Vancouver Homes with FHA Terms

Vancouver Homes with FHA Terms

Vancouver, Washington is a vibrant city located in Clark County, in the beautiful Pacific Northwest region of the United States. Known for its stunning natural landscapes and thriving community, Vancouver offers a high quality of life for residents and visitors alike.

Situated on the north bank of the Columbia River, Vancouver is just across the water from Portland, Oregon, making it a popular choice for those seeking a more affordable alternative to its neighboring city. With its close proximity to both the Cascade Mountains and the Pacific Ocean, outdoor enthusiasts will find plenty of opportunities for hiking, skiing, and exploring the great outdoors.

For those looking to buy a home in Vancouver, the option of FHA terms is available. The Federal Housing Administration (FHA) provides mortgage insurance on loans made by FHA-approved lenders, allowing homebuyers to secure a loan with a lower down payment and more flexible credit requirements. This can be particularly beneficial for first-time homebuyers or those with limited financial resources.

With FHA terms, homebuyers in Vancouver have the opportunity to make their dream of homeownership a reality. Whether you're looking for a cozy bungalow in the historic downtown area or a spacious family home in one of the city's newer developments, there are plenty of options to suit every taste and budget.

So, if you're considering a move to the Pacific Northwest, Vancouver, Washington offers a welcoming community, stunning natural beauty, and the opportunity to purchase a home with FHA terms. Take the leap and discover all that this charming city has to offer.

Newest Vancouver Homes with FHA Terms

$550,000
4 Beds ⋅ 2 Baths ⋅ 2573171 MLS ⋅ ACTIVE Status
***LENDER INCENTIVE AVAILABLE WITH ROCKET LOCAL*** Spacious home designed for entertaining & everyday living! Your new home showcases a spacious Living room w/bay window & FP, plus a skylit dining area W/ slider leading to an incredible 1,000sq ft deck w/ territorial views- perfect for summer gatherings & outdoor living. Fresh updated laminate flooring gives this space a warm renewed look. Primary bdrm features a baywindow adding character to the room w/ a private deck & entrance. 2 additional bdrms round out the main floor. Lower level is a spacious 2nd living room w/ 2nd FP, 4th bdrm, laundry room, PLUS bathroom. This home is ideal for generational living, great for guests, or privacy. Situated on a HUGE .42 acre lot w/ added privacy & room to spread out. Bring your RV, boat, or other vehicle toys w/ you as you will have plenty of parking. This property is a rare gem on such a great lot & conveniently located minutes to I-5, shopping, and amenities.

7017 NE 2nd Avenue, Vancouver

Listing courtesy of Redfin.

$479,000
4 Beds ⋅ 3 Baths ⋅ 2573992 MLS ⋅ ACTIVE Status
Welcome home to this immaculately maintained 2 story home with an endearing covered front porch. 4 bedrooms plus 2 1/2 bathrooms. Deep set extra wide driveway and front yard allowing for plenty of parking and space. You are greeted by a soaring vaulted entry and beautiful hickory floors. A formal dining or flex space leads into the kitchen that boasts stainless appliances, gas range, hickory cabinets, pantry and granite counters. The family room is warm and cozy with a gas fireplace as the focal point. Upstairs you will enjoy the primary retreat with a spacious bedroom and incredible attached bathroom. Dual sink vanity, separate toilet area, large walk-in closet, shower and a peaceful soaking tub! 3 additional bedrooms on the upper floor plus a bathroom with a tub/shower combo. Outside you will find a concrete patio and easy to care for yard, as well as a storage shed. This home has been lovingly cared for by the original owners and is ready for its new owners to enjoy!

4420 NE 97 Street, Vancouver

Listing courtesy of Windermere Northwest Living.

$509,900
3 Beds ⋅ 2 Baths ⋅ 2574539 MLS ⋅ ACTIVE Status
This is what happens when good updates meet really good details. This one-level home has the things you notice right away—real oak hardwood floors, true custom cabinetry and built-ins, quartz countertops, tiled bathrooms and a kitchen with a cozy breakfast nook, built-in storage bench and wainscoting. Then there are the things you'll appreciate long after move-in: newer HVAC, a brand-new 30-year Malarkey Highlander roof with transferable warranty, new sprinklers, landscape lighting and garage door opener. Out back, mature landscaping creates a wonderfully private yard, and the huge covered patio gives you an outdoor space you'll actually use. Washer, dryer and refrigerator stay, along with the built-in TVs and new surround sound. Thoughtfully updated, beautifully cared for, and definitely not cookie-cutter.

419 NW 79th Street, Vancouver

Listing courtesy of Berkshire Hathaway HS NW.

$555,000
4 Beds ⋅ 2 Baths ⋅ 2573237 MLS ⋅ ACTIVE Status
Welcome home to this charming residence offering convenient main-floor living, with comfortable spaces, a functional layout, and a private outdoor retreat. The main level features three bedrooms two full bathrooms, and laundry, providing an easy and practical setup for everyday living. Downstairs, the basement offers excellent flexibility with a fourth bedroom or bonus room, perfect for a home office, guest space, media room, gym, or hobby area. Step outside to enjoy the private, fully fenced backyard, complete with a spacious deck, raised garden beds, and a beautiful stone wood-burning fireplace, providing an inviting setting for entertaining, gardening, or relaxing around the fire. Located just minutes from Highway 14, this home offers easy access to both I-205 and I-5, making commuting and getting around the Portland-Vancouver area a breeze.

413 Little Rock Way, Vancouver

Listing courtesy of Redfin.

$449,900
3 Beds ⋅ 2 Baths ⋅ 2573909 MLS ⋅ ACTIVE Status
Updated and move-in ready home, offering 3 bedrooms, 2 bathrooms, and 1,352 sq. ft. on a level 0.17-acre lot. Inside, you'll find two separate living areas, laminate flooring, and an updated kitchen with tile backsplash, stainless steel appliances, and an eat-in dining area. The primary bedroom includes its own bathroom with walk-in shower. The family room opens directly to the backyard patio, creating an easy connection to the fully fenced yard surrounded by mature trees, and a pollinator garden. Attached 2-car garage, off-street parking, and potential for RV/Boat parking.

12710 NE 37th Street, Vancouver

Listing courtesy of The Bordak Group, LLC.

$925,000
3 Beds ⋅ 2 Baths ⋅ 2573754 MLS ⋅ ACTIVE Status
Calling all car lovers and hobbyists! If you've been searching for the perfect setup for your vehicles, projects, or toys, this incredible 3,860-square-foot, 5-bay shop is ready for it all. Situated on a peaceful 2-acre property, you'll also find a detached 2-car garage for even more storage and flexibility. The 2,172-square-foot, one-level home offers dual primary bedrooms and an open-concept layout where the living room, kitchen, and dining area flow together, creating an inviting space for everyday living and entertaining. Unwind on the oversized covered deck and enjoy the space and privacy this property provides, all while being conveniently located near freeway access and Legacy Hospital.

6012 NE Salmon Creek Street, Vancouver

Listing courtesy of Keller Williams-Premier Prtnrs.

$625,000
4 Beds ⋅ 3 Baths ⋅ 2572434 MLS ⋅ ACTIVE Status
Just a chip shot from Club Green Meadows’ 14th green, this meticulously maintained 4-bedroom, 3 walk-in closets, 2.5-bath home offers a parklike setting on an oversized .31-acre lot—with a view of the 14th green from the front porch. While not on the green, it's close! Enjoy golf and athletic amenities right in the neighborhood and a country-club lifestyle without an HOA! Inside, the dramatic living room features soaring vaulted ceilings, exposed beams and an impressive 13-foot brick fireplace. A second brick fireplace adds warmth to the family room, while a main-level bedroom offers flexibility for guests or a home office. The updated kitchen features Corian countertops and opens to the family room overlooking the large patio and private, beautifully established yard. Thoughtfully cared for and move-in ready, with new exterior paint, select interior paint, professionally cleaned carpets, cleaned air ducts, serviced heat pump and serviced roof. Nearby shopping, schools and hospitals add everyday convenience to this exceptional location. Come home to space, privacy and a lifestyle that fits you to a tee!

7613 NE 69TH Street, Vancouver

Listing courtesy of Windermere Northwest Living.

$499,900
3 Beds ⋅ 2 Baths ⋅ 2572803 MLS ⋅ ACTIVE Status
Welcome to this move-in-ready, single-level ranch tucked along a quiet, tree-lined street in a well established Vancouver neighborhood. Thoughtfully designed with a unique split-bedroom layout (Primary Bedroom on one side and two bedrooms on the other side), the home offers excellent privacy and comfortable everyday living. The open-concept kitchen features stainless steel appliances and flows seamlessly into a bright, versatile bonus space—ideal for a family room, formal dining area, home office, or entertaining. Recent updates include new LVP flooring, new ductwork, fresh interior paint, a newer furnace/AC unit, updated bathroom vanities and lighting, and a storm door with convenient pet access. And there is ample storage in the 2-car garage featuring built-in cabinets on both walls. All this plus dedicated RV/boat/trailer parking. Step outside to fully fenced front and back yards designed for relaxing, gardening, and entertaining. Enjoy the covered patio, mature landscaping, herb garden, fruit trees and the benefit of a large garden shed for additional storage. Conveniently located near schools, shopping, dining, and everyday amenities, this inviting home delivers a great lifestyle, flexible space, outdoor enjoyment, and storage that can be hard to find. Less than 10 mins to I205 and only 20 mins to PDX, this exceptionally super clean turn key home is ready to welcome you today!

3705 NE 157th Avenue, Vancouver

Listing courtesy of Real Broker LLC.

$399,900
4 Beds ⋅ 1 Baths ⋅ 2570855 MLS ⋅ ACTIVE Status
Located in one of Vancouver’s most walkable neighborhoods, this 4-bedroom home offers character, major system updates, and real potential for future rental income. The large finished basement has windows and private exterior access, making it a strong candidate for a future ADU, potential rental suite, Airbnb, or guest suite! Plumbing and electrical were completely replaced in 2024, including a new 200-amp service, plus a renovated bathroom and new heat pump water heater. Inside you’ll find high ceilings, granite counters, hardwood cabinetry, a main-level bedroom, and dedicated living and dining rooms. Outside, enjoy a fully fenced backyard with mature landscaping, fruit trees, garden beds, covered porches, abundant parking, and gated RV access. Just minutes from the Farmers Market, downtown, the waterfront, restaurants, breweries, coffee shops, and the arts district.

1108 W 14th Street W, Vancouver

Listing courtesy of eXp Realty.

$750,000
3 Beds ⋅ 2 Baths ⋅ 2572542 MLS ⋅ ACTIVE Status
Built in 2022 and ??lled with natural light, this thoughtfully upgraded home o??ers bright, open living spaces designed for everyday comfort and entertaining. Expansive windows ??ll the main level with light, while the spacious kitchen features a generous island, pull-out drawers in the lower cabinets and reverse osmosis ??ltration. The primary suite includes its own laundry connection, with a second laundry connection upstairs for added convenience. Additional upgrades include a water softener, overhead garage storage, temperature-controlled attic fan, Storm door with built in window screen which invites lovely breezes throughout the main living areas. A transformed backyard with added landscaping and an extended patio, creates an inviting outdoor space to complement the covered patio and fenced yard.

12508 NE 103rd Way, Vancouver

Listing courtesy of Realty Pro West LLC.

$490,000
3 Beds ⋅ 2 Baths ⋅ 2572360 MLS ⋅ ACTIVE Status
Welcome to this delightful single-level in one of the most sought-after Vancouver neighborhoods, complete with new LVP flooring, water heater, shed in backyard, LG oven and dishwasher, sink w/disposal, and new interior paint in all living spaces. Come tour today and see why this house is going to win your heart, and make yourself at home. Located just two blocks from the local park, this home features optional RV parking, and all appliances stay upon request.

3508 NE 143rd Avenue, Vancouver

Listing courtesy of Keller Williams-Premier Prtnrs.

$470,000
3 Beds ⋅ 2 Baths ⋅ 2571737 MLS ⋅ ACTIVE Status
.One-level home in a convenient location! 3 bedrooms, 2 baths, living room, family room, covered front porch, and a large backyard. The primary suite includes a private bathroom with walk-in shower. Recent updates in the last 5 years include lap siding, exterior paint, gutters, hot water heater, and a new main water line from the meter to the house. The refrigerator and washer/dryer are excluded from the sale. No HOA. Hydro-heating system. This home has a functional layout and still has plenty of potential to make it your own

9319 NE 136th Avenue, Vancouver

Listing courtesy of New Moon Realty.

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