, Elma

Listing courtesy of eXp Realty.

$349,000
3 Beds ⋅ 1 Baths ⋅ 2566072 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained 3 bedroom 1 bath Cosmopolis property that combines comfort, functionality, and modern updates. The bright interior features fresh paint throughout, durable updated flooring, and a tastefully refreshed kitchen complete with newer appliances and plenty of workspace. The remodeled bathroom adds a clean, contemporary touch, while the nearly new roof provides added peace of mind. Step outside to enjoy a spacious, fully fenced backyard designed for both relaxation and gardening. A covered patio creates the perfect outdoor retreat, complemented by mature fruit trees, berry bushes, and a greenhouse for year-round growing. Parking is a breeze with a deep attached garage and additional off-street parking alongside the home. Stay comfortable in every season with an efficient heat pump for summer cooling and a cozy wood-burning fireplace insert to keep you warm during the winter months. This move-in-ready home offers the ideal blend of thoughtful updates, outdoor living, and everyday convenience.

118 Alder Drive, Cosmopolis

Listing courtesy of Quigg & Co Real Estate.

$365,000
3 Beds ⋅ 2 Baths ⋅ 2565293 MLS ⋅ ACTIVE Status
Move in ready comfort meets modern upgrades in beautiful Elma! Welcome home to 1710 W Young St, Elma WA! This well cared for 3 bedroom, 1.5 bath single story home offers 1,176 SQFT of comfortable living on a fully fenced .14 acre lot. Enjoy a BRAND NEW composition roof, fresh interior paint, new appliances & laminate flooring throughout. Stay comfortable year round w/ central A/C, heat pump & cozy new pellet stove. Entertain on the huge wrap around deck overlooking territorial views. Spacious attached 2 car garage + RV parking for boats, toys & extra vehicles. No HOA! Outbuildings for added storage. All appliances included washer, dryer, refrigerator, dishwasher, microwave & stove. High speed internet & cable ready. Eligible for FHA, VA, USDA & conventional financing. Minutes to downtown Elma shops, dining & freeway access. Elma School District. Low property taxes only $2,843/yr. Don't miss this affordable Grays Harbor gem!

1710 W Young Street, Elma

Listing courtesy of eXp Realty.

$499,990
2 Beds ⋅ 3 Baths ⋅ 2565925 MLS ⋅ ACTIVE Status
**Panoramic Hilltop Views Await** Perched on a quiet dead-end street atop Scammel Hill, this home delivers something few Aberdeen properties can: nearly panoramic views stretching across the city skyline and the winding Chehalis River. Whether you're sipping coffee at sunrise or watching the lights come on at dusk, this is a view that changes with the light and never gets old. Designed with flexibility in mind, the split-level layout offers excellent multi-generational living potential or an income-producing opportunity (second w/d stubs prepped in wall on lower level) — ideal for entertainment, a private guest suite, or a rental unit, all while keeping everyone under one roof. Tucked away, yet just minutes from everything Aberdeen has to offer. Built in 2018, the home offers the peace of mind of modern construction, low maintenance landscaping and a setting that is simply hard to replicate! Homes with this combination of a commanding view, versatile living space, and a premium hilltop location don't come along often. Come see why Scammel Hill is one of Aberdeen's most under-rated, best-kept secrets.

910 N Thornton, Aberdeen

Listing courtesy of Riley Jackson Real Estate Inc..

$525,000
3 Beds ⋅ 2 Baths ⋅ 2565055 MLS ⋅ ACTIVE Status
Another ZAV Developments masterpiece in Ocean Shores! This brand new, ultra modern home showcases cutting edge design and luxury finishes throughout. With an open concept layout and soaring 9' ceilings, the space feels bright, airy, and sophisticated. Enjoy 3 bedrooms and 2 baths, a dramatic floor to ceiling fireplace, and luxury vinyl plank flooring that blends comfort with style. The 3 car garage features two striking black glass doors, adding a bold architectural statement. Set on a street of beautiful homes also built by ZAV, this property delivers the perfect mix of modern elegance and coastal charm; ready for you to move in and make it your own. Pictures are from previous build. Estimated completion is end of August.

430 Salina Cruz Avenue SW, Ocean Shores

Listing courtesy of John L. Scott, Inc..

$375,000
3 Beds ⋅ 1 Baths ⋅ 2565262 MLS ⋅ ACTIVE Status
Welcome to your slice of rural serenity! Nestled in a peaceful country setting on a sprawling 1-acre parcel, this charming 1930s home will woo you with its timeless character & modern updates. Step up to a covered front porch, a perfect spot to enjoy a cold drink on a warm day, and enter to your living room featuring a cozy tiled fireplace, where evenings can be spent curled up with a good book. A ductless mini split adds modern convenience and efficiency for effortless heating and cooling. Walk through the doorway to the kitchen, where you will find ample cabinetry & shelving and dining space looking out onto the lush yard. On the main level, also enjoy 2 bedrooms and full bath for single-level living. Upstairs, find a third bedroom in the attic space complete with built-in shelving. Realize future potential with an unfinished 504 sq foot basement ready for your creative expansion ideas. Outside, the wide-open acreage provides ample space for vibrant gardens, raising backyard chickens, and soaking in the quiet surroundings. Best of all, you are never far from convenience—located just 35 minutes from downtown Olympia, roughly 25 minutes from I-5 access, and an easy jaunt to the coast for weekend beach trips. Bring your vision and discover your own private slice of country quiet today! (*some photos virtually staged*)

93 Cloquallum Road, Elma

Listing courtesy of Coldwell Banker Bain.

$315,000
2 Beds ⋅ 2 Baths ⋅ 2564242 MLS ⋅ ACTIVE Status
Filled with natural light and modern coastal character, this inviting 2-bedroom, 2-bath home enjoys a sought-after location on the south side of Ocean Shores. Soaring vaulted ceilings and clerestory windows create a bright, open living space, while the floor plan places the main living area between the bedrooms for privacy and flexibility. A covered back deck and backyard create a comfortable outdoor space to relax, while RV hookups add convenience for guests and your next adventure. From Damon Point and Oyhut Bay Village to nearby public beach access, local dining, parks, and scenic walking trails, everything that makes Ocean Shores so enjoyable is within easy reach.

320 Marine View Drive SW, Ocean Shores

Listing courtesy of John L. Scott, Inc..

$405,000
3 Beds ⋅ 2 Baths ⋅ 2563531 MLS ⋅ ACTIVE Status
Stunning brand-new manufactured home offering a bright, open-concept floor plan filled with natural light. This move-in-ready home blends modern style with thoughtful design, creating comfortable spaces for everyday living and entertaining.The gorgeous kitchen is the heart of the home, featuring quartz countertops, a large island, stainless steel appliances, abundant cabinetry, and a spacious butler's pantry. The luxurious primary suite offers a spa-inspired ensuite with dual backlit mirrors, a freestanding soaking tub, oversized walk-in shower with black grid glass, generous vanity storage, and an expansive walk-in closet.The well-designed utility room includes a utility sink, dedicated workspace, extensive cabinetry, and additional storage. Every detail has been thoughtfully designed, with everything brand new and ready for you to enjoy.Conveniently located near Summit Medical Services, Oaksridge Golf Course, shopping, dining, and easy freeway access, this exceptional home offers the perfect combination of style, comfort, and convenience.Seller to pay buyer closing costs with full price offer

105 S 16th Street, Elma

Listing courtesy of eXp Realty.

$449,900
4 Beds ⋅ 2 Baths ⋅ 2531994 MLS ⋅ ACTIVE Status
Desirable Montesano Home with 4 beds & 2 baths! This home offers 2,618 sq.ft. of comfortable living, perfect for entertaining and everyday life. The inviting great room has a cozy fireplace and open to the kitchen, dining and spacious 512 sq.ft. deck. Hardwood flooring protected under carpet throughout most of the main level. Enjoy the extra space with a versatile shop/bonus room, with its own separate entrance at the back of the home - ideal for a home office or gym. Mini-ductless heat pump was installed in 2019, offering year-round comfort. Step outside to your own private oasis with an oversized fenced yard and in-ground swimming pool. Complete with attached garage and plenty of parking. This home truly has it ALL!

430 N 9th Street, Montesano

Listing courtesy of PRO RLTYSRVCS Eastside.

$354,000
2 Beds ⋅ 2 Baths ⋅ 2565416 MLS ⋅ ACTIVE Status
Lovingly Restored & Move-In Ready in the Heart of Montesano! Located just a few blocks from downtown Montesano, this freshly restored 2-bedroom, 2-bath home offers the perfect blend of charm, modern updates, and convenience. Enjoy easy walking access to local shops, restaurants, coffee houses, schools, parks, and Main Street.Inside, you'll find a thoughtfully renovated interior featuring a brand-new kitchen with blue vein quartz counter tops, beautifully updated bathrooms, new flooring throughout, fresh interior paint, an inviting electric fireplace, and natural gas heat. Every finish has been carefully completed to create a warm and welcoming home.Step outside to the backyard gazebo for entertaining, complete with a cozy fire pit, and privacy fencing. A great place to relax. The corner lot provides functionality with a covered carport, workshop, additional outbuilding, garden space, and room to park your RV, boat, or other recreational vehicles.Whether you're looking for your first home, downsizing, or simply wanting a move-in-ready property in one of Montesano's desirable neighborhoods, this lovingly restored home offers comfort, convenience, and small-town living at its best.

203 S Academy Street, Montesano

Listing courtesy of Windermere RE/Aberdeen.

$225,000
2 Beds ⋅ 1 Baths ⋅ 2558862 MLS ⋅ ACTIVE Status
Check out this cute single-story 2 bed, 1 bath with 1354 sq. ft. of living space on a large 9,000 sq. ft. lot in South Aberdeen. The home features an entryway mud room, living room w/ propane insert, kitchen w/ modern appliances, full bathroom, a finished great room w/ vaulted ceilings and wood burning fireplace, and large utility room w/ tons of storage (could be used as a 3rd bedroom). Exterior features include vinyl siding, and newer vinyl windows, fruit trees, garden space, covered carport, back patio and firepit, a newer 520 sq. ft. detached garage, and utility shed.

120 W Marion Street, Aberdeen

Listing courtesy of Spivey Realty Group, LLC.

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