Cowlitz Homes with FHA Terms

Cowlitz Homes with FHA Terms

Located in the beautiful state of Washington, Cowlitz County offers a captivating blend of natural beauty, rich history, and a thriving real estate market. Situated in the southwestern part of the state, Cowlitz County is a hidden gem for those seeking a peaceful and scenic place to call home.

With its close proximity to major cities like Seattle and Portland, Cowlitz County provides the perfect balance between a tranquil rural lifestyle and easy access to urban amenities. The county boasts stunning landscapes, including the picturesque Columbia River, lush forests, and breathtaking mountain ranges. Nature enthusiasts will find plenty of opportunities for outdoor activities such as hiking, fishing, and boating.

For those looking to buy a home in Cowlitz County, the option of FHA terms is available. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible and affordable for first-time buyers and those with lower credit scores. These loans offer competitive interest rates, low down payment requirements, and flexible qualification criteria.

Whether you're searching for a cozy cottage in the charming town of Kelso, a spacious family home in Longview, or a secluded retreat in the rural areas of the county, Cowlitz County has a diverse range of housing options to suit every taste and budget.

With its natural beauty, convenient location, and the availability of FHA terms, Cowlitz County is an ideal place to settle down and make your real estate dreams come true.

Newest Cowlitz Homes with FHA Terms

$479,000
3 Beds ⋅ 2 Baths ⋅ 2563416 MLS ⋅ ACTIVE Status
Experience the attention to detail in this beautifully updated single-level home, ideally situated on a quiet dead-end street near Columbia Heights Elementary and Cascade Middle School. Large windows fill the home with natural light, highlighting the sleek luxury vinyl plank flooring, stylish bathrooms, and elegant kitchen featuring quartz countertops, a breakfast nook, and new stainless steel appliances. The inviting living room offers a tasteful wood-burning fireplace and cozy window seating. Step outside to a covered patio overlooking a peaceful greenbelt—perfect for year-round Pacific Northwest living. The property also includes a spacious 26x33 shop, a garden shed, tasteful landscaping, and brand-new roofs on all buildings for added peace of mind. This is a must-see!

2839 Parkview Drive, Longview

Listing courtesy of Keller Williams-Premier Prtnrs.

$509,900
4 Beds ⋅ 3 Baths ⋅ 2556130 MLS ⋅ ACTIVE Status
What if the best part of buying a home isn’t just the home—it’s the life waiting for you there? This is the kind of place my clients have cared for, improved, and truly enjoyed since the day they bought it, and it shows. New flooring on the main floor gives the interior a fresh feel, a new 50-year roof brings peace of mind, the HVAC has been recently serviced, and outside there is added concrete w/ a dreamy covered back patio where you'll enjoy your morning coffees, summer dinners, and those evenings with friends. Mature landscaping gives the property that established, lived-in beauty you just can’t rush. But here’s what I really want you to know: you’re not just buying four walls here—you’re buying into a neighborhood that still feels like a neighborhood. The kind where holidays are celebrated, garage sale weekends are an EVENT, neighbors wave, people gather, and there’s a sense that you’ve landed somewhere you can actually put down roots. The highly sought after school district is a plus. My clients have loved and taken care of this home, and now it’s ready for its next chapter. Maybe that chapter is yours. Call for a private tour today!

63 Chickadee Drive, Kelso

Listing courtesy of Windermere Northwest Living.

$402,000
4 Beds ⋅ 2 Baths ⋅ 2563159 MLS ⋅ ACTIVE Status
Welcome to 2443 Hickory Avenue, a light-filled, single-level home on a generous corner lot in desirable West Longview. Offering approximately 1,458 square feet, four bedrooms and two full baths, this thoughtfully designed home blends everyday comfort with inviting spaces for gathering. Vaulted ceilings, skylights and large windows brighten the open-concept great room, while warm wood-look flooring creates an easy flow into the dining area and spacious kitchen. The kitchen features abundant cabinetry, generous counter space, an eating bar and room to cook, connect and entertain. The primary suite includes a private bath with a jetted tub, while three additional bedrooms provide flexibility for guests, a home office, hobbies or extra living space. Ceiling fans add year-round comfort. Step through the sliding doors to a covered patio and fenced backyard filled with garden space, established landscaping and room to relax, dine outdoors or enjoy your favorite plants. A two-car attached garage, driveway parking, high-speed internet availability, public utilities and a convenient location near schools, shopping and daily services complete the package. With a $10,000 flooring allowance available with a full-price offer, this home presents a wonderful opportunity to personalize the space and make it your own. Schedule your private showing today!

2443 Hickory Avenue, Longview

Listing courtesy of Realty One Group Pacifica.

$439,000
3 Beds ⋅ 2 Baths ⋅ 2562444 MLS ⋅ ACTIVE Status
Tucked away on a quiet street at the end of a cul-de-sac, this well-maintained home offers a comfortable floor plan, great indoor-outdoor living, and some features you don’t find every day. Inside, you’ll find brand-new laminate flooring throughout, a bright living room with a fireplace, and plenty of natural light. The layout flows easily into the dining area and kitchen, with a sliding glass door leading to the deck and landscaped backyard. A standout feature is the approximately 1,100-square-foot covered indoor pool area with an in-ground pool and brand-new pump. With plenty of additional space around the pool, it’s a great setup for year-round use, entertaining, or simply enjoying at home. The home also offers comfortable bedrooms, functional living spaces, mature landscaping, and a spacious deck overlooking the yard. Well cared for and nicely tucked away, this property brings together thoughtful updates, comfortable living, and a truly unique indoor pool space.

115 Terumi Lane, Longview

Listing courtesy of Realty One Group Pacifica.

$525,000
3 Beds ⋅ 3 Baths ⋅ 2558377 MLS ⋅ ACTIVE Status
Tucked away on a quiet half-acre cul-de-sac, this solid two-story home with a daylight basement delivers quality construction and layout flexibility. Thoughtfully maintained, it features an expansive floor plan with oversized rooms, new carpet, and a generator with a convenient transfer switch. Large windows bring abundant natural light throughout. The main level anchors the home with a comfortable living area and a primary bedroom with an ensuite bath, while the daylight basement features its own exterior entrance, making it ideal for multi-generational living or a dedicated guest suite. Outside, the large covered patio is perfect for entertaining, and the fully fenced backyard and garden area provide inviting space to relax. The spacious two-car garage offers ample room for storage and a workshop. Move-in ready, this home combines generous space, practical features, and convenient freeway access.

104 McMenomy Drive, Kelso

Listing courtesy of Windermere Northwest Living.

$375,000
3 Beds ⋅ 2 Baths ⋅ 2562720 MLS ⋅ ACTIVE Status
Welcome home! Well maintained single level home offering comfort and easy living! Beautiful oak hardwood floors flow throughout the living room and all three bedrooms, adding warmth and timeless appeal. The open kitchen and dining area create a welcoming space for everyday living and entertaining. The functional floor plan also includes a wood burning fireplace, full bathroom, plus a convenient laundry room and a ¾ guest bathroom just off the garage. Stay comfortable year round with the energy efficient ductless mini-split system. Step outside to a oversized, fully fenced backyard featuring a covered patio, perfect for entertaining, relaxing, or enjoying outdoor living.

3118 Maple Street, Longview

Listing courtesy of Windermere Northwest Living.

$425,000
4 Beds ⋅ 2 Baths ⋅ 2560095 MLS ⋅ ACTIVE Status
Old Westside Treasure! Imagine life in this delightful 4-bedroom, 2-bathroom home, perfectly positioned in the coveted Old Westside and within easy reach of Lake Sacagawea. Priced competitively. Step inside to discover inviting living and dining areas, newer range/oven, washer, dryer, and water heater, plus a versatile bonus room to suit your needs. Upstairs you will enjoy the 3 bedrooms, bath, and bonus area. The basement offers significant space for storage or future development. Outside, a brand-new roof, upstairs windows, and chimney, providing peace of mind, while the deck and fenced backyard are ideal for relaxing or entertaining. A garage and convenient rear parking add to the appeal. Experience the best of Old Westside living – contact us for your exclusive tour today!

1228 22nd Avenue, Longview

Listing courtesy of RE/MAX Premier Group.

$349,900
2 Beds ⋅ 2 Baths ⋅ 2562848 MLS ⋅ ACTIVE Status
Welcome to this charming, move-in ready duplex offering a fantastic opportunity for both investors and owner-occupants! Each side features its own comfortable 1-bedroom, 1-bath layout, providing added convenience and privacy. Freshly painted inside and out, this property has a clean, updated feel that's ready for its next owner. A detached 2-car garage adds valuable storage and parking options. Whether you're looking to grow your investment portfolio or live in one unit while offsetting your mortgage by renting the other, this duplex offers flexibility and great potential. Conveniently located close to shopping, restaurants, parks, and public transportation, you'll love the ease of everyday living in this desirable location.

3015 Dover Street, Longview

Listing courtesy of John L. Scott, Inc..

$749,900
2 Beds ⋅ 3 Baths ⋅ 2561786 MLS ⋅ ACTIVE Status
Privately situated on 10.4 acres, this property offers a rare head start on creating your own custom estate. The existing 1,271 sq. ft. residence is permitted as an ADU with an attached, 32'x48' oversized heated shop, allowing it to remain as a guest home, multi-gen space, or separate living quarters once the future primary residence is built. The upper building site has incredible views, and is prepared with a private well and 5-bedroom septic system installed. The custom ADU features 2 bedrooms, 2.5 bathrooms, radiant in-floor heat, zoned mini-splits, solid hemlock doors, custom cabinets, granite and quartz countertops, vaulted ceilings, a wood stove, and a sauna. The shop offers 16-foot ceilings, a 14' door, RV and EV hookups, generator hookup, commercial floor drains, and extensive storage. Established Douglas firs, covered back trex-deck, gardens, a chicken coop, and potential to divide complete this one-of-a-kind property.

214 Bootjack Lane, Kelso

Listing courtesy of The Bordak Group, LLC.

$685,000
3 Beds ⋅ 3 Baths ⋅ 2559412 MLS ⋅ ACTIVE Status
Experience Dorothy Lake waterfront living in this like new custom home built in 2023 on a private third of an acre cul-de-sac lot. One of the few homes on Dorothy Lake with direct water access, this property includes a private trail to the lake, making it easy to kayak, fish, or simply enjoy the peaceful waterfront lifestyle. Walls of windows across the back of the home showcase beautiful lake and forest views, while the covered deck and lower covered patio provide the perfect places to relax year round. Inside, you'll find 3 bedrooms, a den, 2.5 baths, with the primary suite and laundry on the main level. The open concept kitchen features a massive waterfall edge quartz island, full height tile backsplash, walk-in pantry, and premium finishes. Luxury vinyl plank flooring runs throughout with no carpet, and all appliances, including the washer and dryer, are included. The primary suite offers stunning lake views, a spacious walk-in closet, freestanding soaking tub, and full tile roll in shower. Additional features include a finished daylight basement with a large bonus/family room and an EV charging station. Located just minutes from I-5, Longview, shopping, and dining, this home offers the perfect blend of luxury, privacy, and convenience. If you're searching for waterfront homes in Kelso WA, Dorothy Lake homes, or a newer home with direct lake access, opportunities like this are exceptionally rare.

122 Surfview Drive, Kelso

Listing courtesy of Knipe Realty ERA Powered.

$1,049,900
3 Beds ⋅ 3 Baths ⋅ 2561069 MLS ⋅ ACTIVE Status
Custom single-level home on 2 private acres with Robinson Creek running through the property, just one minute outside Woodland city limits and minutes to I-5. Built in 2017, this 2,550 sq ft home offers 3 bedrooms, 3 bathrooms, a bonus room, vaulted ceilings, knotty alder doors, and a floor-to-ceiling stone fireplace with built-ins. The kitchen features quartz countertops, an oversized island, gas cooktop, double ovens, pot filler, and a walk-in pantry. The primary suite includes a free standing soaking tub, tile walk-in shower, dual vanity, and large walk-in closet. One of the secondary bedrooms also features its own private 3/4 bath and walk-in closet, making it an excellent option for multi-gen living. Covered patio, oversized heated 3-car garage, RV and boat parking, plus a detached workshop with power.

195 Buckingham Drive, Woodland

Listing courtesy of The Bordak Group, LLC.

$585,000
5 Beds ⋅ 3 Baths ⋅ 2561644 MLS ⋅ ACTIVE Status
Thoughtfully reimagined from top to bottom, this stunning 5-bedroom, 3-bath home offers the perfect blend of historic charm and modern living. An extensive remodel showcases a gorgeous new kitchen, beautifully updated finishes, and a fully finished basement that provides exceptional flexibility for guests, hobbies, or multi-generational living. Original hardwood floors and timeless architectural details preserve the home's character while every update enhances everyday comfort. Situated on a fully fenced double lot, the property also features a Trex front porch, hot tub, workshop, attached garage, and ample paved off-street parking. Private back yard with raised garden beds are enough to grow your own food, yet not overwhelming to maintain. A rare opportunity to own a turnkey home with space, style, and character in the heart of Castle Rock within walking distance of gas, grocery and the Cowlitz River.

322 NE Kirby Avenue, Castle Rock

Listing courtesy of Realty One Group Bold.

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