Cowlitz Homes with Conventional Terms

Cowlitz Homes with Conventional Terms

Located in the beautiful state of Washington, Cowlitz County is a captivating region that offers a wealth of natural beauty and a thriving real estate market. Situated in the United States, Cowlitz County is known for its stunning landscapes, charming communities, and a wide range of recreational opportunities.

When it comes to finding a home in Cowlitz County, you'll be pleased to know that there are plenty of options available with conventional terms. Whether you're a first-time homebuyer or looking to upgrade to a larger property, Cowlitz County has something to suit every taste and budget.

Homes with conventional terms provide buyers with the opportunity to secure a mortgage with favorable terms and conditions. This means that you can expect a fixed interest rate, a predictable monthly payment, and a reasonable down payment requirement. With these conventional terms, you can confidently invest in your dream home without the worry of unexpected costs or fluctuating interest rates.

From cozy cottages nestled in the picturesque countryside to modern townhouses in vibrant neighborhoods, Cowlitz County offers a diverse range of housing options. Whether you prefer a quiet retreat surrounded by nature or a home close to amenities and entertainment, you'll find the perfect property to call your own.

So, if you're ready to embark on a new chapter and make Cowlitz County your home, explore the homes with conventional terms available in this captivating region. With its natural beauty, strong sense of community, and a range of housing options, Cowlitz County is an ideal place to settle down and create lasting memories.

Newest Cowlitz Homes with Conventional Terms

$185,000
2563129 MLS ⋅ ACTIVE Status
2.60-Acre Flat Build-Ready Lot in Yale Valley – Ariel, WADiscover the perfect canvas for your dream home in the serene Yale Valley community! This beautiful 2.60-acre flat lot offers excellent usable acreage with gorgeous territorial views of the surrounding hills and countryside. Located directly across from Yale Elementary, it’s ideal for anyone seeking convenience and a peaceful rural lifestyle just minutes from everyday amenities.Key Features:Prime Usable Land: Nearly 3 flat acres of ready-to-build ground – no steep slopes or clearing hassles.Water & Septic: Reliable 100 GPM well + gravity septic system approved per soils test.Utilities & Access: Power at the property line, paved private road frontage for easy year-round access.Location: Peaceful Yale Valley setting with stunning territorial views. Close to Yale Lake, outdoor recreation, and the I-5 corridor.This lot is truly move-in ready for your custom build! Whether you’re dreaming of a spacious home, hobby farm, or peaceful retreat, this parcel delivers outstanding value in one of Southwest Washington’s most desirable valley communities.Don’t miss this rare opportunity – schedule your showing today and start planning your future in Yale Valley!

209 Bobcat Place Unit #Lot 2, Ariel

Listing courtesy of Realty One Group Pacifica.

$185,000
2563127 MLS ⋅ ACTIVE Status
2.95-Acre Flat Build-Ready Lot in Yale Valley – Ariel, WADiscover the perfect canvas for your dream home in the serene Yale Valley community! This beautiful 2.95-acre flat lot offers excellent usable acreage with gorgeous territorial views of the surrounding hills and countryside. Located directly across from Yale Elementary, it’s ideal for anyone seeking convenience and a peaceful rural lifestyle just minutes from everyday amenities.Key Features:Prime Usable Land: Nearly 3 flat acres of ready-to-build ground – no steep slopes or clearing hassles.Water & Septic: Reliable 12 GPM well + gravity septic system approved per soils test.Utilities & Access: Power at the property line, paved private road frontage for easy year-round access.Location: Peaceful Yale Valley setting with stunning territorial views. Close to Yale Lake, outdoor recreation, and the I-5 corridor.This lot is truly move-in ready for your custom build! Whether you’re dreaming of a spacious home, hobby farm, or peaceful retreat, this parcel delivers outstanding value in one of Southwest Washington’s most desirable valley communities.Don’t miss this rare opportunity – schedule your showing today and start planning your future in Yale Valley!

204 Bobcat Place Unit #Lot 1, Ariel

Listing courtesy of Realty One Group Pacifica.

$185,000
2563119 MLS ⋅ ACTIVE Status
2.81-Acre Flat Build-Ready Lot in Yale Valley – Ariel, WADiscover the perfect canvas for your dream home in the serene Yale Valley community! This beautiful 2.81-acre flat lot offers excellent usable acreage with gorgeous territorial views of the surrounding hills and countryside. Located directly across from Yale Elementary, it’s ideal for families seeking convenience and a peaceful rural lifestyle just minutes from everyday amenities.Key Features:Prime Usable Land: Nearly 3 flat acres of ready-to-build ground – no steep slopes or clearing hassles.Water & Septic: Reliable 100 GPM well + gravity septic system approved per soils test.Utilities & Access: Power at the property line, paved private road frontage for easy year-round access.Location: Peaceful Yale Valley setting with stunning territorial views. Close to Yale Lake, outdoor recreation, and the I-5 corridor.This lot is truly move-in ready for your custom build! Whether you’re dreaming of a spacious family home, hobby farm, or peaceful retreat, this parcel delivers outstanding value in one of Southwest Washington’s most desirable valley communities.Don’t miss this rare opportunity – schedule your showing today and start planning your future in Yale Valley!

195 Bobcat Place Unit #Lot 3, Ariel

Listing courtesy of Realty One Group Pacifica.

$175,000
2563113 MLS ⋅ ACTIVE Status
2.11-Acre Flat Build-Ready Lot in Yale Valley – Ariel, WADiscover the perfect canvas for your dream home in the serene Yale Valley community! This beautiful 2.11-acre flat lot offers excellent usable acreage with gorgeous territorial views of the surrounding hills and countryside. Located directly across from Yale Elementary, it’s ideal for anyone seeking convenience and a peaceful rural lifestyle just minutes from everyday amenities.Key Features:Prime Usable Land: Nearly 3 flat acres of ready-to-build ground – no steep slopes or clearing hassles.Water & Septic: Reliable 50 GPM well + gravity septic system approved per soils test.Utilities & Access: Power at the property line, paved private road frontage for easy year-round access.Location: Peaceful Yale Valley setting with stunning territorial views. Close to Yale Lake, outdoor recreation, and the I-5 corridor.This lot is truly move-in ready for your custom build! Whether you’re dreaming of a spacious home, hobby farm, or peaceful retreat, this parcel delivers outstanding value in one of Southwest Washington’s most desirable valley communities.Don’t miss this rare opportunity – schedule your showing today and start planning your future in Yale Valley!

136 Bobcat Place Unit #Lot 4, Ariel

Listing courtesy of Realty One Group Pacifica.

$509,900
4 Beds ⋅ 3 Baths ⋅ 2556130 MLS ⋅ ACTIVE Status
What if the best part of buying a home isn’t just the home—it’s the life waiting for you there? This is the kind of place my clients have cared for, improved, and truly enjoyed since the day they bought it, and it shows. New flooring on the main floor gives the interior a fresh feel, a new 50-year roof brings peace of mind, the HVAC has been recently serviced, and outside there is added concrete w/ a dreamy covered back patio where you'll enjoy your morning coffees, summer dinners, and those evenings with friends. Mature landscaping gives the property that established, lived-in beauty you just can’t rush. But here’s what I really want you to know: you’re not just buying four walls here—you’re buying into a neighborhood that still feels like a neighborhood. The kind where holidays are celebrated, garage sale weekends are an EVENT, neighbors wave, people gather, and there’s a sense that you’ve landed somewhere you can actually put down roots. The highly sought after school district is a plus. My clients have loved and taken care of this home, and now it’s ready for its next chapter. Maybe that chapter is yours. Call for a private tour today!

63 Chickadee Drive, Kelso

Listing courtesy of Windermere Northwest Living.

$3,600,000
2562636 MLS ⋅ ACTIVE Status
Exceptional investment opportunity to acquire a portfolio of five newer (2023-built) duplexes, totaling 10 fully occupied units in the growing Kelso market. With every unit currently leased at fair market rents, this turnkey investment offers immediate, consistent cash flow without the hassle of securing new tenants. Three duplexes feature a well-designed 1,494 SF floor plan per unit, while the remaining two offer the larger 1,809 SF plan per unit. Every unit includes 3 bedrooms, 2.5 bathrooms, quartz countertops, stainless steel appliances, spacious walk-in closets, walk-in showers, fully fenced & usable backyards, heat pumps with mini-split heating and cooling systems, garage and extended driveways providing ample tenant and guest parking. Ideally located with quick access to I-5, Longview, grocery stores, shopping, dining, schools, nearby golf course, and everyday amenities, this portfolio combines modern construction with a convenient location that continues to attract tenants. Whether you're expanding an existing portfolio or making your next multifamily investment, this rare offering delivers strong rental income, low-maintenance ownership, and outstanding long-term investment potential. All offers are subject to interior inspection.

950 Walnut Street, Kelso

Listing courtesy of Real Broker LLC.

$402,000
4 Beds ⋅ 2 Baths ⋅ 2563159 MLS ⋅ ACTIVE Status
Welcome to 2443 Hickory Avenue, a light-filled, single-level home on a generous corner lot in desirable West Longview. Offering approximately 1,458 square feet, four bedrooms and two full baths, this thoughtfully designed home blends everyday comfort with inviting spaces for gathering. Vaulted ceilings, skylights and large windows brighten the open-concept great room, while warm wood-look flooring creates an easy flow into the dining area and spacious kitchen. The kitchen features abundant cabinetry, generous counter space, an eating bar and room to cook, connect and entertain. The primary suite includes a private bath with a jetted tub, while three additional bedrooms provide flexibility for guests, a home office, hobbies or extra living space. Ceiling fans add year-round comfort. Step through the sliding doors to a covered patio and fenced backyard filled with garden space, established landscaping and room to relax, dine outdoors or enjoy your favorite plants. A two-car attached garage, driveway parking, high-speed internet availability, public utilities and a convenient location near schools, shopping and daily services complete the package. With a $10,000 flooring allowance available with a full-price offer, this home presents a wonderful opportunity to personalize the space and make it your own. Schedule your private showing today!

2443 Hickory Avenue, Longview

Listing courtesy of Realty One Group Pacifica.

$849,000
3 Beds ⋅ 4 Baths ⋅ 2563060 MLS ⋅ ACTIVE Status
Escape to your own private riverfront retreat on 2.02 acres with an incredible 260 feet of Lewis River frontage. This custom three-story log home offers 3 bedrooms, 3.5 bathrooms, a spacious laundry room, and a dedicated office that can easily serve as a third bedroom. Perfectly positioned to capture breathtaking views, the home creates the feeling of living in a luxurious treehouse surrounded by nature. Walls of windows fill the home with natural light while showcasing the peaceful river and forest scenery from nearly every room.Warm wood finishes, soaring ceilings, and timeless log craftsmanship create an inviting Northwest lodge atmosphere. Wraparound decks provide the perfect place to relax, entertain, or simply take in the sights and sounds of the Lewis River flowing below. Spend your days fishing, kayaking, or simply enjoying your own private stretch of river, then unwind as wildlife and the soothing sounds of the water become part of everyday life.A rare opportunity to own an extraordinary riverfront property that combines privacy, natural beauty, and the serenity of waterfront living—all just a short drive from everyday conveniences. Experience the best of Pacific Northwest living in a setting that feels like a year-round vacation.

4949 Lewis River Road, Woodland

Listing courtesy of eXp Realty.

$439,000
3 Beds ⋅ 2 Baths ⋅ 2562444 MLS ⋅ ACTIVE Status
Tucked away on a quiet street at the end of a cul-de-sac, this well-maintained home offers a comfortable floor plan, great indoor-outdoor living, and some features you don’t find every day. Inside, you’ll find brand-new laminate flooring throughout, a bright living room with a fireplace, and plenty of natural light. The layout flows easily into the dining area and kitchen, with a sliding glass door leading to the deck and landscaped backyard. A standout feature is the approximately 1,100-square-foot covered indoor pool area with an in-ground pool and brand-new pump. With plenty of additional space around the pool, it’s a great setup for year-round use, entertaining, or simply enjoying at home. The home also offers comfortable bedrooms, functional living spaces, mature landscaping, and a spacious deck overlooking the yard. Well cared for and nicely tucked away, this property brings together thoughtful updates, comfortable living, and a truly unique indoor pool space.

115 Terumi Lane, Longview

Listing courtesy of Realty One Group Pacifica.

$150,000
3 Beds ⋅ 2 Baths ⋅ 2562915 MLS ⋅ ACTIVE Status
Move-in ready 3-bedroom, 2-bath home in the desirable Heron Pointe community! The kitchen was remodeled in 2021 and features hickory cabinets, stainless steel appliances, a farmhouse sink, and Luxury Vinyl Plank flooring. The spacious living room is filled with natural light, while the private primary suite offers its own bathroom with a walk-in shower. Two additional bedrooms feature generous double closets. Relax year-round in the enclosed porch, and enjoy peace of mind with a new heat pump and forced-air system installed in 2025. This well-maintained home is ready for you to move in and enjoy!

333 Franklin Place, Longview

Listing courtesy of Keller Williams-Premier Prtnrs.

$525,000
3 Beds ⋅ 3 Baths ⋅ 2558377 MLS ⋅ ACTIVE Status
Tucked away on a quiet half-acre cul-de-sac, this solid two-story home with a daylight basement delivers quality construction and layout flexibility. Thoughtfully maintained, it features an expansive floor plan with oversized rooms, new carpet, and a generator with a convenient transfer switch. Large windows bring abundant natural light throughout. The main level anchors the home with a comfortable living area and a primary bedroom with an ensuite bath, while the daylight basement features its own exterior entrance, making it ideal for multi-generational living or a dedicated guest suite. Outside, the large covered patio is perfect for entertaining, and the fully fenced backyard and garden area provide inviting space to relax. The spacious two-car garage offers ample room for storage and a workshop. Move-in ready, this home combines generous space, practical features, and convenient freeway access.

104 McMenomy Drive, Kelso

Listing courtesy of Windermere Northwest Living.

$375,000
3 Beds ⋅ 2 Baths ⋅ 2562720 MLS ⋅ ACTIVE Status
Welcome home! Well maintained single level home offering comfort and easy living! Beautiful oak hardwood floors flow throughout the living room and all three bedrooms, adding warmth and timeless appeal. The open kitchen and dining area create a welcoming space for everyday living and entertaining. The functional floor plan also includes a wood burning fireplace, full bathroom, plus a convenient laundry room and a ¾ guest bathroom just off the garage. Stay comfortable year round with the energy efficient ductless mini-split system. Step outside to a oversized, fully fenced backyard featuring a covered patio, perfect for entertaining, relaxing, or enjoying outdoor living.

3118 Maple Street, Longview

Listing courtesy of Windermere Northwest Living.

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