Winlock Homes with USDA Loan Terms

Winlock Homes with USDA Loan Terms

Welcome to Winlock, a charming city located in Lewis County, Washington, United States. Nestled in the heart of the state, Winlock offers a peaceful and idyllic setting for those looking to settle down in a close-knit community.

Winlock boasts a rich history, dating back to its establishment in the late 19th century. The city's small-town charm is evident in its well-preserved historic buildings, including the iconic Winlock Egg Monument, paying homage to the area's strong ties to the poultry industry.

For those interested in purchasing a home in Winlock, you'll be pleased to know that there are opportunities to take advantage of USDA Loan Terms. These loan terms are designed to assist potential homeowners in rural areas, allowing them to secure financing with favorable terms and low-interest rates. With Winlock's rural setting, this is an excellent opportunity for buyers looking to make their homeownership dreams a reality.

Winlock offers a variety of housing options to suit different lifestyles and preferences. From cozy single-family homes with spacious yards to charming cottages and farmhouses, there's something for everyone. The city's real estate market is known for its affordability, making it an attractive destination for first-time homebuyers or those looking for a peaceful retreat away from the hustle and bustle of larger cities.

In addition to its tranquil atmosphere and affordable housing options, Winlock is also conveniently located near major cities such as Olympia and Centralia. This allows residents to enjoy the best of both worlds - the serenity of small-town living and easy access to urban amenities.

If you're seeking a place to call home that combines natural beauty, affordability, and a strong sense of community, look no further than Winlock. With its USDA Loan Terms and welcoming atmosphere, this charming city in Lewis County, Washington, is ready to welcome you with open arms.

Newest Winlock Homes with USDA Loan Terms

$374,950
3 Beds ⋅ 2 Baths ⋅ 2563713 MLS ⋅ ACTIVE Status
Beautifully maintained, quality-built single-level home in a growing Winlock community, conveniently located just minutes from I-5 and halfway between Portland and Olympia. This move-in-ready 3-bedroom, 2-bath home features an open-concept floor plan with quartz countertops, stainless steel appliances, a pantry, a center island, and a new dishwasher (2025). The spacious primary suite includes a private bath, while additional features include a dedicated laundry/utility room, attached one-car garage, brand-new blinds throughout, reverse osmosis drinking water system, and a new 8x6 Genesis shed. The fully fenced backyard offers exceptional privacy with no neighboring homes directly behind or on one side, thanks to the adjacent forest and storm pond. A perfect combination of comfort, privacy, and convenience—ideal for first-time buyers, downsizers, or anyone seeking low-maintenance living.

3003 Orange Court, Winlock

Listing courtesy of Yelm Windermere.

$649,800
3 Beds ⋅ 2 Baths ⋅ 2563456 MLS ⋅ ACTIVE Status
Escape to your own private retreat on 2.47 +/- acres with sweeping territorial views, this beautifully maintained 2,163 sq ft, 3-bedroom, 2-full bath single-story home offers the space, privacy and versatility buyers have been searching for. A welcoming covered front porch opens to a bright, flowing floor plan with generous living and dining areas, abundant natural light and a cozy freestanding wood stove. The spacious kitchen is ready for gathering with extensive cabinetry, walk-in pantry, stainless appliances and an oversized breakfast bar. Unwind in the roomy primary suite featuring a private bath with soaking tub and separate glass-enclosed shower. A dedicated office makes working from home easy, while central A/C and a heat pump provide year-round comfort. Outside, enjoy established landscaping, garden space, a fully fenced backyard and patio—all surrounded by peaceful Northwest scenery. The gated, paved approach leads to an attached 3-car garage, ample driveway and RV parking w/50 & 30 amp service at the garage, plus a detached outbuilding for projects, equipment or extra storage. Individual well, septic, high-speed internet, wired for generator, and no HOA complete this exceptional country package. Serenity, space and flexibility—yet within convenient reach of town and located in the Napavine school district. Come experience the view and imagine what’s possible!

526 Haywire Road, Winlock

Listing courtesy of Realty One Group Pacifica.

$495,000
3 Beds ⋅ 3 Baths ⋅ 2563241 MLS ⋅ ACTIVE Status
An amazing private, 3+ acre location opportunity awaits you at the very end of this road! Fruit trees, grapes galore & ADU options adorn the perimeter. The Mt. St. Helens kitchen view from this 1991 Silvercrest home is amazing. The three bay detached garage features a mother-in-law room with 1/2 bath in the detached garage closest to the house. On the other end of the home back porch, there is a separate standalone “Office unit” with an air conditioner and room to work and live 24-7 right there! From the office or the home you can gaze at the boarded horse strolling the fenced field or at the mountain. Bored with work? Go pick plums, grapes, apples or hazelnuts. There’s plenty of room for your horse, your work, your RV and whatever you can imagine. Speaking of imagination, you may need to imagine how this will be prior to closing when it’s empty! This IS a move out work in progress! We might be wise to list in 3 weeks BUT August is upon upon us! We are sacrificing a bit in visual appeal to bring this partially revealed treasure to you now! The moving pods are in place and packing is THE theme. Don’t be shy! Come kick the tires or a few moving boxes today! You will have discovered a gem!

179 Bay Road, Winlock

Listing courtesy of Realty One Group Pacifica.

$409,985
3 Beds ⋅ 2 Baths ⋅ 2562804 MLS ⋅ ACTIVE Status
Get ready to come home and enjoy the quiet of small town country life… yet only minutes to I-5 for work! 1.5 level partially fenced acres, 3 bedroom/2 bath home with attached garage. Circle driveway with lots of parking for all your toys… RV, Boat, ATVs,Trucks, Cars….bring them ALL! No high utility expenses here private well provides you with water & with a septic system there is no sewer bill. Home has a walk through bathroom from the laundry room to the primary bedroom. All bedrooms have walk in closets. Vaulted ceilings and a spacious living room with big front windows. Open dining to eat in Kitchen with a plumbed island. Cute front porch…and just imagine a spacious deck off the kitchen/dining area sliding glass door. Perfect to entertain. Come put your own special touches on this home. Bonus… it might look like a manufactured… BUT it’s a Modular! If you’re curious about the differences, ask…. You will be surprised.

289 Antrim Road, Winlock

Listing courtesy of John L. Scott, Inc..

$274,900
2 Beds ⋅ 1 Baths ⋅ 2561722 MLS ⋅ ACTIVE Status
Bring your vision and creativity to this charming creek side opportunity in Winlock! Nestled along the peaceful banks of Olequa Creek, this 2-bedroom, 1-bath 1500 square foot home offers a unique chance to create something truly special. With a functional layout, beautiful natural surroundings, and plenty of potential, this property is ready for someone with imagination and a passion for transforming a house into a home. Enjoy the tranquil creek side setting, spacious yard, and the convenience of being close to downtown Winlock, schools, shopping, and 1-5. Whether you're looking for your next investment, a renovation project, or the opportunity to customize your own home, this is a rare chance to bring your ideas to life!

211 NW Kerron Avenue, Winlock

Listing courtesy of Dove Realty, Inc..

$575,000
3 Beds ⋅ 2 Baths ⋅ 2562800 MLS ⋅ ACTIVE Status
Pacific Northwest charm meets modern comfort on 1.28 acres. This custom home offers 2,308sqft of thoughtfully designed living space, where expansive updated windows frame serene views from nearly every room. The upper level features a spacious kitchen with a generous pantry, newer SS appliances, a dining area, an inviting living room, and a private primary bedroom and bath. French doors open to a covered porch, creating the perfect spot to relax while overlooking the peaceful surroundings that include fruit trees, wild grapes, and blackberries. The main level is designed for both comfort and functionality, featuring a large family room, 2 additional bedrooms, an updated bathroom, and a large laundry/mudroom—ideal for cleaning up after a day spent gardening or enjoying the outdoors. A large utility room for additional storage too! Outside, you'll find room to live, work, and play. The impressive newly built 36' x 24' shop includes loft storage, automatic doors, and EV charging capabilities. The expansive property also features a raised garden bed, a large patio area, a fire pit, and plenty of space for entertaining, recreational vehicles, boats, trailers, and all your outdoor hobbies. Recent updates include a new roof in 2023, refreshed exterior and painted trim, and a new HVAC system for year-round efficiency and comfort. Tucked away in a peaceful setting yet just minutes from I-5, this exceptional property offers the perfect balance of convenience and Northwest living!

120 Kakela Road, Winlock

Listing courtesy of Knipe Realty ERA Powered.

$390,000
4 Beds ⋅ 2 Baths ⋅ 2560041 MLS ⋅ ACTIVE Status
Welcome to this charming craftsman home that exudes warmth and character. Step onto the cozyfront porch and feel instantly at home. The thoughtful floor plan features four comfortablebedrooms and 1.75 well-appointed bathrooms, providing plenty of space for everyone. The spaciousliving room invites relaxation and features new vinyl plank laminate flooring that enhances thehome’s aesthetic. The updated kitchen, equipped with modern white cabinets and stainless steelappliances, opens into a delightful dining area, perfect for entertaining. Major updates includea new roof, siding, and windows installed in 2021, along with updated plumbing, a partiallyupdated electrical system, and a new electric panel box. Both bathrooms have been updated foradded convenience. Enjoy outdoor living in the fenced backyard, complete with a cement patioideal for entertaining or quiet relaxation. With an excellent location just minutes fromdowntown shopping, schools, and easy access to I-5, this home offers a convenient lifestylecentrally situated between Seattle and Portland. Don’t miss your chance to make this beautifulresidence your own!

1404 NW Kerron St, Winlock

Listing courtesy of Cascade Hasson Sotheby's Int'l.

$420,000
4 Beds ⋅ 2 Baths ⋅ 2550238 MLS ⋅ ACTIVE Status
Rare opportunity to own this spacious 4-bedroom, 2-bath home offering 2,022 sq. ft. of versatile living space on a generous 0.23-acre lot in the heart of Winlock! From the moment you arrive, you'll appreciate the character, functionality, and unique features this property has to offer. The thoughtfully designed floor plan includes an inviting living area, spacious kitchen, main-floor primary bedroom, and three additional bedrooms upstairs, providing flexibility for guests, hobbies, or a home office. Stay comfortable year-round with an energy-efficient mini-split system and a cozy gas fireplace. The standout feature is the oversized drive-through dual-access garage with garage doors on both the front and rear—perfect for easy access, workshop space, trailers, toys, or additional storage. Outside, enjoy a large backyard with room to garden, entertain, or simply relax on the deck and patio. An unfinished basement with a separate exterior entrance provides abundant storage and exciting potential for future expansion. Conveniently located just minutes from I-5, schools, parks, and local amenities, this home offers the perfect combination of small-town charm and everyday convenience. Properties with this much space, flexibility, and a rare drive-through garage don't come along often - Contact your agent for a showing!

108 SW Campbell Street, Winlock

Listing courtesy of BHGRE - Northwest Home Team.

$399,000
3 Beds ⋅ 2 Baths ⋅ 2559009 MLS ⋅ ACTIVE Status
Charming & Spacious Winlock Retreat with Premium Upgrades! Welcome home to this beautifully updated property, perfectly nestled in a quiet, serene neighborhood. Situated on an expansive, large lot, this home offers the ultimate blend of peaceful small-town living, comfort, and incredible utility. Interior Highlights: Chef's Delight: Step into a beautiful, newer kitchen featuring modern finishes, ample counter space, and stylish cabinetry perfect for meal prep and entertaining. Relax & Unwind: The main bathroom boasts a comfortable jetted bathtub, offering a private, spa-like escape at the end of a long day. Flexible Living Space: An excellent extra room addition provides the perfect footprint for a home office, hobby room, gym, or additional living area to fit your lifestyle needs. Exterior & Workshop Features: Mechanic & Hobbyist Dream: The property features a huge, detached 3-car garage and shop, offering massive storage space for vehicles, tools, boats, or weekend projects. Expansive Lot: The large, flat yard provides endless possibilities for gardening, outdoor entertaining, or creating your own private oasis. Don't miss this rare opportunity to own a turnkey home with extensive shop space in a peaceful Winlock community!

1300 SW Mayer Avenue, Winlock

Listing courtesy of eXp Realty.

$385,000
3 Beds ⋅ 2 Baths ⋅ 2558833 MLS ⋅ ACTIVE Status
Welcome to this move-in-ready 2+ bedroom home with a loft/den/nursery and 1.5 baths, offering 1,412 square feet of comfortable living space situated on two separate tax lots totaling 0.45 acres. This unique property provides added flexibility, extra outdoor space, and possibilities that are rarely available. Inside, you’ll be greeted by a spacious living room and a bright, updated kitchen with new appliances and an eating nook. Choose between having your primary bedroom either upstairs with a half bath or on the main floor, with energy-efficient mini-split heating and cooling systems on both levels to provide year-round comfort. Outside, enjoy beautifully maintained flower beds, raised garden beds, and a spacious 576-square-foot concrete patio ideal for gatherings, grilling, or relaxing outdoors. Concrete walkways lead to a large storage shed, and the paved driveway provides plenty of parking. The additional tax lot offers valuable flexibility for future possibilities, added privacy, gardening, recreation, or exploring options such as additional living space. Don’t miss this opportunity to own a well-maintained home with comfortable living space, excellent outdoor amenities, and the rare advantage of two separate tax lots.

900 SE 1st Street, Winlock

Listing courtesy of MLS4owners.com.

$519,900
4 Beds ⋅ 3 Baths ⋅ 2552325 MLS ⋅ CONTINGENT Status
Step into the *3 Car Garage* popular Alderwood plan, offering 2,109 sq ft of 2-story living at its best! This open living concept features an oversized Great Room, 3 beds, 2.5 baths, plus a rec room or 4th large bedroom, & a 3-car garage. Well-appointed amenities including quartz countertops, full backsplash, stainless appliances, custom cabinets, luxury vinyl plank floors, an electric fireplace and upper-level laundry room. Owner's suite features a soaking tub, walk-in shower, dual sinks & walk-in closet. Additional highlights include front yard landscaping, complete with a sprinkler system & a large covered back patio. Heat Pump/A/C included & fiber-optic internet available. This home is ENERGY STAR/NextGen Certified & HERS rated! It comes with a 2-yr builder warranty + a 2-10 Home Buyer Warranty! Incentives available for a limited time! Working with preferred lenders may unlock even greater benefits. Come tour this conveniently located home, near i-5, just between Seattle & Portland!

607 Powell Avenue, Winlock

Listing courtesy of New Tradition Realty Inc.

$509,900
4 Beds ⋅ 2 Baths ⋅ 2552358 MLS ⋅ ACTIVE Status
Welcome to your new home, The Baker. Designed to make the most out of single-level living, this plan features three bedrooms plus the owners retreat. If having a home office space is important to you, the front bedroom would be ideal with plenty of lighting pouring in from its large front facing window. The open concept kitchen-dining-great room is perfect for entertaining friends and leads out to the covered back patio. This home is Energy Star with full LED lighting throughout, high efficiency water heater and Blown in BIB Insulation. ENERGY STAR NextGen Certified & HERS rated! Incentives available for a limited time! Working with preferred lenders may unlock even greater benefits.

605 Powell Avenue, Winlock

Listing courtesy of New Tradition Realty Inc.

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