Grays Harbor Homes with Assumable Terms

Grays Harbor Homes with Assumable Terms

Grays Harbor County, located in the state of Washington, is a beautiful region that offers a variety of opportunities for those looking to settle in the Pacific Northwest. Situated in the western part of the state, Grays Harbor is known for its stunning natural landscapes, including picturesque beaches, lush forests, and scenic rivers.

As part of the United States, Grays Harbor County is an ideal location for those seeking a serene and tranquil lifestyle. The county boasts a rich history and a close-knit community, making it a desirable place to call home. With its proximity to major cities like Seattle and Tacoma, residents can enjoy a balance between small-town living and access to urban amenities.

One of the notable features of the real estate market in Grays Harbor County is the availability of homes with assumable terms. This means that buyers have the opportunity to take over the existing mortgage of the seller, allowing for a smoother and potentially more affordable home buying process. Homes with assumable terms can be particularly advantageous for buyers who may not qualify for a traditional mortgage or who are looking for more flexible financing options.

Whether you're searching for a charming coastal cottage, a spacious family home, or a peaceful retreat in the countryside, Grays Harbor County offers a range of real estate options to suit different preferences and budgets. With its natural beauty, welcoming community, and the availability of homes with assumable terms, Grays Harbor County presents an attractive opportunity for those looking to make a move to the Pacific Northwest.

Newest Grays Harbor Homes with Assumable Terms

$562,500
4 Beds ⋅ 3 Baths ⋅ 2544681 MLS ⋅ ACTIVE Status
Lakefront living just minutes from the beach! This move-in ready 1½-story home offers 1,773 sqft with 4 bedrooms, 3 full bathrooms. Conveniently includes 2 primary suites, one downstairs and one upstairs for added flexibility. Modern finishes and a cozy propane fireplace create a warm, inviting living space, while the large covered deck and patio are perfect for relaxing or entertaining. Enjoy 60 feet of lake frontage complete with your own private dock, beautifully landscaped grounds, partially fenced near ¼ Acre lot, enclosed back yard, insulated shed w/power. Attached 2-car garage and plenty of room for parking or an RV. Whether you’re boating, kayaking, fishing, or simply soaking in the peaceful views, this property offers the best of coastal living—tucked away on the lake yet just minutes from the beach, Oyhut Bayside Village, parks, shopping, dining, and all that Ocean Shores has to offer. Member of the Community Club Approx $215 Annually. LID'S Pad in full. *Assumable loan balance of approx $190k @ 2.99% interest. Pictures digitally staged and or enhanced.

709 Wawona Avenue SW, Ocean Shores

Listing courtesy of Spivey Realty Group, LLC.

$325,000
2 Beds ⋅ 2 Baths ⋅ 2488505 MLS ⋅ ACTIVE Status
FHA ASSUMABLE LOAN – Seize this rare chance for beach living at an unbeatable rate! Priced to move fast! This charming NW Contemporary beach house puts you steps from downtown activities, nearby parks, and direct public beach access – the ultimate coastal lifestyle without compromise. Inside, discover 840 sq ft of bright, open-concept living with soaring vaulted ceilings, sleek Luxury Vinyl Plank flooring throughout, and a modern mini-split heat pump for year-round comfort. The kitchen shines with granite countertops, crisp beachy white cabinets, and stainless-steel appliances – perfect for effortless coastal entertaining. Relax in the spacious primary bedroom with its own full bath, plus a second bedroom and additional ¾ bath for guests or flexibility. Step out to your covered front porch for morning coffee or evening ocean breezes and park with ease in the attached oversized single-car garage. Don't miss your opportunity to own affordable beachfront-adjacent living in one of Washington's most sought-after coastal communities. This turnkey gem won't last – schedule your showing today and start enjoying the beach life now!

616 Sunset Avenue NE, Ocean Shores

Listing courtesy of Hidden Coast Homes.

$595,000
2487933 MLS ⋅ ACTIVE Status
Rare opportunity ALERT! McCleary's very own Bears Den is For Sale! TURN-KEY Business, owner operate or manager operate! Building, Business & Land included! Enjoy owning and operating this unique business that offers various ways to enjoy a delicious Burgers & Local Beers/Ciders on tap- Dine in, Take out, Drive Thru, Outdoor Seating & Online ordering! Many upgrades in the past few years include: New Roof, New Windows, New Ductless Heat Pump, Exterior Paint, Interior Updates, New Larger Storage Shed, Bottoms Up Kegerator, 2 New Fryers, New Hood System Vent w/ Fire Suppression System, Milkshake & Ice Cream Machines, Outdoor Seating area, 3 New Freezers. Indoor Seating 16 +/- outdoor 18 +/-. Great opportunity that doesn't come around often!

301 W Simpson Avenue, McCleary

Listing courtesy of CENTURY 21 Real Estate Center.

$595,000
2441873 MLS ⋅ ACTIVE Status
Rare opportunity ALERT! McCleary's very own Bears Den is For Sale! TURN-KEY Business, owner operate or manager operate! Building, Business & Land included! Enjoy owning and operating this unique business that offers various ways to enjoy a delicious Burgers & Local Beers/Ciders on tap- Dine in, Take out, Drive Thru, Outdoor Seating & Online ordering! Many upgrades in the past few years include: New Roof, New Windows, New Ductless Heat Pump, Exterior Paint, Interior Updates, New Larger Storage Shed, Bottoms Up Kegerator, 2 New Fryers, New Hood System Vent w/ Fire Suppression System, Milkshake & Ice Cream Machines, Outdoor Seating area, 3 New Freezers. Indoor Seating 16 +/- outdoor 18 +/-. Great opportunity that doesn't come around often!

301 W Simpson Avenue, McCleary

Listing courtesy of CENTURY 21 Real Estate Center.

$337,000
2 Beds ⋅ 3 Baths ⋅ 2429866 MLS ⋅ ACTIVE Status
Don't miss out on this Aberdeen investment opportunity with an attached ADU on desirable Broadway Hill! This 2-bedroom, 2.75-bath, 1,894-sq ft home features a beautifully landscaped front yard, open-concept dining and living area, built-in shelving, and a kitchen office perfect for working from home. There’s plenty of storage throughout, plus alley access to the garage and additional parking for up to 4 cars. Located near shopping, parks, and schools. Zoned RM & RP, this property offers options for multigenerational living, short- or long-term rental in the ADU, or renting both sides as a duplex.

116 W 3rd Street, Aberdeen

Listing courtesy of Spivey Realty Group, LLC.

$580,000
4 Beds ⋅ 3 Baths ⋅ 2392865 MLS ⋅ CONTINGENT Status
This home suits buyers drawn to classic architecture paired with generous, functional space across multiple levels. The first impression is the stately presence and covered wrap-around front porch, setting the tone before you even step inside. The main level carries that feeling through with special finishes, hardwood floors, and two living areas connected by a double fireplace. The flow between the living room, dining room, and kitchen creates spaces that feel distinct yet connected, supporting both quiet routines and larger gatherings. Most time is spent on the main level and in the kitchen, while the third-floor bonus room adds flexibility for work, hobbies, or additional living space. The home offers room on every level without feeling closed in. Stainless steel appliances and well-maintained finishes support daily use, while proximity to town, parks, and schools keeps routines simple. Overall, this property delivers presence, space, and layout flexibility in a setting that continues to feel relevant over time. With an assumable VA loan, at 2.875% interest rates.

404 W Marcy Avenue, Montesano

Listing courtesy of Spivey Realty Group, LLC.

$485,000
4 Beds ⋅ 3 Baths ⋅ 2319804 MLS ⋅ ACTIVE Status
ASSUMABLE VA LOAN. This spacious 4-bedroom, 2.5-bathroom home is located in the desirable College Hill neighborhood of Hoquiam. The large bedrooms provide plenty of room for relaxation, and the home is situated out of the flood zone for added peace of mind. Enjoy outdoor living on the patio, perfect for entertaining or unwinding. The property includes a two-car garage, a dog kennel, and a new shed. Upgrades and fixes are already done, turn key. A short drive to popular spots like Westport, Ocean Shores, and Seabrook. This home is located in a quiet, friendly neighborhood, this home is a must-see! Don’t miss the opportunity to make it yours!

520 Sunset Drive, Hoquiam

Listing courtesy of Realty ONE Group All Stars.

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